Homeowners – Insurance

West Virginia Homeowners Insurance

Are you a mountain momma and need a great rate on your homeowners insurance? Well, buckle up!

Cheapest Homeowners Insurance (by city) in West Virginia

We wanted to help you see who has the cheapest West Virginia Homeowners Insurance in each city.. Check out your city and see who it is!

CityPrice
BluewellLiberty Mutual
Hooverson HeightsFarmers
Inwood and BlennerhassettProgressive (ASI)
RavenswoodTravelers
BethlehemAmica
ShannondaleLiberty Mutual
MiltonFarmers
Crab OrchardTravelers
RichwoodProgressive (ASI)
MorgantownLiberty Mutual
CullodenAmica
CharlestonChub
RipleyProgressive (ASI)
RansonTravelers
ClarksburgFarmers
Charles TownState Farm
MartinsburgUSAA
Pea RidgeNationWide
Paden CityProgressive
WestoverUSAA
MoundsvilleChub
WheelingLiberty Mutual
Shady Spring and PhilippiLiberty Mutual
FairmontState Farm
MadisonProgressive
Oak HillFarmers
WellsburgAmerican Family
BrookhavenTravelers
PrincetonAllstate
WilliamsonLiberty Mutual
WilliamstownTravelers
KenovaUSAA
BridgeportTravelers
FayettevilleLiberty Mutual
BarboursvilleAllstate
Star CityFarmers
DunbarNationWide
Cheat LakeAllstate
St. AlbansFarmers
BuckhannonState Farm
ShinnstonAllstate
PetersburgNationWide
ParkersburgAmica
MoorefieldLiberty Mutual
SissonvilleAmica
Hinton and WinfieldTravelers

Most Common Causes for Homeowners Loss and Claims (nationwide)

By having West Virginia Homeowners Insurance, you are protecting yourself from the day to day unknown. There are so many things that can cause a loss to your home, so it’s good to be protected!

Wind
Loss of Use
Water Damage
Theft
Other Weather related
Vandalism
Power surge
Fire
Hail
Injuries

Bundling Options with West Virginia Homeowners Insurance

You know bundling your home and auto can save you money! But did you know that you can bundle other things with your homeowners insurance and save? Look at some ideas below!

Motorcycle
Auto
Health
Business
Umbrella
Life
ATV
Boat

Who has the Lowest price For West Virginia Homeowners Insurance?

Just because you want the best coverages for you home, doesn’t mean you want to pay a whole lot. Here are some companies that have the best and lowest prices on Homeowners Insurance in West Virginia!

CompanyRank
Auto-Owners1
Nationwide2
MetLife Inc.3
Chubb4
Allstate Corp.5
American Family6
Hartford7
Progressive8
USAA9

Average Cost for West Virginia Homeowners Insurance (by city)

Here’s the average cost you can expect for your West Virginia Homeowners Insurance coverage. These are the averages for your particular city.

CityPrice
Chester$1,325.00
Pea Ridge$1,160.00
Shannondale$1,160.00
Kingwood$1,375.00
Shinnston$1,255.00
Welch$1,119.00
South Charleston$1,218.00
Williamstown$1,120.00
Bridgeport$1,259.00
Cross Lanes$1,334.00
Crab Orchard$1,184.00
Petersburg$1,300.00
Ravenswood$1,419.00
Bluewell$1,182.00
Lewisburg$1,171.00
Craigsville$1,407.00
Nitro$1,143.00
Charles Town$1,351.00
New Martinsville$1,255.00
Bethlehem$1,109.00
Belington$1,422.00
Sissonville$1,288.00
Charleston$1,330.00
Huntington$1,280.00
Milton$1,166.00
Grafton$1,271.00
Parkersburg$1,316.00
Buckhannon$1,300.00
Fayetteville$1,292.00
Ripley$1,331.00
Hinton and Winfield$1,181.00
St. Albans$1,192.00
Star City$1,195.00
Harrisville$1,277.00
Fairmont$1,290.00
Madison$1,115.00
Point Pleasant$1,352.00
Teays Valley$1,239.00
Ranson$1,372.00
Dunbar$1,144.00
Vienna$1,101.00
Elkins$1,356.00
Weston$1,240.00
Shady Spring and Philippi$1,292.00
Summersville$1,348.00
Martinsburg$1,326.00
Paden City$1,420.00
Barboursville$1,362.00
Princeton$1,113.00
Wellsburg$1,149.00
Inwood and Blennerhassett$1,206.00
Culloden$1,340.00
Williamson$1,387.00
Clarksburg$1,106.00
Hurricane$1,380.00
Weirton$1,348.00
Oak Hill$1,398.00
Beckley$1,339.00
Granville$1,255.00
Hooverson Heights$1,173.00

Discounts available for Homeowners insurance in West Virginia?

Everyone wants discounts where they can get them! Did you know that there are numerous ways you can get discounts on your homeowners insurance? We have listed some below for you to check out!

Bundling Multiple Polices
Gated comunity
Upgraded Wiring
Hail resistant roofing
Loyalty
EFT
Married discount
New home discount
Upgraded plumbing
Upgraded roof
Auto water shut off or leak detection

Which companies offer Homeowners in West Virginia?

Did you just purchase a home in West Virginia? We made it easy for you and listed a few companies that offer Homeowners there!

CompanyHomeowners Offered
MetLife Inc.yes
American Familyyes
USAAyes
Hartfordyes
Farmers Insuranceyes
Liberty Mutualyes
American Internationalyes
Travelersyes
Chubbyes
Nationwideyes
Auto-Ownersyes
State Farmyes
Progressiveyes

Homeowners Insurance rates by company in West Virginia

Homeowners rates can be different by city, state and company. Here are some companies with great AM ratings, check them out to see some rates!

CompanyHomeowners ($250,000)
Travelers Companies Inc.$1,336
Allstate$1,320
Farmers Insurance Group$1,438
Chubb$1,316
American Family Insurance$1,439
American International$1,308
Progressive$1,384
Hartford Financial Services$1,466
USAA$1,478
Erie Insurance$1,290
State Farm$1,274
Liberty Mutual$1,332
Auto-Owners Insurance$1,526
MetLife Inc.$1,287

Best Homeowners insurance by company in West Virginia

Having a great and the best company to insure your home is so important! We have listed below some of those great and highly rated companies for your Homeowners insurance!

CompanyAM Best
American FamilyA
ProgressiveA+
American InternationalA-
Liberty MutualA
ChubbA
State FarmA++
MetLifeA-
Farmers InsuranceA
USAAA++
TravelersA++
Hartford FinancialA+
NationwideA
Auto-Owners InsuranceA
AllstateA+
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Last Updated on by Crystal Sullivan