Auto – Texas
Hurst Insurance
How To Get Cheap Insurance In Hurst, Texas. In a hurry, we can get you your Hurst Auto Insurance that won’t leave you wanting to be taken away in a Hurst!
- Cheapest Rates By Age and Gender
- Cheapest Liability Hurst Insurance Rates
- Discounts Available By Company
- Cheapest Full Coverage Hurst Insurance Rates
- Violations and How They Affect Your Hurst Insurance Premium
- Hurst Insurance Tips and Tricks for a shopper
- What types of insurance does A Plus Insurance offer in Beaufort, SC?
- How can A Plus Insurance help clients find the best rates among different carriers in Beaufort, SC?
- Interested in discussing insurance options with A Plus Insurance in Beaufort, SC? How can I contact you?
- Does comprehensive mean full coverage?
- What Our Customers Say…
- Additional Helpful Links
- INSURANCE SERVICES WE OFFER
Cheapest Rates By Age and Gender
Age and gender do affect the cost of insurance because of statistics. Typically, younger drivers, and males in particular, pay more in insurance because of the amount of accidents/claims and the cost per each claim is higher than experienced drivers. Studies also show that males tend to drive more on the roads. We listed the age and genders and the amount they typically can pay for Hurst Insurance.
Age | Male | Female |
---|---|---|
16-18 | $ 231.84 | $ 184.09 |
19-24 | $ 193.20 | $ 161.00 |
25-30 | $ 139.84 | $ 124.84 |
31-40 | $ 110.40 | $ 106.08 |
41-50 | $ 109.48 | $ 98.44 |
50-65 | $ 99.36 | $ 101.48 |
65+ | $ 106.08 | $ 114.08 |
Cheapest Liability Hurst Insurance Rates
Liability rates vary depending on the individual and other rating factors, but on average, Progressive is the cheapest insurance company for liability coverage in Hurst. Travelers is the most expensive, averaging $124. Check out some other companies and their average price for Hurst Insurance.
Rank | Company | Average Cost |
---|---|---|
1 | Progressive | $85.00 |
2 | Dairyland (Viking) | $97.00 |
3 | Bristol West | $104.00 |
4 | Liberty Mutual | $110.00 |
5 | Mendota | $113.00 |
6 | The General | $118.00 |
7 | Travelers | $124.00 |
Discounts Available By Company
Each insurance company is able to offer discounts to customers. The discounts are rated differently, some saving more money than others. Check above to see if you could be saving more on your auto insurance with the discounts available! Call today and see what kind of discounts you can get!
Progressive | Dairyland | Mendota / Advantage Auto | Travelers |
---|---|---|---|
Multi Vehicle | Married | No Accidents or Violations | Married |
Multi Policy | Auto Pay | Auto Pay | Auto Pay |
Paid in Full | Multi Policy | Paid in Full | Homeowners |
Auto Pay | No Accidents or Violations | Homeowners | Multi Policy |
Education Discount | Homeowners | Married | Continuous Insurance |
Continuous Insurance | Continuous Insurance | Continuous Insurance | Multi Vehicle |
No Accidents or Violations | Paid in Full | Multi Vehicle | No Accidents or Violations |
Military | Multi Vehicle | Paid in Full | |
Married | Military | ||
Paperless Discount | |||
Homeowners | |||
Advanced Quote |
Cheapest Full Coverage Hurst Insurance Rates
On average, customers pay $120-$200 a month on full coverage insurance in Hurst, Texas. The rates vary depending upon the customers driving history, and the different full coverage options selected. Below, you will see a list of companies and their average prices.
Rank | Company | Average Price |
---|---|---|
1 | Progressive | $125.00 |
2 | Bristol West | $137.00 |
3 | The General | $145.00 |
4 | Mendota | $150.00 |
5 | Travelers | $158.00 |
6 | Liberty Mutual | $191.00 |
7 | Dairyland (Viking) | $210.00 |
Violations and How They Affect Your Hurst Insurance Premium
Minor violations stay on your record and affect the cost of insurance for 3 years, while major violations stay on for 5 years. Just a speeding ticket could increase your insurance premium by $20 or so a month, accidents will cost you much more. The list below shows different violations and how they can affect your insurance.
Violation Name | Major, Minor, or Non Moving | How Long it Will Affect Your Insurance Rates |
---|---|---|
Failure to Use Turn Signal | Minor | 3 Years |
Improper Lane use | Minor | 3 Years |
Reckless Driving | Major | 5 Years |
Failure to Stop for a Pedestrian Side walk | Minor | 3 Years |
Using a Cell Phone with Driving | Minor | 3 Years |
Speeding | Minor | 3 Years |
Expired Tags | Non Moving | NA* |
Crossing over a Center Divider | Minor | 3 Years |
Failure to Use a Seat Belt | Non Moving | NA* |
Running a Traffic Light or Stop Sign | Minor | 3 Years |
Parking | Non Moving | NA* |
At Fault Accident | Major | 5 Years |
Hurst Insurance Tips and Tricks for a shopper
- Understand Your Insurance Needs: Before you start shopping, assess your insurance needs. Consider factors such as the type of coverage you require, the value of your assets, and any specific risks you want to protect against.
- Research Local Insurance Providers: Look for insurance companies that operate in Hurst or have a strong presence in the Texas market. Local insurers may offer specialized coverage options tailored to the region’s needs and may be more familiar with local regulations.
- Compare Multiple Quotes: Obtain quotes from several insurance companies to compare coverage options and premiums. Be sure to provide accurate information to each insurer to receive quotes that accurately reflect your risk profile.
- Consider Bundling Policies: If you need multiple insurance policies (such as auto and home insurance), consider bundling them with the same insurer. Bundling policies often leads to discounts, potentially saving you money on your premiums.
- Review Coverage Options: Understand the coverage options available and choose those that best meet your needs. For example, when purchasing motorcycle insurance, consider coverage for bodily injury liability, property damage liability, collision, comprehensive, and uninsured/underinsured motorist protection.
- Evaluate Deductibles: Your deductible is the amount you must pay out of pocket before your insurance coverage kicks in. Higher deductibles typically result in lower premiums but also mean you’ll pay more in the event of a claim. Consider your budget and risk tolerance when selecting a deductible.
- Check for Discounts: Inquire about available discounts that can help lower your insurance premiums. Common discounts include multi-policy discounts, safe driver discounts, claims-free discounts, and discounts for safety features or home security systems.
- Review Customer Satisfaction Ratings: Look up customer reviews and satisfaction ratings for insurance companies you’re considering. Websites like J.D. Power, Consumer Reports, and the Better Business Bureau can provide insights into customer experiences with different insurers.
- Ask About Coverage Limits: Make sure the coverage limits offered by each insurer are sufficient to protect your assets and provide financial security in the event of a claim. Consider factors such as the value of your home, vehicles, and personal belongings when determining coverage limits.
- Review Policy Terms and Conditions: Carefully review the terms, conditions, and exclusions of each insurance policy before making a decision. Pay attention to any limitations or restrictions that may affect your coverage.
What types of insurance does A Plus Insurance offer in Beaufort, SC?
A Plus Insurance offers various types of insurance, including home, auto, life, and business insurance in Beaufort, SC.
How can A Plus Insurance help clients find the best rates among different carriers in Beaufort, SC?
A Plus Insurance compares multiple carriers to assist clients in finding the most competitive insurance rates in Beaufort, SC.
Interested in discussing insurance options with A Plus Insurance in Beaufort, SC? How can I contact you?
Feel free to contact A Plus Insurance at 1.888.445.2793 to discuss insurance options and find the best rates in Beaufort, SC.
Does comprehensive mean full coverage?
No, comprehensive coverage and full coverage are not the same. Comprehensive coverage typically covers damage to your vehicle caused by incidents other than collisions, such as theft, vandalism, natural disasters, and more. Full coverage, on the other hand, usually includes both comprehensive and collision coverage, in addition to liability coverage. It’s essential to review your policy details with A Plus Insurance to understand your coverage and determine the best options for your needs.
What Our Customers Say…
Additional Helpful Links
For personalized insurance advice, call us at 1.888.445.2793.
INSURANCE SERVICES WE OFFER
Auto Insurance
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Last Updated on by Marlon Moss