Oklahoma Auto Insurance Rates Report โ€“ Real 2024โ€“2025 Policies

Oklahoma Auto Insurance
Rates & Coverage Report

This page summarizes real policy outcomes so Oklahoma drivers can compare insurance rates by county, see coverage mix (liability insurance vs full coverage vs non owners), and understand how pricing can vary month to month.

Data: 26 policies โ€ข 10 Oklahoma counties โ€ข 2024โ€“2025


Oklahoma Summary

This Oklahoma report is built from owned data in our agency records, based on sold policies and real monthly premium outcomes (not public filings and not broad averages). It’s meant to help you compare insurance rates, understand coverage choices (liability only vs full coverage), and see how prices can differ by county and month.

In this dataset, the average monthly premium is $132.58 per month with an observed low of $43.33 and a high of $376.40. That spread shows why rate shopping and comparing insurance companies matters โ€” especially if you have violations, accidents, a DUI, need sr22 insurance, or are trying to estimate the impact of deductible choices on full coverage auto insurance.

County results should be read as guidance. With smaller county policy counts, one high-risk policy can shift an average more than it would in a larger dataset. The best next step is still a fresh insurance quote for your exact driver, vehicle, and coverage goal.

Carrier Distribution

Carrier distribution reflects what shows up in this specific dataset. Your insurance quote results can include other insurance companies depending on driver profile, vehicle, credit, and underwriting.

Policies by Insurance Company
Insurance Company Policies Share
Progressive 26 100.0%
Policy service note: if you’re high risk (DUI, violations, accidents) or need sr22 insurance, carrier appetite can change fast. Comparing matters.
Coverage Type Mix
Mix includes liability only and full coverage auto insurance, plus non owners coverage (vehicle insurance).

Oklahoma Snapshot

Quick baseline insurance rates for this state report.

Average Monthly Premium
$132.58
Across all included policies
Median Monthly Premium
$131.09
Middle of the distribution
Lowest Observed Rate
$43.33
Cheapest in dataset
Highest Observed Rate
$376.40
Highest in dataset
โšก Price Range: $43.33/mo โ†’ $376.40/mo

The statewide observed spread in this dataset is 768.7%. That’s why it helps to compare liability insurance vs full coverage, confirm deductible levels, and shop across insurance companies.

๐Ÿ“Œ Information Read

This is internal policy data (not public filings). It reflects issued policies and can be used as guidance when estimating your own month-to-month Price.

Key Takeaways
  • Highest average county premium: Canadian County ($194.33/mo).
  • Lowest average county premium: Muskogee County ($43.33/mo).
  • Largest within-county spread (2+ policies): Pushmataha County (468.9% gap between low and high).
  • Top county by policy volume: Pushmataha County (9 policies).

County Pricing

All county data stays on one page (no repeated county boxes). Use this to compare counties quickly.

Average Monthly Premium by County
Values are averages across policies in each county. Counties with one policy will match that single policy.
County Table
County Policies Avg / Month Low High
Pushmataha County9$138.43$66.16$376.40
Canadian County3$194.33$194.33$194.33
Okfuskee County3$178.83$178.83$178.83
Pontotoc County3$71.90$71.90$71.90
Choctaw County2$143.91$125.17$162.66
Grady County2$113.33$88.16$138.50
Washington County1$137.00$137.00$137.00
Payne County1$104.00$104.00$104.00
Logan County1$67.17$67.17$67.17
Muskogee County1$43.33$43.33$43.33
If your county shows a wide low-to-high range, it’s usually worth getting fresh quotes and comparing coverage options.
Long-Tail Searches This Page Supports

This page is built for long-tail searches that convert better than broad terms: Oklahoma auto insurance rates by county, cheapest auto insurance in Oklahoma with violations, full coverage vs liability only Oklahoma, non owners policy Oklahoma, sr22 insurance Oklahoma cost, and “compare insurance companies Oklahoma.”

Jayleen Ridgeway - Marketing Manager

Jayleen Ridgeway

Marketing Manager| 9 Years of Digital and Marketing Strategy

Data-driven marketing strategist specializing in insurance rate analysis, pricing trends, and consumer insights derived from real-world first-party data. With a background in SaaS technology, Jayleen leads all marketing and social media efforts while uncovering actionable trends from monthly, quarterly, and yearly insurance data.
Last Updated on by Jayleen Ridgeway

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