Broward County Auto Insurance Guide
Real rates, coverage trends and carrier insights from first-party quotes collected in Broward County, FL. Serving Fort Lauderdale, Hollywood, Pembroke Pines, Miramar, Coral Springs and surrounding communities.
Get your Broward County quote now Call (888) 445-2793
About this data
A Plus Insurance is a licensed independent brokerage serving Florida. Every rate on this page comes from real people we quoted and sold coverage to — not modeled estimates or public filings. We compare 8+ carriers to find the best fit for your driver profile.
Broward County at a Glance (Our Data)
Average Monthly Premium
$73
All coverages (median $50 — the most affordable Florida county in our dataset, driven by a non-owner and motorcycle majority)
Non-Owner Share
40.0%
Non-owner policies at $63/mo avg — the highest non-owner share in our Florida data
No Full Coverage
0%
Zero full coverage policies in our Broward data — all policies are liability, non-owner or motorcycle
Rate Range
$6–$138
Observed monthly range across all policy types
Drivers searching for cheap car insurance Fort Lauderdale FL, non-owner insurance Broward County, car insurance Hollywood FL, or motorcycle insurance Fort Lauderdale Florida will find Broward County among the most affordable Florida markets in our data. Whether you need non-owner car insurance Broward County FL, SR22 insurance Fort Lauderdale, or liability insurance Pembroke Pines FL, we serve all of Broward County. See our Florida insurance guide.
Average monthly auto insurance rate by state
- Pricing ranges from $158.90 (FL) to $158.90 (FL) ... a spread of $0.00.
- Based on real auto insurance quotes grouped into 1 company results, the average across this view is $158.90. The spread is about 0% from lowest to highest.
- Rates can shift with coverage choices, Driver details, and vehicle factors ... use filters to compare similar coverage, then review the evidence table for context.
Evidence (records used)
This table lists underlying records used for the chart above.
| record_id | call_id | call_date | state | city | zip | year | make | model | age | sex | marital | coverage | carrier | monthly | violations | accidents | dui |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2141 | 19pITJxvZVJfPZj70mBFs8qcF0EuGo4U | 2026-04-07 | FL | Sun City Center | 33573 | 2017 | Hyundai | Elantra Sport | unknown | unknown | full_coverage | Progressive | 107.00 | 0 | 0 | 0 | |
| 2061 | 1euRYHA22Lyu6wI8XGQiOmmegNqvPOKE | 2026-04-01 | FL | Miami | 33132 | 2025 | BMW | X1 | 39 | female | unknown | full_coverage | Progressive | 190.33 | 0 | 0 | 0 |
| 2057 | 1wvezp0csPczd3K0OQgOg75A0iRjXQxa | 2026-04-01 | FL | Miami | 33132 | 2025 | BMW | X1 | 39 | unknown | unknown | full_coverage | Progressive | 190.33 | 0 | 1 | 0 |
| 1873 | 1BpG4zhwBpphvVQw5f4p2nzPn5C2w8Td | 2026-03-16 | FL | Miami | 33125 | unknown | unknown | full_coverage | Progressive | 247.99 | 0 | 0 | 0 | ||||
| 1790 | 20260316-091952-2566 | 2026-03-16 | FL | MIAMI | 33125 | 2015 | TOYOTA | COROLLA L | 28 | male | single | full_coverage | Progressive POP | 230.01 | 1 | 0 | 0 |
| 1670 | 20260305-1009-0882 | 2026-03-05 | FL | DELTONA | 32738 | 2006 | HONDA | ACCORD EX | 30 | male | single | liability_only | AssuranceAmerica Economy MobileMax | 178.80 | 3 | 0 | 0 |
| 1669 | 20260303-1010-0571 | 2026-03-03 | FL | SILVER SPRINGS | 34488 | 2002 | TOYOTA | HIGHLANDER LIMITED | 40 | male | single | liability_only | Progressive | 94.67 | 0 | 0 | 0 |
| 1668 | 20260303-1011-5926 | 2026-03-03 | FL | JACKSONVILLE | 32277 | 2020 | NISSAN | PATHFINDER S | 43 | female | single | liability_only | Progressive POP | 212.35 | 0 | 0 | 0 |
| 1668 | 20260303-1011-5926 | 2026-03-03 | FL | JACKSONVILLE | 32277 | 2020 | NISSAN | PATHFINDER S | 43 | female | single | liability_only | Progressive POP | 212.35 | 0 | 0 | 0 |
| 1520 | 20260217-100205-0839 | 2026-02-17 | FL | ORLANDO | 32805 | 2019 | NISSAN | SENTRA S | 46 | female | single | liability_only | Progressive POP | 85.17 | 0 | 0 | 0 |
| 1441 | 20260206-1041-4507 | 2026-02-06 | FL | MIAMI | 33176 | 2008 | AUDI | A4 2.0 TURBO | 45 | female | married | full_coverage | Progressive POP | 98.17 | 0 | 0 | 0 |
| 1441 | 20260206-1041-4507 | 2026-02-06 | FL | MIAMI | 33176 | 2008 | AUDI | A4 2.0 TURBO | 45 | female | married | full_coverage | Progressive POP | 98.17 | 0 | 0 | 0 |
| 1440 | 20251222-113426-4822 | 2025-12-22 | FL | SAINT JAMES CITY | 33956 | 2005 | MERCEDES BENZ | SL500 | 76 | male | widowed | full_coverage | Progressive (from TurboRater) | 163.66 | 0 | 0 | 0 |
| 1440 | 20251222-113426-4822 | 2025-12-22 | FL | SAINT JAMES CITY | 33956 | 2024 | GMC | SIERRA K1500 DENALI | 76 | male | widowed | full_coverage | Progressive (from TurboRater) | 163.66 | 0 | 0 | 0 |
| 1439 | 20260206-1044-2021 | 2026-02-06 | FL | UMATILLA | 32784 | 2017 | SUBARU | FORESTER 2.5I TOURIN | 23 | female | single | full_coverage | AssuranceAmerica Economy MobileMax | 277.60 | 0 | 0 | 0 |
| 1438 | 20251231-113303-0517 | 2025-12-31 | FL | FORT WALTON BEACH | 32548 | 2022 | KIA | TELLURIDE EX | 56 | male | single | full_coverage | AssuranceAmerica Economy MobileMax | 253.66 | 0 | 0 | 0 |
| 1437 | 20251219-113226-4172 | 2025-12-19 | FL | KISSIMMEE | 34744 | 2024 | NISSAN | ALTIMA S | 24 | female | married | full_coverage | Progressive POP | 141.00 | 0 | 0 | 0 |
| 1437 | 20251219-113226-4172 | 2025-12-19 | FL | KISSIMMEE | 34744 | 2024 | NISSAN | ALTIMA S | 24 | female | married | full_coverage | Progressive POP | 141.00 | 0 | 0 | 0 |
| 1436 | 20260128-113145-0390 | 2026-01-28 | FL | LAKE WORTH | 33461 | 2012 | HONDA | ACCORD EX-L | 60 | female | single | liability_only | Progressive | 192.85 | 0 | 0 | 0 |
| 1436 | 20260128-113145-0390 | 2026-01-28 | FL | LAKE WORTH | 33461 | 2012 | HONDA | ACCORD EX-L | 60 | female | single | liability_only | Progressive | 192.85 | 0 | 0 | 0 |
| 1436 | 20260128-113145-0390 | 2026-01-28 | FL | LAKE WORTH | 33461 | 2012 | BUICK | LACROSSE PREMIUM | 60 | female | single | liability_only | Progressive | 192.85 | 0 | 0 | 0 |
| 1436 | 20260128-113145-0390 | 2026-01-28 | FL | LAKE WORTH | 33461 | 2012 | BUICK | LACROSSE PREMIUM | 60 | female | single | liability_only | Progressive | 192.85 | 0 | 0 | 0 |
| 1435 | 20260206-1054-0839 | 2026-02-06 | FL | LARGO | 33771 | 2018 | ALFA ROMEO | GIULIA | 51 | male | married | liability_only | Progressive | 49.17 | 0 | 0 | 0 |
| 1435 | 20260206-1054-0839 | 2026-02-06 | FL | LARGO | 33771 | 2018 | ALFA ROMEO | GIULIA | 51 | male | married | liability_only | Progressive | 49.17 | 0 | 0 | 0 |
| 1434 | 20260123-113020-3119 | 2026-01-23 | FL | BROOKSVILLE | 34604 | 2018 | NISSAN | ALTIMA 2.5 | 27 | male | married | full_coverage | (from TurboRater) | 87.84 | 0 | 0 | 0 |
| 1434 | 20260123-113020-3119 | 2026-01-23 | FL | BROOKSVILLE | 34604 | 2018 | NISSAN | ALTIMA 2.5 | 27 | male | married | full_coverage | (from TurboRater) | 87.84 | 0 | 0 | 0 |
Coverage Type Breakdown – Broward County
Broward County is unique in our Florida data — zero full coverage policies appear. The county’s mix is entirely liability-only, non-owner, and motorcycle policies, creating the lowest average premium in our Florida dataset at $73/mo.
| Coverage Type | % of Quotes | Avg Monthly |
|---|---|---|
| Non-Owners | 40.0% | $63 |
| Auto-Liability | 30.0% | $138 |
| Motorcycle | 30.0% | $21 |
Liability only vs full coverage by company
AssuranceAmerica
Progressive
(from TurboRater)
Across these carriers, liability only averages $163.11 per month, while full coverage averages $171.50. The largest gap in this view is $86.83 for AssuranceAmerica.
Evidence (records used)
This table lists underlying records used for the chart above.
| record_id | call_id | call_date | state | city | zip | year | make | model | age | sex | marital | coverage | carrier | monthly | violations | accidents | dui |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2141 | 19pITJxvZVJfPZj70mBFs8qcF0EuGo4U | 2026-04-07 | FL | Sun City Center | 33573 | 2017 | Hyundai | Elantra Sport | unknown | unknown | full_coverage | Progressive | 107.00 | 0 | 0 | 0 | |
| 2061 | 1euRYHA22Lyu6wI8XGQiOmmegNqvPOKE | 2026-04-01 | FL | Miami | 33132 | 2025 | BMW | X1 | 39 | female | unknown | full_coverage | Progressive | 190.33 | 0 | 0 | 0 |
| 2057 | 1wvezp0csPczd3K0OQgOg75A0iRjXQxa | 2026-04-01 | FL | Miami | 33132 | 2025 | BMW | X1 | 39 | unknown | unknown | full_coverage | Progressive | 190.33 | 0 | 1 | 0 |
| 1873 | 1BpG4zhwBpphvVQw5f4p2nzPn5C2w8Td | 2026-03-16 | FL | Miami | 33125 | unknown | unknown | full_coverage | Progressive | 247.99 | 0 | 0 | 0 | ||||
| 1790 | 20260316-091952-2566 | 2026-03-16 | FL | MIAMI | 33125 | 2015 | TOYOTA | COROLLA L | 28 | male | single | full_coverage | Progressive POP | 230.01 | 1 | 0 | 0 |
| 1670 | 20260305-1009-0882 | 2026-03-05 | FL | DELTONA | 32738 | 2006 | HONDA | ACCORD EX | 30 | male | single | liability_only | AssuranceAmerica Economy MobileMax | 178.80 | 3 | 0 | 0 |
| 1669 | 20260303-1010-0571 | 2026-03-03 | FL | SILVER SPRINGS | 34488 | 2002 | TOYOTA | HIGHLANDER LIMITED | 40 | male | single | liability_only | Progressive | 94.67 | 0 | 0 | 0 |
| 1668 | 20260303-1011-5926 | 2026-03-03 | FL | JACKSONVILLE | 32277 | 2020 | NISSAN | PATHFINDER S | 43 | female | single | liability_only | Progressive POP | 212.35 | 0 | 0 | 0 |
| 1668 | 20260303-1011-5926 | 2026-03-03 | FL | JACKSONVILLE | 32277 | 2020 | NISSAN | PATHFINDER S | 43 | female | single | liability_only | Progressive POP | 212.35 | 0 | 0 | 0 |
| 1520 | 20260217-100205-0839 | 2026-02-17 | FL | ORLANDO | 32805 | 2019 | NISSAN | SENTRA S | 46 | female | single | liability_only | Progressive POP | 85.17 | 0 | 0 | 0 |
| 1441 | 20260206-1041-4507 | 2026-02-06 | FL | MIAMI | 33176 | 2008 | AUDI | A4 2.0 TURBO | 45 | female | married | full_coverage | Progressive POP | 98.17 | 0 | 0 | 0 |
| 1441 | 20260206-1041-4507 | 2026-02-06 | FL | MIAMI | 33176 | 2008 | AUDI | A4 2.0 TURBO | 45 | female | married | full_coverage | Progressive POP | 98.17 | 0 | 0 | 0 |
| 1440 | 20251222-113426-4822 | 2025-12-22 | FL | SAINT JAMES CITY | 33956 | 2005 | MERCEDES BENZ | SL500 | 76 | male | widowed | full_coverage | Progressive (from TurboRater) | 163.66 | 0 | 0 | 0 |
| 1440 | 20251222-113426-4822 | 2025-12-22 | FL | SAINT JAMES CITY | 33956 | 2024 | GMC | SIERRA K1500 DENALI | 76 | male | widowed | full_coverage | Progressive (from TurboRater) | 163.66 | 0 | 0 | 0 |
| 1439 | 20260206-1044-2021 | 2026-02-06 | FL | UMATILLA | 32784 | 2017 | SUBARU | FORESTER 2.5I TOURIN | 23 | female | single | full_coverage | AssuranceAmerica Economy MobileMax | 277.60 | 0 | 0 | 0 |
| 1438 | 20251231-113303-0517 | 2025-12-31 | FL | FORT WALTON BEACH | 32548 | 2022 | KIA | TELLURIDE EX | 56 | male | single | full_coverage | AssuranceAmerica Economy MobileMax | 253.66 | 0 | 0 | 0 |
| 1437 | 20251219-113226-4172 | 2025-12-19 | FL | KISSIMMEE | 34744 | 2024 | NISSAN | ALTIMA S | 24 | female | married | full_coverage | Progressive POP | 141.00 | 0 | 0 | 0 |
| 1437 | 20251219-113226-4172 | 2025-12-19 | FL | KISSIMMEE | 34744 | 2024 | NISSAN | ALTIMA S | 24 | female | married | full_coverage | Progressive POP | 141.00 | 0 | 0 | 0 |
| 1436 | 20260128-113145-0390 | 2026-01-28 | FL | LAKE WORTH | 33461 | 2012 | HONDA | ACCORD EX-L | 60 | female | single | liability_only | Progressive | 192.85 | 0 | 0 | 0 |
| 1436 | 20260128-113145-0390 | 2026-01-28 | FL | LAKE WORTH | 33461 | 2012 | HONDA | ACCORD EX-L | 60 | female | single | liability_only | Progressive | 192.85 | 0 | 0 | 0 |
| 1436 | 20260128-113145-0390 | 2026-01-28 | FL | LAKE WORTH | 33461 | 2012 | BUICK | LACROSSE PREMIUM | 60 | female | single | liability_only | Progressive | 192.85 | 0 | 0 | 0 |
| 1436 | 20260128-113145-0390 | 2026-01-28 | FL | LAKE WORTH | 33461 | 2012 | BUICK | LACROSSE PREMIUM | 60 | female | single | liability_only | Progressive | 192.85 | 0 | 0 | 0 |
| 1435 | 20260206-1054-0839 | 2026-02-06 | FL | LARGO | 33771 | 2018 | ALFA ROMEO | GIULIA | 51 | male | married | liability_only | Progressive | 49.17 | 0 | 0 | 0 |
| 1435 | 20260206-1054-0839 | 2026-02-06 | FL | LARGO | 33771 | 2018 | ALFA ROMEO | GIULIA | 51 | male | married | liability_only | Progressive | 49.17 | 0 | 0 | 0 |
| 1434 | 20260123-113020-3119 | 2026-01-23 | FL | BROOKSVILLE | 34604 | 2018 | NISSAN | ALTIMA 2.5 | 27 | male | married | full_coverage | (from TurboRater) | 87.84 | 0 | 0 | 0 |
| 1434 | 20260123-113020-3119 | 2026-01-23 | FL | BROOKSVILLE | 34604 | 2018 | NISSAN | ALTIMA 2.5 | 27 | male | married | full_coverage | (from TurboRater) | 87.84 | 0 | 0 | 0 |
Premium Distribution – Broward County
Auto-related policies only. Apr 2024 – Apr 2026.
Key stats: Median ~$50/mo; average ~$73/mo; observed range $6–$138/mo.
Average Rates by Carrier – Broward County
Progressive and Gainsco are the primary carriers in our Broward County sample. Gainsco specializes in non-standard coverage and averages the lowest premium in this market.
A Plus Insurance is an appointed independent agent for Progressive insurance — we can quote you Progressive alongside 8 other carriers to make sure you’re getting the best available rate.
| Company | Avg Monthly Premium |
|---|---|
| Gainsco | $46 |
| National General | $114 |
| Progressive | $79 |
See what Fort Lauderdale and Broward County drivers are actually paying.
Get your Broward County quote now Call (888) 445-2793Cheapest auto insurance companies
- Pricing ranges from $87.84 ((from TurboRater)) to $236.69 (AssuranceAmerica Economy MobileMax) ... a spread of $148.85.
- Based on real auto insurance quotes grouped into 3 company results, the average across this view is $159.69. The spread is about 169% from lowest to highest.
- Rates can shift with coverage choices, Driver details, and vehicle factors ... use filters to compare similar coverage, then review the evidence table for context.
Evidence (records used)
This table lists underlying records used for the chart above.
| record_id | call_id | call_date | state | city | zip | year | make | model | age | sex | marital | coverage | carrier | monthly | violations | accidents | dui |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2141 | 19pITJxvZVJfPZj70mBFs8qcF0EuGo4U | 2026-04-07 | FL | Sun City Center | 33573 | 2017 | Hyundai | Elantra Sport | unknown | unknown | full_coverage | Progressive | 107.00 | 0 | 0 | 0 | |
| 2061 | 1euRYHA22Lyu6wI8XGQiOmmegNqvPOKE | 2026-04-01 | FL | Miami | 33132 | 2025 | BMW | X1 | 39 | female | unknown | full_coverage | Progressive | 190.33 | 0 | 0 | 0 |
| 2057 | 1wvezp0csPczd3K0OQgOg75A0iRjXQxa | 2026-04-01 | FL | Miami | 33132 | 2025 | BMW | X1 | 39 | unknown | unknown | full_coverage | Progressive | 190.33 | 0 | 1 | 0 |
| 1873 | 1BpG4zhwBpphvVQw5f4p2nzPn5C2w8Td | 2026-03-16 | FL | Miami | 33125 | unknown | unknown | full_coverage | Progressive | 247.99 | 0 | 0 | 0 | ||||
| 1790 | 20260316-091952-2566 | 2026-03-16 | FL | MIAMI | 33125 | 2015 | TOYOTA | COROLLA L | 28 | male | single | full_coverage | Progressive POP | 230.01 | 1 | 0 | 0 |
| 1670 | 20260305-1009-0882 | 2026-03-05 | FL | DELTONA | 32738 | 2006 | HONDA | ACCORD EX | 30 | male | single | liability_only | AssuranceAmerica Economy MobileMax | 178.80 | 3 | 0 | 0 |
| 1669 | 20260303-1010-0571 | 2026-03-03 | FL | SILVER SPRINGS | 34488 | 2002 | TOYOTA | HIGHLANDER LIMITED | 40 | male | single | liability_only | Progressive | 94.67 | 0 | 0 | 0 |
| 1668 | 20260303-1011-5926 | 2026-03-03 | FL | JACKSONVILLE | 32277 | 2020 | NISSAN | PATHFINDER S | 43 | female | single | liability_only | Progressive POP | 212.35 | 0 | 0 | 0 |
| 1668 | 20260303-1011-5926 | 2026-03-03 | FL | JACKSONVILLE | 32277 | 2020 | NISSAN | PATHFINDER S | 43 | female | single | liability_only | Progressive POP | 212.35 | 0 | 0 | 0 |
| 1520 | 20260217-100205-0839 | 2026-02-17 | FL | ORLANDO | 32805 | 2019 | NISSAN | SENTRA S | 46 | female | single | liability_only | Progressive POP | 85.17 | 0 | 0 | 0 |
| 1441 | 20260206-1041-4507 | 2026-02-06 | FL | MIAMI | 33176 | 2008 | AUDI | A4 2.0 TURBO | 45 | female | married | full_coverage | Progressive POP | 98.17 | 0 | 0 | 0 |
| 1441 | 20260206-1041-4507 | 2026-02-06 | FL | MIAMI | 33176 | 2008 | AUDI | A4 2.0 TURBO | 45 | female | married | full_coverage | Progressive POP | 98.17 | 0 | 0 | 0 |
| 1440 | 20251222-113426-4822 | 2025-12-22 | FL | SAINT JAMES CITY | 33956 | 2005 | MERCEDES BENZ | SL500 | 76 | male | widowed | full_coverage | Progressive (from TurboRater) | 163.66 | 0 | 0 | 0 |
| 1440 | 20251222-113426-4822 | 2025-12-22 | FL | SAINT JAMES CITY | 33956 | 2024 | GMC | SIERRA K1500 DENALI | 76 | male | widowed | full_coverage | Progressive (from TurboRater) | 163.66 | 0 | 0 | 0 |
| 1439 | 20260206-1044-2021 | 2026-02-06 | FL | UMATILLA | 32784 | 2017 | SUBARU | FORESTER 2.5I TOURIN | 23 | female | single | full_coverage | AssuranceAmerica Economy MobileMax | 277.60 | 0 | 0 | 0 |
| 1438 | 20251231-113303-0517 | 2025-12-31 | FL | FORT WALTON BEACH | 32548 | 2022 | KIA | TELLURIDE EX | 56 | male | single | full_coverage | AssuranceAmerica Economy MobileMax | 253.66 | 0 | 0 | 0 |
| 1437 | 20251219-113226-4172 | 2025-12-19 | FL | KISSIMMEE | 34744 | 2024 | NISSAN | ALTIMA S | 24 | female | married | full_coverage | Progressive POP | 141.00 | 0 | 0 | 0 |
| 1437 | 20251219-113226-4172 | 2025-12-19 | FL | KISSIMMEE | 34744 | 2024 | NISSAN | ALTIMA S | 24 | female | married | full_coverage | Progressive POP | 141.00 | 0 | 0 | 0 |
| 1436 | 20260128-113145-0390 | 2026-01-28 | FL | LAKE WORTH | 33461 | 2012 | HONDA | ACCORD EX-L | 60 | female | single | liability_only | Progressive | 192.85 | 0 | 0 | 0 |
| 1436 | 20260128-113145-0390 | 2026-01-28 | FL | LAKE WORTH | 33461 | 2012 | HONDA | ACCORD EX-L | 60 | female | single | liability_only | Progressive | 192.85 | 0 | 0 | 0 |
| 1436 | 20260128-113145-0390 | 2026-01-28 | FL | LAKE WORTH | 33461 | 2012 | BUICK | LACROSSE PREMIUM | 60 | female | single | liability_only | Progressive | 192.85 | 0 | 0 | 0 |
| 1436 | 20260128-113145-0390 | 2026-01-28 | FL | LAKE WORTH | 33461 | 2012 | BUICK | LACROSSE PREMIUM | 60 | female | single | liability_only | Progressive | 192.85 | 0 | 0 | 0 |
| 1435 | 20260206-1054-0839 | 2026-02-06 | FL | LARGO | 33771 | 2018 | ALFA ROMEO | GIULIA | 51 | male | married | liability_only | Progressive | 49.17 | 0 | 0 | 0 |
| 1435 | 20260206-1054-0839 | 2026-02-06 | FL | LARGO | 33771 | 2018 | ALFA ROMEO | GIULIA | 51 | male | married | liability_only | Progressive | 49.17 | 0 | 0 | 0 |
| 1434 | 20260123-113020-3119 | 2026-01-23 | FL | BROOKSVILLE | 34604 | 2018 | NISSAN | ALTIMA 2.5 | 27 | male | married | full_coverage | (from TurboRater) | 87.84 | 0 | 0 | 0 |
| 1434 | 20260123-113020-3119 | 2026-01-23 | FL | BROOKSVILLE | 34604 | 2018 | NISSAN | ALTIMA 2.5 | 27 | male | married | full_coverage | (from TurboRater) | 87.84 | 0 | 0 | 0 |
ZIP Code Variation – Broward County
| ZIP Code | Area | Quote Count | Avg Monthly |
|---|---|---|---|
| 33334 | Fort Lauderdale | 3 | $138 |
| 33301 | Fort Lauderdale | 1 | $49 |
| 33311 | Fort Lauderdale | 1 | $114 |
| 33315 | Fort Lauderdale | 1 | $6 |
Fort Lauderdale ZIPs vary significantly — 33334 averaged $138/mo (liability-only policies) while 33315 averaged just $6/mo (very low-cost non-owner or motorcycle policy). The wide range reflects the diversity of policy types in this county.
We serve all of Broward County including Fort Lauderdale, Hollywood, Pembroke Pines, Miramar, Coral Springs, Plantation, Sunrise, Lauderhill, Deerfield Beach, and surrounding communities. For non-owner options see learnandserve.org/non-owners-insurance-florida/.
Florida / Broward County Minimum Requirements
| Coverage | Minimum | Covers |
|---|---|---|
| Personal Injury Protection (PIP) | $10,000 | Your own medical expenses regardless of fault |
| Property Damage Liability | $10,000 | Damage you cause to others’ property |
Florida requires minimum PIP ($10k) and Property Damage Liability ($10k). Broward County’s non-owner and motorcycle policy mix means many drivers here are carrying minimum required coverage at very affordable price points.
Our Data Methodology
All insights on this page come from first-party quotes collected by our licensed brokerage in Broward County from April 2024 through April 2026. Quotes reflect real shoppers — no simulated or public filing data. All data is aggregated and anonymized.
Why this matters: These numbers reflect what Broward County shoppers were actually quoted through our brokerage — not national averages or estimates. A Plus Insurance is a licensed independent brokerage — not a carrier. We compare multiple companies to find the best rate for your specific driver profile.
Broward County Auto Insurance FAQs
What is the average cost of car insurance in Broward County?
From our Broward County data (Apr 2024–Apr 2026): the average is about $73/month and the median is about $50/month — the most affordable Florida county in our dataset. Non-owner policies average $63/mo, liability-only $138/mo, and motorcycle $21/mo.
Why is Broward County so affordable in your data?
Our Broward County sample is entirely composed of non-owner, liability-only, and motorcycle policies — there are no full coverage auto policies in our data for this county. This creates a much lower average than what full coverage drivers would experience. If you need full coverage in Fort Lauderdale, get a direct quote — it will be higher than our county average suggests.
What is non-owner insurance and do I need it in Fort Lauderdale?
Non-owner insurance provides liability coverage when you drive a vehicle you don’t own — useful for people who rent cars frequently, borrow vehicles, or need SR-22 filing after a license issue. At $63/mo average in Broward County, it’s an affordable way to stay legally covered without owning a car.
Can I get SR22 insurance in Broward County?
Yes. We file SR22 certificates for Broward County drivers in Fort Lauderdale, Hollywood, Pembroke Pines, and surrounding areas. See our Florida SR22 guide.
Which company is cheapest in Broward County?
In our data, Gainsco averaged $46/mo — the most affordable carrier for non-standard profiles. Progressive averaged $79/mo across a mix of policy types, and National General averaged $114/mo.
Do you serve Hollywood, Miramar, and Coral Springs?
Yes. We serve all of Broward County by phone or online — no in-person visit required.
Get your Broward County quote — real data, real carriers
We are a licensed brokerage — not a carrier. Every data point on this page came from a real person we quoted or sold coverage to in Broward County. We compare multiple carriers at once to get you the best rate for your profile.
Get your Broward County quote nowOr call 888-445-2793
Brian Muse
Customer Service Representative
Customer Service Representative specializing in billing support, document processing, and policy account management.
Brian assists clients with policy questions, coverage updates, and general account support to help keep their insurance in good standing.
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