Get affordable Nebraska liability insurance that meets all state requirements. Compare rates from top providers and understand exactly what coverage you need to drive legally and safely in Nebraska.
Ruby was very helpful and informative, all while being very pleasant to talk with! I will definitely be giving her a call again if I ever need anything else in this department.
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Jack N.
6/18/2025
Setting up my new policy with A Plus . Hannah made it very simple and smooth to get it done and got me insured at a great price ! I appreciate Hannah’s patience gathering all my info as well she is amazing .
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Sean F.
5/15/2025
Alexis was phenomenal!! She was so patient and kind and helped us in every way possible. I highly recommend.😊
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Kayla Q.
8/23/2025
Ruby is very helpful. She was able to get the insurance in a timely manner
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Ahmed A.
10/21/2025
I had a great experience and everything was smooth and fast. Cameron was very helpful and made everything a lot easier to understand and was very nice during the whole deal would definitely recommend his services.
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Tayloreanne L.
5/29/2025
Alexis saved my life !!! If I didn’t find full coverage car insurance with a decent rate or at least cheaper than $500 per month I was going to not only lose my new car but also lose my job and this is the worse time for me to be taking ANY of those type of loses. Alexis was able to find me a WONDERFUL rate in a matter of 10-15 mins of being on the phone, keeping in mind that I had been calling various insurance companies back to back for 3 days and could not get a full coverage insurance policy for less than $500 per month anywhere. When Alexis told me what my monthly premium and down payment would be I instantly cried joyful tears and rejoiced over the phone. I just couldn’t contain my emotions at that point bc the whole process before speaking with her was extremely stressful. Thank You so much A Plus for having such an amazing employee, she was kind, patient, knowledgeable, and absolutely amazing.
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Brionna W.
2/28/2024
Why Choose A Plus Insurance for Your Nebraska Liability Insurance?
Finding the right Nebraska liability insurance can be confusing. We simplify the process by comparing multiple carriers to find you the best coverage at the most competitive rates.
Multi-Carrier Comparison
We work with over 25 top insurance providers in Nebraska to ensure you get the best nebraska liability insurance rates available.
Expert Nebraska Knowledge
Our agents understand Nebraska’s specific insurance requirements and can help you navigate the state’s comparative fault system.
Fast & Easy Quotes
Get your nebraska liability insurance quote in minutes, not hours. No complicated forms or endless phone calls.
Nebraska Liability Insurance Requirements
Nebraska law mandates specific minimum liability insurance coverage for all drivers. Understanding these requirements is crucial for legal compliance and financial protection.
Minimum Nebraska Requirements
All Nebraska drivers must carry at least 25/50/25 liability coverage:
$25,000 for bodily injury per person
$50,000 for bodily injury per accident
$25,000 for property damage
Since Nebraska follows a comparative fault system, proper liability coverage is essential for protecting your assets.
Average Nebraska Liability Insurance Costs by City
City
Average Monthly Cost
Most Affordable Provider
Omaha
$101
Farmers Insurance
Lincoln
$95
Progressive
Bellevue
$91
Bristol West
Grand Island
$94
Liberty Mutual
Kearney
$103
Farmers Insurance
Beyond Basic Nebraska Liability Insurance
While Nebraska liability insurance meets legal requirements, additional coverages provide crucial protection. Consider these options for comprehensive protection.
Recommended Additional Coverages
For complete protection, consider adding:
Collision Coverage: Protects your vehicle in accidents
What is the minimum liability insurance required in Nebraska?
Nebraska requires 25/50/25 liability coverage: $25,000 bodily injury per person, $50,000 per accident, and $25,000 property damage. This Nebraska liability insurance minimum ensures basic financial responsibility.
Is Nebraska a no-fault state for car insurance?
No, Nebraska follows a comparative fault system. Each driver’s percentage of fault determines their financial responsibility. This makes nebraska liability insurance particularly important for protecting your assets.
How much does Nebraska liability insurance cost on average?
Average Nebraska liability insurance costs range from $80-$150 monthly, depending on your location, driving record, and vehicle. Get a personalized quote for exact pricing.
What happens if I drive without liability insurance in Nebraska?
Driving without Nebraska liability insurance can result in fines up to $500, license suspension, and vehicle impoundment. You may also need SR22 insurance to reinstate your license.
Can I get Nebraska liability insurance with a bad driving record?
Yes, we specialize in helping drivers with challenging records find affordable nebraska liability insurance. We work with multiple insurance providers who accept high-risk drivers.
