Falcon insurance

Falcon Insurance Company
Falcon Insurance

Ask our Agents if a Falcon Insurance Policy is Right For You

Falcon Insurance: Affordable Car Insurance

Do you have a driving record with multiple accidents, violations, and insurance companies have labeled you as “high risk?” Falcon Insurance company, a non standard auto insurance company, might be an option for you, an excellent choice if you are having difficulty obtaining affordable coverage through traditional means.

Falcon Insurance: Affordable Car Insurance Screenshot 2023 02 20 155104

Do you have a driving record with multiple accidents, violations, and insurance companies have labeled you as “high risk?” Falcon Insurance company, a non standard auto insurance company, might be an option for you, an excellent choice if you are having difficulty obtaining affordable coverage through traditional means.

Curious what Falcon Insurance Rates are like? See some sample quotes!

Peyton Liability Insurance

Treasure ColemanMar 9, 20231 min read

2006 Ford Sedan ( 31 year old male , Single , Peyton )Year/Make Model: 2006 Ford Sedan Ownership Status: 2+ yearsDiscounts: N/A Selected Coverages With FalconBodily Injury Liability: $25,000 each person/ $50,000 each accident Property Damage Liability: $25,000 each accident…

Manitou Springs Liability Insurance

Treasure ColemanMar 9, 20231 min read

2002 Chevrolet Blazer LS ( 55 year old male , Single , Manitou Springs )Year/Make Model: 2002 Chevrolet Blazer LSOwnership Status: 3+ yearsDiscounts: Renewal Discount and Paid in Full Discount Selected Coverages With FalconBodily Injury Liability: $25,000 per person/ $50,000…

Non-Owners Insurance Northglenn, CO

Alexis KarapiperisMar 3, 20231 min read

what does my neighbor pay for her Non-Owners Insurance? 36, Female, Single, Northglenn, ColoradoYear/Make Model: Non-OwnersDiscounts: Selected Coverages With ProgressiveBodily Injury Liability: $25,000 / $50,000Property Damage Liability: $15,000Uninsured Motorist Bodily Injury: No CoverageComprehensive: No CoverageCollision: No CoverageOther Rejected Coverages: Medical…

Colorado Full Coverage

Treasure ColemanMar 2, 20231 min read

2019 Kia Soul Exclaim ( 32 year old male , Single , Colorado )Year/Make Model: 2019 Kia Soul ExclaimOwnership Status: 2+ yearsDiscounts: n/a Selected Coverages With FalconBodily Injury Liability: $25,000 per person/ $50,000 per accidentProperty Damage Liability: $25,000 per accidentUninsured…

Full Coverage Insurance in Virginia

Lauren MckenzieFeb 24, 20231 min read

what does my neighbor pay for her 2018 Dodge Charger? 32, Female, Single, New Port News, VirginiaYear/Make Model: 2018 Dodge ChargerOwnership Status: FinancingDiscounts: Paperless, Auto Pay, 10% off with Snapshot Participation Selected Coverages With ProgressiveBodily Injury Liability: $30,000 / $60,000Property…

About Falcon Insurance Company

Falcon Insurance Company
2023 Falcon insurance

If you haven’t heard of Falcon Insurance company, then you need to learn more now. Operating out of Illinois, Oklahoma, Texas, Indiana, Arizona, Colorado, and Utah, Falcon is a unique company that offers insurance coverage to those who might normally be turned down by other well known carriers.

Falcon Insurance Company is especially designed to help the following:

  • Drivers in need of an SR22 financial responsibility filing form
  • People with multiple accidents, violations, and even DUIs on their record
  • Drivers looking for bare minimum liability only insurance.

They are a relatively new company compared to widely known companies like Progressive or Travelers, having been founded in 2011.

Falcon Insurance’s corporate office is located in Oak Brook, IL and has a claims office in Dallas, Texas.

Better Business Bureau Rating
Traveler AwardsA+ Rating Accredited since 1/19/2018

Falcon Insurance Company: Coverage Options

Falcon Insurance Company Car Insurance
2023 Falcon insurance

Falcon Insurance company specializes in auto insurance. Therefore, it is the only insurance product that they offer. You will not be able to obtain home insurance, renters, motorcycle, RV, or other insurance types besides car insurance.

Car insurance coverage types offered by Falcon Insurance Includes:

  • Liability: Bodily Injury and Property Damage: This coverage type protects you from financial loss if you are found at fault in an accident. The insurance will pay out (up to the coverage limits you selected) for bodily injury and property damage suffered by the other party.
  • Uninsured Motorist Coverage: This protects you if someone else is at fault in an automobile accident, and they do not have insurance. Or helps provide coverage if you are the victim of a hit and run.
  • Underinsured Motorist Coverage: Provides coverage if someone else is at fault but their insurance limits are not enough to cover all damages.
  • Medical Payments: Also known as medpay, this coverage helps pay for doctor’s or hospital visits, medical bills, funeral costs, etc. for you or any passengers in your vehicle due to an accident. This will pay out regardless of who is at fault.
  • Personal Injury Protection: This also provides coverage for medical expenses, and even lost wages. This is required in some states.
  • Collision and Comprehensive: Collision coverage will pay out for the damage caused to your car if you hit another car, object, pothole, etc. Comprehensive will cover damage to your vehicle from other non collision events such as theft, hail, windstorms, floods, and more. You must set and pay out a deductible for this coverage.
  • Roadside Assistance: Emergency roadside service in the case your vehicle breaks down.
  • Rental Car Reimbursement: In the event your vehicle is in the shop due to a covered loss, the company will reimburse you up to a set limit for a rental vehicle.
  • Non Owners Coverage: This coverage allows you to drive any vehicle that is not owned by you. If you do not own a vehicle and do not drive a vehicle owned by another household member, this might be a good option.
  • SR22 Filing Fee: This is a certificate of financial responsibility that the state might mandate you to obtain.

Car Insurance Coverage Required by law

Each state has it’s own requirements for car insurance. It is crucial you check with your agent to make sure your auto coverage is in compliance with each state.

Falcon Insurance Company operates out of these states, with the following state requirements:

Illinois:

  • $25,000 for bodily injury or death of one person in an accident caused by the driver of the insured vehicle
  • $50,000 for bodily injury or death of more than one person in an accident caused by the driver of the insured vehicle
  • $20,000 for damage to property of another person caused by the driver of the insured vehicle
  • Illinois drivers are also required to carry uninsured motorist bodily injury coverage with the same minimum limits as their liability insurance.

Oklahoma:

  • $25,000 bodily injury liability coverage per person
  • $50,000 bodily injury liability coverage per accident
  • $25,000 property damage liability coverage per accident

Texas:

  • $30,000 for bodily injury or death of one person in an accident caused by the driver of the insured vehicle
  • $60,000 for bodily injury or death of more than one person in an accident caused by the driver of the insured vehicle
  • $25,000 for damage to property of another person caused by the driver of the insured vehicle
  • Texas drivers are also required to carry at least $2500 worth of Personal Injury Protection

Indiana:

  • $25,000 for bodily injury or death of one person in an accident caused by the driver of the insured vehicle
  • $50,000 for bodily injury or death of more than one person in an accident caused by the driver of the insured vehicle
  • $25,000 for damage to property of another person caused by the driver of the insured vehicle

Arizona:

  • $25,000 for bodily injury or death of one person in an accident caused by the driver of the insured vehicle
  • $50,000 for bodily injury or death of more than one person in an accident caused by the driver of the insured vehicle
  • $15,000 for damage to property of another person caused by the driver of the insured vehicle

Colorado:

  • $25,000 for bodily injury or death of one person in an accident caused by the driver of the insured vehicle
  • $50,000 for bodily injury or death of more than one person in an accident caused by the driver of the insured vehicle
  • $15,000 for damage to property of another person caused by the driver of the insured vehicle

Utah:

  • $25,000 for bodily injury or death of one person in an accident caused by the driver of the insured vehicle
  • $65,000 for bodily injury or death of more than one person in an accident caused by the driver of the insured vehicle
  • $15,000 for damage to property of another person caused by the driver of the insured vehicle
  • Utah drivers are also required to carry at least $3000 worth of Personal Injury Protection

Does Falcon Insurance Offer Full Coverage?

Yes. Falcon Insurance does offer comprehensive and collision coverage as an option to add on your policy.

However, it should be noted that Falcon’s specialty is affordable liability only coverage for high risk drivers. Therefore, there are some caveats:

  • There are stipulations a policy must meet it is even eligible for full coverage
  • Comprehensive and collision rates with Falcon tend to be very expensive compared with getting full coverage at another company
  • Falcon might choose not to renew your policy at the end of the policy period if you choose to add comprehensive and collision.

Insurance Discounts offered by Falcon Insurance Company

Besides having very reasonable rates, Falcon has some great discount opportunities to further lower your auto insurance premium.

  • Homeowners
  • Multi-Car
  • Transfer
  • Paid In Full

Ask your agent if you qualify for any of the above discounts!

Why Choose Falcon Insurance for your Auto Insurance Coverage

There are several reasons why you may want to consider Falcon Insurance auto insurance company:

  1. They may be more likely to offer you coverage: If you have a poor driving record or other factors that make it difficult to get insurance from traditional companies, a non-standard insurer may be more willing to offer you coverage.
  2. They may offer more flexible payment options: Non-standard insurance companies such as Falcon may offer more flexible payment options, such as monthly or quarterly payments, which can make it easier to manage your insurance costs.
  3. They may offer specialized coverage: Non-standard insurers may offer specialized coverage options, such as higher liability limits or coverage for drivers with a history of DUI convictions or other high-risk behaviors.
  4. They may offer lower rates: While non-standard insurance companies generally charge higher rates than traditional insurers, they may still offer lower rates than other non-standard companies, particularly if you have a good driving record or other factors that make you less risky to insure.

Ultimately, whether you choose Falcon insurance company depends on your individual circumstances and needs. If you have difficulty getting coverage from traditional insurers or need specialized coverage, Falcon may be a good option to consider.

Does Falcon Insurance Company Have a website or Utilize a Mobile App?

Falcon Insurance
2023 Falcon insurance

Yes! Falcon has a mobile app option for their customer’s to use. They can use it to:

  • Make payments
  • View policy documents and policy coverages
  • File a claim
  • Obtain ID cards

For Apple Users: Download Here

For Android Users: Download Here

Falcon Insurance Company Contact Information And other Helpful Links

CLAIMS: 800-929-3252

A Plus Insurance is proud to offer more information about Falcon Insurance in:

Oklahoma

Texas

Last Updated on by Veronica Moss