Progressive Insurance in Maryland
Compare Progressive with other Maryland carriers — right limits, smart deductibles, instant proof
Table of Contents
What We Compare
Progressive alongside Nationwide, Travelers, Safeco and others — liability vs full coverage, **UM/UIM**, PIP/MedPay, rentals, roadside.
Coverage fit matters most — see the comparison hub.
What Moves MD Price
Record, ZIP (Baltimore vs Rockville), mileage, vehicle, limits/deductibles, prior insurance — rates guide.
Start Fast
Licenses, VINs, mileage, prior insurance; we’ll price Progressive vs others and text ID cards in minutes.
See Progressive vs Other Maryland Carriers
We'll price multiple companies, test deductibles, and apply every discount.
Progressive in Maryland — Basics
What coverages can I quote with Progressive in Maryland?
Liability, **UM/UIM**, PIP, comp/collision, rental, roadside — we’ll mirror the same setup with other carriers — see examples.
Is Progressive always cheapest in Maryland?
No single brand wins every ZIP; we compare Progressive with regional carriers for Baltimore, Silver Spring, and Frederick.
Which liability limits do MD drivers often choose?
Many go **100/300/100** or higher to protect income/assets; we’ll price limits side-by-side — learn more.
Can I keep premiums low without cutting protection?
Use higher deductibles wisely, stack discounts, and keep strong BI/PD — checklist.
Does Progressive support SR22 filings in Maryland?
Yes when required; we e-file and send instant proof — timelines in the SR22 hub.
Discounts, Billing & Proof
Which Progressive discounts apply in Maryland?
Autopay, paid-in-full, paperless, multi-vehicle, prior insurance, and telematics for careful/low-miles — see all.
Can I align my draft date with payday?
Often yes — helps avoid lapses and fees — speak with an agent.
How fast are Maryland ID cards?
Usually minutes after payment; here’s what’s on your proof.
Do tickets or accidents raise Progressive rates more?
Severity/recency matter; we’ll shop Progressive vs others to offset increases — compare carriers.
Is paying in full worth it?
Usually lowers total cost and installment fees.
Coverage Fit & Scenarios
Should I price liability only vs full coverage with Progressive?
Yes; full coverage protects your car, liability-only lowers premium on older vehicles — learn more.
Is PIP useful if I already have health insurance?
Often yes for deductibles/copays after a crash; we’ll model PIP choices next to MedPay.
Does Progressive cover rentals fully?
Liability may extend; add rental reimbursement and consider the agency’s damage waiver — see details.
Can I switch carriers mid-term?
Yes when timed to avoid gaps; we’ll reissue proof immediately.
What documents speed up quoting?
License, VIN, mileage, prior insurance, incident history — use our Quote Checklist.
Compare Progressive vs Other MD Carriers
Same-day proof, flexible payments, friendly help.
Maryland Options — Side by Side
Progressive
Strong digital tools, telematics options; price varies by ZIP/profile.
Regional Carriers
Often competitive in certain ZIPs; great for specific driver profiles.
High-Risk Specialists
Flexible for tickets/accidents or SR22 needs — SR22 basics.
Last Updated on by Shawn Christie