Clemson Insurance- Cheapest Auto & Home Rates

Home of The Clemson Tigers! Clemson, SC is an awesome and fast paced community. There is quite a bit going on in Clemson and not just because of the college but that does add to the excitement.

State Liability Requirements

Required Liability Coverage:
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability per accident
Uninsured Motorist Coverage: 25/50/25


Clemson Insurance- Cheapest Broadform/Non Owners Insurance


A broadform or a non-owners policy can be a cheaper option when needing liability only


broadform policy is more diverse than a non-owners policy. A broadform policy will cover a driver regardless if they own vehicle or not own a vehicle. A non-owners policy will only cover driver for vehicles not owned.

Car Insurance CompanyAverage Cost
Dairyland$76
Progressive Insurance$94
The General$112
Bristol West$139
Mendota Ins. Company$154
Geico$162
Allstate$227
Acceptance RTR$233
State Farm$233
Clemson Insurance

Clemson InsuranceCheapest prices for female Drivers


Statistics show at age 35, women start seeing higher rates than men


Clemson Insurance

Women can usually find cheaper rates than males. Below are some example rates for Clemson Insurance for women.

Car Insurance CompanyAverage Cost
Progressive Insurance$133
Acceptance RTR$134
Geico$138
The General$140
Nationwide$142
Mendota Ins. Company$145
Dairyland$146
GAINSCO$149
AssuranceAmerica$150
National General$150
Bristol West$151
Safeco$158
21st Century$168
Farmers$182
State Farm$185

Cheapest SR-22 Auto Rates in Clemson


An SR22 Insurance is a state filing added to an insurance policy


If you are in need of an SR22, keep in mind that not every insurance company offers it. Below are some average costs of what your insurance could look like with an SR22.

Car Insurance CompanyAverage Cost
Progressive Insurance$136
Dairyland$139
Mendota Ins. Company$142
AssuranceAmerica$143
Acceptance RTR$146
21st Century$149
The General$150
GAINSCO$153
Nationwide$154
Geico$156
Bristol West$157
Travelers$161
State Farm$162
Liberty Mutual$166
National General$170
Clemson Insurance

Clemson Insurance: Cheapest Auto Rates For Young Drivers


Statistics show that the younger you are, the more you will pay for auto insurance


If you are a young driver and are tired of getting high quotes, don’t worry! rates tend to go down when you turn 25, IF you keep that good driving record!

Car Insurance CompanyAverage Cost
Progressive Insurance$137
Acceptance RTR$150
Bristol West$150
Farmers$150
AssuranceAmerica$153
National General$154
Dairyland$155
Mendota Ins. Company$162
American Family$164
Liberty Mutual$165
Allstate$173
21st Century$174
USAA$175
GAINSCO$176
Geico$177
Clemson Insurance

Cheapest Insurance For Male Drivers In Clemson, SC


Statistics show men account for 68 to 70% of car accidents


Just because male drivers tend to drive more and pay more for auto insurance, doesn’t mean it’s crazy expensive! Here ae some example rates for males in Clemson, SC.

Car Insurance CompanyAverage Cost
Progressive Insurance$152
Nationwide$162
Dairyland$163
AssuranceAmerica$167
Mendota Ins. Company$171
GAINSCO$176
National General$180
Bristol West$185
The General$185
21st Century$186
Safeco$186
Acceptance RTR$187
Geico$188
State Auto$198
Travelers$211
Clemson Insurance

Cheapest Full Coverage Auto Insurance In Clemson, SC


There is no one insurance policy that covers “everything.”


Full Coverage gives you that peace of mind when you are out driving. Just because you want full coverage and protection on your vehicle, doesn’t mean it has to be ridiculously overpriced. Let us help you shop around!

Car Insurance CompanyAverage Cost
The General$135
Dairyland$136
21st Century$138
AssuranceAmerica$139
National General$143
GAINSCO$152
Progressive Insurance$152
Mendota Ins. Company$157
Geico$158
Nationwide$159
Acceptance RTR$160
Allstate$164
Safeco$168
Bristol West$170
USAA$181
Clemson Insurance

Cheapest Liability Only Car Insurance In Clemson, SC


South Carolina State Liability Minimum Requirements: 25/50/25


Liability insurance is something everyone has to carry in each state. Requirements are different for each state. Look at some average costs for liability in Clemson, SC.

Car Insurance CompanyAverage Cost
Geico$87
Progressive Insurance$88
National General$91
Acceptance RTR$92
AssuranceAmerica$98
Dairyland$102
Mendota Ins. Company$104
The General$104
USAA$110
Nationwide$114
Safeco$116
Bristol West$120
American Family$123
State Farm$129
21st Century$130
Clemson Insurance

Cheapest Auto Insurance With Bundle Homeowners Discount in Clemson, SC


Bundling: Purchasing multiple insurance polices from one company


When you are able to bundle, it can save you a good bit of money on your insurance rates! Bundle Home/Auto, Auto/RV or even Auto/Motorcycle. Here are some companies that show some example rates of bundling!

Car Insurance Company Average Cost
Acceptance RTR$133
National General$135
Bristol West$141
Nationwide$143
Dairyland$145
Geico$151
Mendota Ins. Company$151
GAINSCO$153
The General$156
Progressive Insurance$158
AssuranceAmerica$159
21st Century$165
American Family$173
USAA$177
State Auto$178
Clemson Insurance

Clemson Auto Insurance Tips and Tricks!

When it comes to auto insurance in Clemson, South Carolina, here are some tips and tricks to help you get the best coverage at the most competitive rates:

  1. Shop Around: Don’t settle for the first insurance quote you receive. Take the time to compare rates from multiple insurance providers to find the best coverage options that suit your needs and budget.
  2. Bundle Policies: Many insurance companies offer discounts if you bundle multiple policies, such as auto and home insurance, with the same provider. Inquire about bundle discounts to potentially save money on your premiums.
  3. Maintain a Good Driving Record: Your driving history is a significant factor in determining your auto insurance rates. Avoid traffic violations and accidents to maintain a clean driving record and qualify for lower premiums.
  4. Consider Higher Deductibles: Choosing a higher deductible for your auto insurance policy can lower your premiums. Just make sure you can afford the out-of-pocket expenses in the event of a claim.
  5. Drive Safe Vehicles: Safety features such as anti-theft devices, airbags, and anti-lock brakes can help lower your insurance premiums. When shopping for a vehicle, consider the insurance costs associated with different makes and models.
  6. Ask About Discounts: Inquire with insurance companies about available discounts. Common discounts may include safe driver discounts, discounts for completing defensive driving courses, or discounts for certain safety features on your vehicle.
  7. Review Coverage Needs Annually: Your insurance needs may change over time, so it’s essential to review your coverage annually to ensure you have adequate protection. Life events such as buying a new car, moving, or getting married may warrant adjustments to your insurance policies.
  8. Consider Usage-Based Insurance: Some insurance companies offer usage-based insurance programs that use telematics devices to track your driving habits. If you’re a safe driver, you may be able to save money on your premiums by enrolling in such a program.
  9. Maintain Good Credit: In many states, including South Carolina, insurance companies use credit scores as a factor in determining insurance premiums. Maintaining a good credit score can help you qualify for lower insurance rates.
  10. Ask About SR-22 Insurance: If you have a history of driving violations or convictions, inquire about SR-22 insurance, which is a certificate of financial responsibility required by some states. Not all insurers offer SR-22 filings, so it’s essential to find one that does if needed.
Impact on ratesDiscounts Available
HighAuto Pay
HighPaid in Full
HighAdvanced Quote
MildEducation Discount
MildMulti Vehicle
HighNo Accidents or Violations
MildMilitary
MildMulti Policy
MildPaperless Discount

Criteria for Determining Eligibility for Home and Auto Insurance Discounts

  • Good Credit Score
    A good credit score is one of the top criteria for determining eligibility for insurance discounts. Insurers often provide lower rates to individuals with strong credit histories, as it indicates responsible financial behavior.
    Key Benefit: Eligible for up to 20% in premium discounts.
    Call us at 1.888.445.2793 to check if your credit score qualifies you for discounts. Text Us
  • Safe Driving Record
    Maintaining a clean driving record is crucial for unlocking auto insurance discounts. Drivers with no accidents or violations in the last three to five years often qualify for reduced rates.
    Key Benefit: Potential savings of up to 30% for safe drivers.
    Call us at 1.888.445.2793 to see how much you could save. Text Us
  • Claims-Free History
    If you have not filed any claims in recent years, you may be eligible for claims-free discounts on both home and auto insurance. Insurers reward customers who have a low risk of filing claims.
    Key Benefit: Save up to 15% on premiums.
    Call us at 1.888.445.2793 to find out if your claims-free status qualifies you for discounts. Text Us
  • Home Safety Features
    Installing safety features such as smoke detectors, burglar alarms, and fire sprinklers can help lower your home insurance premiums. These features reduce the risk for insurers, which translates into discounts for homeowners.
    Key Benefit: Discounts of up to 10% for home safety improvements.
    Call us at 1.888.445.2793 to discuss which safety features qualify. Text Us

What types of insurance does Clemson Insurance offer?

We provide various types of insurance, including but not limited to home, auto, life, and business insurance.

How can I contact Clemson Insurance for more information?

You can call us at 1.888.445.2793 for assistance.

Does Clemson Insurance offer consultations for insurance needs?

Yes, we provide free consultations tailored to your insurance needs.

What is full coverage in SC?

Full coverage in South Carolina typically refers to a comprehensive auto insurance policy that includes both liability and physical damage coverage. It covers damages to your own vehicle in addition to damages or injuries you may cause to others in an accident. Full coverage often includes collision, comprehensive, and liability insurance. It’s essential to review your policy details with Clemson Insurance to ensure you have the coverage that meets your specific needs.

Clemson, SC at a Glance: Helpful Information

Clemson Insurance
2024 Clemson Insurance

Clemson, SC, Zip Codes: 29631

Nearby Cities: Seneca, SC | Lake Keowee, SC | Central, SC

Neighborhoods In Clemson, SC: Dellwood, Ashley Estates, The Reserves

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Last Updated on by Marlon Moss

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