AUTO – COLORADO
Cherry Creek Insurance
Talk about Cherry picking your favorites! Cherry Creek has stellar shopping, international cuisine, and art scene, also a great place to raise a family, filled with tons of public parks and sporting a low crime rate—easily making it a top contender on the list of best Denver neighborhoods. We can cherry pick the best auto insurance rate!
Best liability insurance rates in Cherry Creek
It’s a given in anything you want the best possible price in anything you purchase. Why should auto insurance be any different? We want to help you get the best coverage with the best price. We broke done the best liability prices in Cherry Creek, CO below. We used a few different companies and the average pricing for each.
| Rank | Company | Average Price |
|---|---|---|
| 1 | Dairyland (Viking) | $82.00 |
| 2 | Progressive | $93.00 |
| 3 | Bristol West | $111.00 |
| 4 | Mendota | $115.00 |
| 5 | The General | $118.00 |
| 6 | Liberty Mutual | $122.00 |
| 7 | Travelers | $125.00 |
How much are Liability and full coverage rates in Cherry Creek?
When you receive an auto quote, you will need to decide what kind of coverage you are wanting for your vehicles. Liability is required, but each state is different as far as the required liability amount. Full coverage is an option you can choose as well. Check out the pricing of this above for Cherry Creek, CO.
| Liability Insurance rates in Cherry Creek | Liability State Average |
|---|---|
| $471.51 | $510.15 |
| Full Coverage Insurance in Cherry Creek | Full Coverage CO average |
|---|---|
| $859.25 | $934.59 |
Discounts offered in Cherry Creek by company
| Progressive | Dairyland |
|---|---|
| Education Discount | Military |
| Married | No Accidents or Violations |
| No Accidents or Violations | Married |
| Multi Policy | Homeowners |
| Paperless Discount | Multi Policy |
| Continuous Insurance | Auto Pay |
| Multi Vehicle | Paid in Full |
| Military | Continuous Insurance |
| Paid in Full | Multi Vehicle |
| Advanced Quote | |
| Homeowners | |
| Auto Pay |
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| New Customers in Cherry Creek, Colorado Save on Average | $597.55 |
| Number of Candy bars you could buy | 435 |
| Months of Netflix you could afford with your savings | 43 |
| Number of Peanuts you could buy | 107568 |
How age and gender affect your insurance rates
We talk a lot about factors that matter when it comes to getting an auto insurance rate. What may be surprising to some, is that age AND gender are a factor. Age may be a given, the older you are the more experience you have in driving, so you aren’t considered as high risk. That is if you have a good driving record.
Check out the chart below for some prices by age and gender.
| Age | Male | Female |
|---|---|---|
| 16-18 | $ 231.84 | $ 184.09 |
| 19-24 | $ 193.20 | $ 161.00 |
| 25-30 | $ 139.84 | $ 124.84 |
| 31-40 | $ 110.40 | $ 106.08 |
| 41-50 | $ 109.48 | $ 98.44 |
| 50-65 | $ 99.36 | $ 101.48 |
| 65+ | $ 106.08 | $ 114.08 |
Other types of insurance that we offer in Cherry Creek
To be able to help as many people as we can, we offer much more than just auto insurance. We work with several different companies, so we are able to give you many options for the best rate for you.
If you look below, you will see some of the other types of insurance we offer and with our top companies.
| Type of Coverage | Our Top Companies |
|---|---|
| Type of Coverage | Our Top Companies |
| Boat Insurance | Travelers, Progressive |
| Renters Insurance | ASI, Foremost |
| Car Insurance | Progressive, Dairyland, |
| RV Insurance | Progressive, Travelers |
| Business Insurance | BTIS, Hiscox |
| Motorcycle Insurance | Dairyland, Progressive |
| Commercial Auto Insurance | Progressive |
Discounts available in Cherry Creek
When finding an auto insurance company that is a good fit for you, you look at a lot of things. One of them is what kind of savings they can give you. Those savings can come from some rather good discounts on your policy.
We made a list below between two different companies. You will see what kind of discounts each company offers in Cherry Creek.
| Impact on rates | Discounts Available |
|---|---|
| Mild | Multi Vehicle |
| High | No Accidents or Violations |
| High | Advanced Quote |
| Very High | Continuous Insurance |
| Mild | Homeowners |
| High | Paid in Full |
| Mild | Military |
| Mild | Paperless Discount |
| High | Auto Pay |
Cherry Creek Insurance
Discounts! We all love discounts, and to be honest when choosing a company, the discounts we can receive may help us choose which company to go with.
We made a chart of some discounts that could be available to you and you can also see how much of an impact each of those discounts can have your auto rates.
Violations and how they can impact your insurance rates
When it comes to violations, yes, they can affect your rates. But by how much? Well, each will impact them differently depending on what kind of violation you have or receive.
To look at it more easily, you can see the chart below that names the violation, what kind of violation it is and how long it can impact your insurance rates.
| Violation Name | Major, Minor, or Non Moving | How Long it Will Affect Your Insurance Rates |
|---|---|---|
| Running a Traffic Light or Stop Sign | Minor | 3 Years |
| Failure to Use Turn Signal | Minor | 3 Years |
| Parking | Non Moving | NA* |
| Failure to Use a Seat Belt | Non Moving | NA* |
| Expired Tags | Non Moving | NA* |
| At Fault Accident | Major | 5 Years |
| Speeding | Minor | 3 Years |
| Improper Lane use | Minor | 3 Years |
| Driving without a License | Major | 3 Years |
| Failure to maintain Clear Distance (tailgating | Minor | 3 Years |
| Non-At-Fault Acccident | Minor | NA* |
| Crossing over a Center Divider | Minor | 3 Years |
Cherry Creek weather and driving conditions
Weather in Cherry Creek, CO is much like some of the other areas in CO. Summer high you can expect a high of 87 degrees starting in July. Winter in January and have temps as low as 19 degrees, with an average of 71 inches of snow a year. You will get a little bit of both worlds!
| Cherry Creek, Colorado |
|---|
| Summer High: the July high is around 87 degrees |
| Winter Low: the January low is 19 |
| Rain: averages 18 inches of rain a year |
| Snow: averages 71 inches of snow a year |
Insurance rating factors in Cherry Creek
Many people ask, what kinds of things impact their auto insurance rates. Well, to help simplify that for you, we have a list below you can look at and see what kind of factors insurance companies look at.
Factors from your profession to your make and model of your vehicle. You will also see how much of an impact each factor can have on your rates.
| Factor | Rate Impact |
|---|---|
| Major Violations (DUI, DWI, etc.) | High |
| Anti Theft Device | Low |
| Annual Mileage | Low |
| Vehicle Safety Features | Medium |
| Lienholder | None |
| Vehicle Make and Model | Medium |
| Type of Vehicle Coverage | Medium |
| Marital Status | Medium |
| State Requirements | Medium |
| Profession | Low |
| Other Helpful Links |
|---|
| Business Insurance Colorado |
| Cheap Car Insurance Colorado |
Last Updated on by Amanda Moss