Cheapest Rates By Age and Gender

Age and gender do affect the cost of insurance because of statistics. Typically, younger drivers, and males in particular, pay more in insurance because of the amount of accidents/claims and the cost per each claim is higher than experienced drivers. Studies also show that males tend to drive more on the roads. We listed the age and genders and the amount they typically can pay for Hurst Insurance.

Age	Male	Female
16-18	$ 231.84	$ 184.09
19-24	$ 193.20	$ 161.00
25-30	$ 139.84	$ 124.84
31-40	$ 110.40	$ 106.08
41-50	$ 109.48	$ 98.44
50-65	$ 99.36	$ 101.48
65+	$ 106.08	$ 114.08

Cheapest Liability Hurst Insurance Rates

Liability rates vary depending on the individual and other rating factors, but on average, Progressive is the cheapest insurance company for liability coverage in Hurst. Travelers is the most expensive, averaging $124. Check out some other companies and their average price for Hurst Insurance.

Rank	Company	Average Cost
1	Progressive	$85.00
2	Dairyland (Viking)	$97.00
3	Bristol West	$104.00
4	Liberty Mutual	$110.00
5	Mendota	$113.00
6	The General	$118.00
7	Travelers	$124.00

Discounts Available By Company

Each insurance company is able to offer discounts to customers. The discounts are rated differently, some saving more money than others. Check above to see if you could be saving more on your auto insurance with the discounts available! Call today and see what kind of discounts you can get!

Progressive	Dairyland	Mendota / Advantage Auto	Travelers
Multi Vehicle	Married	No Accidents or Violations	Married
Multi Policy	Auto Pay	Auto Pay	Auto Pay
Paid in Full	Multi Policy	Paid in Full	Homeowners
Auto Pay	No Accidents or Violations	Homeowners	Multi Policy
Education Discount	Homeowners	Married	Continuous Insurance
Continuous Insurance	Continuous Insurance	Continuous Insurance	Multi Vehicle
No Accidents or Violations	Paid in Full	Multi Vehicle	No Accidents or Violations
Military	Multi Vehicle		Paid in Full
Married	Military
Paperless Discount
Homeowners
Advanced Quote

Cheapest Full Coverage Hurst Insurance Rates

On average, customers pay $120-$200 a month on full coverage insurance in Hurst, Texas. The rates vary depending upon the customers driving history, and the different full coverage options selected. Below, you will see a list of companies and their average prices.

Rank	Company	Average Price
1	Progressive	$125.00
2	Bristol West	$137.00
3	The General	$145.00
4	Mendota	$150.00
5	Travelers	$158.00
6	Liberty Mutual	$191.00
7	Dairyland (Viking)	$210.00

Violations and How They Affect Your Hurst Insurance Premium

Minor violations stay on your record and affect the cost of insurance for 3 years, while major violations stay on for 5 years. Just a speeding ticket could increase your insurance premium by $20 or so a month, accidents will cost you much more. The list below shows different violations and how they can affect your insurance.

Violation Name	Major, Minor, or Non Moving	How Long it Will Affect Your Insurance Rates
Failure to Use Turn Signal	Minor	3 Years
Improper Lane use	Minor	3 Years
Reckless Driving	Major	5 Years
Failure to Stop for a Pedestrian Side walk	Minor	3 Years
Using a Cell Phone with Driving	Minor	3 Years
Speeding	Minor	3 Years
Expired Tags	Non Moving	NA*
Crossing over a Center Divider	Minor	3 Years
Failure to Use a Seat Belt	Non Moving	NA*
Running a Traffic Light or Stop Sign	Minor	3 Years
Parking	Non Moving	NA*
At Fault Accident	Major	5 Years

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Last Updated on July 26, 2023 by Lauren Mckenzie