AUTO – COLORADO

Cheap Car Insurance Federal Heights

Where can you find a cheap liability quote in Federal Heights, Colorado? We have compiled a list of some of our insurance carriers and the cheapest to most expensive rates for you! The key to shopping for insurance is to shop multiple different quotes for the best rate. Here at A Plus Insurance we do that for you!

Colorado State Liability Requirements

Required Liability Coverage:
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$15,000 property damage liability per accident
Uninsured Motorist Coverage: Rejection Form Required

Cheapest Full Coverage Car Insurance Federal Heights

We work with many different auto insurance companies. That is one of the ways we are able to get our customers the best prices for them. If you look at the chart below, we made a chart of the cheapest full coverage rates in Federal Heights, CO. Progressive comes in at number one with an average price of $119.00. Check out the rest and see what you could be paying!

RankCompanyAverage price
1Progressive$119.00
2Bristol West$126.00
3Mendota$146.00
4The General$149.00
5Travelers$163.00
6Dairyland (Viking)$185.00
7Liberty Mutual$190.00

Your credit and how it affects your car insurance Federal Heights

Your credit score impacts several things in your life, whether for good or not so good. Did you know that your credit score can affect your auto insurance rates? Some insurance companies will look at your credit to determine if you are likely to be a risk for them, and that is how they can determine your rate. Look here at some rates according to your credit.

Credit Impact on Insurance rates in Federal HeightsAverage Premium by Score
Excellent$111.00
Good$125.08
Average$150.60
Poor$213.00
Number of Candy bars you could buy435
Months of Netflix you could afford with your savings43
Number of Peanuts you could buy107568

We love saving our customers money! Look what we saved our new customers on average in Federal Heights, CO. We saved them $594.55! Want to know what they can buy with those savings? That averages out to 435 candy bars, a total of 107568 peanuts! A great one is, 43 months of Netflix. Want to know how much we can save you?

Insurance Companies We Represent- Car Insurance Federal Heights

Here at A Plus, we work with many different insurance companies. We want to be able to offer our customers numerous options to best fit their needs. Let us name a few companies we represent in Federal Heights, CO. Some of the more popular ones are Progressive, Travelers and The General. You can check out below some of the others.

Insurance Companies in Federal Heights, Colorado that we represent
Orion 181
The General
Progressive
USLI
Foremost Star
Mendota
Dairyland
Travelers
Gainsco
Victory
Bristol West
Suncoast
Assurance America
Best Choice
Safeway
ASI

Discounts offered per company – Car Insurance Federal Heights

Did you know that you can get discounts on your auto insurance? Yes, different auto insurance companies offer several different discounts that you could be eligible for. We did a comparison of two different companies for Car Insurance Federal Heights, CO. If you look above, you can see what discounts Progressive and Dairyland offer. Check with your agent and see if you are getting all the discounts available to you!

ProgressiveDairyland
Continuous InsurancePaid in Full
Multi VehicleMulti Vehicle
Paperless DiscountHomeowners
MilitaryMarried
MarriedAuto Pay
No Accidents or ViolationsContinuous Insurance
Advanced QuoteNo Accidents or Violations
HomeownersMilitary
Paid in FullMulti Policy
Education Discount
Auto Pay
Multi Policy

Other types of insurance we carry in Federal Heights

We offer much more than just auto insurance! Whether you have a home, you rent or own a business we can help you! We can get you the best deal for you with a few of the carriers that we represent. If you look below, you can see a list of Insurance we offer and some of our top companies for Car Insurance Federal Heights, CO.

Type of CoverageOur Top Companies
Car InsuranceProgressive, Dairyland
Boat InsuranceTravelers, Progressive
Home InsuranceTravelers, ASI, Foremost Star
Renters InsuranceASI, Foremost
RV InsuranceProgressive, Travelers
Commercial Auto InsuranceProgressive
Business InsuranceBTIS, Hiscox
Car Insurance Federal Heights

Liability and Full Coverage – Car Insurance Federal Heights

What is the difference between liability insurance and full coverage insurance? To make things simple, liability insurance covers property damage and bodily injury for the other party or driver, while a full coverage policy covers both the liability and the property damage to your vehicle. Rates for both of these coverages are outlined above for you!

Liability Insurance rates in Federal HeightsLiability State Average
$465.45$510.15
Full Coverage Insurance in Federal HeightsFull Coverage CO average
$847.58$934.59

Weather and driving conditions in Federal Heights

The weather in Federal Heights can be treacherous in the winter time with an average snowfall of 58 inches per year! This means driving on snowy, and icy roads which can of course be risky. There isn’t too much rain in Federal Heights, an average of 16 inches per year. See the date below for more information!

Federal Heights, Colorado
Summer high: The July high is around 89 degrees
Winter Low: The January low is 18 degrees
Rain: 16 Inches of rain a year
snow: 58 inches of snow per year
Car Insurance Federal Heights – Weather Related

Top 10 vehicles we insure in Federal Heights

Does the type of car you drive affect your insurance rates? Yes, absolutely! How old your vehicle is and how much it is worth is a huge part of determining your insurance rates. If you drive a 2020 Mercedes Benz your rates will be higher than let’s say a 2015 Honda Accord. The Top 10 Makes we insure in Federal Heights are listed below.

RankCar Make
1Hyundai
2Jeep
3Acura
4GMC
5Chevrolet
6Subaru
7Mazda
8Nissan
9General Motors
10Buick
11Dodge
12Audi

Frequently Asked Questions About Car Insurance in Federal Heights

Q1: What are the minimum auto insurance requirements in Federal Heights, Colorado?

A1: In Federal Heights, Colorado, drivers are required to have at least the state’s minimum auto insurance coverage. This typically includes liability insurance with specific minimum coverage limits for bodily injury and property damage. The exact requirements may vary, so it’s essential to check with your insurance provider.

Q2: What additional coverage options should I consider for my Federal Heights auto insurance?

A2: For your Federal Heights auto insurance, consider additional coverage options like comprehensive coverage, collision coverage, uninsured/underinsured motorist coverage, and personal injury protection (PIP). These options can provide enhanced protection and peace of mind on the road.

Q3: How can I find affordable auto insurance rates in Federal Heights, CO?

A3: To find affordable auto insurance rates in Federal Heights, Colorado, consider obtaining quotes from multiple insurance providers. You can also explore discounts for factors like safe driving, bundling policies, and maintaining a good credit score. Working with an independent insurance agent can help you navigate your options and find competitive rates.

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Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

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Homeowners, renters, and mobile home owners: make sure you have the protection you need.

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Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

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Last Updated on by Veronica Moss

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