Progressive and Dairyland are typically our best rates for basic liability for Castle Pines. Which is is great rate for Colorado, and basic liability isn’t so basic. It covers $25,000 in bodily injury up to $50,000 per accident and $15,000 per property damage. Note: these limits can be raised to high limits.
2023 Insurance Castle Pines
Cheapest Liability Auto Insurance In Castle Pines
Rank
Company
Average price
1
Progressive
$92.00
2
Dairyland (Viking)
$97.00
3
Bristol West
$107.00
4
Mendota
$107.00
5
Liberty Mutual
$111.00
6
Travelers
$111.00
7
The General
$120.00
Are you shopping for state minimum liability auto insurance for a new vehicle or comparing your current auto insurance premium? Here at A Plus Insurance we do the shopping work for you! We run your information through several different carriers to find you the best rate. One of top companies that offers competitive rates is Dairyland Insurance. See the table below for more rates in Castle Pines Colorado.
Insurance Castle Pine Discounts Available
Like most shopping in today’s world everyone likes coupons or discounts. Many people miss out on some hefty discounts on their auto insurance every day. Some of these discounts include an education discount, a homeowners discount, and a multi policy discount. Always ask your insurance agent if you are eligible for any other discounts that are not already applied to your policy.
Impact On Rates
Discounts Available
Mild
Multi Policy
Mild
Education Discount
High
No Accidents or Violations
Very High
Continuous Insurance
Mild
Married
Mild
Homeowners
High
Paid in Full
Mild
Paperless Discount
High
Advanced Quote
Insurance Castle Pines
SR-22 Insurance Castle Pines
SR22 Insurance Rates in Castle Pines, Colorado
Below is amount the amounts company adds to the premium to file the SR22 with the state.
Company
Average (SR22 Fee)
Assurance America
$25
Bristol West
$35
Dairyland
Free
Gains Co
$25
Mendota
$25
Progressive
5% (average)
State Farm
SR22 Not available
The General
$25
Travelers
SR22 Not available
An SR22 filing is commonly mistaken as an insurance policy itself. But, an SR22 filing is a certificate or a filing added on to an existing policy or a new policy. What are some of the reasons you might require an SR22? Driving without insurance, any DUI or DWI charge, or a large amount of points on your driver’s license. See the table below for how much an SR22 filing costs.
Company Ratings in Castle Pines, AM Best and JD Power
How do Insurance company ratings impact your insurance policy or your customer service? In today’s day and age, most consumers before making a purchase they might use on a long term basis, tend to look up past customer reviews to determine the reputation of the business or company they are considering. Auto Insurance company ratings give a huge insight into how you might enjoy your service.
COMPANY
J.D. POWER CLAIMS
A.M. BEST RATING
State Farm
878
A++
Progressive Auto Insurance
856
A+
Auto Club of Southern California Insurance Group
866
A+
The Hartford (AARP insurance)
873
A+
MetLife
867
A+
COUNTRY Financial
896
A+
Erie Insurance
879
A+
Auto-Owners Insurance
870
A+
CSAA Insurance Group
847
A
Allstate Auto Insurance
853
A+
Amica Mutual
898
A+
Esurance
844
A+
Safeco (A division of Liberty Mutual)
855
A
Insurance Castle Pines
Insurance Castle Pines – Companies we Represent
Insurance Companies in Castle Pines, Colorado that we represent
Here at A Plus Insurance we represent several different insurance companies to meet your Insurance needs. Some of these companies offer various products such as Progressive, Dairyland, Travelers and Bristol West. Others just offer business liability insurance, or workers comp such as USLI, Best Choice and Victory. Whatever type of Insurance you may need, we are here to help!
Insurance Rating Factors In Castle Pines
What goes into making your particular auto insurance rates? This is probably one of the most commonly asked questions we get from day to day. Violations are undoubtedly one of the largest factors, tickets minor violations, and major violations can make your rates skyrocket. A few more are accidents, and of course the vehicles make and model. See the data below for more factors.
Factor
Rate Impact
Vehicle performance (symbol)
Medium
Type of Vehicle Coverage
Medium
Marital Status
Medium
Education
Low
Location
Medium
Driving record
High
anti theft device
Low
How long have you owned the vehicle
Low
Major Violations (DUI,DWI,etc)
High
State Requirements
Medium
Insurance Castle Pines
Violations And How Long They Affect Your Rates In Castle Pines
Violation Name
Major, Minor, or Non Moving
How Long it Will Affect Your Insurance Rates
Failure to Yeld
Minor
3 Years
At Fault Accident
Major
5 Years
Failure to maintain Clear Distance (tailgating
Minor
3 Years
Failure to Stop for a Pedestrian Side walk
Minor
3 Years
Crossing over a Center Divider
Minor
3 Years
Driving without a License
Major
3 Years
Failure to Use a Seat Belt
Non Moving
NA*
Improper Lane use
Minor
3 Years
DUI
Major
10 Years
Expired Tags
Non Moving
NA*
Failure to Use Turn Signal
Minor
3 Years
Reckless Driving
Major
5 Years
Traffic violations and tickets can be quite a hassle when it comes to your auto insurance rates. Some of course impact you more than others. Some of these more major violations include reckless driving, a DUI or DWI charge, and an at fault accident. These major violations affect you for up to 3-5 years and some violations may require you to carry an SR22 filing on your insurance policy.
Top Ten Vehicles We Insure In Castle Pines
One of the most common misconceptions about auto insurance is that the color of your car is a factor in your insurance rates. The most important vehicle attributes that impact your rates is the year, make and model of your vehicle. The newer the vehicle the more expensive it will be to insure. See the table below for some of the most popular types of vehicles we insure in Castle Pines.
1
Toyota
2
Volvo
3
Buick
4
Chevrolet
5
Ford
6
Lexus
7
Honda
8
Nissan
9
Cadillac
10
Subaru
11
Volkswagen
12
Ford F-Models
Castle Pines Weather And Driving Conditions
Castle Pines, Colorado
Summer high: The July high is around 84 degrees
Winter Low: The January low is 20 degrees
Rain: 18 Inches of rain a year
Snow: 76 inches of snow per year
How does weather affect your driving capabilities you may ask? Well, of course anywhere in the world, snow, rain, hail and fog impact our vision capability which then affects our driving conditions. If you live in Castle Pines, Colorado how does the weather look each year? See the table below for some helpful and informative information!
Nearby Cities And Neighborhoods By Castle Pines
Did you know that out of the many different factors that affect your auto insurance, your zip code is a big rating factor? The reason your zip code plays a big factor is due to the population in your city. The higher the population the more drivers there are in your area which increases your auto insurance premiums. See the table below for some nearby cities.
