Glenwood Springs Car Insurance

Image Depicts A Beautiful Mountain View In Glenwood Colorado

Cheap Car Insurance Glenwood Springs

Liability Insurance Requirements in Glenwood Springs

The state minimum liability requirements in Glenwood Springs, Colorado are 25/50/15. Liability is what protects others from you in the event of an accident. You can adjust your liability coverage higher if needed. The state minimum limits pay out $25,000 per person, up to $50,000 per accident for bodily injury and $15,000 for property damage.

StateMinimum Coverage RequirementsAverage Cost for Minimum Liability Coverage
Colorado25/50/15$510

SR22 Insurance Rates in Glenwood Springs

Below is amount the amounts company adds to the premium to file the SR22 with the state.
CompanyAverage (SR22 Fee)
Assurance America$25
Bristol West$35
DairylandFree
Gains Co$25
Mendota$25
Progressive5% (average)
State FarmSR22 Not available
The General$25
TravelersSR22 Not available
SR22 may be required if you’ve gotten your licensed suspended, or gotten a DUI. Most cases, SR22 filing is an additional $25 fee added on to an auto policy, or Broad form policy. If you are only needing liability on your vehicle, or do not own a vehicle, a Broad form will be the cheapest in most cases.

Weather And Driving Conditions In Glenwood Springs

Weather and driving conditions should be taken into account when you are driving on the roads. If the temperatures have dropped, and there is a chance or snow or ice you should consider leaving early to give yourself more time. Slowing down and driving for the conditions could prevent an accident from occurring.

Glenwood Springs, Colorado
Summer high: The July high is around 89 degrees
Winter Low: The January low is 13 degrees
Rain: 18 Inches of rain a year
Snow: 45 inches of snow per year

Sample Insurance Rates In Glenwood Springs

Sample Rates in Glenwood Springs, Colorado
Sample Quote/ policy location: Glenwood Springs
Agent :Shawn
Current Company: Viking
Previous Company: Allstate
Who: resident Age: 59 Vehicle: Nissan Pathfinder Armada
Type of coverage: non owners , state min
Notes: Ticket, state filing
Rate: $295
Sample Quote/ policy location: Glenwood Springs
Agent :Lauren
Current Company: Progressive
Previous Company: Foremost
Who: client Age: 45 Vehicle: Nissan Stanza
Type of coverage: liability insurance , med pay
Notes: policies, automobile
Rate: $239
Sample Quote/ policy location: Glenwood Springs
Agent :Sy
Current Company: Liberty Mutual
Previous Company: None
Who: Driver Age: 37 Vehicle: Suzuki Forenza
Type of coverage: full coverage , med pay
Notes: rates, vehicle
Rate: $155
Sample Quote/ policy location: Glenwood Springs
Agent :Katie
Current Company: Suncoast
Previous Company: Farmers
Who: Age: 59 Vehicle: Isuzu i-290 Extended Cab
Type of coverage: , uninsured motorist
Notes: accidents, vehicle
Rate: $135
Sample Quote/ policy location: Glenwood Springs
Agent :Katie
Current Company: Mendota
Previous Company: Safeco
Who: insured Age: 48 Vehicle: Dodge Ram Wagon 2500
Type of coverage: , uninsured motorist
Notes: print, Discount
Rate: $144
Sample Quote/ policy location: Glenwood Springs
Agent :Shawn
Current Company: Progressive
Previous Company: Viking
Who: Age: 55 Vehicle: Hyundai Santa Fe
Type of coverage: auto insurance , med pay
Notes: print, premium
Rate: $150
Below are sample insurance rates our agents have written policies for in Glendwood Springs, Colorado. One instance, a customer was insured with Farmers and switched to Suncoast Insurance through our agency. The customer opted for state minimum liability, with Uninsured Motorist on her Isuzi i-290. She did have one accident in the last 5 years, resulting in a monthly rate of $135.

Insurance Discounts Per Company In Glenwood Springs

Insurance companies are able to offer several different discounts attracting their favored customers. Some of the most common discounts applied is the continuous insurance discount, meaning if you’ve had at least 6 months of coverage with no longer than a 31-day lapse. A smaller discount would be auto pay, or a multi vehicle discount. All are incentives to save money and gain clientele.

The GeneralGainsco
Continuous InsurancePaid in Full
Auto PayHomeowners
Paid in FullContinuous Insurance
MarriedNo Accidents or Violations
No Accidents or ViolationsMarried
HomeownersMulti Vehicle
Multi VehicleAuto Pay

We Save Our Client in Glenwood Springs An Average of $595.55

New Customers in Glenwood Springs, Colorado Save on Average$595.55
Number of Eggs you could buy5410
Pound of bananas you could buy1157
Pound of Potatoes you could purchase853
Imagine what you could save on your insurance throughout the year. Who does not like to save money? Here in Glenwood Springs we have been proven to save over $595.55 a year for individual clients. Just think, what can you use to buy with that money elsewhere? Even invest it. Below is a chart of just some things you can use with your savings.

How Age And Gender Affect Your Auto Insurance Rates in Glenwood Springs

Your age and gender are one of the primary factors in insurance while determining your rate. Being a young youthful driver considers you are more at risk for accidents and or tickets. Gender will also play a part in how your insurance is determined. Generally, males take more risks while driving so there are more factors to consider, risks. All factors do depend on your driving record ultimately.

AgeMaleFemale
16-18$ 231.84$ 184.09
19-24$ 193.20$ 161.00
25-30$ 139.84$ 124.84
31-40$ 110.40$ 106.08
41-50$ 109.48$ 98.44
50-65$ 99.36$ 101.48
65+$ 106.08$ 114.08

Other Types Of Insurance We Carry In Glenwood Springs

Type of CoverageOur Top Companies
Boat InsuranceTravelers, Progressive
RV InsuranceProgressive, Travelers
Car InsuranceProgressive, Dairyland,
Home InsuranceTravelers, ASI, Foremost Star
Commercial Auto InsuranceProgressive
Renters InsuranceASI, Foremost
Motorcycle InsuranceDairyland, Progressive
We offer much more than just auto insurance here in Glenwood Springs, Colorado. If you have a home, boat, motorcycle, RV or even need an umbrella policy, we are here to help. We even have business liability insurance as well as commercial insurance for your day-to-day work life. We offer a variety of different insurance policies so do not hesitate to give us a call to find out.

Insurance Discounts Available To Customers In Glenwood Springs

As you may know, there are many discounts that each insurance company has. Ranging from safe driver discounts to paid-in-full discounts, to even having the snapshot device plugged into your car. Let us look at each company for you and let us see how we can save you some money on your insurance with discounts. There are many you are eligible for.

Impact on ratesDiscounts Available
HighAuto Pay
MildMulti Policy
MildMilitary
MildPaperless Discount
Very HighContinuous Insurance
MildMarried
HighAdvanced Quote
MildMulti Vehicle
HighPaid in Full

Your Credit And How It Impacts Your Insurance Rates

Credit Impact on Insurance rates in Glenwood Springs
Average Premium by Score
Excellent$133.20
Good$150.10
Average$180.72
Poor$255.60
There are many things that affect your auto insurance rate. Credit being one of them. Many things like violations, age, gender also can affect your insurance premium. Your insurance carrier is going to look at your score and that could determine your rate with them. For an excellent credit score, your rate could save you lots of money annually vs someone with poor credit history.
Other Helpful Links
Motorcycle Insurance Oklahoma
Business Insurance Colorado
Car Insurance Colorado Springs
Motorcycle Insurance Denver
Motorcycle Insurance Rock Hill
Auto Insurance Colorado
Motorcycle Insurance Elgin

Last Updated on November 4, 2021 by Katie Sopko

Spread the love