cheapest car insurance South Carolina

By Danielle DeShong | CSR at Learnandserve.org | Powered by A Plus Insurance

Like most states South Carolina is a Liability required state. Needing the state minimum of $25,000 per person, $50,000 per accident and $25,000 for property damage. 

Liability insurance is the protection that goes against claims and other possible damage to one’s property. So if there were ever an accident to occur either you the driver or someone else the driver the coverage will help pay off the damage amount of property. Liability Also covers Property damage! There are a couple of things to keep in mind when you are shopping for insurance being, location, type of insurance, and any history on the vehicle is good to know also.

Uninsured/Underinsured Motorist Coverage is also legally required in Vermont, It goes toward helping bills that were caused in an accident by an uninsured/underinsured driver who is found at fault.

• $25,000 bodily injury coverage per person is the total of what an insurer will pay for a single person injured in your vehicle by an uninsured/underinsured driver

• $50,000 bodily injury coverage per accident reflects the maximum dollar amount paid for all injuries in your vehicle by an uninsured/underinsured driver if more than one person is hurt.

• $25,000 property damage coverage per accident is the upper limit dollar paid for damage caused to your vehicle by an uninsured/underinsured driver.

There is more to car insurance then just liability insurance, down below is a more informed and explained options for additional car insurance that aren’t required but can be necessary.

Liability insurance: means “responsibility” liability helps pay out when you are responsible for an any accident involving the vehicle. (required)

Collison insurance: when there is a collision with another vehicle that there are damage of property regardless of who’s fault it is. (not required)

Personal Injury protection : this coverage is to help with any expenses that makes the individual responsible for their own injuries in an accident regardless of fault. (not required)

uninsured and underinsured motorist: uninsured is when someone is found at fault for an accident but doesn’t carry liability. Underinsured is when someone is found at fault but their limits are too low for the medical expense.(not required)

comprehensive Inusrance:  can help pay the costs of damage to your car for non-collision related claims, can be road damage, hail, rock, ect. (not required)

medical payments Insurance: this coverage will help if there are any medical bill’s that needed to be paid due to an accident. (not required)

Liability insurance in South Carolina is the only coverage that is required when shopping for Car insurance in South Carolina but don’t let that discourage from other possibilities for more coverage that can benefit you in the long run!

CARRIER	LIABILITY	FULL COVERAGE
General	$86	$176
Mendota	$92	$172
Assurance America	$95	$181
Bristol West	$97	$142
Geico	$101	$181
USAA	$104	$154
Dairyland	$105	$214
National General	$109	$123
Progressive	$114	$159
Nationwide	$125	$173
Liberty Mutual	$131	$191
21 Centry	$138	$154
Farmers	$146	$151
American RTR	$153	$157
Safeco	$156	$175
State Farm	$165	$163
Gainsco	$167	$161
All State	$177	$147
Travelers	$188	$162
State Auto	$197	$205

The Insurance Cost Estimator will help you with the information provided with the suggestion of what fit for you on the decision could be best on the decision making.

Insurance Cost Estimator

Type of CoverageLiabilityFull Coverage

Insurance South Carolina

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Last Updated on December 8, 2022 by Amanda Moss