Insurance Castle Pines

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Cheap Car Insurance Castle Pines

Company Ratings in Castle Pines, AM Best and JD Power

How do Insurance company ratings impact your insurance policy or your customer service? In today’s day and age, most consumers before making a purchase they might use on a long term basis, tend to look up past customer reviews to determine the reputation of the business or company they are considering. Auto Insurance company ratings give a huge insight into how you might enjoy your service.

COMPANYJ.D. POWER CLAIMSA.M. BEST RATING
State Farm878A++
Progressive Auto Insurance856A+
Auto Club of Southern California Insurance Group866A+
The Hartford (AARP insurance)873A+
MetLife867A+
COUNTRY Financial896A+
Erie Insurance879A+
Auto-Owners Insurance870A+
CSAA Insurance Group847A
Allstate Auto Insurance853A+
Amica Mutual898A+
Esurance844A+
Safeco (A division of Liberty Mutual)855A

Insurance Companies We Represent In Castle Pines

Insurance Companies in Castle Pines, Colorado that we represent
Mendota
Foremost Star
Orion 181
Assurance America
Bristol West
The General
Travelers
USLI
Dairyland
Gainsco
Progressive
Victory
Best Choice
Safeway
Suncoast
ASI
Here at A Plus Insurance we represent several different insurance companies to meet your Insurance needs. Some of these companies offer various products such as Progressive, Dairyland, Travelers and Bristol West. Others just offer business liability insurance, or workers comp such as USLI, Best Choice and Victory. Whatever type of Insurance you may need, we are here to help!

Insurance Rating Factors In Castle Pines

What goes into making your particular auto insurance rates? This is probably one of the most commonly asked questions we get from day to day. Violations are undoubtedly one of the largest factors, tickets minor violations, and major violations can make your rates skyrocket. A few more are accidents, and of course the vehicles make and model. See the data below for more factors.

FactorRate Impact
Vehicle performance (symbol)Medium
Type of Vehicle CoverageMedium
Marital StatusMedium
EducationLow
LocationMedium
Driving recordHigh
anti theft deviceLow
How long have you owned the vehicleLow
Major Violations (DUI,DWI,etc)High
State RequirementsMedium

Violations And How Long They Affect Your Rates In Castle Pines

Violation NameMajor, Minor, or Non MovingHow Long it Will Affect Your Insurance Rates
Failure to YeldMinor3 Years
At Fault AccidentMajor5 Years
Failure to maintain Clear Distance (tailgatingMinor3 Years
Failure to Stop for a Pedestrian Side walkMinor3 Years
Crossing over a Center DividerMinor3 Years
Driving without a LicenseMajor3 Years
Failure to Use a Seat BeltNon MovingNA*
Improper Lane useMinor3 Years
DUIMajor10 Years
Expired TagsNon MovingNA*
Failure to Use Turn SignalMinor3 Years
Reckless DrivingMajor5 Years
Traffic violations and tickets can be quite a hassle when it comes to your auto insurance rates. Some of course impact you more than others. Some of these more major violations include reckless driving, a DUI or DWI charge, and an at fault accident. These major violations affect you for up to 3-5 years and some violations may require you to carry an SR22 filing on your insurance policy.

Discounts Available In Castle Pines

Like most shopping in today’s world everyone likes coupons or discounts. Many people miss out on some hefty discounts on their auto insurance every day. Some of these discounts include an education discount, a homeowners discount, and a multi policy discount. Always ask your insurance agent if you are eligible for any other discounts that are not already applied to your policy.

Impact On RatesDiscounts Available
MildMulti Policy
MildEducation Discount
HighNo Accidents or Violations
Very HighContinuous Insurance
MildMarried
MildHomeowners
HighPaid in Full
MildPaperless Discount
HighAdvanced Quote

SR22 Insurance Rates in Castle Pines

SR22 Insurance Rates in Castle Pines, Colorado
Below is amount the amounts company adds to the premium to file the SR22 with the state.
CompanyAverage (SR22 Fee)
Assurance America$25
Bristol West$35
DairylandFree
Gains Co$25
Mendota$25
Progressive5% (average)
State FarmSR22 Not available
The General$25
TravelersSR22 Not available
An SR22 filing is commonly mistaken as an insurance policy itself. But, an SR22 filing is a certificate or a filing added on to an existing policy or a new policy. What are some of the reasons you might require an SR22? Driving without insurance, any DUI or DWI charge, or a large amount of points on your driver’s license. See the table below for how much an SR22 filing costs.

Top Ten Vehicles We Insure In Castle Pines

One of the most common misconceptions about auto insurance is that the color of your car is a factor in your insurance rates. The most important vehicle attributes that impact your rates is the year, make and model of your vehicle. The newer the vehicle the more expensive it will be to insure. See the table below for some of the most popular types of vehicles we insure in Castle Pines.

1Toyota
2Volvo
3Buick
4Chevrolet
5Ford
6Lexus
7Honda
8Nissan
9Cadillac
10Subaru
11Volkswagen
12Ford F-Models

Castle Pines Weather And Driving Conditions

Castle Pines, Colorado
Summer high: The July high is around 84 degrees
Winter Low: The January low is 20 degrees
Rain: 18 Inches of rain a year
Snow: 76 inches of snow per year
How does weather affect your driving capabilities you may ask? Well, of course anywhere in the world, snow, rain, hail and fog impact our vision capability which then affects our driving conditions. If you live in Castle Pines, Colorado how does the weather look each year? See the table below for some helpful and informative information!

Nearby Cities And Neighborhoods By Castle Pines

Did you know that out of the many different factors that affect your auto insurance, your zip code is a big rating factor? The reason your zip code plays a big factor is due to the population in your city. The higher the population the more drivers there are in your area which increases your auto insurance premiums. See the table below for some nearby cities.

Neighborhoods in Castle Pines, ColoradoCities Near Castle PinesZip Codes in Castle Pines
Forest ParkCastle Rock, CO80108
Green ValleyParker, CO
Hidden PointeCastlewood, CO
The CanyonsLittleton, CO

Cheapest Liability Auto Insurance In Castle Pines

RankCompanyAverage price
1Progressive$92.00
2Dairyland (Viking)$97.00
3Bristol West$107.00
4Mendota$107.00
5Liberty Mutual$111.00
6Travelers$111.00
7The General$120.00
Are you shopping for state minimum liability auto insurance for a new vehicle or comparing your current auto insurance premium? Here at A Plus Insurance we do the shopping work for you! We run your information through several different carriers to find you the best rate. One of top companies that offers competitive rates is Dairyland Insurance. See the table below for more rates in Castle Pines Colorado.

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Last Updated on November 10, 2021 by Katie Sopko

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