How Long Do You Need SR22 Insurance After a DUI in Missouri? (FAQs)
If you’ve recently received a DUI in Missouri, you may be wondering about SR22 insurance requirements. Below is a detailed FAQ guide to address common questions and provide clarity on how long SR22 insurance is required and what it entails.
What Is SR22 Insurance?
SR22 insurance is a certificate of financial responsibility that proves you have the minimum liability insurance required by Missouri law. It is often mandated for drivers who have had a DUI, multiple traffic violations, or other high-risk driving offenses.
How Long Do You Need SR22 Insurance After a DUI in Missouri?
In Missouri, SR22 insurance is typically required for 2 to 3 years following a DUI or similar offense. The exact time frame depends on the severity of your violation and whether you maintain continuous coverage without lapses.
What Happens If Your SR22 Coverage Lapses?
If your SR22 policy lapses, your insurance company is required to notify the Missouri Department of Revenue. This could result in the suspension of your driver’s license and restarting the SR22 filing period from the beginning.
What Does SR22 Insurance Cost in Missouri?
The cost of SR22 insurance in Missouri varies. Typically, you’ll pay a filing fee charged by your insurance provider, which is usually between $15 and $25. Additionally, you may see higher premiums due to your DUI or high-risk designation. On average, SR22 insurance in Missouri can increase your monthly premiums by 40% to 70%.
Can You Switch Insurance Companies While Filing an SR22?
Yes, you can switch insurance companies while filing an SR22. However, it’s important to ensure there is no gap in coverage during the transition. You also need to confirm that your new provider files your SR22 with the Missouri DMV immediately.
What Happens After the SR22 Period Ends?
Once your required SR22 period ends, your insurance company will notify the Missouri Department of Revenue. At that point, you may qualify for lower premiums as your high-risk designation is removed.
How Do You Get SR22 Insurance in Missouri?
To get SR22 insurance in Missouri, start by contacting an insurance provider authorized to file SR22 certificates. Request a policy and ensure the provider will handle the SR22 filing with the DMV. Finally, maintain your SR22 policy without any lapses for the required time period.
Still have a question?
If you have any other queries, feel free to reach out to us. Our knowledgeable team is here to help!
How Our Agents Can Assist You
Our agents are committed to understanding your individual needs. They will guide you through the entire insurance process, ensuring that you get the right protection for property.
People Say The Nicest Things
-
Aaron F.8/02/2023I was very impressed with the timely response after reaching out as well as the conversation from start to finish. Very easy process and such a friendly experience. Highly recommend A plus and a big thanks to Crystal for all the help! Will definitely be extending the gratitude and passing A plus along to friends and family.read moreread lessTyson M.11/19/2022MS ALEXANDRA WAS EXTREMELY HELPFUL AND AWESOME. I WOULD DEFINITELY RECOMMEND THIS COMPANY AND HER EXPERTISE TO ANYONE LOOKING FOR INSURANCE SERVICE❗️read moreread lessNykole D.9/06/2023Crystal did a great job!!! I have an SR22 and been trying to find cheap insurance. Crystal was very helpful, diligent, and found me insurance within my price range!! Thank you so much A+ Insuranceread moreread lessKelsey W.7/14/2022Very Professional and got the job done quick! I worked with Marlon Moss. Thank you for the great service.read moreread lessBrenna O.9/18/2023Crystal is super helpful and always finds the best policy for me! Great service and extremely personable company, highly recommend especially for solo drivers.read moreread lessAry A.3/15/2023Crystal was soo sweet and made the process so stress free! I truly feel as if I got the best possible deal, and she helped me understand everything clearly each step of the way. I received all the information I could and found a great deal. If I ever need more insurance, I won't be calling anywhere else! Update 3/9/2023 I cannot explain enough how easy and helpful going through A+ Insurance is. Crystal Farley is always very helpful and easy to talk to, as well as everyone else I've had the opportunity to speak with when calling in. I have no stress when needing to update Insurance because A+ Insurance handles it all for me and ensures I am covered without breaking the bank. I will never use anywhere else for Insurance.read moreread less - Troy D.7/21/2021Easy peezy to get my insurance started. Great rate!!!!! The rep, Ms. Crystal Farley was very helpful, friendly and down to earth.read moreread lessShenee W.11/16/2022Marlon at A Plus was absolutely amazing. He went above and beyond to get me a great quote and didn't try to pressure me into a policy. He was very helpful and was patient in answering all the questions I had. I would highly recommend Marlon as an agent. I'm happy to have found this company and looking forward to working with them in the future.read moreread lessCharles A.1/04/2023Crystal was awesome she made the process very easy. She answered all my questions I would recommend A Plus Insurance to my friends and familyread moreread lessSteve S.11/08/2023Lauren was excellent! She saved me $950/year, and walked me through the details of FOUR policies from cars to biz insurance, and answered every question on add-ons and prices, sent me all the docs via email to sign, and I paid, and got my ID cards all within an hour! Amazing service!read moreread lessSandra H.3/16/2023Cameron did a great job!!! He got me a great dealread moreread lessDaniel N.11/22/2024I called on 11/20/2024 and talked with Veronica who laid out all my options for me. She was very helpful and very friendly and did everything she could to help. I love that she loves Marvel's Ironman. I did have to do some checking on some things so I called back on 11/21/2024 and talked with Cameron who was also very helpful and friendly. He did everything he could to get me a lower price on my insurance as well as setting up an SR-22 and faxing it to the DMV. Great help from a great company. Highly recommend.read moreread less
- Colee M.3/31/2023She was very nice ! She had the patience to thoroughly explain everything , including the answers to all my questions! Thank You!read moreread lessWhitney H.9/25/2022Thank you so much for helping me get my husband insuranceread moreread lessRoberta B.7/08/2023I would give them 20 stars if I could my agent Camron was amazing. HE made everything so easy and simple . I highly recommend A plus Insuranceread moreread lesslaura g.7/14/2022I have been a value customer for 3 years I honestly can say. A Plus Insurance service is the best I have ever dealt with There are very understanding very knowledgeable and will go out they way to help to have the best coverage for your vehicle at a affordable price The staff is so wonderful & pleasant to talk too they have excellent customer service Mrs.Katie Thank for you Do . Ms.Alexandra who was a great help with the understanding of my renew policy I really appreciate the staff for all you all do Thanks and I hope you as team have a great safe. Happy Independence Day weekend.read moreread lessCharles A.1/04/2023Crystal was awesome she made the process very easy. She answered all my questions I would recommend A Plus Insurance to my friends and familyread moreread lessMelanie S.10/21/2021Thanks so much to all the A Plus team! Every one of them has helped me and everytime I feel so confident in my insurance choices. Crystal helped me again today and her service was exceptional.😀read moreread less
- Kimberly D.7/21/2021The agent was very helpful in finding me the least expensive insurance that meets my needs. I'm extremely satisfied with the service I received and would recommend it to anyone. Thank you Lauren, it was a pleasure to work with you.read moreread lessJosh H.5/02/2023I had a few problems with my previous insurance company/broker, so I called these people. Amy and Crystal were great. They have low rates and explain the options clearly and easy to understand. Insurance can be complicated, it's always best to talk with someone who will show you different options. I had insurance going again in less than 15 minutes. I'm very pleased with their service.read moreread lessWilliam C.9/24/2023Thank you for working on a Sunday Crystal!read moreread lessThe O.3/01/2023My rep was the absolute best I love my insurance companyread moreread lessMegan S.1/21/2022We worked with Justine and she was helpful, thorough, and friendly! Very simple and easy process. We highly recommend Justine and this insurance company!read moreread lessGena N.7/21/2021Great customer service, very friendly and knowledgeable Thank you for getting me best dealread moreread less
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
How to Get a Free Quote and Save!
01.
Contact Us
Start by reaching out to us, either online, by phone, or in person. Provide basic personal and vehicle information to initiate the quote process.
02.
Details
Provide more detailed information about your driving history, the vehicle you wish to insure, and any specific coverage needs or preferences you have
03.
Quote
We will process your information and present you with a customized insurance quote, outlining coverage options and prices tailored to your needs.
04.
Decision
Review the provided quote at your leisure. If you decide to proceed, you can finalize the policy, setting up payment and coverage start dates.
We Are Business Who Cares, And it Shows
Rate Us on Google
Last Updated on by Veronica Moss
Author
No related posts.