AUTO – COLORADO
Insurance Castle Pines
Progressive and Dairyland are typically our best rates for basic liability for Castle Pines. Which is is great rate for Colorado, and basic liability isn’t so basic. It covers $25,000 in bodily injury up to $50,000 per accident and $15,000 per property damage. Note: these limits can be raised to high limits.
Insurance Castle Pines
Are you shopping for state minimum liability auto insurance for a new vehicle or comparing your current auto insurance premium? Here at A Plus Insurance we do the shopping work for you! We run your information through several different carriers to find you the best rate. One of top companies that offers competitive rates is Dairyland Insurance. See the table below for more rates in Castle Pines Colorado.
| Rank | Company | Average price |
|---|---|---|
| 1 | Progressive | $92.00 |
| 2 | Dairyland (Viking) | $97.00 |
| 3 | Bristol West | $107.00 |
| 4 | Mendota | $107.00 |
| 5 | Liberty Mutual | $111.00 |
| 6 | Travelers | $111.00 |
| 7 | The General | $120.00 |
Insurance Castle Pines Discounts
Like most shopping in today’s world everyone likes coupons or discounts. Many people miss out on some hefty discounts on their auto insurance every day. Some of these discounts include an education discount, a homeowners discount, and a multi policy discount. Always ask your insurance agent if you are eligible for any other discounts that are not already applied to your policy.
| Impact On Rates | Discounts Available |
|---|---|
| Mild | Multi Policy |
| Mild | Education Discount |
| High | No Accidents or Violations |
| Very High | Continuous Insurance |
| Mild | Married |
| Mild | Homeowners |
| High | Paid in Full |
| Mild | Paperless Discount |
| High | Advanced Quote |
SR-22 Insurance Castle Pines
An SR22 filing is commonly mistaken as an insurance policy itself. But, an SR22 filing is a certificate or a filing added on to an existing policy or a new policy. What are some of the reasons you might require an SR22? Driving without insurance, any DUI or DWI charge, or a large amount of points on your driver’s license. See the table below for how much an SR22 filing costs.
Below is amount the amounts company adds to the premium to file the SR22 with the state.
| Company | Average (SR22 Fee) |
|---|---|
| Assurance America | $25 |
| Bristol West | $35 |
| Dairyland | Free |
| Gains Co | $25 |
| Mendota | $25 |
| Progressive | 5% (average) |
| State Farm | SR22 Not available |
| The General | $25 |
| Travelers | SR22 Not available |
Company Ratings in Castle Pines, AM Best and JD Power
How do Insurance company ratings impact your insurance policy or your customer service? In today’s day and age, most consumers before making a purchase they might use on a long term basis, tend to look up past customer reviews to determine the reputation of the business or company they are considering. Auto Insurance company ratings give a huge insight into how you might enjoy your service.
| COMPANY | J.D. POWER CLAIMS | A.M. BEST RATING |
|---|---|---|
| State Farm | 878 | A++ |
| Progressive Auto Insurance | 856 | A+ |
| Auto Club of Southern California Insurance Group | 866 | A+ |
| The Hartford (AARP insurance) | 873 | A+ |
| MetLife | 867 | A+ |
| COUNTRY Financial | 896 | A+ |
| Erie Insurance | 879 | A+ |
| Auto-Owners Insurance | 870 | A+ |
| CSAA Insurance Group | 847 | A |
| Allstate Auto Insurance | 853 | A+ |
| Amica Mutual | 898 | A+ |
| Esurance | 844 | A+ |
| Safeco (A division of Liberty Mutual) | 855 | A |
Insurance Castle Pines – Companies we Represent
Here at A Plus Insurance we represent several different insurance companies to meet your Insurance needs. Some of these companies offer various products such as Progressive, Dairyland, Travelers and Bristol West. Others just offer business liability insurance, or workers comp such as USLI, Best Choice and Victory. Whatever type of Insurance you may need, we are here to help!
| Insurance Companies in Castle Pines, Colorado that we represent |
|---|
| Mendota |
| Foremost Star |
| Orion 181 |
| Assurance America |
| Bristol West |
| The General |
| Travelers |
| USLI |
| Dairyland |
| Gainsco |
| Progressive |
| Victory |
| Best Choice |
| Safeway |
| Suncoast |
| ASI |
Insurance Rating Factors In Castle Pines
What goes into making your particular auto insurance rates? This is probably one of the most commonly asked questions we get from day to day. Violations are undoubtedly one of the largest factors, tickets minor violations, and major violations can make your rates skyrocket. A few more are accidents, and of course the vehicles make and model. See the data below for more factors.
| Factor | Rate Impact |
|---|---|
| Vehicle performance (symbol) | Medium |
| Type of Vehicle Coverage | Medium |
| Marital Status | Medium |
| Education | Low |
| Location | Medium |
| Driving record | High |
| anti theft device | Low |
| How long have you owned the vehicle | Low |
| Major Violations (DUI, DWI, etc) | High |
| State Requirements | Medium |
Violations And How Long They Affect Your Castle Pines Insurance Rates
Traffic violations and tickets can be quite a hassle when it comes to your auto insurance rates. Some of course impact you more than others. Some of these more major violations include reckless driving, a DUI or DWI charge, and an at fault accident. These major violations affect you for up to 3-5 years and some violations may require you to carry an SR22 filing on your insurance policy.
| Violation Name | Major, Minor, or Non Moving | How Long it Will Affect Your Insurance Rates |
|---|---|---|
| Failure to Yeld | Minor | 3 Years |
| At Fault Accident | Major | 5 Years |
| Failure to maintain Clear Distance (tailgating | Minor | 3 Years |
| Failure to Stop for a Pedestrian Side walk | Minor | 3 Years |
| Crossing over a Center Divider | Minor | 3 Years |
| Driving without a License | Major | 3 Years |
| Failure to Use a Seat Belt | Non Moving | NA* |
| Improper Lane use | Minor | 3 Years |
| DUI | Major | 10 Years |
| Expired Tags | Non Moving | NA* |
| Failure to Use Turn Signal | Minor | 3 Years |
| Reckless Driving | Major | 5 Years |
Insurance Castle Pines: Top Ten Vehicles We Insure
One of the most common misconceptions about auto insurance is that the color of your car is a factor in your insurance rates. The most important vehicle attributes that impact your rates is the year, make and model of your vehicle. The newer the vehicle the more expensive it will be to insure. See the table below for some of the most popular types of vehicles we insure in Castle Pines.
| 1 | Toyota |
| 2 | Volvo |
| 3 | Buick |
| 4 | Chevrolet |
| 5 | Ford |
| 6 | Lexus |
| 7 | Honda |
| 8 | Nissan |
| 9 | Cadillac |
| 10 | Subaru |
| 11 | Volkswagen |
| 12 | Ford F-Models |
Insurance Castle Pines: Weather And Driving Conditions
How does weather affect your driving capabilities you may ask? Well, of course anywhere in the world, snow, rain, hail and fog impact our vision capability which then affects our driving conditions. If you live in Castle Pines, Colorado how does the weather look each year? See the table below for some helpful and informative information!
| Castle Pines, Colorado |
|---|
| Summer High: The July high is around 84 degrees |
| Winter Low: The January low is 20 degrees |
| Rain: 18 Inches of rain a year |
| Snow: 76 inches of snow per year |
Nearby Cities And Neighborhoods By Castle Pines
Did you know that out of the many different factors that affect your auto insurance, your zip code is a big rating factor? The reason your zip code plays a big factor is due to the population in your city. The higher the population the more drivers there are in your area which increases your auto insurance premiums. See the table below for some nearby cities.
| Neighborhoods in Castle Pines, Colorado | Cities Near Castle Pines | Zip Codes in Castle Pines |
|---|---|---|
| Forest Park | Castle Rock, CO | 80108 |
| Green Valley | Parker, CO | |
| Hidden Pointe | Castlewood, CO | |
| The Canyons | Littleton, CO |
What types of insurance do you offer in Castle Pines?
We offer a wide range of insurance options in Castle Pines, including home, auto, life, and business insurance policies.
How can I get a quote for insurance in Castle Pines?
To get a quote for insurance in Castle Pines, you can contact us directly or visit our website to fill out a quote request form.
Where can I get more information or contact an agent for insurance in Castle Pines?
For more information or to speak with an agent about insurance in Castle Pines, please call us at 1.888.445.2793.
Last Updated on by Marlon Moss