Sun Coast Insurance: Your Trusted Partner for Comprehensive Coverage
For over 33 years, Sun Coast Insurance has been providing exceptional insurance solutions through trusted partners like A Plus Insurance. Discover why thousands of customers choose Sun Coast for their auto, home, business, and specialty insurance needs.
What You Get from a Quote With Our Agents
More than just a price, get expert guidance, multi-carrier comparison, and personalized service that online forms can’t match.
Multi-Carrier Comparison
One application gets you quotes from Progressive, National General, DairyLand, and 15+ other carriers, no endless form filling.
Local Expertise
Our agents know your state’s regulations, discounts, and which carriers offer the best rates for drivers like you.
Annual Rate Checkups
We proactively review your policy at renewal and re-shop if better rates become available, no extra effort from you.
No Extra Cost
We’re paid by carriers, not by you. Get broker-level access without broker fees or hidden charges.
Personalized Coverage Advice
We help you understand what coverage you actually need, not just the cheapest option, with clear explanations of limits, deductibles, and endorsements.
Bundle & Save Opportunities
We identify cross-policy discounts by combining auto, home, business, or specialty insurance, saving you 10-25% compared to separate policies.
Why Choose Sun Coast Insurance?
Three Decades of Excellence
With over 33 years of experience, Sun Coast Insurance has established itself as a leader in the insurance industry. Our partnership with independent agents like A Plus Insurance ensures personalized service combined with institutional expertise.
Comprehensive Product Portfolio
From auto insurance and homeowners insurance to business coverage and specialty products, Sun Coast offers solutions for every need. Our recreational vehicle insurance is particularly comprehensive.
Nationwide Coverage
Sun Coast Insurance provides coverage across all 50 states, with specialized knowledge of local regulations from Alaska to Florida. We understand state-specific requirements like SR-22 filings in every jurisdiction.
Sun Coast Auto Insurance: Tailored Protection
Choosing the Right Auto Insurance Coverage
Selecting the perfect auto insurance policy can be challenging with numerous coverage options and insurance terms. Our experienced agents at A Plus Insurance will guide you through every aspect of your Sun Coast policy to ensure complete understanding and optimal protection.
Available Coverages Include:
- Bodily Injury & Property Damage Liability (Required in most states)
- Comprehensive & Collision Coverage (Physical damage protection)
- Medical Payments Insurance (Covers medical expenses)
- Uninsured/Underinsured Motorist Protection
- Loan/Lease Gap Coverage (Essential for financed vehicles)
- Rental Reimbursement (Vehicle replacement during repairs)
- Roadside Assistance (24/7 emergency support)
State Insurance Requirements Comparison
| State | Minimum Liability | SR-22 Required | Additional Notes |
|---|---|---|---|
| Georgia | 25/50/25 | Yes | For serious violations |
| Florida | 10/20/10 | Yes | No-fault state |
| Michigan | 50/100/10 | Yes | Unlimited PIP |
| Texas | 30/60/25 | Yes | Proof of financial responsibility |
| California | 15/30/5 | Yes | Lowest minimums in US |
Insurance Market Insights
Average Annual Premiums by State
| State | Average Premium | Trend |
|---|---|---|
| Michigan | $2,693 | +12% |
| Florida | $2,560 | +8% |
| Texas | $2,015 | +5% |
| Ohio | $1,315 | +3% |
| Maine | $1,095 | +2% |
Understanding Insurance Costs
Insurance premiums vary significantly by state due to factors like population density, accident rates, weather patterns, and local regulations. Sun Coast Insurance works to provide competitive rates regardless of location, with specialized knowledge of each state’s unique insurance landscape.
Whether you’re in high-cost states like Michigan or more affordable regions like Maine, our agents can help you find the right coverage at the best possible price.
Frequently Asked Questions About Sun Coast Insurance
What types of insurance does Sun Coast Insurance offer?
How can I file a claim with Sun Coast Insurance?
Does Sun Coast Insurance offer SR-22 filings?
What makes Sun Coast Insurance different from other providers?
Can I bundle multiple policies with Sun Coast Insurance?
Additional Coverage Options from Sun Coast Insurance
Boat & Yacht Insurance
Sun Coast’s Ocean Marine department offers exceptional boat insurance with features including agreed value hull coverage, wreck removal, tender coverage, and pollution liability protection. Perfect for boaters in coastal states like Florida and California.
Professional Liability Insurance
Protect your business from claims of professional negligence with Sun Coast’s professional liability policies. Available for real estate agents, insurance agents, and other professionals across all states including New York and Illinois.
Recreational Vehicle Insurance
Comprehensive coverage for motorcycles, RVs, ATVs, and other recreational vehicles. Available nationwide with specialized knowledge of state-specific requirements from Utah to North Carolina.
Ready to Experience the Sun Coast Insurance Difference?
Join thousands of satisfied customers who trust Sun Coast Insurance for their coverage needs. Get your personalized quote today or speak directly with one of our insurance specialists.
Service Areas: Available in all 50 states including Alaska, Hawaii, Texas, California, Florida, and all states in between.
Last Updated on by Brian Muse