HOMEOWNERS – VERMONT
Vermont Homeowners Insurance
Average Cost for Homeowners Insurance in Vermont (by city)
Here are the average cost that are relevant to the city your home is in. These are average costs for Vermont homeowners insurance coverage.
| City | Price |
|---|---|
| Hartford | $1,340.00 |
| Hyde Park | $1,136.00 |
| Williamstown | $1,411.00 |
| Essex Junction | $1,220.00 |
| Winooski | $1,242.00 |
| Rutland city | $1,383.00 |
| Northfield | $1,387.00 |
| Georgia | $1,117.00 |
| Shaftsbury | $1,116.00 |
| Brandon | $1,180.00 |
| Pownal | $1,207.00 |
| Brattleboro | $1,289.00 |
| Springfield | $1,256.00 |
| Ferrisburgh | $1,359.00 |
| Jericho | $1,154.00 |
| Enosburgh | $1,175.00 |
| Hardwick | $1,305.00 |
| Berlin | $1,144.00 |
| Stowe | $1,146.00 |
| Chester | $1,316.00 |
| Norwich | $1,210.00 |
| South Burlington | $1,126.00 |
| Thetford | $1,128.00 |
| Cambridge | $1,295.00 |
| St. Albans | $1,163.00 |
| Bradford | $1,324.00 |
| Highgate | $1,100.00 |
| East Montpelier | $1,298.00 |
| Barre city | $1,129.00 |
| Middlebury | $1,146.00 |
| Newport city | $1,241.00 |
| St. Albans city | $1,187.00 |
| Westminster | $1,237.00 |
| Randolph | $1,400.00 |
| Shelburne | $1,302.00 |
| Rockingham | $1,351.00 |
| Derby | $1,242.00 |
| Manchester | $1,115.00 |
| Barton | $1,342.00 |
| Milton | $1,330.00 |
| Burlington | $1,282.00 |
| Waterbury | $1,319.00 |
| Hinesburg | $1,397.00 |
| Bellows Falls | $1,123.00 |
| St. Johnsbury | $1,260.00 |
| Castleton | $1,162.00 |
| Swanton | $1,330.00 |
| Windsor | $1,193.00 |
| Charlotte | $1,100.00 |
| Richford | $1,256.00 |
| Fair Haven | $1,187.00 |
| Colchester | $1,269.00 |
| Underhill | $1,228.00 |
| Barre | $1,337.00 |
| Bristol | $1,132.00 |
| Lyndon | $1,127.00 |
| Bennington | $1,194.00 |
| Pittsford | $1,274.00 |
| Newport | $1,119.00 |
| Putney | $1,126.00 |
| Johnson | $1,236.00 |
| Poultney | $1,149.00 |
| Essex | $1,319.00 |
| Richmond | $1,414.00 |
Rating factors for Homeowners insurance in Vermont
Vermont Homeowners Insurance-Wonder what kind of questions or factors affect your homeowners insurance rates? Here are some common factors that determine what your rate could look like.
| Rating Factors |
|---|
| Upgrades to Wiring Plumbing |
| Value of Home Replacement Cost |
| Home-Based Business |
| Location |
| Home Liability Limits |
| Swimming Pool or Hot Tub |
| Wood-Burning Stoves |
| Dog Breed |
| Claims |
| Credit History |
| Deductible |
| Insurance Score |
| Age of Home |
Which companies offer Homeowners in Vermont?
Vermont Homeowners Insurance-Did you just purchase a home in Vermont? We made it easy for you and listed a few companies that offer Homeowners there!
| Company | Homeowners Offered |
|---|---|
| American Family | yes |
| State Farm | yes |
| Progressive | yes |
| Nationwide | yes |
| Farmers Insurance | yes |
| Auto-Owners | yes |
| Liberty Mutual | yes |
| MetLife Inc. | yes |
| Hartford | yes |
| USAA | yes |
| Travelers | yes |
| Allstate Corp. | yes |
| Chubb | yes |
Who has the Lowest price on Homeowners in Vermont?
Vermont Homeowners Insurance-Just because you want the best coverages for you home, doesn’t mean you want to pay a whole lot. Here are some companies that have the best and lowest prices on Homeowners Insurance in Vermont!
| Company | Rank |
|---|---|
| Travelers | 1 |
| Allstate Corp. | 2 |
| Liberty Mutual | 3 |
| USAA | 4 |
| Progressive | 5 |
| MetLife Inc. | 6 |
| Hartford | 7 |
| American Family | 8 |
| American International | 9 |
Cheapest Homeowners insurance (by city) in Vermont
Vermont Homeowners Insurance-We wanted to help you see who has the cheapest Homeowners insurance rates in each city in Vermont. Check out your city and see who it is!
| City | Price |
|---|---|
| Hyde Park | USAA |
| Milton | Liberty Mutual |
| Essex Junction | NationWide |
| Berlin | Liberty Mutual |
| Bradford | USAA |
| Poultney | Travelers |
| East Montpelier | Amica |
| Cambridge | Farmers |
| Essex | USAA |
| Enosburgh | State Farm |
| Chester | Allstate |
| Williston | Progressive (ASI) |
| Georgia | Allstate |
| Brandon | Progressive (ASI) |
| Shaftsbury | USAA |
| Hardwick | Liberty Mutual |
| Rockingham | State Farm |
| Winooski | Travelers |
| Swanton | Progressive |
| Richmond | Chub |
| Morristown | Travelers |
| Pownal | Farmers |
| Williamstown | Travelers |
| Vergennes | Liberty Mutual |
| St. Albans city | Chub |
| Newport | Allstate |
| Derby | Amica |
| Fairfax | Farmers |
| Hinesburg | Travelers |
| Shelburne | Progressive (ASI) |
| Ferrisburgh | Allstate |
| Stowe | Liberty Mutual |
| St. Albans | State Farm |
| Arlington | American Family |
| Burlington | NationWide |
| Richford | Allstate |
| Hartland | State Farm |
| Pittsford | Travelers |
| Montpelier | American Family |
| Colchester | American Family |
| Jericho | Liberty Mutual |
| Middlebury | Farmers |
| Castleton | Progressive (ASI) |
| Rutland | Progressive |
| Newport city | Farmers |
| South Burlington | Liberty Mutual |
| Westminster | Liberty Mutual |
| Putney | Progressive |
| St. Johnsbury | Farmers |
| Rutland city | Farmers |
| Norwich | Progressive |
| Northfield | Travelers |
| Thetford | Travelers |
| Randolph | Travelers |
| Bristol | Travelers |
| Bennington | USAA |
| Underhill | USAA |
| Springfield | Amica |
Best Homeowners Insurance by company in Vermont
Vermont Homeowners Insurance- Having a great and the best company to insure your home is so important! We have listed below some of those great and highly rated companies for your Homeowners insurance!
| Company | AM Best |
|---|---|
| State Farm | A++ |
| Chubb | A |
| American International | A- |
| Travelers | A++ |
| Farmers Insurance | A |
| USAA | A++ |
| MetLife | A- |
| Auto-Owners Insurance | A |
| Hartford Financial | A+ |
| American Family | A |
| Liberty Mutual | A |
| Allstate | A+ |
| Nationwide | A |
Most common Causes for Homeowners Loss and claims (nationwide)
By having Vermont Homeowners Insurance, you are protecting yourself from the day to day unknown. There are so many things that can cause a loss to your home, so it’s good to be protected!
| Homeowners Loss and Claims |
|---|
| Water Damage |
| Power Surge |
| Wind |
| Hail |
| Vandalism |
| Injuries |
| Loss of Use |
| Theft |
| Lightning |
| Fire |
| Other Weather Related |
Homeowners insurance rates by company in Vermont
Having a great and the best company to insure your home is so important! We have listed below some of those great and highly rated companies for your Vermont Homeowners Insurance!
| Company | Homeowners ($250,000) |
|---|---|
| Allstate | $1,463 |
| American Family Insurance | $1,286 |
| Auto-Owners Insurance | $1,272 |
| Erie Insurance | $1,454 |
| Hartford Financial Services | $1,268 |
| Liberty Mutual | $1,532 |
| Progressive | $1,488 |
| State Farm | $1,320 |
| Farmers Insurance Group | $1,379 |
| Chubb | $1,503 |
| MetLife Inc. | $1,514 |
| USAA | $1,459 |
| American International | $1,492 |
| Travelers Companies Inc. | $1,405 |
| Nationwide Mutual | $1,381 |
Bundling Options with Homeowners Insurance in Vermont
Vermont Homeowners Insurance-You know bundling your home and auto can save you money! But did you know that you can bundle other things with your homeowners insurance and save? Look at some ideas below!
| Bundling Options |
|---|
| Umbrella |
| Motorcycle |
| Business |
| Health |
| RV |
| Life |
| Auto |
| Boat |
| ATV |
Additional Helpful Links
| Additional Vermont Insurance |
|---|
| Auto Insurance | Vermont |
| Liability Insurance | Vermont |
| Full Coverage Insurance | Vermont |
| SR22 Insurance | Vermont |
Last Updated on by amy Christie