Progressive Insurance in Missouri — Quotes, Discounts, Same-Day Proof

See Progressive vs other carriers in Missouri… Snapshot® savings, bundle options, SR-22 help, and fast proof.

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What we quote

Progressive alongside peer carriers for Missouri drivers — liability, full coverage, UM/UIM, MedPay/PIP where applicable, roadside, rental, and SR-22 when needed.

Need a quick side-by-side? See our coverage comparison.

How it works

Share drivers, VINs, mileage, and prior policy. We’ll email Progressive vs alternatives with clear prices and same-day ID cards.

Start today

Perfect for DMV or dealer visits — bind and get proof fast statewide.

See Progressive vs other carriers in Missouri

We'll compare rates, stack discounts, and email proof the same day.

Why Progressive in Missouri

Discount programs

Coverage options

  • Liability through higher limits (e.g., 100/300/100)
  • UM/UIM & MedPay/PIP shown next to your base quote
  • Roadside, rental, and gap when relevant

SR-22 when required

  • Attach SR-22 at bind and e-file to the state
  • Read our SR-22 guide for timelines
  • Keep continuous coverage to avoid resets

Coverage & bundles for Missouri drivers

Liability-only

Meets MO legal minimums; many step up to 100/300/100. See trade-offs in our comparison guide.

Full coverage

Collision + comprehensive for newer/financed cars; choose deductibles you can afford; price it beside liability-only.

Bundle & save

Auto + homeowners often lowers total cost; ask us to quote bundles with Progressive and peers.

Getting Started (Missouri + Progressive)

Can you quote Progressive and other carriers at once?

Yes — we run Progressive alongside peers so you see the best fit. Start the online quote or call.

What info should I have ready?

Licenses, VINs, garaging ZIP, mileage, and prior policy. Prep tips in our auto guide.

How fast do I get ID cards?

Minutes after binding — emailed or texted for DMV/dealer visits.

Will my bind price match the quote?

It should when data is accurate; undisclosed tickets/drivers or address changes can adjust it.

Moving within Missouri — reshop?

Yes — ZIPs differ; we re-quote Progressive vs others in one pass.

Pricing & Discounts (Snapshot®, UBI, bundles)

Does Progressive Snapshot® help in Missouri?

Often — safer, daytime driving can earn discounts. Details in our Progressive pillar.

Prefer generic UBI?

We’ll compare usage-based insurance vs traditional plans side-by-side (SmartRide®, Drivewise®, RightTrack®, Signal®).

Which discounts matter most?

Bundle, multi-car, homeowner, paperless, paid-in-full — browse brand menus in our insurance providers overview.

Is paid-in-full cheaper?

Usually — monthly billing may include fees; we show both in your quote.

Will one ticket spike my rate?

It can; the impact fades. We can reshop at renewal to keep costs in line.

Coverage Details (Missouri)

Which liability limits should I choose?

Many MO households select 100/300/100 or higher; compare price vs protection in our guide.

UM/UIM & MedPay/PIP — add or skip?

Often smart; protect you and passengers — we’ll price them next to base.

Full coverage for financed vehicles?

Typically required by lenders; we align deductibles and show options.

Roadside and rental — add now or later?

Usually inexpensive; add anytime in your quote.

Gap coverage — do I need it?

If loan-to-value is tight, yes — we’ll compare gap choices.

Proof, SR-22 & Changes

Can Progressive file an SR-22 for me?

In many cases yes. If you need filing, review our SR-22 guide and we’ll attach it at bind.

Switch carriers without a lapse?

Bind new first (Progressive or another), then cancel old for the same date — we’ll coordinate timing.

Send proof to my lender or dealer?

Yes — with permission we send proof directly and copy you.

Mid-term address or vehicle change?

Tell us before you swap; we’ll update and resend ID cards immediately.

Who do I call for a claim?

Call us — we’ll triage and connect you with your carrier’s claims team.

Ready to compare Progressive quotes in Missouri?

We'll shop Progressive and alternatives, explain options, and email proof today.

Missouri cities we serve
Kansas CitySt. LouisSpringfieldColumbiaIndependenceLee's SummitO'FallonSt. JosephSt. CharlesBlue SpringsSt. PetersFlorissantJoplinChesterfieldWentzvilleJefferson CityCape GirardeauWildwoodUniversity CityBallwin

Progressive in Missouri — get your best rate

The simplest way to find the right price in Missouri is to compare Progressive with a few peers in one pass… each carrier weighs drivers, vehicles, ZIPs, and mileage differently across KC, STL, and Springfield. Decide coverage first — many households pick 100/300/100 and add UM/UIM and MedPay/PIP to protect themselves and passengers. If your vehicle is newer or financed, full coverage with deductibles you can manage is typically the right call. For extra savings, consider usage-based programs like Progressive Snapshot® or alternatives (SmartRide®, Drivewise®, RightTrack®, Signal®) — we’ll show how UBI prices next to traditional plans. Bundling auto with homeowners can also reduce total cost. If you’re reinstating, only some situations need a filing — our SR-22 guide explains basics. Start a quote online or call — we’ll compare Progressive and alternatives for your Missouri ZIP and email proof the same day.

Last Updated on by Shawn Christie

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