What SR-22 Insurance Actually Costs in Aurora

Based on 74 real quotes our licensed agents have run for Aurora drivers since late 2025 — updated automatically as new quotes come in —, the average monthly premium is about $231, and the median is $173. These are actual quoted prices from our agency’s records — not advertised teaser rates or national averages.

Drivers needing an SR-22 filing averaged $179 per month in our Aurora quotes (a small sample of 5), in line with what we see statewide: SR-22 policies often cost less than expected because most ride on liability-only coverage with state-minimum limits.

Cheapest Car Insurance Carriers in Aurora (Real Quotes)

Based on 69 real quotes A Plus Insurance ran, the typical rate in this view is about $235/mo (median $173), ranging $73 to $1578.

Dairyland
$168/mo (n=5)
Bristol West
$207/mo (n=7)
Progressive
$239/mo (n=35)
National General
$242/mo (n=17)
Show the 74 quotes behind this chart
DateStCityZIPAgeSexMaritalYrMakeModelCoverageCarrier$/moViolAccSR22
2026-03-11COAURORA8001351femalesingle2019ChevroletTRAVERSE LTliability_onlyProgressive$731--
2026-04-04COAurora-40malemarried2015Honda-liability_onlyProgressive$74-0-
2026-04-06COAurora80015-unknownunknown2015Honda-liability_onlyProgressive$74---
2025-11-23COAURORA8001232femalesingle2008DodgeGRAND CARAVAN SXTliability_onlyProgressive$790--
2026-06-24COAurora80010---2005NissanAltimabroad_formBristol West$8100-
2025-12-17COAURORA8001134malesingle2014Mercedes BenzML63 AMGliability_onlyProgressive$830--
2026-06-17COAurora80011------liability_onlyDairyland$8800-
2026-06-24COAurora80013------broad_formNational General$8800-
2026-02-26COAURORA8001843femalesingle2006FordECONOLINE E150liability_onlyProgressive$920--
2026-01-27COAURORA8001128malesingle2010FordESCAPE LIMITEDliability_onlyProgressive$920--
2026-01-28COAURORA8001760femalemarried2009HondaCIVIC LXfull_coverageProgressive$950--
2025-12-30COAURORA8001329malesingle---unknownBristol West$1050--
2026-02-24COAURORA8001127malesingle---unknownBristol West$1080--
2026-03-19COAurora8001446malesingle2019DodgeCHALLENGER R/Tliability_onlyBristol West$1100--
2026-05-21COAurora8001255unknownunknown---liability_onlyNational General$115--Y
2026-06-24COAurora8001128malesingle---broad_formNational General$11800-
2026-01-25COAURORA8001129femalesingle2006ToyotaCAMRY LEliability_onlyProgressive$1190--
2026-01-09COAURORA8001135malesingle2000FordEXPLORER XLSliability_onlyProgressive$1211-Y
2026-02-17COAURORA8001129malesingle2021KiaRIO Sliability_onlyNational General$1230--
2026-04-03COAurora8001121malesingle2013FordFusionliability_onlyProgressive$12610-
2026-04-20COAurora8001649malesingle2013FordEscape Titanium four-wheel driveliability_only-$12700-
2025-12-01COAURORA8001339malesingle2011FordFOCUS SEliability_onlyNational General$1300--
2026-01-20COAURORA8001526malesingle2009HyundaiSANTA FE LIMITEDliability_onlyNational General$1310--
2026-03-25COAurora80011-unknownunknown---liability_onlyNational General$133---
2026-05-15COAurora8001144malemarried2003HondaCRVliability_onlyDairyland$1341--
2025-11-20COAURORA8001331femalesingle2005ToyotaHIGHLANDER LIMITEDliability_onlyDairyland$1350--
2026-06-24COAurora80014------liability_onlyMendota$13600-
2026-07-02COAurora8001032malesingle2011ToyotaCamryliability_onlyProgressive$14000-
2026-07-02COAurora8001032malesingle2011ToyotaCamryliability_onlyProgressive$14000-
2025-12-05COAURORA8001166femaledivorced2016KiaOPTIMA HYBRIDfull_coverageProgressive$1450--
2026-04-01COAurora80012-unknownunknown2007FordMustangfull_coverageProgressive$152---
2026-04-04COAurora80012-unknownseparated---liability_onlyNational General$15900-
2026-01-30COAURORA8001222malesingle2008HondaCIVIC EXliability_onlyProgressive$1600--
2026-03-11COAURORA8001450malesingle2014JeepWRANGLER SPORTfull_coverageProgressive$1610--
2026-05-01COAurora-34unknownunknown2014AcuraMDXliability_only-$17200-
2026-05-01COAurora-34unknownunknown2014AcuraMDXliability_only-$17200-
2026-03-05COAURORA8001527malesingle2020ChevroletMALIBU LSfull_coverageProgressive$1731--
2026-05-13COAurora80011-unknownunknown2020GMCSierraliability_onlyDairyland$173---
2026-04-03COAurora8001332unknownsingle2005ToyotaHighlanderliability_onlyProgressive$178-1Y
2026-03-25COAurora8001333femalesingle2006CadillacDTSliability_onlyNational General$18112Y
2026-03-20COAurora80017-unknownunknown2018ToyotaHighlanderfull_coverageProgressive$198---
2026-06-18COAurora8001221femalesingle2014BuickVeranoliability_onlyProgressive$20000-
2026-05-21COAurora80011-unknownmarried2012Suzuki-liability_only-$201---
2026-02-27COAURORA8001532femalesingle2021ChevroletEQUINOX LSfull_coverageProgressive$2040--
2026-01-28COAURORA8001228femalesingle2021ToyotaRAV4 LEfull_coverageProgressive$2041--
2026-01-30COAURORA8001532femalesingle2020JeepCOMPASS LATITUDEfull_coverageThe General$2150--
2026-03-07COAURORA8001233femalesingle2016Fiat500X LOUNGEfull_coverageBristol West$2250--
2026-02-09COAURORA8001245femaleseparated2007ChryslerPT CRUISER TOURINGliability_onlyProgressive$2400--
2026-05-26COAurora80017-unknownunknown---full_coverageProgressive$246---
2025-12-03COAURORA8001523femalesingle2013HondaACCORD LXfull_coverageNational General$2520--
2026-02-25COAURORA8001223femalesingle2014JeepCHEROKEE SPORTfull_coverageProgressive$2570--
2026-01-05COAURORA8001429femaleseparated2019ChevroletEQUINOX LTfull_coverageNational General$2570--
2026-04-13COAurora8001244malemarried2011FordEdgefull_coverage-$26000-
2026-01-25COAURORA8001734malesingle2017Mercedes BenzGLC 300 4MATICfull_coverageProgressive$2720--
2026-06-29COAurora8001252femalemarried2018MazdaCX-5full_coverageProgressive$27500-
2026-07-07COAurora8001137malesingle2012AcuraMDXfull_coverageMendota$28000-
2026-04-06COAurora8001273malemarried2020Toyota4Runnerfull_coverageGeico$284-2-
2026-07-06COAurora8001233femalesingle2013LexusESliability_onlyNational General$29820Y
2026-02-03COAURORA8001227malesingle2018MazdaMAZDA3 TOURINGfull_coverageNational General$3020--
2025-11-26COAURORA8001431femaledivorced2019VolkswagenATLAS SEfull_coverageNational General$304---
2026-01-27COAURORA8001033femalesingle2020KiaSOUL LXfull_coverageDairyland$3100--
2026-05-04COAurora8001443malesingle2021SubaruForesterfull_coverageProgressive$31221-
2026-02-17COAURORA8001132malesingle2022RAM1500 TRXfull_coverageProgressive$3350--
2026-01-02COAURORA8001837malemarried2014FordFUSION SEfull_coverageNational General$3410--
2026-05-13COAurora8001140malemarried2020ChevySilveradofull_coverageProgressive$36700-
2026-01-30COAURORA8001131malesingle2018BMWM240XIfull_coverageBristol West$3972--
2026-06-24COAurora8001026femalesingle2026Toyota4Runnerfull_coverageBristol West$42031-
2026-03-09COAURORA8001249malesingle2021ChevroletMALIBU LTfull_coverageProgressive$4220--
2026-01-05COAURORA8001928malesingle2025Mercedes BenzGLC 350Efull_coverageProgressive$4330--
2026-02-03COAURORA8001230malemarried2023HondaCIVIC EXfull_coverageNational General$4610--
2026-06-24COAurora80012------full_coverageGeico$51300-
2026-06-24COAurora80011---2016NissanRoguefull_coverageProgressive$53600-
2026-04-02COAurora8001419malesingle2019HondaAccordfull_coverageNational General$72100-
2026-06-24COAurora8001944malewidowed2012VolkswagenPassatautoProgressive$157800-

Source: A Plus Insurance first-party quote data.

SR-22 vs Standard Rates in Aurora (Real Quotes)

Based on 74 real quotes A Plus Insurance ran, the typical rate in this view is about $231/mo (median $173), ranging $73 to $1578.

SR-22
$179/mo (n=5)
No SR-22
$235/mo (n=69)

Source: A Plus Insurance first-party quote data.

All quotes gathered by licensed agents at A Plus Insurance. Figures update automatically as our agents log new quotes.

Aurora Car SR22 Insurance

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SR22 Insurance in Aurora, CO

What is SR22?

SR22 is a certificate proving you meet Colorado’s minimum auto insurance. Required for high-risk drivers. Costs $500-$2,000 yearly.

Why Aurora Drivers Need It

DUIs or accidents in Aurora may require SR22 filings. Ensures compliance with state laws. A Plus Insurance simplifies the process.

Get Covered Today

A Plus Insurance offers fast SR22 quotes in Aurora. Affordable rates for all drivers. Call or click now.

Understanding SR22 Insurance in Aurora

SR22 insurance in Aurora, CO, is required for drivers with DUIs, reckless driving, or license suspensions, costing $500-$2,000 yearly. A Plus Insurance helps you find affordable SR22 insurance in Colorado, ensuring compliance with state laws. Aurora’s urban roads and traffic increase risks, making reliable coverage essential. Compare rates with insurance quotes in Colorado to save $200-$400 yearly. Policies from providers like Progressive insurance in Colorado include SR22 filings. Contact A Plus Insurance for quick, tailored quotes.

Frequently Asked Questions

SR22 Basics

What is an SR22 in Aurora?

An SR22 is a state-required certificate proving auto insurance. It’s for high-risk drivers like DUIs. Costs $25-$50 to file.

Why do I need SR22 insurance?

SR22 is required after DUIs or accidents in Aurora. It ensures legal driving compliance. See SR22 insurance in Colorado for details.

How long is SR22 required?

Colorado requires SR22 for 3 years typically. Duration depends on the offense. Non-compliance risks license suspension.

Who files the SR22 form?

Your insurer files SR22 with Colorado DMV. A Plus Insurance handles filings quickly. See insurance providers for options.

Can I drive without SR22?

Driving without SR22 risks license suspension in Aurora. It’s mandatory for high-risk drivers. A Plus Insurance ensures compliance.

Costs and Coverage

How much is SR22 insurance?

SR22 insurance in Aurora costs $500-$2,000 yearly. Premiums depend on driving history. A Plus Insurance finds affordable rates.

Does SR22 cover full coverage?

SR22 can include full coverage or liability-only. Full coverage averages $1,500-$3,000 yearly. See Progressive insurance in Colorado.

Are there SR22 discounts?

Discounts for SR22 are limited but possible. Safe driving or bundling saves 10-15%. Contact A Plus Insurance for quotes.

What affects SR22 costs?

Driving record, age, and vehicle type impact SR22 costs. Aurora’s urban risks increase rates. See insurance quotes in Colorado.

Is SR22 insurance expensive?

SR22 is pricier due to high-risk status, $500-$2,000 yearly. Rates vary by insurer. A Plus Insurance compares for savings.

Getting SR22 in Aurora

Where do I get SR22 in Aurora?

A Plus Insurance offers SR22 in Aurora with top insurers. Fast filing with DMV. Call for instant quotes.

How fast can I get SR22?

SR22 filings can be done same-day in Aurora. Insurers like Progressive file quickly. See Aurora car insurance SR22.

Can I get non-owners SR22?

Non-owners SR22 is available for non-vehicle owners. Costs $300-$800 yearly. A Plus Insurance provides options.

Do all insurers offer SR22?

Not all insurers provide SR22 in Aurora. A Plus Insurance partners with those that do. See insurance providers.

What if I miss SR22 payments?

Missing payments risks policy cancellation and license suspension. Insurers notify DMV of lapses. A Plus Insurance helps maintain coverage.

SR22 and Driving

Can SR22 affect my license?

SR22 ensures license reinstatement but requires continuous coverage. Lapses lead to suspension. A Plus Insurance monitors compliance.

Does SR22 cover other states?

Colorado SR22 is valid in other states if filed properly. Verify with local DMV. See SR22 states for details.

Can I drive someone else’s car?

Non-owners SR22 allows driving borrowed cars. Costs $300-$800 yearly. A Plus Insurance offers tailored policies.

Does SR22 cover accidents?

SR22 itself doesn’t cover accidents; underlying policy does. Full coverage costs $1,500-$3,000 yearly. See full coverage car insurance.

Can SR22 be transferred?

SR22 transfers with new insurers if notified. A Plus Insurance handles seamless transitions. Contact us for assistance.

SR22 Regulations

What are Colorado SR22 rules?

Colorado requires SR22 for 3 years post-offense. Minimum liability is 25/50/25. A Plus Insurance ensures compliance.

Who needs SR22 in Aurora?

Drivers with DUIs, suspensions, or reckless driving need SR22. Common in Aurora’s busy roads. See SR22 insurance in Colorado.

Can SR22 be canceled early?

SR22 cannot be canceled before the 3-year period. Early cancellation risks suspension. A Plus Insurance advises on compliance.

What happens after SR22 expires?

After 3 years, SR22 is no longer required. You can switch to standard insurance. See insurance quotes in Colorado.

Does SR22 show on my record?

SR22 doesn’t appear on driving records but indicates high-risk status. Insurers see related offenses. A Plus Insurance finds affordable rates.

Other Considerations

Can I get cheap SR22?

Cheap SR22 in Aurora costs $500-$1,000 with comparison. A Plus Insurance shops multiple insurers. Saves $100-$300 yearly.

Does SR22 cover motorcycles?

SR22 can cover motorcycles with specific policies. Costs $400-$1,200 yearly. See motorcycle insurance Colorado Springs.

Can I bundle SR22 with home?

Bundling SR22 with home insurance saves 15-20%. Average savings $200-$400 yearly. A Plus Insurance offers bundles.

Is SR22 available online?

SR22 quotes are available online through A Plus Insurance. Fast, digital filings with DMV. See get insurance quote.

Why choose A Plus for SR22?

A Plus Insurance offers fast SR22 filings and competitive rates. Partners with top insurers. Saves time and money.

Comparison Chart

Compare SR22 insurance providers in Aurora, CO (2025 data).

Provider Annual Premium Filing Fee
Progressive $600-$1,800 $25-$50
Dairyland $700-$2,000 $25-$50
Gainsco $500-$1,500 $25-$50
Bristol West $650-$1,900 $25-$50

Service Area

SR22 Insurance in Aurora, CO
80011 80012 80013 80014 80015 80016 80017 80018 80019 80247

Last Updated on by Shawn Christie

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