Auto and Home Insurance in Arizona — Bundle & Save
Compare Arizona auto and home quotes side by side… see bundle savings, coverage options, and same-day proof.
What we quote
Auto, home, renters, motorcycle, SR-22, and umbrella — we compare Progressive, Nationwide, Safeco, and more in Arizona for bundled savings.
Need a side-by-side look? See our coverage comparison.
How it works
Provide drivers, vehicles, VINs, property address, and prior insurance. We’ll bundle quotes and email proof same day.
Start today
Perfect for new home closings or vehicle purchases… bind and get ID cards fast.
Get bundled auto & home quotes in Arizona
We'll compare carriers, stack discounts, and send proof the same day.
Local pricing factors — Arizona
ZIP & city
Phoenix, Tucson, Mesa, and Flagstaff price differently due to traffic, hail, and theft data.
Weather & property
Hail, monsoon flooding, and wildfires affect auto comprehensive and home coverage choices.
Bundling impact
Auto + home can drop total premiums 15–25%. Learn more in our homeowners insurance overview.
Coverage options for Arizona drivers & homeowners
Auto liability
Meets state minimums — compare higher limits in our comparison guide.
Home coverages
Dwelling, personal property, liability, and loss of use. Add flood or earthquake endorsements where needed.
Add-ons
UM/UIM, MedPay, roadside, water backup, umbrella. We’ll price them in your quote.
Why bundle auto + home in Arizona?
- Save up to 25% with carriers like Progressive, Nationwide, and Safeco.
- One bill, one renewal date, easier to manage.
- Stronger underwriting approval for new homeowners.
- Opportunity to add umbrella liability for complete protection — see our business insurance hub if you own a company too.
How do I get Arizona bundle quotes fast?
Start the online form or call — we compare carriers and email proof.
What info do I need?
Licenses, VINs, property address, and prior policies. See checklist in our auto guide.
Do I need both auto & home to start?
No — you can start with one, then bundle later for savings.
Can you send proof to my lender?
Yes — we send proof directly and copy you, perfect for closings.
Will the bind price match the quote?
It should when data is accurate. Tickets, undisclosed drivers, or property updates can adjust it.
Which discounts apply to bundles?
Multi-policy, multi-car, paperless, paid-in-full, safety devices. See more in our insurance providers overview.
How much can I save by bundling?
Often 15–25% — Progressive Snapshot® and Nationwide SmartRide® can add usage-based savings. See Progressive pillar for details.
Does credit impact rates in Arizona?
Yes — insurers use credit-based scoring. Ask us to compare multiple carriers to minimize impact.
Do newer homes qualify for discounts?
Yes — newer construction often gets better home pricing. Check our homeowners overview.
Paid-in-full vs monthly?
Paid-in-full usually costs less. We’ll show both options in your quote.
What liability limits should I choose?
Many select 100/300/100 for auto and $300k+ on home liability. Compare in our guide.
Do I need full coverage auto?
Required for financed cars; smart for newer vehicles. See auto guide.
What’s covered in homeowners?
Dwelling, property, liability, and ALE (loss of use). Add flood/earthquake endorsements if needed.
Should I add UM/UIM?
Yes — protects you and passengers if hit by underinsured drivers. We’ll price it in your quote.
Do I need umbrella insurance?
If you have assets, yes. Umbrella extends auto/home liability. Learn more in our business insurance hub.
Can you email proof the same day?
Yes — auto ID cards and home binders sent minutes after payment.
Switching carriers mid-term?
Bind new first, then cancel old on the same date. We’ll coordinate.
Do I need an SR-22 with my auto?
Only in specific cases. Review our SR-22 guide if unsure.
Can you handle lender requests?
Yes — we send proof directly to lenders or escrow officers.
How do claims work for auto vs home?
Each carrier assigns adjusters. We’ll guide you through both if needed.
Do monsoons affect rates?
Yes — storm losses impact comp and home pricing. Keep deductibles comfortable.
Are wildfires covered?
Usually under homeowners fire peril. Check for exclusions. More in our homeowners guide.
Is hail common in Arizona?
Yes in some regions. Comprehensive covers hail damage; compare carriers for deductibles.
Do insurers look at roof age?
Yes — newer roofs often qualify for discounts.
Can I bundle renters + auto?
Yes — renters + auto bundles also provide savings. Ask in your quote.
Ready to bundle auto & home in Arizona?
We'll compare carriers, explain options, and email proof same day.
Arizona auto and home insurance — smart ways to save
Bundling auto and home in Arizona is one of the best ways to reduce total premiums… most households see 15–25% savings with Progressive, Nationwide, or Safeco. Start by setting your coverage: many drivers choose 100/300/100 for auto and $300k+ liability on home, then add UM/UIM and MedPay to protect themselves and passengers. If your vehicle is newer or financed, full coverage with deductibles you can manage is usually required. Comprehensive helps with hail, theft, and monsoon damage common in Phoenix and Tucson. Homeowners should also consider roof age and wildfire zones when selecting coverage. For additional protection, umbrella insurance extends liability on both policies — see our business insurance overview if you run a company as well. Usage-based insurance like Progressive Snapshot® or Nationwide SmartRide® can stack further discounts based on your driving. When you’re ready, start a quote online or call — we’ll compare carriers across Arizona and email electronic ID cards and binders the same day.
Last Updated on by Shawn Christie