Mohave County Auto Insurance Guide
Real rates, coverage trends and carrier insights from first-party quotes collected in Mohave County, AZ. Serving Kingman, Lake Havasu City, Bullhead City, Golden Valley and surrounding communities.
Get your Mohave County quote now Call (888) 445-2793
About this data
A Plus Insurance is a licensed independent brokerage serving Arizona. Every rate on this page comes from real people we quoted and sold coverage to — not modeled estimates or public filings. We compare 8+ carriers to find the best fit for your driver profile.
Mohave County at a Glance (Our Data)
Average Monthly Premium
$61
All coverages (median $61 — the most affordable county in our Arizona dataset)
Liability Only Avg
$76
Auto-Liability is 66.7% of quotes — liability dominates in this rural, low-cost market
No Full Coverage
0%
Zero full coverage policies in our Mohave County data — a unique distinction in our Arizona dataset
Rate Range
$6–$98
Observed monthly range across all policy types
Drivers searching for cheap car insurance Kingman AZ, auto insurance Lake Havasu City Arizona, or liability insurance Bullhead City AZ will find Mohave County is the most affordable market in our Arizona dataset. Whether you need car insurance Golden Valley AZ, motorcycle insurance Mohave County, or SR22 insurance Kingman Arizona, we serve all of Mohave County. See our Arizona auto and home insurance guide.
Average monthly auto insurance rate by state
- Pricing ranges from $107.46 (AZ) to $107.46 (AZ) ... a spread of $0.00.
- Based on real auto insurance quotes grouped into 1 company results, the average across this view is $107.46. The spread is about 0% from lowest to highest.
- Rates can shift with coverage choices, Driver details, and vehicle factors ... use filters to compare similar coverage, then review the evidence table for context.
Evidence (records used)
This table lists underlying records used for the chart above.
| record_id | call_id | call_date | state | city | zip | year | make | model | age | sex | marital | coverage | carrier | monthly | violations | accidents | dui |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2474 | 1zGi8kT_Uohpp3zUZj6XtU7AgjL9069j | 2026-05-21 | AZ | Lakeside | 85929 | 58 | female | unknown | full_coverage | 0.00 | 0 | 0 | 0 | ||||
| 2429 | 1E-dgx_FaaQoccGqn2afjaLdyz-S6rtd | 2026-05-15 | AZ | 2019 | Ford | F-150 | unknown | unknown | unknown | Progressive | 0.00 | 0 | 0 | 0 | |||
| 2259 | 1zJv9wp7b6Q5muHs9c-Q9eJ1ukr2zJOR | 2026-04-16 | AZ | unknown | unknown | unknown | Mendota | 55.00 | 0 | 0 | 0 | ||||||
| 2098 | 163NEk-CFydzxGgpIF-45A1YsLzw-NP- | 2026-04-03 | AZ | Sierra Vista | 85635 | 1993 | GMC | Sierra C3 | unknown | unknown | full_coverage | Progressive | 162.00 | 0 | 0 | 0 | |
| 1965 | 1beevdkNyDn9qTLWgQQGlSNGXNWhWNX7 | 2026-03-27 | AZ | Yuma | 85367 | unknown | unknown | unknown | 0.00 | 0 | 0 | 0 | |||||
| 1952 | 1CLhvhtugBXZHMiMNosz1MMjHB3_kpXS | 2026-03-27 | AZ | Tombstone | 85638 | Ford | F-150 | unknown | unknown | full_coverage | Progressive | 56.50 | 0 | 0 | 0 | ||
| 1856 | 1_HF-PlwSORkCzbC47krcr-ETibuUCvk | 2026-03-16 | AZ | Grand Junction, CO | 81501 | 2000 | Batera | 68 | female | unknown | liability_only | Bristol West | 43.50 | 0 | 0 | 0 | |
| 1792 | 20260316-1048-3221 | 2026-03-16 | AZ | PHOENIX | 85004 | 2026 | ACURA | INTEGRA | 60 | male | single | full_coverage | Progressive | 145.83 | 0 | 0 | 0 |
| 1767 | 20260311-0946-0163 | 2026-03-11 | AZ | Tombstone | 85638 | 1994 | FORD | F150 | 69 | male | single | full_coverage | Progressive POP | 57.67 | 0 | 0 | 0 |
| 1767 | 20260311-0946-0163 | 2026-03-11 | AZ | Tombstone | 85638 | 2003 | MERCURY | MOUNTAINEER | 69 | male | single | full_coverage | Progressive POP | 57.67 | 0 | 0 | 0 |
| 1705 | 20260307-092209-2736 | 2026-03-07 | AZ | SIERRA VISTA | 85635 | 2015 | KIA | SOUL | 35 | female | married | full_coverage | Progressive | 81.33 | 0 | 0 | 0 |
| 1705 | 20260307-092209-2736 | 2026-03-07 | AZ | SIERRA VISTA | 85635 | 2015 | KIA | SOUL | 35 | female | married | full_coverage | Progressive | 81.33 | 0 | 0 | 0 |
| 1704 | 20260306-1045-8117 | 2026-03-06 | AZ | PHOENIX | 85017 | 2016 | NISSAN | SENTRA SL | 45 | male | single | full_coverage | Progressive POP | 187.33 | 0 | 0 | 0 |
| 1676 | 20260228-113017-8284 | 2026-02-28 | AZ | SIERRA VISTA | 85635 | 2019 | NISSAN | SENTRA SR | 43 | male | single | full_coverage | Progressive | 87.50 | 0 | 0 | 0 |
| 1675 | 20260220--7243 | 2026-02-20 | AZ | Sierra Vista | 85635 | 1993 | GMC | SIERRA K3500 | 52 | female | married | unknown | Progressive POP | 164.00 | 0 | 0 | 0 |
| 1675 | 20260220--7243 | 2026-02-20 | AZ | Sierra Vista | 85635 | 1993 | GMC | SIERRA K3500 | 52 | female | married | unknown | Progressive POP | 164.00 | 0 | 0 | 0 |
| 1675 | 20260220--7243 | 2026-02-20 | AZ | Sierra Vista | 85635 | 2020 | GMC | ACADIA DENALI | 52 | female | married | unknown | Progressive POP | 164.00 | 0 | 0 | 0 |
| 1675 | 20260220--7243 | 2026-02-20 | AZ | Sierra Vista | 85635 | 2020 | GMC | ACADIA DENALI | 52 | female | married | unknown | Progressive POP | 164.00 | 0 | 0 | 0 |
| 1674 | 20260226-1004-2171 | 2026-02-26 | AZ | BENSON | 85602 | 2018 | FORD | FUSION SE | 29 | male | single | full_coverage | Progressive | 185.84 | 0 | 0 | 0 |
| 1673 | 20260302-1006-4492 | 2026-03-02 | AZ | SIERRA VISTA | 85635 | 2023 | DODGE | DURANGO R/T | 29 | female | single | full_coverage | AssuranceAmerica | 169.33 | 0 | 0 | 0 |
| 1672 | 20260302-1007-5042 | 2026-03-02 | AZ | TUCSON | 85746 | 2001 | FORD | F150 | 45 | male | single | liability_only | Mendota Ins. Company VP | 96.52 | 0 | 0 | 0 |
| 1521 | 20260217--2602 | 2026-02-17 | AZ | MC NEAL | 85617 | 2024 | HONDA | HR-V SPORT | 25 | female | married | full_coverage | Progressive POP/SD/HO | 95.67 | 0 | 0 | 0 |
| 1521 | 20260217--2602 | 2026-02-17 | AZ | MC NEAL | 85617 | 2024 | HONDA | HR-V SPORT | 25 | female | married | full_coverage | Progressive POP/SD/HO | 95.67 | 0 | 0 | 0 |
| 1521 | 20260217--2602 | 2026-02-17 | AZ | MC NEAL | 85617 | 2005 | FORD | F150 | 25 | female | married | full_coverage | Progressive POP/SD/HO | 95.67 | 0 | 0 | 0 |
| 1521 | 20260217--2602 | 2026-02-17 | AZ | MC NEAL | 85617 | 2005 | FORD | F150 | 25 | female | married | full_coverage | Progressive POP/SD/HO | 95.67 | 0 | 0 | 0 |
| 1452 | 20260130--7321 | 2026-01-30 | AZ | HEREFORD | 85615 | 2019 | FORD | F150 RAPTOR | 31 | male | divorced | full_coverage | Progressive | 105.33 | 0 | 0 | 0 |
| 1451 | 20251128-114527-7308 | 2025-11-28 | AZ | SIERRA VISTA | 85635 | 1999 | JEEP | GRAND CHEROKEE LARED | 25 | male | single | liability_only | AssuranceAmerica | 62.83 | 0 | 0 | 0 |
| 1450 | 20260205-1012-2086 | 2026-02-05 | AZ | Sierra Vista | 85635 | 2007 | BMW | 328I | 18 | male | single | liability_only | GAINSCO | 102.16 | 0 | 0 | 0 |
| 1449 | 20251208-1013-2572 | 2025-12-08 | AZ | SIERRA VISTA | 85635 | 2009 | TOYOTA | COROLLA | 31 | female | single | full_coverage | AssuranceAmerica | 87.33 | 0 | 0 | 0 |
| 1448 | 20260205-114156-1283 | 2026-02-05 | AZ | SIERRA VISTA | 85635 | 2018 | KIA | SPORTAGE SX | 84 | male | single | liability_only | Progressive | 43.50 | 0 | 0 | 0 |
| 1447 | 20260110-114126-2830 | 2026-01-10 | AZ | SIERRA VISTA | 85650 | 2021 | TOYOTA | VENZA LE | 68 | male | divorced | full_coverage | GAINSCO | 126.16 | 0 | 0 | 0 |
| 1446 | 20251226-1026-6465 | 2025-12-26 | AZ | HUACHUCA CITY | 85616 | 2001 | CHEVROLET | SILVERADO C2500HD | 45 | female | single | liability_only | Dairyland Scored | 52.18 | 0 | 0 | 0 |
| 1445 | 20251219--0308 | 2025-12-19 | AZ | SIERRA VISTA | 85635 | 2000 | TOYOTA | CAMRY CE | 55 | male | single | full_coverage | AssuranceAmerica MobileMax | 84.66 | 0 | 0 | 0 |
| 1444 | 20251227--7919 | 2025-12-27 | AZ | SAN MANUEL | 85631 | 2005 | CADILLAC | DEVILLE | 66 | male | single | full_coverage | Progressive | 161.04 | 0 | 0 | 0 |
Coverage Type Breakdown – Mohave County
Mohave County is unique in our Arizona data — zero full coverage policies appear in our dataset. This reflects an older vehicle mix, lower population density, and a rural market where drivers typically carry minimum coverage or liability-only.
A Plus Insurance is an appointed independent agent for Progressive insurance — we can quote you Progressive alongside 8 other carriers to make sure you’re getting the best available rate.
| Coverage Type | % of Quotes | Avg Monthly |
|---|---|---|
| Auto-Liability | 66.7% | $76 |
| Motorcycle | 22.2% | $33 |
| Non-Owners | 11.1% | $24 |
Liability only vs full coverage by company
AssuranceAmerica
GAINSCO
Progressive
Mendota
Dairyland
Bristol West
Across these carriers, liability only averages $66.78 per month, while full coverage averages $149.55. The largest gap in this view is $150.16 for AssuranceAmerica.
Evidence (records used)
This table lists underlying records used for the chart above.
| record_id | call_id | call_date | state | city | zip | year | make | model | age | sex | marital | coverage | carrier | monthly | violations | accidents | dui |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2429 | 1E-dgx_FaaQoccGqn2afjaLdyz-S6rtd | 2026-05-15 | AZ | 2019 | Ford | F-150 | unknown | unknown | unknown | Progressive | 0.00 | 0 | 0 | 0 | |||
| 2259 | 1zJv9wp7b6Q5muHs9c-Q9eJ1ukr2zJOR | 2026-04-16 | AZ | unknown | unknown | unknown | Mendota | 55.00 | 0 | 0 | 0 | ||||||
| 2098 | 163NEk-CFydzxGgpIF-45A1YsLzw-NP- | 2026-04-03 | AZ | Sierra Vista | 85635 | 1993 | GMC | Sierra C3 | unknown | unknown | full_coverage | Progressive | 162.00 | 0 | 0 | 0 | |
| 1952 | 1CLhvhtugBXZHMiMNosz1MMjHB3_kpXS | 2026-03-27 | AZ | Tombstone | 85638 | Ford | F-150 | unknown | unknown | full_coverage | Progressive | 56.50 | 0 | 0 | 0 | ||
| 1856 | 1_HF-PlwSORkCzbC47krcr-ETibuUCvk | 2026-03-16 | AZ | Grand Junction, CO | 81501 | 2000 | Batera | 68 | female | unknown | liability_only | Bristol West | 43.50 | 0 | 0 | 0 | |
| 1792 | 20260316-1048-3221 | 2026-03-16 | AZ | PHOENIX | 85004 | 2026 | ACURA | INTEGRA | 60 | male | single | full_coverage | Progressive | 145.83 | 0 | 0 | 0 |
| 1767 | 20260311-0946-0163 | 2026-03-11 | AZ | Tombstone | 85638 | 1994 | FORD | F150 | 69 | male | single | full_coverage | Progressive POP | 57.67 | 0 | 0 | 0 |
| 1767 | 20260311-0946-0163 | 2026-03-11 | AZ | Tombstone | 85638 | 2003 | MERCURY | MOUNTAINEER | 69 | male | single | full_coverage | Progressive POP | 57.67 | 0 | 0 | 0 |
| 1705 | 20260307-092209-2736 | 2026-03-07 | AZ | SIERRA VISTA | 85635 | 2015 | KIA | SOUL | 35 | female | married | full_coverage | Progressive | 81.33 | 0 | 0 | 0 |
| 1705 | 20260307-092209-2736 | 2026-03-07 | AZ | SIERRA VISTA | 85635 | 2015 | KIA | SOUL | 35 | female | married | full_coverage | Progressive | 81.33 | 0 | 0 | 0 |
| 1704 | 20260306-1045-8117 | 2026-03-06 | AZ | PHOENIX | 85017 | 2016 | NISSAN | SENTRA SL | 45 | male | single | full_coverage | Progressive POP | 187.33 | 0 | 0 | 0 |
| 1676 | 20260228-113017-8284 | 2026-02-28 | AZ | SIERRA VISTA | 85635 | 2019 | NISSAN | SENTRA SR | 43 | male | single | full_coverage | Progressive | 87.50 | 0 | 0 | 0 |
| 1675 | 20260220--7243 | 2026-02-20 | AZ | Sierra Vista | 85635 | 1993 | GMC | SIERRA K3500 | 52 | female | married | unknown | Progressive POP | 164.00 | 0 | 0 | 0 |
| 1675 | 20260220--7243 | 2026-02-20 | AZ | Sierra Vista | 85635 | 1993 | GMC | SIERRA K3500 | 52 | female | married | unknown | Progressive POP | 164.00 | 0 | 0 | 0 |
| 1675 | 20260220--7243 | 2026-02-20 | AZ | Sierra Vista | 85635 | 2020 | GMC | ACADIA DENALI | 52 | female | married | unknown | Progressive POP | 164.00 | 0 | 0 | 0 |
| 1675 | 20260220--7243 | 2026-02-20 | AZ | Sierra Vista | 85635 | 2020 | GMC | ACADIA DENALI | 52 | female | married | unknown | Progressive POP | 164.00 | 0 | 0 | 0 |
| 1674 | 20260226-1004-2171 | 2026-02-26 | AZ | BENSON | 85602 | 2018 | FORD | FUSION SE | 29 | male | single | full_coverage | Progressive | 185.84 | 0 | 0 | 0 |
| 1673 | 20260302-1006-4492 | 2026-03-02 | AZ | SIERRA VISTA | 85635 | 2023 | DODGE | DURANGO R/T | 29 | female | single | full_coverage | AssuranceAmerica | 169.33 | 0 | 0 | 0 |
| 1672 | 20260302-1007-5042 | 2026-03-02 | AZ | TUCSON | 85746 | 2001 | FORD | F150 | 45 | male | single | liability_only | Mendota Ins. Company VP | 96.52 | 0 | 0 | 0 |
| 1521 | 20260217--2602 | 2026-02-17 | AZ | MC NEAL | 85617 | 2024 | HONDA | HR-V SPORT | 25 | female | married | full_coverage | Progressive POP/SD/HO | 95.67 | 0 | 0 | 0 |
| 1521 | 20260217--2602 | 2026-02-17 | AZ | MC NEAL | 85617 | 2024 | HONDA | HR-V SPORT | 25 | female | married | full_coverage | Progressive POP/SD/HO | 95.67 | 0 | 0 | 0 |
| 1521 | 20260217--2602 | 2026-02-17 | AZ | MC NEAL | 85617 | 2005 | FORD | F150 | 25 | female | married | full_coverage | Progressive POP/SD/HO | 95.67 | 0 | 0 | 0 |
| 1521 | 20260217--2602 | 2026-02-17 | AZ | MC NEAL | 85617 | 2005 | FORD | F150 | 25 | female | married | full_coverage | Progressive POP/SD/HO | 95.67 | 0 | 0 | 0 |
| 1452 | 20260130--7321 | 2026-01-30 | AZ | HEREFORD | 85615 | 2019 | FORD | F150 RAPTOR | 31 | male | divorced | full_coverage | Progressive | 105.33 | 0 | 0 | 0 |
| 1451 | 20251128-114527-7308 | 2025-11-28 | AZ | SIERRA VISTA | 85635 | 1999 | JEEP | GRAND CHEROKEE LARED | 25 | male | single | liability_only | AssuranceAmerica | 62.83 | 0 | 0 | 0 |
| 1450 | 20260205-1012-2086 | 2026-02-05 | AZ | Sierra Vista | 85635 | 2007 | BMW | 328I | 18 | male | single | liability_only | GAINSCO | 102.16 | 0 | 0 | 0 |
| 1449 | 20251208-1013-2572 | 2025-12-08 | AZ | SIERRA VISTA | 85635 | 2009 | TOYOTA | COROLLA | 31 | female | single | full_coverage | AssuranceAmerica | 87.33 | 0 | 0 | 0 |
| 1448 | 20260205-114156-1283 | 2026-02-05 | AZ | SIERRA VISTA | 85635 | 2018 | KIA | SPORTAGE SX | 84 | male | single | liability_only | Progressive | 43.50 | 0 | 0 | 0 |
| 1447 | 20260110-114126-2830 | 2026-01-10 | AZ | SIERRA VISTA | 85650 | 2021 | TOYOTA | VENZA LE | 68 | male | divorced | full_coverage | GAINSCO | 126.16 | 0 | 0 | 0 |
| 1446 | 20251226-1026-6465 | 2025-12-26 | AZ | HUACHUCA CITY | 85616 | 2001 | CHEVROLET | SILVERADO C2500HD | 45 | female | single | liability_only | Dairyland Scored | 52.18 | 0 | 0 | 0 |
| 1445 | 20251219--0308 | 2025-12-19 | AZ | SIERRA VISTA | 85635 | 2000 | TOYOTA | CAMRY CE | 55 | male | single | full_coverage | AssuranceAmerica MobileMax | 84.66 | 0 | 0 | 0 |
| 1444 | 20251227--7919 | 2025-12-27 | AZ | SAN MANUEL | 85631 | 2005 | CADILLAC | DEVILLE | 66 | male | single | full_coverage | Progressive | 161.04 | 0 | 0 | 0 |
Premium Distribution – Mohave County
Auto-related policies only. Apr 2024 – Apr 2026.
Key stats: Median ~$61/mo; average ~$61/mo; observed range $6–$98/mo.
Average Rates by Carrier – Mohave County
Progressive and Mendota are the only two carriers in our Mohave County sample. Both are competitive, with Mendota averaging slightly higher at $79/mo.
| Company | Avg Monthly Premium |
|---|---|
| Progressive | $46 |
| Mendota | $79 |
See what Kingman and Lake Havasu City drivers are actually paying.
Get your Mohave County quote now Call (888) 445-2793Cheapest auto insurance companies
- Pricing ranges from $43.50 (Bristol West) to $116.48 (Progressive) ... a spread of $72.98.
- Based on real auto insurance quotes grouped into 7 company results, the average across this view is $84.75. The spread is about 168% from lowest to highest.
- Rates can shift with coverage choices, Driver details, and vehicle factors ... use filters to compare similar coverage, then review the evidence table for context.
Evidence (records used)
This table lists underlying records used for the chart above.
| record_id | call_id | call_date | state | city | zip | year | make | model | age | sex | marital | coverage | carrier | monthly | violations | accidents | dui |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2429 | 1E-dgx_FaaQoccGqn2afjaLdyz-S6rtd | 2026-05-15 | AZ | 2019 | Ford | F-150 | unknown | unknown | unknown | Progressive | 0.00 | 0 | 0 | 0 | |||
| 2259 | 1zJv9wp7b6Q5muHs9c-Q9eJ1ukr2zJOR | 2026-04-16 | AZ | unknown | unknown | unknown | Mendota | 55.00 | 0 | 0 | 0 | ||||||
| 2098 | 163NEk-CFydzxGgpIF-45A1YsLzw-NP- | 2026-04-03 | AZ | Sierra Vista | 85635 | 1993 | GMC | Sierra C3 | unknown | unknown | full_coverage | Progressive | 162.00 | 0 | 0 | 0 | |
| 1952 | 1CLhvhtugBXZHMiMNosz1MMjHB3_kpXS | 2026-03-27 | AZ | Tombstone | 85638 | Ford | F-150 | unknown | unknown | full_coverage | Progressive | 56.50 | 0 | 0 | 0 | ||
| 1856 | 1_HF-PlwSORkCzbC47krcr-ETibuUCvk | 2026-03-16 | AZ | Grand Junction, CO | 81501 | 2000 | Batera | 68 | female | unknown | liability_only | Bristol West | 43.50 | 0 | 0 | 0 | |
| 1792 | 20260316-1048-3221 | 2026-03-16 | AZ | PHOENIX | 85004 | 2026 | ACURA | INTEGRA | 60 | male | single | full_coverage | Progressive | 145.83 | 0 | 0 | 0 |
| 1767 | 20260311-0946-0163 | 2026-03-11 | AZ | Tombstone | 85638 | 1994 | FORD | F150 | 69 | male | single | full_coverage | Progressive POP | 57.67 | 0 | 0 | 0 |
| 1767 | 20260311-0946-0163 | 2026-03-11 | AZ | Tombstone | 85638 | 2003 | MERCURY | MOUNTAINEER | 69 | male | single | full_coverage | Progressive POP | 57.67 | 0 | 0 | 0 |
| 1705 | 20260307-092209-2736 | 2026-03-07 | AZ | SIERRA VISTA | 85635 | 2015 | KIA | SOUL | 35 | female | married | full_coverage | Progressive | 81.33 | 0 | 0 | 0 |
| 1705 | 20260307-092209-2736 | 2026-03-07 | AZ | SIERRA VISTA | 85635 | 2015 | KIA | SOUL | 35 | female | married | full_coverage | Progressive | 81.33 | 0 | 0 | 0 |
| 1704 | 20260306-1045-8117 | 2026-03-06 | AZ | PHOENIX | 85017 | 2016 | NISSAN | SENTRA SL | 45 | male | single | full_coverage | Progressive POP | 187.33 | 0 | 0 | 0 |
| 1676 | 20260228-113017-8284 | 2026-02-28 | AZ | SIERRA VISTA | 85635 | 2019 | NISSAN | SENTRA SR | 43 | male | single | full_coverage | Progressive | 87.50 | 0 | 0 | 0 |
| 1675 | 20260220--7243 | 2026-02-20 | AZ | Sierra Vista | 85635 | 1993 | GMC | SIERRA K3500 | 52 | female | married | unknown | Progressive POP | 164.00 | 0 | 0 | 0 |
| 1675 | 20260220--7243 | 2026-02-20 | AZ | Sierra Vista | 85635 | 1993 | GMC | SIERRA K3500 | 52 | female | married | unknown | Progressive POP | 164.00 | 0 | 0 | 0 |
| 1675 | 20260220--7243 | 2026-02-20 | AZ | Sierra Vista | 85635 | 2020 | GMC | ACADIA DENALI | 52 | female | married | unknown | Progressive POP | 164.00 | 0 | 0 | 0 |
| 1675 | 20260220--7243 | 2026-02-20 | AZ | Sierra Vista | 85635 | 2020 | GMC | ACADIA DENALI | 52 | female | married | unknown | Progressive POP | 164.00 | 0 | 0 | 0 |
| 1674 | 20260226-1004-2171 | 2026-02-26 | AZ | BENSON | 85602 | 2018 | FORD | FUSION SE | 29 | male | single | full_coverage | Progressive | 185.84 | 0 | 0 | 0 |
| 1673 | 20260302-1006-4492 | 2026-03-02 | AZ | SIERRA VISTA | 85635 | 2023 | DODGE | DURANGO R/T | 29 | female | single | full_coverage | AssuranceAmerica | 169.33 | 0 | 0 | 0 |
| 1672 | 20260302-1007-5042 | 2026-03-02 | AZ | TUCSON | 85746 | 2001 | FORD | F150 | 45 | male | single | liability_only | Mendota Ins. Company VP | 96.52 | 0 | 0 | 0 |
| 1521 | 20260217--2602 | 2026-02-17 | AZ | MC NEAL | 85617 | 2024 | HONDA | HR-V SPORT | 25 | female | married | full_coverage | Progressive POP/SD/HO | 95.67 | 0 | 0 | 0 |
| 1521 | 20260217--2602 | 2026-02-17 | AZ | MC NEAL | 85617 | 2024 | HONDA | HR-V SPORT | 25 | female | married | full_coverage | Progressive POP/SD/HO | 95.67 | 0 | 0 | 0 |
| 1521 | 20260217--2602 | 2026-02-17 | AZ | MC NEAL | 85617 | 2005 | FORD | F150 | 25 | female | married | full_coverage | Progressive POP/SD/HO | 95.67 | 0 | 0 | 0 |
| 1521 | 20260217--2602 | 2026-02-17 | AZ | MC NEAL | 85617 | 2005 | FORD | F150 | 25 | female | married | full_coverage | Progressive POP/SD/HO | 95.67 | 0 | 0 | 0 |
| 1452 | 20260130--7321 | 2026-01-30 | AZ | HEREFORD | 85615 | 2019 | FORD | F150 RAPTOR | 31 | male | divorced | full_coverage | Progressive | 105.33 | 0 | 0 | 0 |
| 1451 | 20251128-114527-7308 | 2025-11-28 | AZ | SIERRA VISTA | 85635 | 1999 | JEEP | GRAND CHEROKEE LARED | 25 | male | single | liability_only | AssuranceAmerica | 62.83 | 0 | 0 | 0 |
| 1450 | 20260205-1012-2086 | 2026-02-05 | AZ | Sierra Vista | 85635 | 2007 | BMW | 328I | 18 | male | single | liability_only | GAINSCO | 102.16 | 0 | 0 | 0 |
| 1449 | 20251208-1013-2572 | 2025-12-08 | AZ | SIERRA VISTA | 85635 | 2009 | TOYOTA | COROLLA | 31 | female | single | full_coverage | AssuranceAmerica | 87.33 | 0 | 0 | 0 |
| 1448 | 20260205-114156-1283 | 2026-02-05 | AZ | SIERRA VISTA | 85635 | 2018 | KIA | SPORTAGE SX | 84 | male | single | liability_only | Progressive | 43.50 | 0 | 0 | 0 |
| 1447 | 20260110-114126-2830 | 2026-01-10 | AZ | SIERRA VISTA | 85650 | 2021 | TOYOTA | VENZA LE | 68 | male | divorced | full_coverage | GAINSCO | 126.16 | 0 | 0 | 0 |
| 1446 | 20251226-1026-6465 | 2025-12-26 | AZ | HUACHUCA CITY | 85616 | 2001 | CHEVROLET | SILVERADO C2500HD | 45 | female | single | liability_only | Dairyland Scored | 52.18 | 0 | 0 | 0 |
| 1445 | 20251219--0308 | 2025-12-19 | AZ | SIERRA VISTA | 85635 | 2000 | TOYOTA | CAMRY CE | 55 | male | single | full_coverage | AssuranceAmerica MobileMax | 84.66 | 0 | 0 | 0 |
| 1444 | 20251227--7919 | 2025-12-27 | AZ | SAN MANUEL | 85631 | 2005 | CADILLAC | DEVILLE | 66 | male | single | full_coverage | Progressive | 161.04 | 0 | 0 | 0 |
ZIP Code Variation – Mohave County
| ZIP Code | Area | Quote Count | Avg Monthly |
|---|---|---|---|
| 86403 | Lake Havasu City | 3 | $98 |
| 86413 | Golden Valley | 1 | $6 |
Lake Havasu City (86403) averaged $98/mo — the highest ZIP in our Mohave data, reflecting the recreation and tourism market there. Golden Valley at $6/mo reflects a single very low-cost liability policy.
We serve all of Mohave County including Kingman, Lake Havasu City, Bullhead City, Golden Valley, Fort Mohave, Topock, and surrounding communities. We work entirely by phone or online — no in-person visit required.
Arizona / Mohave County Minimum Requirements
| Coverage | Minimum | Covers |
|---|---|---|
| Bodily Injury per Person | $15,000 | Medical for one person you injure |
| Bodily Injury per Accident | $30,000 | Total medical — all injured parties |
| Property Damage | $10,000 | Damage to others’ property or vehicles |
Arizona’s minimums (15/30/10) are among the lowest in the country. In Mohave County’s rural market, liability-only at an average of $76/mo covers the legal requirement at a very affordable price point.
Our Data Methodology
All insights on this page come from first-party quotes collected by our licensed brokerage in Mohave County from April 2024 through April 2026. Quotes reflect real shoppers — no simulated or public filing data. All data is aggregated and anonymized.
Why this matters: These numbers reflect what Mohave County shoppers were actually quoted through our brokerage — not national averages or estimates. A Plus Insurance is a licensed independent brokerage — not a carrier. We compare multiple companies to find the best rate for your specific driver profile.
Mohave County Auto Insurance FAQs
What is the average cost of car insurance in Mohave County?
From our Mohave County data (Apr 2024–Apr 2026): the average is about $61/month and the median is about $61/month — the lowest in our Arizona dataset. All policies in our data are liability-only, motorcycle, or non-owner — no full coverage appears.
Why is there no full coverage in Mohave County data?
Our Mohave County sample reflects a rural market with predominantly older vehicles where full coverage isn’t financially practical. Drivers in rural western Arizona tend to carry minimum liability or liability-only coverage, particularly for trucks and older models with low market value.
Which company is cheapest in Mohave County?
In our data, Progressive averaged $46/mo and Mendota $79/mo. Progressive is notably more competitive in this rural market.
Is car insurance in Lake Havasu City more expensive than Kingman?
In our data, Lake Havasu City (86403) averaged $98/mo vs much lower rates elsewhere in the county. Lake Havasu’s recreation and tourism economy, along with higher traffic from seasonal visitors, likely contributes to slightly higher rates.
Can I get SR22 insurance in Mohave County?
Yes. We file SR22 certificates for Mohave County drivers in Kingman, Lake Havasu City, Bullhead City, and surrounding areas. See our Arizona SR22 guide.
What is the minimum car insurance required in Arizona?
Arizona requires 15/30/10 — $15,000 bodily injury per person, $30,000 per accident, $10,000 property damage. In Mohave County’s rural market, most drivers in our data carry exactly this level.
Do you serve Bullhead City, Fort Mohave, and Topock?
Yes. We serve all of Mohave County by phone or online — no in-person visit required.
Get your Mohave County quote — real data, real carriers
We are a licensed brokerage — not a carrier. Every data point on this page came from a real person we quoted or sold coverage to in Mohave County. We compare multiple carriers at once to get you the best rate for your profile.
Get your Mohave County quote nowOr call 888-445-2793
Brian Muse
Customer Service Representative
Customer Service Representative specializing in billing support, document processing, and policy account management.
Brian assists clients with policy questions, coverage updates, and general account support to help keep their insurance in good standing.
Recent Articles by Brian
Meet Our Other Insurance Experts