States require a minimum insurance for the protection of you and your fellow drivers. This figure typically appears like this: 25/50/15. What do these values mean?
| Company | Liability (Average) |
|---|---|
| Progressive Insurance | $108.00 |
| Geico | $96.00 |
| Dairyland | $95.00 |
This covers you if you damage another person or property at $25,000 per person up to $50,000 and $15,000 in property, however you may choose additional coverages to cover medical bills for you or damage to your bike in the case of unforeseen events like theft. Below
| ADDITIONAL COVERAGE OPTIONS |
|---|
| Physical Damage Plus |
| Uninsured Motorist Bodily Injury |
| Transport Trailer Coverage |
| Roadside |
| Uninsured Motorist Property Damage |
| Medical Payments |
| Accessory Coverage |
| Comprehensive |
| Safety Riding Apparel |
| Trip Interruption |
| Liability |
| Collision |
| Guest Passenger Liability |
| Rental Reimbursement |
| Roadside/Trip Interruption |
These coverages give you the peace of mind that in the event of an accident, you will not be left with the financial burden on top of the inconveniences of unfortunate circumstances.
So the question is how much will you be paying for these add-ons to your coverage? Difficult to say, there are a range of factors that impact your rate.
On average however for two of the above coverage add-ons, Comprehensive and Collision by city the below chart gives you a clue as to what you could pay.
| City | Price |
|---|---|
| Aurora | $200 |
| Firestone | $196 |
| Westminster | $215 |
| Parker | $219 |
| Pueblo West | $227 |
| Evans | $211 |
| Lakewood | $210 |
| Castle Pines | $216 |
| The Pinery | $226 |
| Sherrelwood | $186 |
QUESTIONS TO ASK YOUR INSURANCE AGENT
Which coverage option protects my bike in the case of weather damage or theft?
Is the insurance company I am choosing have good customer service? And are they fair with claims?
Are there discounts to lower my monthly premium?
| TYPES OF DISCOUNTS |
|---|
| Operator’s Education Course |
| Motorcycle Rider Group Discount |
| Responsible Driver |
| Years of Riding Experience |
| Paperless |
| Advanced Quote |
| Prior Insurance |
| Education Discount |
| Vehicle Usage & Mileage |
| Multi Lines Discount |
| PIF Discount |
| Continuous Insurance Discount |
| Association Membership |
| MC Endorsement on License |
| EFT Discount |
| Approved Safety Course |
| Garaged or Locked Storage |
| Homeownership Discount |
| Operators Safety Course |
| HOG Discount |
| Married Discount |
| Anti lock brakes |
Motorcycle Insurance Denver- Motorcycle Discounts Available
What motorcycle discounts are available to you in Denver, Colorado?
Some of the best discounts that can potentially lower your rate the most are: clean driving history, continuous insurance, multi policy and auto pay. Always ask your agent to apply any other discounts you might be eligible for.
We have compiled a list below for your review.
| Impact on Rates | Discounts Available |
|---|---|
| Mild | Military |
| High | No Accidents or Violations |
| Mild | Multi Policy |
| Mild | Education Discount |
| Very High | Continuous Insurance |
| Mild | Homeowners |
| High | Auto Pay |
| Mild | Married |
Motorcycle Insurance Denver- Denver’s Scenic Views And Drives
- Denver, CO is so scenic and lots to see! It truly lives up to his nickname, Colorful Colorado.
- How about seeing these scenic views on your motorcycle? Here are 5 most popular roads to ride in Denver if you have a bike.
- Top of the Rockies Byway- This you can do in a day, its 75 miles. You will get to pass by 2 of the highest peaks in CO. First is Mount Massive, which is at 14,421 feet and then Mount Elbert which is at 14,433 feet high. When you are done stop at Silverthorne, there you can pick and grill your own meat!
- Mount Evans Scenic Byway- This is 28 miles but climbs up to 7,000 feet! At its highest, it gets up to 14,264 feet which is the highest in North America! Of course, make sure you stop at Mount Evans, which is a great place to watch mountain goats!
Activity Destinations –Motorcycle Insurance Denver
- Peak to Peak- Here is 55 miles! This is a place with tons of casinos. Here you can see the greatest views of the Continental Divide. It is a historic route, and you will ride through Colorado’s sleepy mountain ghost towns.
- Trail Ridge Road- This is 66 miles from Denver and the route ends at Grand Lake. It is the highest paved road in the country. Its elevation is 12,183 feet. This trail is 48 miles long. You will get to see herds of elk crossing the roads. There is a $10 fee to enter, but it is absolutely worth every penny!
- Lariat Loop- This one is a 40-mile stretch. This is full of historical and cultural landmarks. There are lots of restaurants and museums to stop at along the way. Check out the Coors Brewing company while you are there!
- Now enjoy your bike rides and your motorcycle insurance on these trails and soak in all the amazing scenic views!
Motorcycle Insurance Denver
SR-22 is a form filed with the state to prove that you have the required liability insurance coverage. Not all insurance companies offer SR-22 filings, so it’s essential to find one that does.
Here are some steps you can take to find motorcycle insurance with an SR-22 filing in Denver:
- Research Insurance Providers: Look for insurance companies in Denver that offer motorcycle insurance and SR-22 filings. You can do this through online research or by asking for recommendations from friends, family, or motorcycle enthusiasts.
- Contact Insurance Companies: Reach out to insurance companies directly either through their websites, phone numbers, or in-person visits to inquire about their motorcycle insurance policies and whether they offer SR-22 filings.
- Provide Necessary Information: When requesting a quote or applying for motorcycle insurance with an SR-22 filing, be prepared to provide information about your motorcycle, your driving history, and any other details required by the insurance company.
- Compare Quotes: Obtain quotes from multiple insurance providers to compare coverage options, premiums, and the process for obtaining an SR-22 filing.
- Purchase Insurance: Once you’ve found a suitable insurance provider that offers motorcycle insurance with an SR-22 filing, purchase the policy and complete any necessary paperwork.
What types of Motorcycle Insurance does A Plus Insurance offer in Denver?
A Plus Insurance in Denver provides a variety of Motorcycle Insurance coverage options. Whether you need liability coverage, comprehensive coverage, or customized policies, we shop multiple carriers to find the best rates for your motorcycle insurance needs.
How can I get a quote for Motorcycle Insurance in Denver with A Plus Insurance?
Getting a quote for Motorcycle Insurance in Denver is simple with A Plus Insurance. You can fill out our online quote form or call us at 1.888.445.2793. Our team is dedicated to finding you the best rates and coverage for your motorcycle.
Have questions about Motorcycle Insurance in Denver? Call us at 1.888.445.2793.
If you have specific questions or need assistance with Motorcycle Insurance in Denver, don’t hesitate to call us at 1.888.445.2793. Our team is here to provide expert guidance and support tailored to your motorcycle insurance needs.
How much does it cost to insure a motorcycle in Colorado?
The cost of insuring a motorcycle in Colorado varies based on several factors including the type of motorcycle, your driving history, and the level of coverage you choose. On average, motorcycle insurance in Colorado can range from a few hundred to over a thousand dollars per year. For an accurate estimate, contact us for a personalized insurance quote.
What is the cheapest motorcycle insurance?
The cheapest motorcycle insurance typically offers basic liability coverage, which covers damages or injuries you may cause to others in an accident but does not cover your own motorcycle. Rates vary based on individual circumstances. We recommend getting a personalized quote to find the most affordable option for your needs.
Who has the best motorcycle insurance?
The best motorcycle insurance depends on your specific needs and preferences. Factors such as coverage options, customer service, claims handling, and price should be considered. A Plus Insurance works with various carriers like Progressive, Dairyland, and others to offer a range of options and help you find the best fit for your motorcycle insurance needs.
INSURANCE SERVICES WE OFFER
Homeowners Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Last Updated on by Marlon Moss