What Information Is On My Proof of Insurance Card?
Learn what your insurance ID card includes, why it matters, and how to use it.
Table of Contents
Quick Answer
Your proof of insurance card shows policyholder details, vehicle info, coverage type, effective dates, and your insurance company contact.
Why It Matters
You’ll need this card during traffic stops, registration, accidents, or roadside assistance calls. It’s your instant proof of financial responsibility.
How We Help
A Plus Insurance makes sure your ID cards are always available, whether through mail, email, app, or digital wallet storage. Learn how an insurance broker works for you.
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Understanding Proof of Insurance Cards
For drivers across the U.S., the proof of insurance card is one of the most important documents to keep in your glove box. It provides law enforcement, DMVs, and anyone involved in an accident with quick verification that you carry active coverage. Cards usually include the driver’s name, insurance company, policy number, effective and expiration dates, and vehicle identification such as VIN or year, make, and model. Insurers like Progressive, Geico, and State Farm often also provide digital versions through apps. Whether you carry full coverage on a Ford F-150 in South Carolina, liability only on a Honda Civic in Tennessee, or SR22 insurance in Oregon, your proof of insurance remains your key document. At A Plus Insurance, we help young drivers, married homeowners, and business owners alike get fast, affordable, competitive quotes and provide instant access to ID cards. Learn more in the FAQs below.
Frequently Asked Questions About Insurance ID Cards
Basics of Proof of Insurance
What is a proof of insurance card?
It’s an official card issued by your insurer that verifies you have an active auto insurance policy.
What details are listed on my insurance card?
Commonly: your name, insurer, policy number, effective and expiration dates, and vehicle information.
Is the VIN number on my proof of insurance card?
Yes, most carriers include your vehicle identification number, year, make, and model.
Do I need to carry my insurance card while driving?
Yes, you must keep it accessible for law enforcement or registration purposes.
Digital and Paper Formats
Can I show digital proof of insurance on my phone?
Yes, most states and carriers like Progressive and Geico allow electronic ID cards.
What if I lose my paper insurance card?
You can request a replacement from your insurer or download a digital version from their app. Your insurance broker can also assist quickly.
Are digital ID cards valid in every state?
Nearly all states accept them, but double-check local rules. For example, South Carolina does.
Does State Farm offer digital insurance ID cards?
Yes, available via their app or online account.
When and Why You Need It
Do I need proof of insurance at the DMV?
Yes, DMVs often require it for registration, title transfer, or license reinstatement.
Do I need proof of insurance after a car accident?
Yes, you must exchange this information with the other driver.
Is proof of insurance required for SR22 coverage?
Yes, the SR22 filing is tied to your policy, but your ID card confirms the coverage.
Will police ask for my insurance card at a traffic stop?
Yes, it is one of the standard documents requested.
Special Situations
Can I use my insurance card as proof of SR22 compliance?
No, SR22 is a separate filing, but the card shows active coverage. Learn more about SR22 in South Carolina.
Does my card show if I have full coverage or liability only?
Most cards don’t specify coverage type, only proof of active insurance.
Is my address listed on my proof of insurance card?
Not always, some carriers only show vehicle and policy info.
Can I drive with an expired insurance card?
No, you need a current card that reflects active coverage.
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Insurance Card Access Options Compared
Paper Card
Mailed or printed, traditional format accepted nationwide.
Digital App
Available via Progressive, Geico, State Farm apps. Always accessible on your phone.
Email/PDF
Easy to save, print, or store in your digital wallet.
Get Your Proof of Insurance Today
Quick, easy, and competitive quotes with instant ID cards.
Last Updated on by Jayleen Ridgeway