Coppell Insurance: Texas Coverage that you can’t pass up!

All About Auto Insurance In Coppell, Texas

Coppell Insurance Most Affordable Car Insurance With Good Credit in Coppell, Texas

Credit is a rating factor used to determine the cost of auto insurance for individuals. A person with a Good or Excellent credit score will have cheaper insurance rates than an individual with poor credit.

CarrierAverage Cost
Dairyland$131
Nationwide$135
Acceptance RTR$143
Geico$143
The General$143
Bristol West$145
Mendota Ins. Company$145
21st Century$147
Coppell Insurance

Coppell Insurance Best Liability Insurance

The state minimum liability requirements in Texas are 30/60/25 – which is $30,000 per person for bodily injury, up to $60,000 per accident and $25,000 for property damage

CompanyAverage Premium
National General$80
The General$88
AssuranceAmerica$97
Mendota Ins. Company$106
Bristol West$111
Progressive Insurance$111

Coppell Insurance Cheapest Auto Insurance With Clean Driving History

Having a clean driving record will give you discounts, helping you save money on your car insurance. These discounts may include, accident free discount, 3 year and 5 year safe driving discount.

CarrierAverage Cost
GAINSCO$132
21st Century$135
Acceptance RTR$138
Dairyland$140
Bristol West$145
Mendota Ins. Company$147
The General$149
National General$151
AssuranceAmerica$158
Geico$158
Nationwide$163

Coppell Insurance Cheapest Auto Insurance For Male Drivers

Males typically pay more in auto insurance versus females because statistics show males cause more property damage in the event of an accident. Males in their 40-50s will see the cheapest insurance premiums

CompanyAverage Premium
Mendota Ins. Company$163
Nationwide$165
Progressive Insurance$169
21st Century$174
The General$176
AssuranceAmerica$177

Coppell Insurance Cheapest Auto Insurance with Bad Credit

Bad credit is considered 600 and under. Credit affects the cost of car insurance and will impact your rate if you have poor credit. Above is the average cost for insurance with poor/bad credit

CarrierAverage Cost
Bristol West$154
Mendota Ins. Company$156
21st Century$168
Dairyland$169
AssuranceAmerica$173
Coppell Insurance

Coppell Insurance Bundle/Homeowners Discount

Most insurance companies offer bundle discounts, bundling your home, renters, motorcycle, or motorhome policies with your auto to save money. Check with your insurance company to see how much bundling will save you

CompanyAverage Premium
Nationwide$128
Acceptance RTR$132
AssuranceAmerica$132
Geico$132
National General$136
Progressive Insurance$138
GAINSCO$143
The General$145
Mendota Ins. Company$149
Dairyland$152

Coppell Insurance Cheapest Broadform/NonOwners

Broad-form insurance follows the name insured, and covers them driving any personal passenger vehicle regardless of ownership. Only liability coverage is available on the Broad Form, and is typically cheaper than a standard policy

CarrierAverage Cost
Progressive Insurance$81
Dairyland$114
The General$122
Mendota Ins. Company$147

Coppell Insurance Cheapest Auto Insurance for Young Drivers

Its no myth that younger, less experienced drivers, will see a higher cost in insurance rates. The older, more experienced, you become, they lower the rates will start to be

CompanyAverage Premium
Dairyland$139
National General$148
Acceptance RTR$158
Progressive Insurance$159
Liberty Mutual$162
The General$162
USAA$162
Allstate$167

Coppell Insurance Best Full Coverage

Full coverage auto insurance is made up of two components; Comprehensive (covers theft, fire, vandalism, glass breakage and impact with an animal) and Collision (covers impact with a vehicle or object). You can add on extra coverages such as Roadside Assistance, Rental Reimbursement and Gap Insurance

CarrierAverage Cost
National General$141
Allstate$145
American Family$150
21st Century$153
Bristol West$153
Progressive Insurance$154
USAA$158

Lowest Cost SR-22 Insurance in Coppell, Tx

SR-22 insurance may be required if you’ve been in an accident without having insurance in force, or if you have received a major violation such as a DUI. On average, SR22 costs $25 per term, which is added onto an auto policy, broad-form, or non-owners policy.

CompanyAverage Premium
Progressive Insurance$92
The General$93
National General$97
Bristol West$100
Geico$101
Mendota Ins. Company$102
Travelers$113
AssuranceAmerica$116
Dairyland$116

Coppell Insurance Tips and Tricks

1. Understand Texas Insurance Requirements

  • Minimum Coverage: Texas law requires drivers to have a minimum amount of liability insurance, known as 30/60/25 coverage. This includes $30,000 for injuries per person, up to a total of $60,000 per accident, and $25,000 for property damage.
  • Proof of Insurance: Texas drivers must carry proof of insurance in their vehicles at all times.

2. Assess Your Coverage Needs

  • Beyond the Minimum: While meeting state minimums is necessary, often it’s wise to have coverage beyond these limits, especially if you have significant assets to protect.
  • Comprehensive and Collision: Consider adding comprehensive and collision coverage for protection against a wide range of incidents beyond accidents, like theft, vandalism, or natural disasters.

3. Shop Around

  • Get Multiple Quotes: Prices and coverage options can vary widely between insurance companies. Get quotes from several providers to compare.
  • Consider Local and National Insurers: Don’t overlook local or regional insurers; they often have higher customer satisfaction ratings than the big names and might offer lower rates.

4. Discounts and Savings

  • Bundling Policies: You can often save by bundling auto insurance with other policies, such as homeowners or renters insurance, with the same company.
  • Discounts: Ask about discounts for which you might be eligible, including safe driver discounts, discounts for taking defensive driving courses, good student discounts, and more.
  • Higher Deductibles: Opting for a higher deductible can lower your premiums, but make sure you can afford the deductible in case of an accident.

5. Review and Adjust Coverage Annually

  • Life Changes: Major life events, such as moving, getting married, or adding a teen driver, can affect your insurance rates and needs.
  • Vehicle Aging: As your vehicle ages, you might want to reconsider certain coverages like collision or comprehensive if the cost outweighs the potential payout.

6. Understand Policy Details

  • Exclusions: Know what your policy does not cover. For instance, personal property inside your vehicle might not be covered by your auto policy but by homeowners or renters insurance.
  • Claims Process: Familiarize yourself with the insurer’s claims process to ensure it is straightforward and customer-friendly.

7. Maintain a Good Driving Record

  • Drive Safely: Traffic violations and accidents can significantly increase your insurance rates. Practicing safe driving can qualify you for additional discounts over time.

8. Use Technology

  • Telematics Programs: Many insurers offer programs that track your driving habits through a mobile app or a device in your car, potentially leading to discounts for safe driving.

9. Review the Company’s Reputation and Financial Stability

  • Ratings and Reviews: Check customer reviews and ratings for insights into customer satisfaction and the company’s handling of claims.
  • Financial Strength: Consider the insurer’s financial stability to ensure they can pay out claims. Organizations like A.M. Best provide ratings on insurance companies.

10. Consider Usage-Based Insurance

  • For Low-Mileage Drivers: If you don’t drive much, a usage-based insurance program could save you money. These programs base your rates on how much you drive and, in some cases, how well you drive.

Why It’s Essential to Have Home and Auto Insurance Before Moving

  • Protection During the Move – Moving can be risky for your belongings. Having homeowners or renters insurance in place before the move can protect your personal items against theft, damage, or loss during transit. Text Us to discuss coverage options that include moving protection.
  • Immediate Coverage for Your New Home – Having home insurance before you move ensures that your new property is protected from day one. Most mortgage lenders require proof of insurance at closing, making it crucial to secure coverage beforehand. Call us at 1.888.445.2793 for a quote tailored to your new home.
  • Auto Insurance Adjustments for a New Location – Moving to a new area can affect your auto insurance rates due to changes in risk factors like crime rates, weather conditions, and traffic density. Updating your auto insurance policy before the move ensures you’re properly covered and compliant with local regulations.
  • Liability Coverage During the Move – Moving involves potential risks, such as someone getting injured while helping you. Having liability coverage in your home insurance policy can protect you from financial loss if an accident occurs during the moving process.
  • Peace of Mind – Moving is stressful enough without worrying about whether your belongings and new home are adequately protected. Securing insurance coverage beforehand gives you peace of mind, knowing you’re covered against potential risks during and after the move.
  • Bundle Discounts for Home and Auto Insurance – Before moving, you can explore bundling your home and auto insurance for potential discounts. Bundling not only provides comprehensive protection but also reduces overall insurance costs. Text Us to learn about bundling options and savings.
  • Coverage for Temporary Housing – If you’re moving into temporary housing, renters insurance can protect your belongings and provide liability coverage. This ensures that you’re covered no matter where you stay during the transition.
  • Simplifies the Moving Process – Having your insurance sorted out before the move helps streamline the process. You’ll avoid last-minute rushes and ensure a smoother transition into your new home and community.

Criteria for Determining Eligibility for Home and Auto Insurance Discounts

  • Good Credit Score
    A good credit score is one of the top criteria for determining eligibility for insurance discounts. Insurers often provide lower rates to individuals with strong credit histories, as it indicates responsible financial behavior.
    Key Benefit: Eligible for up to 20% in premium discounts.
    Call us at 1.888.445.2793 to check if your credit score qualifies you for discounts. Text Us
  • Safe Driving Record
    Maintaining a clean driving record is crucial for unlocking auto insurance discounts. Drivers with no accidents or violations in the last three to five years often qualify for reduced rates.
    Key Benefit: Potential savings of up to 30% for safe drivers.
    Call us at 1.888.445.2793 to see how much you could save. Text Us
  • Claims-Free History
    If you have not filed any claims in recent years, you may be eligible for claims-free discounts on both home and auto insurance. Insurers reward customers who have a low risk of filing claims.
    Key Benefit: Save up to 15% on premiums.
    Call us at 1.888.445.2793 to find out if your claims-free status qualifies you for discounts. Text Us
  • Home Safety Features
    Installing safety features such as smoke detectors, burglar alarms, and fire sprinklers can help lower your home insurance premiums. These features reduce the risk for insurers, which translates into discounts for homeowners.
    Key Benefit: Discounts of up to 10% for home safety improvements.
    Call us at 1.888.445.2793 to discuss which safety features qualify. Text Us

What types of insurance does Coppell Insurance offer?

Coppell Insurance offers a wide range of insurance products, including auto insurance, home insurance, life insurance, and business insurance.

How can I get an insurance quote from Coppell?

To obtain an insurance quote from Coppell, you can fill out our online quote request form on the website or contact us directly by phone or email.

Is there a contact number for inquiries about Coppell Insurance?

For inquiries about Coppell Insurance, please call us at 1.888.445.2793.

What is the best Auto Insurance company in Coppell, Tx?

Determining the best auto insurance company in Coppell, Tx can depend on individual preferences and needs. Coppell Insurance, as a brokerage, works with various reputable auto insurance providers to help you find coverage tailored to your specific requirements.

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Coppell Insurance

For more information or to get a quote, call us at 1.888.445.2793.

Tips for Unlocking Exclusive Discounts on Home and Auto Insurance in 2025

  • Bundle Your Home and Auto Insurance for Maximum Savings
    One of the easiest ways to get exclusive discounts on insurance in 2025 is to bundle your home and auto policies. Many insurance companies offer significant savings when you combine multiple lines of coverage.
    Key Benefit: Save up to 25% on both policies by bundling.
    Call us at 1.888.445.2793 to learn more. Text Us
  • Install Safety Devices to Lower Premiums
    Installing safety devices such as smoke detectors, home security systems, and vehicle anti-theft devices can significantly reduce your premiums. These devices lower the risk for insurers, translating to discounts for you.
    Key Benefit: Discounts of up to 15% on home and auto insurance.
    Call us at 1.888.445.2793 for advice on eligible devices. Text Us
  • Take Advantage of Loyalty Discounts in 2025
    Many insurance companies reward long-term customers with loyalty discounts. If you’ve been with the same provider for several years, you may be eligible for reduced rates on your policies.
    Key Benefit: Save 5% to 10% with loyalty rewards.
    Call us at 1.888.445.2793 to check your eligibility. Text Us
  • Enroll in Usage-Based Auto Insurance Programs
    Usage-based insurance programs, such as Progressive’s Snapshot, allow you to save money by monitoring your driving habits. Safe drivers can enjoy lower premiums based on their driving behavior.
    Key Benefit: Potential savings of up to 30% on auto insurance.
    Call us at 1.888.445.2793 to explore your options. Text Us
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Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

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Homeowners, renters, and mobile home owners: make sure you have the protection you need.

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Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Last Updated on by Brian Muse

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