FAQs About Non Owners Insurance Tennessee and Affordable Auto Insurance Near You
Looking for affordable coverage that fits your needs? Learn everything you need to know about non owners insurance Tennessee and how to find cheap auto insurance near you to save money while staying protected.
Frequently Asked Questions
About Non Owners Insurance Tennessee
u003cstrongu003eu003cstrongu003e1. What is non-owners insurance?u003c/strongu003eu003c/strongu003e
Non-owners insurance is a type of policy designed for individuals who don’t own a vehicle but occasionally borrow cars. It provides liability coverage for bodily injury and property damage, ensuring you meet financial responsibility laws. However, it does not include collision or comprehensive coverage for the vehicle you drive.
u003cstrongu003eu003cstrongu003e2. Who needs non-owners insurance in Tennessee?u003c/strongu003eu003c/strongu003e
This insurance is ideal for individuals who don’t own a car but still need coverage, such as those renting vehicles, borrowing cars, or needing an SR-22 to reinstate their license. It’s also beneficial for maintaining continuous coverage to avoid higher future rates.
u003cstrongu003eu003cstrongu003e3. How much does non-owners insurance cost in Tennessee?u003c/strongu003eu003c/strongu003e
The cost varies but typically ranges from $200 to $500 annually. Factors like your driving history, age, and chosen coverage limits influence the final price.
u003cstrongu003eu003cstrongu003e4. What does non-owners insurance cover?u003c/strongu003eu003c/strongu003e
Non-owners insurance covers liability for bodily injury and property damage caused to others. Some policies may also include uninsured motorist or medical payments coverage, but it doesn’t cover damages to the vehicle you’re driving or personal property.
u003cstrongu003eu003cstrongu003e5. What is the cheapest auto insurance near me?u003c/strongu003eu003c/strongu003e
Finding the cheapest auto insurance depends on your specific situation. Comparing rates from providers like Progressive, Dairyland, and The General can help you secure affordable coverage tailored to your needs.
u003cstrongu003eu003cstrongu003e6. How can I find cheap auto insurance near me?u003c/strongu003eu003c/strongu003e
You can lower your insurance costs by comparing quotes, bundling policies, maintaining a clean driving record, and choosing higher deductibles. Working with multiple insurance companies through an agent ensures you get the best deal.
u003cstrongu003eu003cstrongu003e7. What are the minimum car insurance requirements in Tennessee?u003c/strongu003eu003c/strongu003e
To drive legally in Tennessee, you need at least $25,000 in bodily injury coverage per person, $50,000 per accident, and $15,000 for property damage. Additional coverage is recommended for better protection.
u003cstrongu003eu003cstrongu003e8. Can I get SR-22 insurance with a non-owners policy in Tennessee?u003c/strongu003eu003c/strongu003e
Yes, non-owners policies can include an SR-22 filing, which is often required after a serious driving violation. This allows you to meet the state’s financial responsibility requirements without owning a car.
u003cstrongu003eu003cstrongu003e9. What factors affect my car insurance rates?u003c/strongu003eu003c/strongu003e
Insurance rates are influenced by your driving history, credit score, location, vehicle type, and the coverage options you select. A clean driving record and good credit can help lower premiums.
u003cstrongu003e10. Are there discounts available for Tennessee drivers?u003c/strongu003e
Many providers offer discounts for bundling policies, maintaining a good driving record, or participating in programs like Progressive’s Snapshot. Ask your agent about military discounts and accident-free savings.
u003cstrongu003e11. How do I get a quote for non-owners insurance or cheap auto insurance?u003c/strongu003e
To get started, call u003cstrongu003e1.888.445.2793u003c/strongu003e to speak with an agent or visit our u003cstrongu003eu003ca href=u0022http://learnandserve.org/get-insurance-quote/u0022u003eGet a Quoteu003c/au003eu003c/strongu003e page for a quick online estimate.
u003cstrongu003eWhy Choose Our Agency?u003c/strongu003e
We specialize in working with top providers like Progressive, Dairyland, and National General to offer competitive rates. Whether you need help filing an SR-22 or finding the best affordable coverage, we’re here to guide you through the process with personalized service.
Still have a question?
If you have any other queries about non owners insurance Tennessee, feel free to reach out to us. Our knowledgeable team is here to help!
People Say The Nicest Things
-
SAMCRO_Reaper420 P.11/21/2021Jola is amazing at what she does. Every time I need help with something on my policy, she always goes above and beyond to make sure I have everything I need. She’s very friendly and helpful and provides excellent customer service. Thank you!read moreread lessStephanie9/29/2025Why in the hell do offer non-owners insurance and when someone does a quote on it they can complete it because they don’t own a car the whole reason they are looking for non owners and they say 24 hrs but they are not!read moreread lessJenny C.12/21/2021Very helpfulread moreread lessSamantha A.7/14/2022very helpful & patient with all my questions. Found a fantastic rate the honesty couldn’t be beat anywhere else.read moreread lessBailee P.8/05/2023Marlon was a great help and got me insured very quickly and easily! 10/10read moreread lessDavid M.10/25/2022Fast, easy and to the point. I was very pleased.read moreread less - Tyannia J.12/26/2023Crystal Farley was awesome. Great Customer Service!!!!! I will recommend you guysread moreread lessandre t.7/07/2022So helpful thank you very much.
Notes: Long term client looking to upgrade vehicle – found lower rates through National general, 2017 Honda HR-V.. Young male single driver. Multiple discounts applied: Paperless, proor of prior insurance through Dairyland.read moreread lessSteve H.5/30/2025Best and fast and excellent customer serviceread moreread lessCharles A.1/04/2023Crystal was awesome she made the process very easy. She answered all my questions I would recommend A Plus Insurance to my friends and familyread moreread lessMarlon M.1/09/2023Cam is so handsome 😍read moreread lessMrLeonard7869/11/2023Above and beyond service from Misses Crystal Farley! I highly recommend this insurance company!read moreread less - Natanja T.12/31/2024Cameron was awesome 👍😎 very helpful and I saved money. Thank you happy holidays!!read moreread lessAmber M.12/30/2024A+ Insurance canceled my ins. immediately when I called and told them I would be going with another company at the end of my policy in 1 week, at which is when I wanted them to cancel my policy then. When i told them to reinstate me for the time I was paid up for, they only did so for a large fee! Scammers!read moreread lessSelma V.2/22/2023I have changed my Car Insurance to A Plus Insurance and have saved so much, thank you Lauren for all your help!read moreread lessRyan H.10/01/2025After dealing with other insurance brokers and direct contact individuals, Alexis was able to assist me in getting a commercial policy for my business. She took her time to make sure everything was properly filed unlike the other company u had previously been insured with.read moreread lessSamanatha V.9/25/2022Jola is absolutely amazing! Thank you so much!read moreread lessBeth B.12/08/2022Over pricedread moreread less
- Breanna C.2/12/2023Marlon was so helpful and such a pleasure to speak with!read moreread lessClinton F.6/30/2022Marlon and the entire staff really listened to my situation and cared about me as a person. They worked hard to find me a much better car insurance rate and saved me $390 on my car insurance. Thank you Marlon!
Notes: Single vehicle: 2013 Ford Edge, 1 driver, mid 30’s with a clean record. Multiple discount applied. Violation free, 1 accidentread moreread lessEvan P.3/01/2023Crystal does great everytime I wouldn’t want anyone else! She really is amazing and has always been available. I won’t go through anyone else and if I have to I don’t know what I would do lol. Very good agentread moreread lessDiego o.4/15/2023A plus had always been there when I call. Crystal is the best!!read moreread lessBo W.11/16/2022Lauren was a great help thanksread moreread lessAshley C.3/15/2023Crystal that was AMAZING!! Thank you, love being apart of the reviewread moreread less
How Our Agents Can Assist You
Our agents are committed to understanding your individual needs. They will guide you through the entire insurance process, ensuring that you get the right protection for property.
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
How to Get a Free Quote and Save!
01.
Contact Us
Start by reaching out to us, either online, by phone, or in person. Provide basic personal and vehicle information to initiate the quote process.
02.
Details
Provide more detailed information about your driving history, the vehicle you wish to insure, and any specific coverage needs or preferences you have
03.
Quote
We will process your information and present you with a customized insurance quote, outlining coverage options and prices tailored to your needs.
04.
Decision
Review the provided quote at your leisure. If you decide to proceed, you can finalize the policy, setting up payment and coverage start dates.
We Are Business Who Cares, And it Shows
Rate Us on Google
No related posts.