Montana Car Insurance — Compare Rates, Get Proof Today
Liability, full coverage, non-owner… we shop top carriers across Montana and email ID cards fast.
What we quote
Liability, full coverage, non-owner… SR-22 when required. We compare Progressive, Geico, State Farm, Nationwide, Allstate, Safeco, Travelers, Bristol West and more.
See pros and cons in our coverage comparison.
How it works
Share drivers, VINs, mileage, Montana ZIP… we quote multiple carriers side by side and email proof the same day.
Start today
Perfect for DMV or dealer pickups… bind and get ID cards fast anywhere in Montana.
Compare Montana auto insurance in minutes
We shop carriers, apply discounts, and send proof today.
Why Montana drivers use us
Local factors
- I-90 and I-15 corridors… winter claims, wildlife strikes
- Rural ZIPs and long commutes affect rating
- Fast proof for lenders and dealerships statewide
Discounts
- Multi-car, homeowner, paperless, paid-in-full
- Telematics like Snapshot®, SmartRide®, Drivewise®, RightTrack®
- Auto + homeowners bundles
Coverage help
- Choose limits… many pick 100/300/100 for peace of mind
- Comp and collision for newer or financed vehicles
- SR-22 filing when required (SR-22 guide)
Coverage & bundles for Montana drivers
Liability-only
Meets MT minimums… step up limits for better protection. See our comparison guide.
Full coverage
Collision + comprehensive… pick deductibles you can afford and compare against liability.
Bundle & save
Auto + homeowners or renters… often lowers total cost statewide.
How fast do I get ID cards in Montana?
Usually minutes after binding… emailed or texted for DMV or dealer use.
What info should I have ready?
Licenses, VINs, mileage, garaging ZIP… details in our auto guide.
Can you quote multiple carriers at once?
Yes… Progressive, Geico, State Farm, Nationwide, Allstate, Safeco, Travelers and more.
Will my bind price match the quote?
It should when data matches… undisclosed tickets or drivers can change it.
Do Montana teens or students get discounts?
Often… good student, distant student… ask us to apply all that fit.
Which discounts matter most in Montana?
Bundle, multi-car, homeowner, paperless, paid-in-full… we stack everything you qualify for.
Is usage-based insurance available statewide?
Yes… Snapshot®, SmartRide®, Drivewise®, RightTrack®… compare UBI vs traditional plans.
Does paying in full lower cost?
Usually… monthly billing can add fees. We show both options side by side.
How much does car insurance cost in Montana?
Depends on driver, vehicle, ZIP, and history… see our cost explainer.
One ticket… will my rate jump?
It can… the impact fades over time. We reshop at renewal to keep it in line.
What liability limits should I choose?
Many households select 100/300/100… compare price vs protection in your quote.
Do I need comprehensive and collision?
Recommended for newer or financed cars… compare deductibles you can handle.
UM/UIM… should I add it?
Often smart in rural areas and on highways… we show price next to base.
Roadside and rental… add now or later?
Usually inexpensive… can be added anytime in your quote.
Gap coverage… do I need it?
If loan-to-value is tight… gap can protect you from a deficit after a total loss.
Can you file SR-22 in Montana?
Yes… we attach at bind and e-file to MVD. See our SR-22 guide.
Switch carriers without a lapse?
Bind new first… cancel old for the same date. We coordinate timing.
Move within Montana… should I reshop?
Yes… ZIPs differ. We refresh rates for your new address.
Buy or trade a car… what happens?
Tell us before pickup… we update and send new ID cards immediately.
Who do I call for a claim?
Call us first… we triage and connect you with your carrier claims team.
Ready to compare Montana rates?
We'll explain options and email proof today.
Montana auto insurance — get your best rate
Finding the right price in Montana starts with a real comparison… each carrier weighs drivers, vehicles, mileage, and ZIPs differently across Billings, Missoula, Bozeman, and Great Falls. Decide coverage first… many households pick 100/300/100, then choose deductibles that fit the budget for comprehensive and collision. Rural driving and wildlife exposure make comp a smart add for many commuters. Savings stack when we apply multi-car, homeowner, paperless, and paid-in-full… plus usage-based options like Snapshot®, SmartRide®, Drivewise®, and RightTrack®. Bundling auto with homeowners can reduce total cost. If you need reinstatement, we attach and file SR-22 quickly so you can drive legally again… basics in our SR-22 guide. For side-by-side help, see our comparison guide or start a Montana quote and we'll email proof today.
Last Updated on by Shawn Christie