Progressive Drive Insurance Virginia
Drive Insurance is Progressive’s California-only brand for the independent agency channel. In Virginia, the same coverage is sold under the Progressive name. A Plus Insurance is an appointed Progressive independent agent serving Virginia drivers across Richmond, Hampton Roads, Northern Virginia, and beyond.
Last updated: April 28, 2026 · First-party data since April 2024, updated continuously
Get your Virginia Progressive quote now Call (888) 445-2793
Quick answer: Yes, you can get the exact coverage Drive Insurance customers buy in California, but in Virginia it’s sold under the Progressive name through independent agents. A Plus Insurance is an appointed Progressive independent agent serving Virginia, including same-day SR-22 and FR-44 filing.
About this page
A Plus Insurance is a licensed independent brokerage and an appointed Progressive agent serving Virginia. We compare Progressive against 8+ other carriers including National General, Mendota, Bristol West, Dairyland, and Foremost.
What Is Drive Insurance from Progressive?
Drive Insurance was launched by Progressive in September 2004 as a distinct brand for the independent insurance agency channel. From 2004 through 2007, Drive Insurance was sold by independent agents across most US states. In 2007, Progressive consolidated its brand strategy. Outside California, the Drive Insurance label was retired and existing policies were rebranded under the Progressive name.
California was the exception. Progressive West Insurance Company kept the Drive Insurance brand alive for products sold through California independent agents. In Virginia, like 48 other states, the same coverage is sold under the Progressive name.
What Drive Insurance Is Called in Virginia
| Feature | Drive Insurance (California) | Progressive (Virginia) |
|---|---|---|
| Underwriting carrier | Progressive West Insurance Company | Progressive (Virginia affiliates) |
| Distribution channel | Independent insurance agents | Independent agents (A Plus Insurance) and Progressive Direct |
| Coverage types | Auto liability, full coverage, SR-22, non-owner | Same: liability, full coverage, SR-22, FR-44, non-owner, motorcycle |
| Claims service | Progressive Claims | Progressive Claims |
| Brand label on policy | “Drive Insurance” | “Progressive” |
Carrier rates by coverage type
- Pricing ranges from $110.79 (Liability Only) to $421.65 (Full Coverage) ... a spread of $310.86.
- Based on real auto insurance quotes grouped into 2 company results, the average across this view is $266.22. The spread is about 281% from lowest to highest.
- Rates can shift with coverage choices, Driver details, and vehicle factors ... use filters to compare similar coverage, then review the evidence table for context.
Evidence (records used)
This table lists underlying records used for the chart above.
| record_id | call_id | call_date | state | city | zip | year | make | model | age | sex | marital | coverage | carrier | monthly | violations | accidents | dui |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2368 | 12Zz9HdAGUR6P5K4GTg6oh9cuCswdij2 | 2026-05-06 | VA | Petersburg | 23803 | 1997 | Lincoln | Town Car | 22 | female | single | liability_only | Progressive | 110.79 | 0 | 0 | 0 |
| 2007 | 1_hnGc9q9SdQzQZvFTacygaJyo-4r5WV | 2026-03-25 | VA | Stanton | 24401 | 2026 | Nissan | Sentra | 24 | female | single | full_coverage | Progressive | 421.65 | 0 | 0 | 0 |
Progressive Coverage in Virginia: What It Costs
Progressive is A Plus Insurance’s highest-volume carrier in 2026. Virginia is a strong market with sold policies across all major regions of the state.
Northern Virginia (DC suburbs)
$140-220
Fairfax, Arlington, Alexandria, Loudoun, and Prince William carry the highest VA rates due to DC-metro traffic.
Hampton Roads
$120-180
Norfolk, Virginia Beach, Chesapeake, Newport News, Hampton. Strong military market with Navy, Air Force, and Coast Guard presence.
Richmond metro
$110-170
State capital region with mid-tier rates compared to NoVA and Hampton Roads.
Roanoke / Rural VA
$90-140
Lower rates in southern and western Virginia reflecting smaller markets and lower traffic density.
Virginia-specific note: Virginia historically allowed drivers to opt out of insurance by paying an Uninsured Motor Vehicle (UMV) fee to the state. As of July 2024, this option was phased out. All Virginia drivers must now carry insurance meeting state minimums (30/60/20 plus matching UM).
For Virginia-wide guides:
Liability only vs full coverage by company
Progressive
National General
Dairyland
Across these carriers, liability only averages $171.26 per month, while full coverage averages $334.30. The largest gap in this view is $310.86 for Progressive.
Evidence (records used)
This table lists underlying records used for the chart above.
| record_id | call_id | call_date | state | city | zip | year | make | model | age | sex | marital | coverage | carrier | monthly | violations | accidents | dui |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2368 | 12Zz9HdAGUR6P5K4GTg6oh9cuCswdij2 | 2026-05-06 | VA | Petersburg | 23803 | 1997 | Lincoln | Town Car | 22 | female | single | liability_only | Progressive | 110.79 | 0 | 0 | 0 |
| 2007 | 1_hnGc9q9SdQzQZvFTacygaJyo-4r5WV | 2026-03-25 | VA | Stanton | 24401 | 2026 | Nissan | Sentra | 24 | female | single | full_coverage | Progressive | 421.65 | 0 | 0 | 0 |
| 1697 | 20260223-075650-5747 | 2026-02-23 | VA | DINWIDDIE | 23841 | 2007 | DODGE | CHARGER SE | 36 | female | single | liability_only | National General RAD Select DynamicDrive | 200.90 | 0 | 0 | 0 |
| 1697 | 20260223-075650-5747 | 2026-02-23 | VA | DINWIDDIE | 23841 | 2007 | DODGE | CHARGER SE | 36 | female | single | liability_only | National General RAD Select DynamicDrive | 200.90 | 0 | 0 | 0 |
| 1406 | 20251122--8092 | 2025-11-22 | VA | COURTLAND | 23837 | 2022 | FORD | ECOSPORT S | 27 | female | single | full_coverage | National General | 246.95 | 5 | 0 | 0 |
| 1405 | 20251219-104454-9402 | 2025-12-19 | VA | RAPHINE | 24472 | 2005 | BUICK | LESABRE CUSTOM | 39 | female | single | liability_only | National General | 64.85 | 0 | 0 | 0 |
| 1404 | 20260109-104400-3608 | 2026-01-09 | VA | LA CROSSE | 23950 | 34 | male | single | unknown | GAINSCO | 49.64 | 1 | 0 | 0 | |||
| 1403 | 20260109-104318-2890 | 2026-01-09 | VA | STAFFORD | 22556 | 2004 | HONDA | ODYSSEY EXL | 39 | female | single | liability_only | Dairyland Auto | 247.45 | 0 | 0 | 0 |
| 1403 | 20260109-104318-2890 | 2026-01-09 | VA | STAFFORD | 22556 | 2004 | NISSAN | SENTRA 1.8 | 39 | female | single | liability_only | Dairyland Auto | 247.45 | 0 | 0 | 0 |
| 1402 | 20251124-1234-1720 | 2025-11-24 | VA | GLADYS | 24554 | 2014 | SUBARU | FORESTER 2.5I | 45 | male | single | full_coverage | DynamicDrive | 113.75 | 1 | 0 | 0 |
Why an Independent Agent Matters in Virginia
We compare 8+ carriers
Progressive is the right answer for many VA profiles, but Virginia non-standard carriers like National General, Dairyland, and Bristol West often beat Progressive for SR-22, FR-44, and high-risk profiles.
SR-22 and FR-44 same-day filing
We file SR-22 and FR-44 with the Virginia DMV same-day in most cases. Virginia uses FR-44 for DUI/DWI cases (requires higher coverage limits than SR-22).
Same Progressive product, broker pricing
When Progressive IS the right answer, the rate through A Plus is identical to Progressive Direct.
Get a Progressive quote in Virginia, same coverage Drive Insurance customers buy in California.
Get your Virginia Progressive quote now Call (888) 445-2793Virginia Minimum Insurance Requirements
| Coverage | Minimum | Covers |
|---|---|---|
| Bodily Injury per Person | $30,000 | Medical for one person you injure |
| Bodily Injury per Accident | $60,000 | Total medical for all injured parties |
| Property Damage | $20,000 | Damage to others’ property or vehicles |
| Uninsured Motorist BI per Person | $30,000 | Protects you if hit by an uninsured driver |
| Uninsured Motorist BI per Accident | $60,000 | Total UM protection per accident |
| Uninsured Motorist Property Damage | $20,000 | Property damage from uninsured driver |
Virginia requires 30/60/20 plus matching uninsured motorist coverage. As of July 2024, Virginia phased out the old UMV fee option, so all drivers must now carry insurance. For drivers needing SR-22 or FR-44, see our SR-22 states overview. FR-44 in Virginia requires 50/100/40 limits.
Frequently Asked Questions
Is Drive Insurance the same as Progressive?
Yes. Drive Insurance is a brand owned by Progressive and used for personal auto policies sold through independent agents in California.
Who owns Drive Insurance?
Progressive Corporation. Drive Insurance was launched by Progressive in 2004 as a brand for the independent agency channel.
Is Drive Insurance still in business?
Yes, in California only. Outside California, the brand was retired in 2007 and the same coverage was rebranded as Progressive.
Did Drive Insurance go out of business?
No. Drive Insurance is still active in California. Outside California, the brand was retired in 2007 but the underlying carrier, coverage, and claims service continued without interruption.
What happened to Drive Insurance from Progressive?
In 2007, Progressive consolidated its brand strategy. Outside California, the Drive Insurance label was dropped and policies were rebranded under the Progressive name.
When did Drive Insurance start?
September 2004. Progressive launched Drive Insurance as a distinct brand for the independent insurance agency channel.
Why is Drive Insurance only in California?
In 2007, Progressive consolidated the Drive Insurance brand. Progressive West Insurance Company kept the Drive Insurance name for policies sold through California independent agents.
What’s the difference between Progressive Direct and Drive Insurance?
Both are Progressive products with different distribution channels. Progressive Direct is sold directly to consumers. Drive Insurance is sold through independent insurance agents in California.
What does Progressive Drive on my older policy documents mean?
Between 2004 and 2007, Progressive marketed its independent-agency auto product under the Progressive Drive name. After the 2007 consolidation, those policies were rebranded simply as Progressive.
Can I get Drive Insurance in Virginia?
Not by the Drive Insurance brand name. In Virginia, the same product line is sold under the Progressive name through independent agents. A Plus Insurance is appointed to sell Progressive in Virginia.
What does Progressive cost in Virginia?
Progressive averages roughly $100 to $220/mo in Virginia depending on region, coverage type, and driver profile. Northern Virginia typically runs highest due to DC-metro traffic. Hampton Roads and Richmond run mid-range. Rural Virginia and Roanoke tend to be lower.
Is A Plus Insurance authorized to sell Progressive in Virginia?
Yes. A Plus Insurance is a licensed independent insurance agency appointed to write Progressive auto policies in Virginia.
Where can I get a Progressive Drive quote in Virginia?
Through any independent insurance agent appointed by Progressive. A Plus Insurance is one option. Quote online at learnandserve.org/vipquote or call 888-445-2793.
Does Progressive serve Richmond, Norfolk, Virginia Beach, and Northern Virginia?
Yes. Progressive writes auto insurance across all major Virginia regions: Northern Virginia, Hampton Roads, Richmond metro, Roanoke, and rural Virginia.
What is Virginia’s uninsured motorist fee option?
Virginia historically allowed drivers to opt out of carrying auto insurance by paying an annual UMV fee. As of July 2024, this option was phased out. All Virginia drivers must now carry insurance meeting state minimums (30/60/20 plus matching UM).
Are there military discounts available through Progressive in Virginia?
Yes. Virginia has one of the largest military populations in the country (Norfolk Naval, Langley AFB, Quantico, Pentagon, Fort Belvoir). Progressive offers discounts that may apply to active-duty, veteran, and military families.
Is Drive Insurance cheaper than regular Progressive?
No. Drive Insurance and Progressive use the same actuarial pricing model. Same carrier under different brand labels.
What’s the difference between Progressive Drive and Progressive Snapshot?
Two different things. Progressive Drive is a brand name. Progressive Snapshot is a telematics program.
How do I file a claim with Drive Insurance?
Drive Insurance claims are handled by Progressive Claims. File at 1-800-PROGRESSIVE (1-800-776-4737).
Are Progressive Drive Insurance reviews good?
Progressive holds an A+ rating from AM Best for financial strength.
Can I get an SR-22 or FR-44 with Progressive in Virginia?
Yes. Virginia uses both SR-22 and FR-44 depending on the violation type. FR-44 is required for DUI/DWI in Virginia and requires higher coverage limits than SR-22 (typically 50/100/40). See our SR-22 states overview.
Can I bundle home or renters insurance with Progressive in Virginia?
Yes. Progressive offers multi-policy bundling discounts. Bundling typically saves 10 to 25% on auto premiums.
Can A Plus also quote me against Progressive, not just for it?
Yes. As an independent agency we compare Progressive against 8+ other carriers we represent.
What is Virginia’s minimum auto insurance requirement?
Virginia requires 30/60/20 plus matching uninsured motorist coverage. As of July 2024, Virginia no longer allows drivers to opt out by paying the old UMV fee.
More from A Plus Insurance
- Progressive insurance overview: Our hub for everything Progressive across every state we serve
- Auto insurance hub: Coverage options, state-by-state requirements, and how to compare carriers
- Insurance providers we represent: Full list of carriers we compare alongside Progressive
- SR-22 states overview: Where we file SR-22 / FR-44 certificates and what each state requires
Get a Drive-Equivalent Quote in Virginia
Drive Insurance is a Progressive brand that exists in California only. In Virginia, the same Progressive coverage is sold through independent agents like A Plus.
Get your Virginia Progressive quote nowOr call 888-445-2793
Last Updated on by Jayleen Ridgeway