Greer, SC Insurance 2025 – Compare Auto, Home, Life & Business Quotes
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Searching for the cheapest insurance in Greer, South Carolina (29650, 29651, 29652)? Our AI-powered tool compares live rates from Progressive, Geico, State Farm, Travelers, Allstate, Nationwide, The Hartford and local Greer agencies — instantly.
Average Insurance Costs in Greer, SC (2025 Rates)
| Insurance Type | Average Annual Cost | Cheapest Provider | vs SC Average |
|---|---|---|---|
| Car Insurance (Full Coverage) | $1,564 – $1,848 | Progressive / Geico | 6–11% lower |
| Car Insurance (Minimum Liability) | $528 – $712 | Geico | 9% lower |
| Homeowners ($300K Dwelling) | $1,220 – $1,580 | Travelers | 7–14% lower |
| Renters Insurance | $142 – $208 | Lemonade | 22% lower |
| Motorcycle Insurance | $336 – $740 | Dairyland | 12% lower |
| Term Life ($500K, 30-yr, 35yo) | $29 – $48/mo | Banner Life | Best in SC |
Top 10 Cheapest Car Insurance Companies in Greer (2025)
- Progressive – Best overall + vanishing deductible
- Geico – Lowest rates for clean records & military
- State Farm – Top local agents on W Poinsett St
- Travelers – Excellent for new drivers
- Allstate – Highest customer satisfaction
- USAA – Military & families (if eligible)
- Nationwide – Strong bundling discounts
- Auto-Owners – Great for high-value vehicles
- SafeAuto – Cheap liability-only
- The General – Accepts high-risk drivers
Cheapest Home Insurance Providers in Greer (2025 Comparison)
| Company | Avg. Annual Premium ($300K) | Best For |
|---|---|---|
| Travelers | $1,120 – $1,340 | Lowest base rates |
| Universal Property | $1,180 – $1,420 | Upstate SC specialist |
| State Farm | $1,260 – $1,580 | Bundling + local agents |
| Allstate | $1,380 – $1,720 | High-value homes |
| Nationwide | $1,410 – $1,780 | New roofs & upgrades |
Frequently Asked Questions – Greer, SC Insurance
How much is car insurance in Greer, SC in 2025?
Average full-coverage premium is $1,564–$1,848 per year. Clean-record drivers routinely pay under $1,200.
Who has the cheapest home insurance in Greer?
Travelers and Universal Property lead with rates from $1,120–$1,420/year for $300K coverage.
Is flood insurance required in Greer?
Not mandatory city-wide, but homes near Lake Robinson, South Tyger River, and low-lying areas require it if you have a federally backed mortgage.
Does Greer have lower insurance rates than Greenville?
Yes — Greer residents typically save 4–9% on auto and 5–12% on home vs downtown Greenville due to lower crime and traffic density.
How much can I save bundling auto and home in Greer?
Bundling saves 15–30% on average; State Farm and Allstate frequently offer 30–35% multi-policy discounts.
Who has the best business insurance in Greer?
Travelers, The Hartford, and Nationwide dominate for BMW suppliers and manufacturing businesses.
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Get Quote Now 📞 Call 888-445-2793Last updated: November 2025. Rates aggregated from South Carolina DOI filings and real-time quotes in Greer ZIP codes 29650, 29651, 29652.
Last Updated on by Shawn Christie