Car Insurance in Nebraska | Affordable Auto Insurance Quotes
Car Insurance in Nebraska: Affordable Coverage You Can Trust
Find the best Car Insurance in Nebraska with A Plus Insurance. Compare rates from multiple providers and get the coverage you need at prices you can afford.
Camron was a great help! He made everything very easy
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Samantha P.
2/06/2024
She was really fast. Efficient did a wonderful job at getting me what I needed as far as my insurance went and even mentioned that they do do renters, insurance and Home Insurance, so I can call back later to set my runner’s insurance up. She was a wonderful agent and her name was Alexis.
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Crystal “.
2/28/2024
Hannah is hands-down, the Best! She help me get car insurance quick and easy an a very good price!! 10/10
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michael m.
5/15/2025
Alexis saved my life !!! If I didn’t find full coverage car insurance with a decent rate or at least cheaper than $500 per month I was going to not only lose my new car but also lose my job and this is the worse time for me to be taking ANY of those type of loses. Alexis was able to find me a WONDERFUL rate in a matter of 10-15 mins of being on the phone, keeping in mind that I had been calling various insurance companies back to back for 3 days and could not get a full coverage insurance policy for less than $500 per month anywhere. When Alexis told me what my monthly premium and down payment would be I instantly cried joyful tears and rejoiced over the phone. I just couldn’t contain my emotions at that point bc the whole process before speaking with her was extremely stressful. Thank You so much A Plus for having such an amazing employee, she was kind, patient, knowledgeable, and absolutely amazing.
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Brionna W.
3/26/2024
Ruby was extremely helpful and dedicated as she searched for different insurance providers for me. 10/10 agent
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Jelany S.
6/23/2025
Had no problems getting new insurance. Very easy and stress free. Thanks.
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Nash C.
6/03/2025
Why Choose A Plus Insurance for Your Car Insurance in Nebraska
Multiple Carrier Options
We work with over 10 different insurance carriers to find you the best rates for Car Insurance in Nebraska. Unlike single-provider agencies, we compare multiple options to ensure you get the most affordable coverage.
Expert Nebraska Knowledge
Our agents understand Nebraska’s specific insurance requirements and can help you navigate the state’s mandatory coverage while finding ways to save on your premium.
Personalized Service
We take the time to understand your unique situation and recommend the right coverage options for your specific needs and budget.
Nebraska Car Insurance Requirements
Understanding Nebraska’s auto insurance requirements is essential for all drivers. The state mandates specific minimum coverage levels that every driver must maintain.
Minimum Required Coverage in Nebraska
Coverage Type
Minimum Requirement
What It Covers
Bodily Injury Liability
$25,000 per person / $50,000 per accident
Medical expenses for others injured in an accident you cause
Property Damage Liability
$25,000 per accident
Damage to others’ property in an accident you cause
Uninsured Motorist
$25,000 per person / $50,000 per accident
Your medical expenses if hit by an uninsured driver
While these are the legal minimums, many drivers opt for higher limits and additional coverage types for better protection. Our agents can help you determine the right level of liability insurance for your situation.
Average Car Insurance Rates in Nebraska
Car insurance rates vary based on multiple factors including your driving history, vehicle type, and coverage selections. Below are average rates from top providers in Nebraska.
Average Monthly Premiums by Provider
Insurance Provider
Liability Only
Full Coverage
Progressive
$98
$158
State Farm
$140
$166
Geico
$111
$162
Allstate
$142
$158
National General
$91
$148
These are average rates and your actual premium may vary. Compare multiple providers to find the best rate for your specific situation.
Frequently Asked Questions About Car Insurance in Nebraska
What types of coverage are available for Car Insurance in Nebraska?
Nebraska drivers can choose from various coverage options including liability, comprehensive, collision, uninsured/underinsured motorist, medical payments, and personal injury protection. Each serves a different purpose in protecting you financially after an accident.
How can I get a quote for Car Insurance in Nebraska?
Getting a quote is easy with A Plus Insurance. You can request a quote online or call us at 888-445-2793 to speak with one of our licensed agents who can provide personalized rate comparisons.
Are there discounts available for Car Insurance in Nebraska?
Yes, most insurance companies offer various discounts that can significantly lower your premium. These may include safe driver discounts, multi-policy discounts, good student discounts, vehicle safety feature discounts, and more. Our agents can help identify all discounts you qualify for.
What factors affect my Car Insurance in Nebraska rates?
Several factors influence your car insurance premium including your driving record, age, location, type of vehicle, credit history, coverage limits, and deductibles. Some factors like SR-22 requirements can also impact your rates.
Do I need full coverage Car Insurance in Nebraska?
While Nebraska only requires liability insurance, full coverage (which includes comprehensive and collision) is recommended if you have a loan or lease on your vehicle, or if your vehicle is newer and would be expensive to repair or replace.
What happens if I drive without Car Insurance in Nebraska?
Driving without insurance in Nebraska can result in fines, license suspension, vehicle impoundment, and even jail time for repeat offenses. Additionally, you would be personally responsible for all damages in an accident.
Additional Insurance Services
At A Plus Insurance, we offer more than just Car Insurance in Nebraska. Explore our other insurance products to fully protect what matters most to you.
