- Cheapest Auto Insurance in New York
- The Cost of Car Insurance in New York
- Cheapest Auto Insurance In New York
- Most Affordable Liability Only Car Insurance in New York City, NY
- Best Car Insurance For Young Drivers in New York City, NY
- How to Get a Free Quote for New York City, NY
- How Much is Car Insurance in NY Per Month?
- What We Do at A Plus Insurance
- Frequently Asked Questions About Cheapest Auto Insurance in New York
The Cost of Car Insurance in New York
Cheapest Auto Insurance In New York
Average annual auto insurance rates in New York is $2,020 which averages down to $168 a month. The companies that offer cheaper rates include Main Street America, Progressive, Erie, Geico and Allstate. Each company will offer different rates depending on the types of coverage you have including many other factors as well. Make sure to check out our rates for some of the cheapest car insurance in New York.
Most Affordable Liability Only Car Insurance in New York City, NY
Annual rates for the cheapest auto insurance in New York with just the minimum requirements average $510.15. The liability limits include bodily injury protection to others when you are at fault. The state minimum limits are $25,000 per person, $50,000 per accident and $10,000 for property damage per accident.
Best Car Insurance For Young Drivers in New York City, NY
If you are looking for the cheapest avenue to make you street legal, you should make sure you get rates from multiple companies. Average rates for young drivers for the state of New York can range anywhere from $75 a month to $135 for just state minimum liability.
How to Get a Free Quote for New York City, NY
01.
Contact Us
Start by reaching out to us, either online, by phone, or in person. Provide basic personal and vehicle information to initiate the quote process.
02.
Details
Provide more detailed information about your driving history, the vehicle you wish to insure, and any specific coverage needs or preferences you have
03.
Quote
We will process your information and present you with a customized insurance quote, outlining coverage options and prices tailored to your needs.
04.
Decision
Review the provided quote at your leisure. If you decide to proceed, you can finalize the policy, setting up payment and coverage start dates.
How Much is Car Insurance in NY Per Month?
On average, drivers in New York pay around $170 to $200 per month for car insurance, but this figure can vary significantly based on individual circumstances. Urban areas like New York City typically have higher premiums due to increased traffic congestion and a higher risk of accidents, whereas rural areas may offer lower rates. Moreover, factors like a clean driving record, bundling policies, and opting for higher deductibles can help lower monthly premiums. To find the cheapest auto insurance in New York, it’s essential to compare quotes from multiple insurers, consider available discounts, and tailor coverage to meet specific needs while complying with state requirements.
| Progressive Insurance | $87 |
| Bristol West | $91 |
| The General | $102 |
| AssuranceAmerica | $103 |
| Geico | $108 |
| Dairyland | $109 |
| National General | $109 |
| Mendota Ins. Company | $112 |
| Safeco | $113 |
| Liberty Mutual | $117 |
| 21st Century | $128 |
| USAA | $131 |
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Frequently Asked Questions About Cheapest Auto Insurance in New York
Q1: How can I find the cheapest auto insurance in New York?
A1: Finding the cheapest auto insurance in New York requires comparing quotes from multiple insurance providers. Factors that influence rates include your driving history, the type of vehicle you drive, your location, and coverage levels. Look for discounts and consider bundling policies to save on premiums.
Q2: Are there any specific tips for lowering auto insurance costs in New York?
A2: Yes, there are tips for lowering auto insurance costs in New York. Maintain a clean driving record, opt for a higher deductible if it fits your budget, and explore discounts for factors like safe driving, anti-theft devices, and good credit. Additionally, consider the coverage levels you truly need to avoid overpaying.
Q3: Is the cheapest auto insurance always the best option in New York?
A3: The cheapest auto insurance may not always be the best option in New York. While affordability is important, it’s crucial to ensure that your policy provides adequate coverage for your needs. Evaluate the coverage levels, deductibles, and any limitations before making a decision.
Q4: Who has the cheapest car insurance in New York?
A4: Determining the insurance company with the absolute cheapest car insurance in New York can vary based on individual factors. As an insurance brokerage, we work with a network of providers to find you the most affordable options tailored to your specific situation. Contact us for a personalized quote based on your car insurance needs.
Last Updated on by Marlon Moss