Steamboat Springs Insurance
- Steamboat Springs Insurance
- Other types of Steamboat Springs Insurance we carry in
- Cheapest full coverage rates in Steamboat Springs
- We save our clients in Steamboat Springs an average of $591.55
- How age and gender affect your insurance rates
- Top 10 vehicles we insure in Steamboat Springs
- Your credit and how it affects your insurance premiums
- Best liability insurance rates in Steamboat Springs
- Steamboat Springs nearby cities and neighborhoods
- Violations
- Steamboat Springs Weather and Driving Conditions
Other types of Steamboat Springs Insurance we carry in
Here at A Plus Insurance, we offer a variety of insurance coverages. Our most common is of course auto, but if you rent or own a home, we can help with that! We also offer business insurance as well. Check out the table below to show what other coverages we offer.
| Type of Coverage | Our Top Companies |
| Car Insurance | Progressive, Dairyland, |
| Motorcycle Insurance | Dairyland, Progressive |
| RV Insurance | Progressive, Travelers |
| Business Insurance | BTIS, Hiscox |
| Commercial Auto Insurance | Progressive |
| Boat Insurance | Travelers, Progressive |
| Renters Insurance | ASI, Foremost |
Cheapest full coverage rates in Steamboat Springs
| Rank | Company | Average price |
| 1 | Bristol West | $125.00 |
| 2 | Progressive | $125.00 |
| 3 | Mendota | $128.00 |
| 4 | Travelers | $129.00 |
| 5 | The General | $161.00 |
| 6 | Liberty Mutual | $185.00 |
| 7 | Dairyland (Viking) | $202.00 |
We work with quite a few different insurance companies so that we can offer you the best rate for your auto insurance. As you can see on the chart here is a list of some of the carriers we work with and what the average price is for auto insurance in Steamboat Springs, CO.
We save our clients in Steamboat Springs an average of $591.55
We are always striving to give our clients the best possible rates for them and of course to save money! For example, here we saved new customers in Steamboat Springs an average of $591.55. That averages out to $67,392.00 in Japanese Yen! I mean can you imagine what you can save!
| New Customers in Steamboat Springs, Colorado Save on Average | $591.55 |
$67,392.00
In Japaneese Yen
That equals to:
$48,016.80
In Russian rubles
How age and gender affect your insurance rates
| Age | Male | Female |
| 16-18 | $ 231.84 | $ 184.09 |
| 19-24 | $ 193.20 | $ 161.00 |
| 25-30 | $ 139.84 | $ 124.84 |
| 31-40 | $ 110.40 | $ 106.08 |
| 41-50 | $ 109.48 | $ 98.44 |
| 50-65 | $ 99.36 | $ 101.48 |
| 65+ | $ 106.08 | $ 114.08 |
Did you know that age and gender is a factor in determining your auto insurance rates? The older you are, the more experience you are going to have in driving. The older you get; you could be looking at a rate decrease as well. Check out the chart and see insurance rates by gender and age.
Top 10 vehicles we insure in Steamboat Springs
Not only do we offer a variety of insurance carriers, but we also insure a wide variety of vehicles. We have compiled a list of the top vehicles that we insure in Steamboat Springs. As shown, Honda has the number one spot and at the bottom of the list is Buick. Check out the list for the others!
| 1 | Honda |
| 2 | Cadillac |
| 3 | BMW |
| 4 | Ford F-Models |
| 5 | Volvo |
| 6 | Subaru |
| 7 | Volkswagen |
| 8 | Hyundai |
| 9 | Nissan |
| 10 | GMC |
| 11 | Audi |
| 12 | Buick |
Your credit and how it affects your insurance premiums
| Credit Impact on Insurance rates in Steamboat Springs Average Premium by Score | |
| Excellent | $128.76 |
| Good | $145.09 |
| Average | $174.70 |
| Poor | $247.08 |
Best liability insurance rates in Steamboat Springs
Are you Shopping for the state minimum required insurance in Steamboat Springs? The state minimum required in Colorado is 25,000 per person for bodily injury, 50,000 for bodily injury or death to all persons in any one accident, and 15,000 for property damage. Below are some of the cheapest options for auto insurance in your area.
| Rank | Company | Average price |
| 1 | Progressive | $87.00 |
| 2 | Dairyland (Viking) | $94.00 |
| 3 | Liberty Mutual | $115.00 |
| 4 | Mendota | $116.00 |
| 5 | Bristol West | $120.00 |
| 6 | Travelers | $126.00 |
| 7 | The General | $129.00 |
Steamboat Springs nearby cities and neighborhoods
| Neighborhoods in Steamboat Springs, Colorado | Cities Near Steamboat Springs | Zip Codes in Steamboat Springs |
| Fish Creek | Denver, CO | 80487 |
| Strawberry Park | Aurora, CO | 80477 |
| West Steamboat Springs | Colorado Springs, CO | 80488 |
Violations
Violations on your record will absolutely affect your auto insurance rates. Each violation is different as how much of an impact it has on your rates and for how long it affects them. Some violations can stay on your record for 5-10 years. Check out the chart below for violations for Steamboat Springs.
| Violation Name | Major, Minor, or Non Moving | How Long it Will Affect Your Insurance Rates |
| Speeding | Minor | 3 Years |
| Failure to Secure Load to truck/trailer | Minor | 3 Years |
| DUI | Major | 10 Years |
| Failure to Use a Seat Belt | Non Moving | NA* |
| Crossing over a Center Divider | Minor | 3 Years |
| Failure to Yeld | Minor | 3 Years |
| Running a Traffic Light or Stop Sign | Minor | 3 Years |
| At Fault Accident | Major | 5 Years |
| Parking | Non Moving | NA* |
| Failure to Stop for a Pedestrian Side walk | Minor | 3 Years |
| Expired Tags | Non Moving | NA* |
| Failure to Use Turn Signal | Minor | 3 Years |
Steamboat Springs Weather and Driving Conditions
| Steamboat Springs, Colorado |
| Summer High: the July high is around 88 degrees |
| Winter Low: the January Low is around 8 degrees |
| Rain: averages 22 inches of rain a year |
| Snow: averages 154 inches of snow a year |
Last Updated on November 5, 2021 by Shawn Christie