Insurance quotes in North Carolina
Compare North Carolina car insurance quotes from trusted companies and save today
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What We Cover
We help North Carolina drivers compare rates for liability only or full coverage auto insurance. Get side-by-side quotes from top carriers like Progressive, Travelers, and Safeco. Explore related options in our comparison guide.
Check additional protection such as roadside, rental, and uninsured motorist coverage… learn more in our auto insurance overview.
Local Factors
North Carolina rates depend on your driving record, age, and ZIP code. Learn why costs vary in 10 reasons your car insurance changes and see how credit plays a role in this article.
Start Today
Have your driver's license, VIN, and mileage handy to speed things up. Get started below to compare multiple North Carolina insurers at once.
Compare North Carolina insurance rates
Call or click to compare policies and save with A Plus Insurance.
Find affordable North Carolina insurance quotes
From Charlotte to Raleigh and beyond, A Plus Insurance helps drivers find low cost auto insurance quotes quickly and easily. Whether you are a young driver, a married homeowner, or a business owner with multiple vehicles, we compare rates from leading companies like Progressive, Geico, and Nationwide to get you the best value. Check out our auto comparison guide and our North Carolina full coverage overview for tips on saving. Learn about state requirements and minimum limits in North Carolina liability insurance. Start your quote online or by phone today… you could see big savings in minutes.
How can I get North Carolina insurance quotes fast?
Use our online quote form or call for quick results and comparisons.
Do you compare multiple companies?
Yes, we shop carriers like Progressive, Travelers, and Nationwide for your best rate.
What info do I need to get started?
Driver licenses, VINs, mileage, and current insurance details help generate accurate quotes.
Can I bundle my home and auto policy?
Yes, bundling may lower your premium. Learn more in our homeowners insurance North Carolina guide.
Will my quote include discounts?
Yes… we apply safe driver, multi-policy, and good student discounts automatically.
What is required by North Carolina law?
The state requires liability insurance and uninsured motorist coverage. Learn more in NC liability insurance.
Should I consider full coverage?
If your vehicle has value, yes. Review pros and cons in full coverage in North Carolina.
Can I add roadside and rental coverage?
Yes, optional add-ons are available. See roadside assistance options.
Is gap insurance available?
Yes… for financed cars, learn about gap insurance protection.
Do I need uninsured motorist coverage?
Yes, it protects you if hit by uninsured drivers. Read more at liability car insurance.
What affects my North Carolina insurance rate?
Driving history, age, credit, and ZIP code are key factors. See why rates change.
How do I lower my rate?
Compare quotes annually and ask about telematics programs. Learn how to lower your car insurance.
Do I qualify for a good driver discount?
Yes, most carriers offer it after three years accident-free.
Can my deductible affect my rate?
Yes… higher deductibles reduce premiums. Learn more in comprehensive vs collision.
Do you compare Progressive with Geico?
Yes… see Progressive vs Geico comparison.
Do you file SR22s in North Carolina?
Yes, see our SR22 resource for details (North Carolina page coming soon).
What if my license is suspended?
We can help with reinstatement and quotes. Start at SR22 states guide.
How long does SR22 stay on record?
Usually three years, depending on violation type.
Can I get coverage with tickets?
Yes… see why rates go up for common factors.
Is there a penalty for lapses in coverage?
Yes, lapses can raise rates. Learn how to recover in our insurance lapse guide.
Compare North Carolina Coverage Options
Here's a quick view of popular coverage choices for NC drivers:
| Feature | Liability Only | Full Coverage |
|---|---|---|
| Core Protection | Bodily Injury, Property Damage | Liability + Comp + Collision |
| Deductibles | None | $250–$1,000 typical |
| Common Discounts | Safe Driver, Multi-car | Bundle, Telematics |
| Learn More | NC Liability Info | Full Coverage NC |
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Last Updated on by Shawn Christie