Sample Rates for Auto and Home- Castle Rock Insurance

Lots of things can change your auto And home insurance rates for the better or worse. Down to your zip code matters. In the chart down below, we have 6 different cases to show you sample insurance rates in Castle Rock, CO. As you can see, the clients have different carriers, are all different ages, some are female and some are male, which does make a difference.

We also compared what the rates look like for Full coverage or for liability only, how they pay and if they have any violations on their records. Just look at the sample rates and call your agent to find out more information.

Sample Rates in Castle Rock, Colorado
Sample Quote/ policy location: Castle Rock Agent :Sy Current Company: Suncoast Previous Company: American Family Who: male Age: 58 Vehicle: Dodge Ram Wagon 1500 Type of coverage: non owners , med pay Notes: state filing, premium Rate: $269
Sample Quote/ policy location: Castle Rock Agent :Shawn Current Company: Suncoast Previous Company: Geico Who: resident Age: 51 Vehicle: Hyundai S Coupe Type of coverage: liability insurance , med pay Notes: Driver, accidents Rate: $339
Sample Quote/ policy location: Castle Rock Agent :Amy Current Company: Liberty Mutual Previous Company: Travelers Who: Female Age: 18 Vehicle: Nissan Frontier King Cab Type of coverage: full coverage , state min Notes: print, by phone Rate: $228
Sample Quote/ policy location: Castle Rock Agent :Shawn Current Company: Progressive Previous Company: State Farm Who: Driver Age: 29 Vehicle: Geo Prizm Type of coverage: liability only , uninsured motorist Notes: deductible , premium Rate: $239
Sample Quote/ policy location: Castle Rock Agent :Sy Current Company: Liberty Mutual Previous Company: Foremost Who: motorist Age: 31 Vehicle: Audi A3 Type of coverage: , uninsured motorist Notes: high risk, id cards Rate: $279
Sample Quote/ policy location: Castle Rock Agent :Sy Current Company: Viking Previous Company: Nationwide Who: Female Age: 56 Vehicle: Infiniti J Type of coverage: broad form , med pay Notes: online, automobile Rate: $218

Castle Rock Insurance- Dmv Addresses and Phone Numbers 

I know we do not really consider DMV’s a fun place to visit. Well, whether we like them or not, they are essential to our everyday needs if we are an insured motorist or have a vehicle. Now, some DMV locations even have where you can go online and make an appointment or even see if there are some of your needs that you can take care of online. For Castle Rock Insurance, they have the Registration and Titling and the Castle Rock Driver License Office. See below the locations and phone numbers.

Castle Rock Registration & Titling
301 Wilcox St
Castle Rock, CO 80104
(303) 627-0985

Castle Rock Driver License Office
301 Wilcox St
Castle Rock, CO 80104
(303) 627-0985

Castle Rock Insurance- Your Credit and how it affects your Insurance rates

If you are wondering if your credit score affects your auto insurance rates, ill answer that for you… YES! Your auto insurance carrier will look at your credit score to determine what your rates could be, and also if they consider you to be a high risk or not. The better your score is, essentially is telling them you are more responsible and trustworthy.

Check out the chart below. The chart shows how your score impacts your average premium For Castle Rock Insurance.

Credit Impact on Insurance Rates in Castle Rock Average Premium by Score	Average Price
Excellent	$124.32
Good	$140.09
Average	$168.67
Poor	$238.56

Castle Rock Insurance- Violations

Violations are categorized into 3 areas. There are major, minor, and nonmoving violations. Each of those violations depending on what kind they are can impact your insurance rates for several years.

Below we have listed a number of violations and how long they affect your rates for:

Violation Name	Major, Minor, or Non-Moving	How Long it Will Affect Your Insurance Rates
At Fault Accident	Major	5 Years
Running a Traffic Light or Stop Sign	Minor	3 Years
Using a Cell Phone with Driving	Minor	3 Years
No Proof of insurance	Non Moving	NA*
Failure to maintain Clear Distance (tailgating	Minor	3 Years
Failure to Use a Seat Belt	Non Moving	NA*
Failure to Secure Load to truck/trailer	Minor	3 Years
Driving without a License	Major	3 Years
Crossing over a Center Divider	Minor	3 Years
Parking	Non Moving	NA*
Non-At-Fault Acccident	Minor	NA*
Failure to Use Turn Signal	Minor	3 Years

Additional Colorado Insurance
Car Insurance Parker
Auto Insurance Salida
Auto Insurance Pueblo
Cheap Car Insurance Fort Collins

Last Updated on November 15, 2023 by Lauren Mckenzie