Cheap Car Insurance in Scottsdale
Looking for affordable car insurance in Scottsdale? We help you find the best rates for auto insurance Scottsdale residents trust. Get instant quotes and drive legally with confidence.
Get Quote Now 📞 Call 888-445-2793Reviewed by Mia Bush, licensed insurance agent (NPN #18340300), A Plus Insurance — last reviewed August 2026.
What SR-22 Insurance Costs in Arizona (Real Quote Data)
Based on 26 real quotes our licensed agents have run for Arizona drivers since late 2025 — updated automatically as new quotes come in —, the average monthly premium statewide is about $103 (median $96). These are actual quoted prices from our agency’s records — not advertised teaser rates or national averages.
Rates in Scottsdale follow the same carriers and filing rules as the rest of Arizona — an SR-22 filing, when required, is usually attached to a liability-only policy and adds only a small fee. The charts below show real statewide quote data; as our agents log more Scottsdale quotes, city-level numbers will appear here.
Cheapest Car Insurance Carriers in Arizona (Real Quotes)
Based on 36 real quotes A Plus Insurance ran, the typical rate in this view is about $103/mo (median $88), ranging $42 to $198.
Show the 36 quotes behind this chart
| Date | St | City | ZIP | Age | Sex | Marital | Yr | Make | Model | Coverage | Carrier | $/mo | Viol | Acc | SR22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026-06-23 | AZ | Mesa | 85207 | 57 | female | single | - | - | - | liability_only | Dairyland | $42 | 0 | 0 | - |
| 2026-02-05 | AZ | SIERRA VISTA | 85635 | 84 | male | single | 2018 | Kia | SPORTAGE SX | liability_only | Progressive | $44 | 0 | - | - |
| 2026-03-16 | AZ | Grand Junction | 81501 | 68 | female | unknown | 2000 | - | Batera | liability_only | Bristol West | $44 | - | - | - |
| 2025-12-26 | AZ | HUACHUCA CITY | 85616 | 45 | female | single | 2001 | Chevrolet | SILVERADO C2500HD | liability_only | Dairyland | $52 | 0 | - | - |
| 2026-04-16 | AZ | - | - | - | unknown | unknown | - | - | - | unknown | Mendota | $55 | - | - | Y |
| 2026-03-27 | AZ | Tombstone | 85638 | - | unknown | unknown | - | Ford | F-150 | full_coverage | Progressive | $56 | - | - | - |
| 2026-03-11 | AZ | Tombstone | 85638 | 69 | male | single | 1994 | Ford | F150 | full_coverage | Progressive | $58 | 0 | - | - |
| 2025-11-28 | AZ | SIERRA VISTA | 85635 | 25 | male | single | 1999 | Jeep | GRAND CHEROKEE LARED | liability_only | Assurance | $63 | 0 | - | - |
| 2026-08-14 | AZ | Tempe | 85281 | 36 | male | single | - | - | - | non_owner | Gainsco | $74 | 0 | 0 | - |
| 2026-08-28 | AZ | Hereford | 85615 | 41 | female | married | 2010 | Kia | Soul | liability_only | Progressive | $75 | 0 | 0 | - |
| 2026-08-28 | AZ | Hereford | 85615 | 41 | female | married | 2010 | Kia | Soul | liability_only | Progressive | $75 | 0 | 0 | - |
| 2026-07-13 | AZ | Dolan Springs | 86441 | 37 | male | single | 2003 | Honda | Element | liability_only | Progressive | $77 | 0 | 0 | - |
| 2026-07-13 | AZ | Dolan Springs | 86441 | 37 | male | single | 2003 | Honda | Element | liability_only | Progressive | $77 | 0 | 0 | - |
| 2026-08-27 | AZ | - | - | - | - | - | - | - | - | liability_only | Progressive | $77 | 0 | 0 | - |
| 2026-03-07 | AZ | SIERRA VISTA | 85635 | 35 | female | married | 2015 | Kia | SOUL | full_coverage | Progressive | $81 | 0 | - | - |
| 2025-12-19 | AZ | SIERRA VISTA | 85635 | 55 | male | single | 2000 | Toyota | CAMRY CE | full_coverage | Assurance | $85 | 0 | - | - |
| 2025-12-08 | AZ | SIERRA VISTA | 85635 | 31 | female | single | 2009 | Toyota | COROLLA | full_coverage | Assurance | $87 | 0 | - | - |
| 2026-02-28 | AZ | SIERRA VISTA | 85635 | 43 | male | single | 2019 | Nissan | SENTRA SR | full_coverage | Progressive | $88 | 0 | - | - |
| 2026-07-30 | AZ | Sierra Vista | 85650 | 85 | male | single | 2021 | Honda | CR-V | liability_only | Progressive | $88 | 0 | 0 | - |
| 2026-02-17 | AZ | MC NEAL | 85617 | 25 | female | married | 2024 | Honda | HR-V SPORT | full_coverage | Progressive | $96 | 0 | - | - |
| 2026-03-02 | AZ | TUCSON | 85746 | 45 | male | single | 2001 | Ford | F150 | liability_only | Mendota | $97 | 0 | - | - |
| 2026-05-19 | AZ | Huachuca City | 85616 | - | unknown | unknown | - | - | - | full_coverage | Progressive | $98 | - | - | - |
| 2026-02-05 | AZ | Sierra Vista | 85635 | 18 | male | single | 2007 | BMW | 328I | liability_only | Gainsco | $102 | 0 | - | - |
| 2026-01-30 | AZ | HEREFORD | 85615 | 31 | male | divorced | 2019 | Ford | F150 RAPTOR | full_coverage | Progressive | $105 | 0 | - | - |
| 2026-07-09 | AZ | Sierra Vista | 85635 | 30 | female | single | 2000 | Dodge | neon | full_coverage | Progressive | $120 | 0 | 0 | - |
| 2026-06-24 | AZ | Hereford | 85615 | 19 | male | single | 2001 | BMW | 330i | auto | Dairyland | $124 | 0 | 0 | - |
| 2026-01-10 | AZ | SIERRA VISTA | 85650 | 68 | male | divorced | 2021 | Toyota | VENZA LE | full_coverage | Gainsco | $126 | 0 | - | - |
| 2026-03-16 | AZ | PHOENIX | 85004 | 60 | male | single | 2026 | Acura | INTEGRA | full_coverage | Progressive | $146 | 0 | - | - |
| 2025-12-27 | AZ | SAN MANUEL | 85631 | 66 | male | single | 2005 | Cadillac | DEVILLE | full_coverage | Progressive | $161 | 0 | - | - |
| 2026-04-03 | AZ | Sierra Vista | 85635 | - | unknown | unknown | 1993 | GMC | Sierra C3 | full_coverage | Progressive | $162 | - | - | - |
| 2026-02-20 | AZ | Sierra Vista | 85635 | 52 | female | married | 1993 | GMC | SIERRA K3500 | unknown | Progressive | $164 | 0 | - | - |
| 2026-08-05 | AZ | Hereford | 85615 | - | - | - | - | - | - | full_coverage | Geico | $167 | 0 | 0 | - |
| 2026-03-02 | AZ | SIERRA VISTA | 85635 | 29 | female | single | 2023 | Dodge | DURANGO R/T | full_coverage | Assurance | $169 | 0 | - | - |
| 2026-02-26 | AZ | BENSON | 85602 | 29 | male | single | 2018 | Ford | FUSION SE | full_coverage | Progressive | $186 | 0 | - | - |
| 2026-03-06 | AZ | PHOENIX | 85017 | 45 | male | single | 2016 | Nissan | SENTRA SL | full_coverage | Progressive | $187 | 0 | - | Y |
| 2026-08-22 | AZ | Sierra Vista | 85635 | 19 | female | single | 1999 | Chevrolet | Blazer | liability_only | Dairyland | $198 | 0 | 0 | - |
Source: A Plus Insurance first-party quote data.
SR-22 vs Standard Rates in Arizona (Real Quotes)
Based on 36 real quotes A Plus Insurance ran, the typical rate in this view is about $103/mo (median $88), ranging $42 to $198.
Source: A Plus Insurance first-party quote data.
All quotes gathered by licensed agents at A Plus Insurance. Figures update automatically as our agents log new quotes.
Why Choose A Plus Insurance for Car Insurance in Scottsdale?
Finding cheap car insurance in Scottsdale does not mean sacrificing quality. At A Plus Insurance, we partner with top-rated carriers to offer affordable auto insurance Scottsdale drivers need to stay protected and compliant.
Personalized Rate Comparisons
We compare multiple carriers to find you the lowest possible rate on driving insurance Scottsdale requires. No two drivers are the same. Your quote reflects your unique profile.
Expert Guidance from Local Agents
Our Arizona-licensed agents understand state laws and help you avoid coverage gaps. Whether you need liability-only or full coverage, we explain your options in plain language.
Fast and Easy Online Quotes
Get car insurance in Scottsdale quotes in minutes. Our AI-powered tool analyzes your information and returns competitive options instantly. No waiting, no hassle.
Arizona Car Insurance Requirements: What You Must Know
Arizona law requires all drivers to carry minimum liability coverage. Failing to maintain active insurance can result in fines, license suspension, or worse. Here is what every driver needs to know about auto insurance Scottsdale mandates:
| Coverage Type | Minimum Required | What It Covers |
|---|---|---|
| Bodily Injury Liability | Required per person and per accident | Medical expenses if you injure someone in an at-fault accident |
| Property Damage Liability | Required per accident | Damage you cause to another vehicle or property |
| Uninsured Motorist Coverage | Not required but recommended | Protects you if hit by a driver with no insurance |
While these are the legal minimums, many drivers choose higher limits for better protection. Learn more about full coverage auto insurance and how it can safeguard your finances.
How to Save on Affordable Car Insurance in Scottsdale
Want to lower your premium on cheap car insurance in Scottsdale? Smart drivers use these proven strategies:
- Bundle Policies: Combine homeowners insurance with auto for significant discounts.
- Maintain a Clean Record: Safe driving history qualifies you for lower rates.
- Ask About Discounts: Good student, military, senior, and low-mileage discounts add up.
- Choose Higher Deductibles: Opt for a higher deductible to reduce monthly payments.
- Pay in Full: Many carriers reward annual payments with savings.
Our agents help you stack discounts to maximize savings on driving insurance Scottsdale trusts.
High-Risk Drivers? We Can Help with SR-22 in Arizona
Received a DUI, multiple tickets, or license suspension? You may need an SR-22 filing to reinstate driving privileges. We specialize in helping high-risk drivers secure affordable coverage and file SR-22 forms quickly.
Do not overpay. Compare auto insurance Scottsdale options designed for non-standard drivers. Learn more about Scottsdale SR-22 insurance or explore solutions in nearby cities.
Additional Coverage Options for Scottsdale Drivers
Beyond liability, enhance your policy with protection tailored to your lifestyle:
Comprehensive Coverage
Covers theft, vandalism, weather damage, and animal collisions. Essential in desert and urban Scottsdale areas.
Collision Coverage
Pays for repairs to your vehicle after an accident, regardless of fault.
Roadside Assistance
24/7 help for flat tires, dead batteries, lockouts, and towing.
Rental Reimbursement
Covers a rental car while yours is being repaired after a covered claim.
We also offer motorcycle insurance, RV coverage, and commercial auto policies for business owners.
Frequently Asked Questions About Car Insurance in Scottsdale
Rates depend on driving history, vehicle, location, and coverage level. We help you find the most affordable car insurance in Scottsdale by comparing top carriers. Start with a free quote today.
No. Arizona is an at-fault state, meaning the driver responsible for the accident pays for damages through their liability coverage.
Yes, but options are limited. You may need an SR-22 and non-owner policy. We help high-risk drivers find compliant coverage. See how we assist in nearby areas.
Cost varies by violation and carrier. We shop multiple providers to find you the lowest rate on driving insurance Scottsdale accepts for SR-22 filings.
Not required by law, but recommended if your car is financed or worth protecting. Full coverage includes collision and comprehensive. Learn more on our auto insurance guide.
Last Updated on by Ruby Finley