FAQs on Non Owners Insurance Georgia & Cheap Auto Insurance Near Me!
Looking for affordable coverage that fits your needs? Learn everything you need to know about non owners insurance in Georgia and finding cheap auto insurance near you.
Frequently Asked Questions
About Non Owners Insurance Georgia
1. What is non-owners insurance?
Non-owners insurance is a liability policy for people who don’t own a car but may drive occasionally. It provides coverage for injuries or damages you cause to others when driving rented or borrowed vehicles, but it doesn’t cover the car itself.
2. Who needs non-owners insurance in Georgia?
This type of insurance is for drivers without a vehicle who still need liability coverage. It’s also a requirement for individuals needing SR-22 insurance to reinstate a suspended license in Georgia.
3. How much does non-owners insurance cost in Georgia?
Non-owners insurance typically costs between $200 and $500 annually. Rates depend on factors like your driving record, age, and the coverage options you choose.
4. What does non-owners insurance cover?
Non-owners insurance covers liability for bodily injuries and property damage you cause while driving someone else’s car. Optional add-ons may include uninsured motorist or medical payments coverage, but it does not cover physical damage to the car you drive.
5. What is the cheapest auto insurance near me?
The cheapest auto insurance depends on your location, driving history, and the discounts you qualify for. Comparing rates from insurers like Progressive, Dairyland, and The General can help you find the most affordable coverage.
6. How can I find cheap auto insurance near me?
To find cheap auto insurance, shop around and compare quotes from multiple companies. Working with an insurance agent can save time and ensure you get the best rate. You can also lower premiums by increasing your deductible or taking advantage of available discounts.
7. What are the minimum car insurance requirements in Georgia?
Georgia law requires drivers to have at least $25,000 in bodily injury liability per person, $50,000 per accident, and $25,000 in property damage liability. Additional coverage is often recommended for better financial protection.
8. Can I get SR-22 insurance with a non-owners policy in Georgia?
Yes, non-owners insurance can include an SR-22 filing. This is commonly required for drivers who need proof of financial responsibility after a violation, such as a DUI or driving without insurance.
9. What affects my car insurance rates?
Your rates are determined by factors such as your driving history, age, credit score, and location. Safe driving habits, a good credit score, and bundling policies can help reduce premiums.
10. Are there discounts available for Georgia drivers?
Insurance providers often offer discounts for safe driving, bundling multiple policies, or maintaining a clean driving record. Other discounts may include military or low-mileage savings.
11. How do I get a quote for non-owners insurance or cheap auto insurance?
You can get a quote by calling 1.888.445.2793 or visiting our Get a Quote page. Our agents will help you compare options and find the right policy for your needs.
Why is this information important?
Non-owners insurance ensures you meet Georgia’s legal requirements, while cheap auto insurance helps you stay protected without breaking the bank. Both are essential for financial security and peace of mind.
Final Steps
Ready to get started? Call us at 1.888.445.2793 or visit Get a Quote to explore your options today!
Still have a question?
If you have any other queries about Non Owners Insurance Georgia, feel free to reach out to us. Our knowledgeable team is here to help!
People Say The Nicest Things
-
Cara 2.10/14/2022She did an amazing job , she explained everything to me and everything went smooth.read moreread lessandrew s.11/08/2022Great work Alexandra!!!read moreread lessBrittney N.2/08/2023Mr. Marlon took his time to find me the best rates.He was also and answered all my questions I had. Thank you Mr. Marlon!read moreread lessKayla K.7/21/2021Jola was very helpful and helped me get my insurance switched over to progressive very quicklyread moreread lessness m.7/14/2022Extremely content. Lovely agent! Thank you Alexandra V.
Owners response:
Notes:
young motorist 40 value fast homeowners insurance quoted not purchased yet. Immediate Insurance Card Provided. Wisconsin Prior insurance State Farm in regards to a BMWread moreread lessMichael B.11/21/2021Justine Pronk was very helpful and respectful throughout the experience and got me insurance with the general in less than 15 !read moreread less - Doctor R.7/21/2021CalmVery PatientPoliteMade it easyread moreread lessBeth M.8/08/2022Thank you Lauren. You made my bad day Good . Kindness goes along wayread moreread lessJeremiah D.1/09/2023Marlon help me out very good appreciate it thanksread moreread lessD C.12/22/2022The process was quick and easy!read moreread lessArlene H.1/19/2023Marlon Moss with A Plus Insurance was great helping me find insurance after I dealt with lapse if coverage due to identity theft. He looked around for lowest priced insurance with good coverage for us and we got it immediately the same day actually within the same phone call! Marlin is great talk to and has wonderful communication skills. That's why I've given him five stars.read moreread lessSerko C.7/21/2021Lauren the rep was amazing!read moreread less
- Kelli C.5/21/2022Owner Response:Hi Kelli, the last policy we show with you ended in 2020. Please give us a call and we would be happy to address any concerns you may have, 719-392-4000.read moreread lessDavid M.10/25/2022Fast, easy and to the point. I was very pleased.read moreread lessA. H.7/21/2021I absolutely love dealing with these people! So much so that I’ve left and come back to their service.read moreread lessDavid M.10/15/2022Fast, easy and to the point. I was very pleased.read moreread lessErik L.11/26/2023Been with A Plus for a few years now and they've always worked hard to get me a decent rate for my auto insurance. Given nothing unforeseen, I'm guessing I'll be with them for a few more...read moreread lessKaydon B.9/18/2023very helpful and friendly people! really understood what i needed and was eager to get it down for me in the time frame i needed!read moreread less
- Dezi V.11/21/2021Justine Pronk is so efficient! Called her while at dealership to get full coverage on vehicle being purchased and she got it all done for me in like 15 minutes. Thanks so much for your help!!read moreread lessMandi B.9/18/2023miss Veronica from South Carolina was absolutely wonderful, gave us perfect assistance and handle this in a very professional manner are getting also found as the best deal for insurance we highly recommend this Miss Veronica, and we think the company for donating to good causes such as the veterans donation thank you God bless have a great dayread moreread lessIsaac Q.12/21/2021Justine was amazing and helped me out alot and she explained everything in a way that was easy to understand and was very straight forwardread moreread lessMel R.10/25/2022Jola was very informative and professional. Had insurance in less than 15 minutes.read moreread lessEmbry B.7/04/2022Veronica was very pleasant as well as professional. Most definitely knew how to do her job proficiently. I will definitely use her again in 6 months when its time to renew my policy.read moreread lessTimothy11/28/2023These people always take the time to care for my needs. I am glad I have found them. I think it's been 10 years nowread moreread less
How Our Agents Can Assist You
Our agents are committed to understanding your individual needs. They will guide you through the entire insurance process, ensuring that you get the right protection for property.
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
How to Get a Free Quote and Save!
01.
Contact Us
Start by reaching out to us, either online, by phone, or in person. Provide basic personal and vehicle information to initiate the quote process.
02.
Details
Provide more detailed information about your driving history, the vehicle you wish to insure, and any specific coverage needs or preferences you have
03.
Quote
We will process your information and present you with a customized insurance quote, outlining coverage options and prices tailored to your needs.
04.
Decision
Review the provided quote at your leisure. If you decide to proceed, you can finalize the policy, setting up payment and coverage start dates.
Last Updated on by Marlon Moss
Author
No related posts.