Car Insurance South Carolina

Minimum Liability Requirements for South Carolina

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By Danielle DeShong | CSR at Learnandserve.org | Powered by A Plus Insurance

South Carolina Insurance Requirements: Car insurance for South Carolina

Like most states South Carolina is a Liability required state. Needing the state minimum of $25,000 per person, $50,000 per accident and $25,000 for property damage

Liability insurance is the protection that goes against claims and other possible damage to one’s property. So if there were ever an accident to occur either you the driver or someone else the driver the coverage will help pay off the damage amount of property up to the policy limits that are set. There are a couple of things to keep in mind when you are shopping for insurance being, location, type of insurance, and any history on the vehicle is good to know also.

Uninsured/Underinsured Motorist Coverage is also legally required in South Carolina. It goes toward helping bills that were caused in an accident by an uninsured/underinsured driver who is found at fault up to the limits set on the policy.

  • $25,000 bodily injury coverage per person is the total of what an insurer will pay for a single person injured in your vehicle by an uninsured/underinsured driver
  • $50,000 bodily injury coverage per accident reflects the maximum dollar amount paid for all injuries in your vehicle by an uninsured/underinsured driver if more than one person is hurt.
  • $25,000 property damage coverage per accident is the upper limit dollar paid for damage caused to your vehicle by an uninsured/underinsured driver.

Car insurance For South Carolina: Cheapest car insurance South Carolina

There is more to car insurance then just liability insurance, down below is a more informed and explained options for additional car insurance that aren’t required but can be necessary.

Car Insurance South Carolina
Car insurance for South Carolina

Liability Insurance: means “responsibility” liability helps pay out when you are responsible for an any accident involving the vehicle. (required)

Collison Insurance: when there is a collision with another vehicle that there are damage of property regardless of who’s fault it is. (not required)

Personal Injury protection : this coverage is to help with any expenses that makes the individual responsible for their own injuries in an accident regardless of fault. (not required)

Uninsured and Underinsured Motorist: uninsured is when someone is found at fault for an accident but doesn’t carry liability. Underinsured is when someone is found at fault but their limits are too low for the medical expense.(required)

Comprehensive Insurance:  can help pay the costs of damage to your car for non-collision related claims, can be road damage, hail, rock, ect. (not required)

Medical Payments Insurance: this coverage will help if there are any medical bill’s that needed to be paid due to an accident. (not required)

Cheapest Car Insurance South Carolina Quotes

When shopping for the cheapest car insurance in South Carolina, you have the option of keeping it at the minimum level that is required b the State, or you can add full coverage insurance, along with additional coverages.

Below is a chart of prices comparing Liability insurance with Full Coverage insurance

CarrierLiability (Average)Full Coverage (Average)
General$86$176
Mendota$92$172
Assurance America$95$181
Bristol West$97$142
Geico$101$181
USAA$104$154
Dairyland$105$214
National General$109$123
Progressive$114$159
Nationwide$125$173
Liberty Mutual$131$191
21 Centry$138$154
Farmers$146$151
American RTR$153$157
Safeco$156$175
State Farm$165$163
Gainsco$167$161
All State$177$147
Travelers$188$162
State Auto$197$205

Car insurance for South Carolina Cost Estimator Calculator

This calculator can help give a rough estimate on getting the cheapest car insurance in South Carolina based off of your answers. However, in order to get an accurate quote, you will need to speak with an agent.

Insurance Cost Estimator


Frequently Asked Questions About Cheapest Car Insurance in South Carolina

Q1: How can I find the cheapest car insurance in South Carolina?

A1: To find the cheapest car insurance in South Carolina, you can compare quotes from multiple insurance providers, consider higher deductibles, maintain a good driving record, and inquire about any available discounts or savings opportunities, such as multi-car or safe driver discounts.

Q2: What factors impact car insurance rates in South Carolina?

A2: Car insurance rates in South Carolina can be influenced by factors such as your driving history, the type of car you drive, your age, your location, and your coverage needs. It’s important to understand how these factors can affect your insurance premiums.

Q3: Is it possible to get quality coverage while still finding the cheapest car insurance in South Carolina?

A3: Yes, it is possible to find quality car insurance coverage at an affordable price in South Carolina. By comparing quotes and exploring different insurance providers, you can balance cost savings with the coverage you need to protect yourself and your vehicle.

Q4: What is the cheapest car insurance group?

A4: The cheapest car insurance group can vary depending on factors such as the make and model of your vehicle, your location, and your driving history. To find the cheapest car insurance group for your specific situation, it’s recommended to compare quotes from different insurance providers and consider factors that can affect your premium.

OTHER HELPFUL LINKS: SUGGESTIONS

http://learnandserve.org/insurance-south-carolina/

Auto Insurance Policy in Charleston, SC | Custom Policy Quotes | Pinckney-Carter Co (charlestoninsuranceagents.com)

http://learnandserve.org/homeowners-insurance-bluffton-sc/

Last Updated on by Camron Moss

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