Falcon Insurance: Affordable Car Insurance

If you haven’t heard of Falcon Insurance company, then you need to learn more now. Operating out of Illinois, Oklahoma, Texas, Indiana, Arizona, Colorado, and Utah, Falcon is a unique company that offers insurance coverage to those who might normally be turned down by other well known carriers.

Falcon Insurance Company is especially designed to help the following:

• Drivers in need of an SR22 financial responsibility filing form
• People with multiple accidents, violations, and even DUIs on their record
• Drivers looking for bare minimum liability only insurance.

They are a relatively new company compared to widely known companies like Progressive or Travelers, having been founded in 2011.

Falcon Insurance’s corporate office is located in Oak Brook, IL and has a claims office in Dallas, Texas.

Better Business Bureau Rating
A+ Rating Accredited since 1/19/2018

Falcon Insurance company specializes in auto insurance. Therefore, it is the only insurance product that they offer. You will not be able to obtain home insurance, renters, motorcycle, RV, or other insurance types besides car insurance.

Car insurance coverage types offered by Falcon Insurance Includes:

• Liability: Bodily Injury and Property Damage: This coverage type protects you from financial loss if you are found at fault in an accident. The insurance will pay out (up to the coverage limits you selected) for bodily injury and property damage suffered by the other party.
• Uninsured Motorist Coverage: This protects you if someone else is at fault in an automobile accident, and they do not have insurance. Or helps provide coverage if you are the victim of a hit and run.
• Underinsured Motorist Coverage: Provides coverage if someone else is at fault but their insurance limits are not enough to cover all damages.
• Medical Payments: Also known as medpay, this coverage helps pay for doctor’s or hospital visits, medical bills, funeral costs, etc. for you or any passengers in your vehicle due to an accident. This will pay out regardless of who is at fault.
• Personal Injury Protection: This also provides coverage for medical expenses, and even lost wages. This is required in some states.
• Collision and Comprehensive: Collision coverage will pay out for the damage caused to your car if you hit another car, object, pothole, etc. Comprehensive will cover damage to your vehicle from other non collision events such as theft, hail, windstorms, floods, and more. You must set and pay out a deductible for this coverage.
• Roadside Assistance: Emergency roadside service in the case your vehicle breaks down.
• Rental Car Reimbursement: In the event your vehicle is in the shop due to a covered loss, the company will reimburse you up to a set limit for a rental vehicle.
• Non Owners Coverage: This coverage allows you to drive any vehicle that is not owned by you. If you do not own a vehicle and do not drive a vehicle owned by another household member, this might be a good option.
• SR22 Filing Fee: This is a certificate of financial responsibility that the state might mandate you to obtain.

Each state has it’s own requirements for car insurance. It is crucial you check with your agent to make sure your auto coverage is in compliance with each state.

Falcon Insurance Company operates out of these states, with the following state requirements:

Besides having very reasonable rates, Falcon has some great discount opportunities to further lower your auto insurance premium.

• Homeowners
• Multi-Car
• Transfer
• Paid In Full

Ask your agent if you qualify for any of the above discounts!