Auto Insurance in Collierville TN
Get comprehensive, affordable car insurance coverage in Collierville and throughout Tennessee. Compare quotes and save with A Plus Insurance.
Why Choose A Plus Insurance for Your Auto Insurance in Collierville TN
Local Expertise
As specialists in car insurance in Collierville, we understand Tennessee’s specific insurance requirements and can help you find the perfect coverage for your needs. Our agents have extensive knowledge of local driving conditions and regulations.
Affordable Rates
We work with multiple providers to find you the most competitive rates for affordable car insurance in TN, saving you money without compromising coverage. Our comparison tools help you find the best value.
Comprehensive Coverage
From basic liability to full coverage policies, we offer all types of auto insurance Tennessee residents need to stay protected on the road. We also provide specialized coverage like SR-22 insurance for high-risk drivers.
Tennessee Auto Insurance Requirements
Understanding Tennessee’s minimum driving insurance Tennessee requirements is essential for all drivers. Here’s what you need to know:
| Coverage Type | Minimum Requirement | Recommended Coverage |
|---|---|---|
| Bodily Injury Liability | $25,000 per person / $50,000 per accident | $100,000 per person / $300,000 per accident |
| Property Damage Liability | $15,000 per accident | $50,000 – $100,000 per accident |
| Uninsured Motorist | $25,000 per person / $50,000 per accident | Same as liability limits |
While these are the minimum requirements for auto insurance Tennessee law mandates, we recommend higher coverage limits to better protect your assets in case of a serious accident. If you need SR-22 insurance due to previous violations, we can help with that process too.
Tennessee Auto Insurance Cost Comparison
See how car insurance in Collierville compares to other Tennessee cities:
| City | Average Annual Premium |
|---|---|
| Collierville | $1,150 |
| Memphis | $1,380 |
| Nashville | $1,290 |
| Knoxville | $1,210 |
| Chattanooga | $1,180 |
As you can see, auto insurance in Collierville TN tends to be more affordable than in many other Tennessee cities, making it an excellent place to secure your coverage. For comparison, check out our Chattanooga car insurance rates as well.
Frequently Asked Questions About Auto Insurance in Collierville TN
Several factors influence your auto insurance Tennessee rates, including your driving record, age, vehicle type, credit history, coverage limits, and even your ZIP code. Car insurance in Collierville may have different rate factors than other areas. If you have violations that require SR-22 insurance, that will also impact your rates.
To get affordable car insurance in TN, consider bundling policies, maintaining a clean driving record, increasing your deductible, taking advantage of discounts, and comparing quotes regularly. We can help you find all available savings. Also consider bundling with homeowners insurance for additional discounts.
Collision coverage pays for damage to your vehicle from accidents with other vehicles or objects. Comprehensive coverage protects against non-collision incidents like theft, vandalism, or weather damage. Both are important components of complete driving insurance Tennessee protection. For specialized vehicles, check out our motorcycle and RV insurance options.
Yes, Tennessee requires uninsured motorist coverage as part of your auto insurance Tennessee policy. This protects you if you’re in an accident with a driver who has no insurance or insufficient coverage. This is different from SR-22 insurance, which is for drivers who need to prove financial responsibility after violations.
After ensuring everyone’s safety, call police, exchange information with other drivers, document the scene with photos, and contact your insurance provider immediately. Having proper car insurance in Collierville makes this process much smoother. If you need to file an SR-22 form after the accident, we can assist with that process.
Additional Insurance Services
Beyond auto insurance in Collierville TN, we offer a full range of insurance products to protect what matters most to you:
Homeowners Insurance
Protect your home and belongings with comprehensive coverage. Many customers bundle their auto insurance with homeowners insurance for significant savings.
Business Insurance
Safeguard your business with tailored commercial insurance solutions. We also offer commercial auto policies for business vehicles.
Motorcycle & RV Insurance
Specialized coverage for your motorcycles, ATVs, and recreational vehicles. These policies complement your standard auto insurance coverage.
SR-22 Insurance
Certificate filing services for drivers who need to prove financial responsibility. We help with SR-22 insurance requirements across multiple states.
We also serve clients throughout Tennessee with specialized coverage needs. Check out our services in other areas like Arizona car insurance, Colorado insurance, and Florida SR-22 insurance.
Last Updated on by Ruby Finley