Oklahoma Auto Insurance
Rates & Coverage Report
This page summarizes real policy outcomes so Oklahoma drivers can compare insurance rates by county, see coverage mix (liability insurance vs full coverage vs non owners), and understand how pricing can vary month to month.
Oklahoma Summary
This Oklahoma report is built from owned data in our agency records, based on sold policies and real monthly premium outcomes (not public filings and not broad averages). It’s meant to help you compare insurance rates, understand coverage choices (liability only vs full coverage), and see how prices can differ by county and month.
In this dataset, the average monthly premium is $132.58 per month with an observed low of $43.33 and a high of $376.40. That spread shows why rate shopping and comparing insurance companies matters — especially if you have violations, accidents, a DUI, need sr22 insurance, or are trying to estimate the impact of deductible choices on full coverage auto insurance.
County results should be read as guidance. With smaller county policy counts, one high-risk policy can shift an average more than it would in a larger dataset. The best next step is still a fresh insurance quote for your exact driver, vehicle, and coverage goal.
Carrier Distribution
Carrier distribution reflects what shows up in this specific dataset. Your insurance quote results can include other insurance companies depending on driver profile, vehicle, credit, and underwriting.
| Insurance Company | Policies | Share |
|---|---|---|
| Progressive | 26 | 100.0% |
Oklahoma Snapshot
Quick baseline insurance rates for this state report.
The statewide observed spread in this dataset is 768.7%. That’s why it helps to compare liability insurance vs full coverage, confirm deductible levels, and shop across insurance companies.
This is internal policy data (not public filings). It reflects issued policies and can be used as guidance when estimating your own month-to-month Price.
- Highest average county premium: Canadian County ($194.33/mo).
- Lowest average county premium: Muskogee County ($43.33/mo).
- Largest within-county spread (2+ policies): Pushmataha County (468.9% gap between low and high).
- Top county by policy volume: Pushmataha County (9 policies).
County Pricing
All county data stays on one page (no repeated county boxes). Use this to compare counties quickly.
| County | Policies | Avg / Month | Low | High |
|---|---|---|---|---|
| Pushmataha County | 9 | $138.43 | $66.16 | $376.40 |
| Canadian County | 3 | $194.33 | $194.33 | $194.33 |
| Okfuskee County | 3 | $178.83 | $178.83 | $178.83 |
| Pontotoc County | 3 | $71.90 | $71.90 | $71.90 |
| Choctaw County | 2 | $143.91 | $125.17 | $162.66 |
| Grady County | 2 | $113.33 | $88.16 | $138.50 |
| Washington County | 1 | $137.00 | $137.00 | $137.00 |
| Payne County | 1 | $104.00 | $104.00 | $104.00 |
| Logan County | 1 | $67.17 | $67.17 | $67.17 |
| Muskogee County | 1 | $43.33 | $43.33 | $43.33 |
Frequently Asked Questions — Oklahoma Auto Insurance
What does auto insurance cost in Oklahoma based on real sold policies?
What are Oklahoma’s minimum auto insurance requirements?
Why is Oklahoma considered one of the most tornado-prone states for comprehensive claims?
How much does full coverage versus liability-only cost in Oklahoma?
How does SR-22 work in Oklahoma?
This page is built for long-tail searches that convert better than broad terms: Oklahoma auto insurance rates by county, cheapest auto insurance in Oklahoma with violations, full coverage vs liability only Oklahoma, non owners policy Oklahoma, sr22 insurance Oklahoma cost, and “compare insurance companies Oklahoma.”
