Welcome to Limon! When life gives you Lemons make Lemonade, refreshing! Here at A Plus Insurance, we take YOU into account when finding the best auto insurance rate. You can be paying as low as $98.00, now that is refreshing!
Welcome to Limon! When life gives you Lemons make Lemonade, refreshing! Here at A Plus Insurance, we take YOU into account when finding the best auto insurance rate. You can be paying as low as $98.00, now that is refreshing!
Colorado state law requires all drivers to obtain liability insurance if they are operating a vehicle on the road.
In Colorado that required coverage for Auto Insurance in Limon is 25/50/15.
Liability simply covers other drivers from any damage that you may cause to them if you are found to be at fault in an accident 25,000 in bodily injury up to 50,000 and $15,000 in property. There are different levels of liability insurance that a person can purchase, but all policies must meet at least the state minimum limits set by Colorado.
Collision
Another car coverage that Limon drivers may need is collision insurance. This is insurance that will cover costs that come from any collision with other vehicles, collisions with stationary objects, or any vehicle rollover. Collision is usually associated as part of full coverage and will have a deductible assigned. If you do have a claim with Mendota Click here
Comprehensive Insurance
A comprehensive insurance policy can be used for anything not covered by collision. This will come into play when your vehicle is damaged due to storms, theft, fire, glass, etc. Comprehensive is also generally associated with full coverage and will have a deductible assigned.
Finally, uninsured driver coverage will come into play when you are involved in an accident with another driver who is uninsured. This is insurance that will cover your costs, but not theirs. Uninsured motorist insurance comes in two parts. The first is uninsured motorist bodily injury protection, and the second is uninsured motorist property damage protection.
How Age and Gender affects your Auto Insurance Limon
Below you’ll see the average cost of insurance males and females pay based on their age in Limon Colorado. A customer in their 50s will have a lower premium than a younger driver aged 16-18. Once a driver is 65 and older, the rates will start to increase a little, but not as high as it was in their teens. Males are typically more expensive to insure because they are more likely to get tickets/accidents. Females in their 40-50s pay on average $98 which is the cheapest rate they will receive.
Age
Male
Female
16-18
$ 231.84
$ 184.09
19-24
$ 193.20
$ 161.00
25-30
$ 139.84
$ 124.84
31-40
$ 110.40
$ 106.08
41-50
$ 109.48
$ 98.44
50-65
$ 99.36
$ 101.48
65+
$ 106.08
$ 114.08
Rating factors for Auto Insurance Limon
A commonly asked question is, how is my insurance premium calculated? In Limon Colorado, we have compiled a list of the rating factors that insurance use to determine the risk and the cost. Less heavily weighted factors are things like how long you’ve owned your vehicle and what profession you are in. More heavily weighted factors are your driving history and your credit score. Insurance companies look at all these factors to access the risk and calculate the premium.
Rating factors auto insurance Limon Rate Impact Major Violations (DUI, DWI, etc) – High – Color of thecar – none Age – High How long have you owned the vehicle -Low Gender – Medium Marital Status – Medium Lienholder – None Annual Mileage – Low Vehicle performance Medium State Requirements – Medium
We save our client an average of $598.55 for auto insurance Limon
We save our clients an average of $598.55 for Auto Insurance Limon
How can you save money on your auto and home insurance? Selecting a company that fits your needs and offers several discounts. Most companies we work with offer paperless discounts, autopay discounts, bundling discounts, and continuous insurance discounts.
All of these discounts, if applied to you, can save you a lot of money. On average, we save our customers in Limon Colorado hundreds of dollars. Look below to see what you could buy with these savings!
New Customers in Limon, Colorado Save on Average
$598.55
Savings can be yours today!
Save $$
Number of Candy bars you could buy
435
Months of Netflix you could afford with your savings
43
Number of Peanuts you could buy
107568
Auto Insurance Companies ratings AM Best, and JD Power
When it comes to a business, ratings and customer service should be a top priority. And with auto insurance, there are a lot of companies to choose from. That’s why we wanted to make it easier on you and compile a list of some of the best companies and show you how they rate in Limon, CO.
COMPANY
J.D. POWER CLAIMS
A.M. BEST RATING
Liberty Mutual Insurance
857
A
State Farm
878
A++
Auto-Owners Insurance
870
A+
Mercury
837
A
CSAA Insurance Group
847
A
Farmers Insurance
865
A
Esurance
844
A+
Progressive Auto Insurance
856
A+
MAPFRE Insurance
842
A
Allstate Auto Insurance
853
A+
Nationwide
867
A+
MetLife
867
A+
Amica Mutual
898
A+
What You Should Know About Buying Auto Insurance Limon
If you live in the Limon, CO area, and you are seeking out car insurance, there are certainly some things that you should be aware. One of your responsibilities, as a car owner, is to make sure that your car is insured. It is important to have a policy that fits both your budget and your needs. Auto accidents happen when you least expect it. A policy will help reduce the cost of damage that you may cause to others or even damage caused to you depending upon which coverage options you elect to have.
Researching auto Insurance in Limon, CO can be confusing and stressful, If you aren’t familiar with the industry. Fortunately, the stress and confusion can be reduced by talking to an agent. You will find that most companies will offer a variety of different plans. Comparing and contrasting these options will help you figure out the right policy for you.
There are many various types of insurance in Limon available. Those range from just liability to full coverage including comprehensive and collision. Other typical options you can purchase for an auto policy in Limon, CO includes uninsured motorist bodily injury protection, medical payments, roadside assistance, and rental reimbursement. By understanding what these cover, you will be better prepared to shop for car insurance in Limon.
Motorcycles, RVs, ATVs, life insurance, you name it…we can help!
insurance notes: married resident 31 bundle...read moreinsurance notes: married resident 31 bundle coverage ATV Insurance accidents Colorado Prior insurance AMIG Mazdaread less
Jessica C.
4/21/2022
Lauren was very helpful and straight to the...read moreLauren was very helpful and straight to the point. No nonsense in getting the cheapest quote. Thank you.read less
Felicity R.
7/21/2020
The websites asks you a million questions then...read moreThe websites asks you a million questions then takes you to some random other insurance companies and gives you quotes that don’t even match any of the information I put in and they ask for.read less
Mia C.
11/21/2021
Marlon helped me find the best rate and...read moreMarlon helped me find the best rate and went out of his way to assist me, saved so much time and money, definitely worth it, quick and easy. Thank you Marlon!!read less
Alexis M.
2/02/2023
I was in need of insurance and quickly,...read moreI was in need of insurance and quickly, behold I stumble across Marlon. The best customer service I’ve ever received. Marlon made finding insurance and setting up a policy waaaay easier than I thought it was going to be! I will forever be thankful for Marlon, I will always think of you. Thank you so much Marlon!!!!!!!!!!! 💖read less
Ashawna C.
3/01/2023
That was the easiest inquiry about car insurance....read moreThat was the easiest inquiry about car insurance. I had a quote and was insured almost immediately. I was dreading trying to find insurance, but to my surprise the agent was very informative I had a great conversation with Katie. Definitely would recommend this business to anyone.read less
Shane W.
7/21/2021
Always friendly and helpful
Chelsie H.
7/21/2021
My agent Marlon was amazing! He provided an...read moreMy agent Marlon was amazing! He provided an extraordinary level of customer service! He was polite, professional, positive, followed through, and assisted me every step of the way.I look forward to working with him again when I have to make changes when I move.read less
Wendy K.
2/21/2022
Marlon and the entire staff really listened to...read moreMarlon and the entire staff really listened to my situation and cared about me as a person. They worked hard to find me a much better car insurance rate and saved me $390 on my car insurance. Thank you Marlon!read less
Clinton F.
7/14/2022
My rep was the absolute best I love...read moreMy rep was the absolute best I love my insurance companyread less
The O.
3/01/2023
Reasonable pricing, amazing customer service both from staff...read moreReasonable pricing, amazing customer service both from staff and Katie who is my service provider. Highly recommended.read less
Brianna N.
7/21/2021
Cam was great, took his time, and helped...read moreCam was great, took his time, and helped find me a great deal! Thank you Cam!!!!read less
Cristina C.
3/29/2023
Notes: Single resident, age 42. Looking...read moreNotes: Single resident, age 42. Looking for a bargain on immediate renters insurance policies VA Prior insurance Acceptance. Auto Insurance on Honda to follow shortly.read less
Jamal W.
7/20/2022
My agent was great it was a smooth...read moreMy agent was great it was a smooth transition all the way into payment and electronic signatures I got my policy back in PDF form properly and I look forward to doing business with her moreread less
Richard A.
7/21/2020
Was as easy as could be, Jola was...read moreWas as easy as could be, Jola was very helpful, thank youread less
chris n.
1/21/2022
Great Professional, customer service. Would definitely recommend!
Johnny S.
1/21/2022
I needed assistance with a lapsed Home Owner’s...read moreI needed assistance with a lapsed Home Owner’s Insurance Policy, Jola worked diligently over two days to get me the best rate and fulfilled everything I needed painlessly. I would Highly Recommend this company and their Services. If there were more than Five Stars, she would have gotten them all…Thanks Again, Very Satisfied Customer!read less
Jason S.
7/14/2022
Ms. Mckenzie was incredibly professional and very helpful!...read moreMs. Mckenzie was incredibly professional and very helpful! What a great part of your team: lucky to have her on your team.
Notes: No SR22 required, but violations still impacted rate. Affordable liability only insurance on a 2008 Toyota Tundra. One male driver age 45read less
P B.
6/30/2022
I have used this company for a long...read moreI have used this company for a long time and I couldn't ask for a better insurance lady. I rate 10/10 recommend Chrystalread less
Coleson
3/01/2023
Crystal was amazing! She cut my renewal price...read moreCrystal was amazing! She cut my renewal price for car insurance in half!! I will be recommending her and using her myself for future insurance!! Thank you again crystal👏👏👏🏅read less
Julie B.
10/24/2022
I called today to see if I could...read moreI called today to see if I could set up an agent with progressive through A Plus insurance. I was met with a happy greeting from Alexis who helped me extraordinarily!! She was quick, efficient, and extremely comfortable to talk to and ask questions with. This is my first time getting car insurance on my own, I also deal with anxiety, and had many questions that Alexis was happy to answer in a way that my “rookie” brain was able to understand. I have spoken with many insurance companies before following through with progressive and Alexis was the first person to not make me feel dumb (for lack of better wording). It is extremely hard as someone with anxiety to find comfort in talking to strangers and Alexis was a breath of relief. I am deeply considering re-routing agents through A Plus Insurance purely because of the comfort I felt speaking with Alexis. As a customer service agent, she is a great representation of the kindness and understanding that would be given to clientele from the rest of the company. She is an absolute staple of this branch and cannot say enough wonderful things about her. Thank you, Alexis!!read less
Kelsey K.
12/22/2022
Really helpful and kind folks. Got me an...read moreReally helpful and kind folks. Got me an affordable quote quick, fast , with very detailed info. Glad I swapped over from GIECO.read less
Robbie S.
7/21/2020
notes: single Driver 65 value online motorcycle...read morenotes: single Driver 65 value online motorcycle insurance Insurance Card Alaska Prior insurance Safeco Harleyread less
Andre D.
6/21/2022
Did a great job switching company’s had all...read moreDid a great job switching company’s had all my information ready and was fast thank youread less
