Non Owners Insurance North Carolina | SR22 & Liability Coverage

Non Owners Insurance North Carolina: Complete 2026 Guide

Get affordable non owners insurance North Carolina coverage with same-day SR22 filings, liability protection, and instant proof across all NC cities. Compare rates from top providers like Progressive, DairyLand, National General, and Geico.

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Average monthly auto insurance rate by state

Filters: Geo_mode state, State CO

Source ... A Plus Insurance Quote Dataset

AreaAverage monthly premiumLiability only averageFull coverage average
CO$173.03$116.70$351.45

Last updated: 2026-01-23 03:46:59

Download CSV (evidence)

Source: A Plus Insurance analysis of first party insurance quotes collected by licensed agents across multiple U.S. states. Data reflects real consumer quote activity and pricing for auto insurance, home insurance, and related policies, not advertised rates or national averages.

Evidence (records used)
Record ID Agent Agent NPN State City ZIP Age Sex Marital Status Currently Insured Prior Carrier Vehicle Year Vehicle Make Vehicle Model Coverage Package Carrier Quoted Monthly Premium SR22 Required DUI Flag DUI Count Accidents Count Violations Count Created At
142 Ruby Finley 21453504 CO Denver 80022 male unknown no Falcon Acura state_min_liability Progressive 98.50 no no 0 0 0 2026-01-22 02:14:52
139 Lauren McKenzie 19081764 CO 80504 male unknown unknown 1996 Fleetwood Montera state_min_liability Progressive 10.83 no no 0 0 0 2026-01-22 02:13:27
137 Alexis Karapiperis 20823229 CO Grand Junction 81501 21 male single no 2004 Suzuki Verona state_min_liability the general 88.04 no no 0 0 0 2026-01-22 02:12:32
137 Alexis Karapiperis 20823229 CO Grand Junction 81501 21 male single no 2004 Suzuki Verona state_min_liability the general 96.20 no no 0 0 0 2026-01-22 02:12:32
136 Alexis Karapiperis 20823229 CO 24 unknown unknown unknown 2013 GMC Yukon state_min_liability general insurance 81.64 no no 0 0 0 2026-01-22 02:11:47
135 Ruby Finley 21453504 CO Fairplay 80440 62 male single unknown 2016 Subaru Forester state_min_liability Progressive 74.65 yes no 0 0 0 2026-01-22 02:11:23
134 Ruby Finley 21453504 CO Arvada 80007 25 male unknown no Bristol West state_min_liability Bristol West 107.94 no no 0 0 0 2026-01-22 02:10:38
133 Crystal Sullivan 18863693 CO 70601 female unknown unknown 2009 Subaru Tribeca state_min_liability National General 92.00 no no 0 0 0 2026-01-22 02:09:58
128 Ashley Ledbetter 20013497 CO Denver 80209 male unknown yes progressive 2018 Audi A5 full_coverage progressive 749.48 no no 0 0 0 2026-01-21 18:15:41
127 Crystal Sullivan 18863693 CO Brighton 80601 19 male single no 2014 Kia Optima full_coverage Mendota 635.00 no no 0 0 0 2026-01-21 00:59:13
127 Crystal Sullivan 18863693 CO Brighton 80601 19 male single no 2014 Kia Optima state_min_liability Dairyland 185.70 no no 0 0 0 2026-01-21 00:59:13
126 Crystal Sullivan 18863693 CO Brighton 80601 19 male single no 2014 Kia Optima full_coverage Mendota 635.00 no no 0 0 0 2026-01-21 00:54:35
126 Crystal Sullivan 18863693 CO Brighton 80601 19 male single no 2014 Kia Optima state_min_liability Dairyland 185.70 no no 0 0 0 2026-01-21 00:54:35
125 Crystal Sullivan 18863693 CO Lockabooie 80603 39 male unknown yes Geico 2016 Chrysler 300 custom Progressive 252.99 no no 0 1 0 2026-01-21 00:49:28
124 Crystal Sullivan 18863693 CO Aurora 80014 37 female unknown no 2015 Ford Mustang custom Bristol West 261.41 no no 0 0 0 2026-01-21 00:41:49
122 Ashley Ledbetter 20013497 CO Aurora 81117 66 female divorced yes 2016 Kia Optima Hybrid liability_only the General 152.38 no no 0 0 0 2026-01-21 00:32:21
122 Ashley Ledbetter 20013497 CO Aurora 81117 66 female divorced yes 2016 Kia Optima Hybrid full_coverage the General 152.38 no no 0 0 0 2026-01-21 00:32:21
121 Lauren McKenzie 19081764 CO Aurora 80016 55 male married no 2009 Lexus RX state_min_liability Progressive 55.00 no no 0 1 0 2026-01-21 00:25:01
120 Ruby Finley 21453504 CO Colorado Springs 80920 29 female unknown yes Mendota 2013 Chevrolet Silverado state_min_liability Bristol West 128.44 yes no 0 1 2 2026-01-21 00:20:10
119 Ruby Finley 21453504 CO Colorado Springs 80920 29 female unknown yes Mendota 2013 Chevrolet Silverado state_min_liability Bristol West 128.44 yes no 0 1 2 2026-01-21 00:20:01
118 Ruby Finley 21453504 CO 81526 male unknown yes USAA Volkswagen custom Progressive 200.43 no no 0 0 0 2026-01-21 00:13:22
117 Alexis Karapiperis 20823229 CO Denver 80247 27 female unknown yes unknown custom Progressive 20.17 no no 0 0 0 2026-01-20 23:54:09
116 Alexis Karapiperis 20823229 CO Denver 80247 27 female unknown yes unknown custom Progressive 20.17 no no 0 0 0 2026-01-20 22:49:53
115 Alexis Karapiperis 20823229 CO Grand Junction 81501 33 female single no The General custom Dairyland Insurance 72.54 yes no 0 1 1 2026-01-20 22:42:52
114 Crystal Sullivan 18863693 CO Fountain 80817 female unknown yes Mendota 2025 Ford Mustang full_coverage Bristol West 415.04 no no 0 0 0 2026-01-20 18:05:25
114 Crystal Sullivan 18863693 CO Fountain 80817 female unknown yes Mendota 2025 Ford Mustang full_coverage National General 419.48 no no 0 0 0 2026-01-20 18:05:25
113 Shawn Christie 2976353 CO Pueblo 81003 72 male single no 2011 Cadillac SRX state_min_liability unknown 155.36 no no 0 0 0 2026-01-20 17:54:58
113 Shawn Christie 2976353 CO Pueblo 81003 72 male single no 2011 Cadillac SRX full_coverage Progressive 155.36 no no 0 0 0 2026-01-20 17:54:58
112 Shawn Christie 2976353 CO Commerce City 80022 unknown unknown unknown 2015 Dodge Ram 1500 liability_only no no 0 0 0 2026-01-20 17:44:28
110 Alexis Karapiperis 20823229 CO Peyton 80831 33 male married yes Geico 2024 Kia Telluride full_coverage Bristol West Insurance 219.08 no no 0 0 0 2026-01-20 17:28:36
109 Ashley Ledbetter 20013497 CO Fountain 80817 44 female unknown yes Farmers 2020 Acura ILX full_coverage Progressive 214.16 no no 0 0 0 2026-01-20 17:20:05
106 Ruby Finley 21453504 CO 80220 26 female single no 2010 Chevrolet state_min_liability National General 215.42 no no 0 0 0 2026-01-20 01:16:23
105 Ruby Finley 21453504 CO Aurora 81220 22 male single no 2008 Honda state_min_liability Progressive 268.49 no no 0 1 0 2026-01-20 01:04:37
104 Ruby Finley 21453504 CO Fort Collins 25 female unknown no Dairyland 2022 Kawasaki full_coverage Progressive 53.69 no no 0 0 0 2026-01-20 01:00:39
103 Alexis Karapiperis 20823229 CO Grand Junction 81504 15 female unknown yes 2013 Dodge Durango custom Dairyland Insurance 378.06 no no 0 0 0 2026-01-20 00:50:51
102 Alexis Karapiperis 20823229 CO Grand Junction 81504 15 female unknown yes 2013 Dodge Durango custom Dairyland Insurance 378.06 no no 0 0 0 2026-01-20 00:48:18
98 Lauren McKenzie 19081764 CO Colorado Springs 80915 23 male single no 2013 Hyundai Elantra state_min_liability Bristol West 126.03 no no 0 0 0 2026-01-20 00:37:43
97 Lauren McKenzie 19081764 CO Commerce City 80022 34 male single no Mandata Insurance 2009 Lexus IS250 state_min_liability Progressive 99.50 no no 0 1 0 2026-01-20 00:36:41
96 Lauren McKenzie 19081764 CO Manitou Springs 80829 32 male single no Geico 2008 Toyota Highlander Sport liability_only Progressive 103.00 no no 0 0 0 2026-01-17 23:27:12
95 Lauren McKenzie 19081764 CO Denver 80204 41 male unknown no 1998 Ford Mustang state_min_liability Bristol West Insurance 91.92 no no 0 0 0 2026-01-17 23:26:53
94 Lauren McKenzie 19081764 CO Denver 80204 41 male single no 1998 Ford Mustang state_min_liability Bristol West Insurance 91.92 no no 0 0 0 2026-01-17 23:26:39
93 Lauren McKenzie 19081764 CO Denver 35 female unknown no 2010 Kia Soul state_min_liability Mendota 167.82 no no 0 0 0 2026-01-17 23:26:22
91 Lauren McKenzie 19081764 CO Public 81001 25 female single no 2011 Cadillac STS state_min_liability progressive 138.00 no no 0 0 0 2026-01-17 23:25:24
91 Lauren McKenzie 19081764 CO Public 81001 25 female single no 2011 Cadillac STS state_min_liability progressive 137.44 no no 0 0 0 2026-01-17 23:25:24
90 Lauren McKenzie 19081764 CO Woodland Park 80863 60 male unknown no Geico 2017 Mazda 3 Touring state_min_liability unknown 100.50 no no 0 2 0 2026-01-17 23:24:08
89 Lauren McKenzie 19081764 CO Colorado Springs 80915 24 male unknown no 1997 Chevrolet S10 liability_only Mendota Insurance 112.49 no no 0 1 0 2026-01-17 23:23:29
88 Lauren McKenzie 19081764 CO Palisade 81526 39 male married no 2016 Ford Focus Electric state_min_liability Advanced Auto Insurance 93.49 no no 0 0 0 2026-01-17 23:23:11
87 Lauren McKenzie 19081764 CO Colorado Springs 80817 44 male separated yes Allstate 2018 Nissan Altima full_coverage Progressive 377.00 no no 0 0 0 2026-01-17 23:22:52
87 Lauren McKenzie 19081764 CO Colorado Springs 80817 44 male separated yes Allstate 2018 Nissan Altima custom Progressive 75.17 no no 0 0 0 2026-01-17 23:22:52
86 Lauren McKenzie 19081764 CO Denver 80204 28 male unknown no 2016 Mazda state_min_liability Progressive 135.50 no no 0 2 0 2026-01-17 23:22:29
83 Ruby Finley 21453504 CO Westminster 80023 20 female single yes Mendota 1998 Chevrolet S10 state_min_liability National General 257.40 no no 0 2 1 2026-01-17 23:08:42
82 Ruby Finley 21453504 CO La Porte 80535 24 female single no Mendota 2021 Nissan state_min_liability Progressive 164.40 no no 0 2 1 2026-01-17 23:04:36
81 Lauren McKenzie 19081764 CO Fort Collins 80527 23 female unknown no state_min_liability 119.55 no no 0 2 0 2026-01-17 23:01:12
80 Lauren McKenzie 19081764 CO Fort Collins 80525 64 male unknown no 2008 Subaru state_min_liability Mendota 73.16 no no 0 1 0 2026-01-17 22:59:00
79 Lauren McKenzie 19081764 CO Fort Collins 65 male unknown no 2008 Subaru Outback state_min_liability Mendota 73.16 no no 0 1 0 2026-01-17 22:57:56
78 Alexis Karapiperis 20823229 CO 80906 male unknown yes progressive custom A Plus Insurance 15.76 no no 0 0 0 2026-01-17 22:54:49
77 Ruby Finley 21453504 CO Denver 80239 unknown unknown yes Progressive 2016 Jeep Renegade custom Progressive 184.66 no no 0 0 0 2026-01-17 22:48:29
75 Ruby Finley 21453504 CO Littleton 80218 51 female single no National General 2002 Subaru Impreza state_min_liability Progressive 104.83 no no 0 0 0 2026-01-17 22:41:17
74 Ruby Finley 21453504 CO Littleton 80127 41 unknown unknown no custom progressive 23.46 no no 0 0 0 2026-01-17 22:37:19
73 Ruby Finley 21453504 CO Colorado Springs 80913 23 female single yes unknown 2022 Honda full_coverage Progressive 369.32 no no 0 1 0 2026-01-17 22:34:34
72 Alexis Karapiperis 20823229 CO Colorado Springs 80907 52 male divorced yes 2005 Ford F350 custom progressive no no 0 1 0 2026-01-17 03:56:25
71 Alexis Karapiperis 20823229 CO Colorado Springs 80907 52 male divorced yes 2005 Ford F350 custom progressive no no 0 1 0 2026-01-17 03:45:10
70 Alexis Karapiperis 20823229 CO 80224 33 male married yes progressive custom progressive no no 0 0 0 2026-01-17 03:38:04
69 Ashley Ledbetter 20013497 CO 81503 38 male single no 2004 Cadillac DeVille full_coverage Mendota 148.82 no no 0 0 0 2026-01-17 03:21:14
68 Lauren McKenzie 19081764 CO 80205 female unknown yes progressive 2013 Honda custom progressive 98.67 no no 0 0 0 2026-01-17 03:06:34
67 Ruby Finley 21453504 CO Colorado Springs 80917 23 female single no 2017 Kia Optima state_min_liability Progressive 121.17 no no 0 0 2 2026-01-17 02:51:26
66 Lauren McKenzie 19081764 CO Denver 37 unknown unknown unknown 2010 BMW full_coverage 314.00 no no 0 0 0 2026-01-17 02:50:26
65 Ruby Finley 21453504 CO Colorado Springs 80917 23 female single no 2017 Kia Optima state_min_liability Progressive 121.17 no no 0 0 2 2026-01-16 21:40:17
64 Lauren McKenzie 19081764 CO 81212 male unknown no Mendota 2008 Chevy Tahoe state_min_liability 91.92 no no 0 0 0 2026-01-16 21:33:48
63 Ruby Finley 21453504 CO Denver 80236 48 female married yes 2002 Honda Accord state_min_liability Progressive 47.83 no no 0 0 0 2026-01-16 21:28:16
62 Ruby Finley 21453504 CO Denver 80203 27 unknown unknown yes state_min_liability Progressive 231.68 yes no 0 1 1 2026-01-16 21:25:04
60 Ashley Ledbetter 20013497 CO Grand Junction 81501 35 male unknown no 2007 Jeep Grand Cherokee full_coverage Mendota 140.49 no no 0 0 0 2026-01-15 03:40:59
58 Ashley Ledbetter 20013497 CO 80911 unknown married no 2015 Chevrolet Traverse liability_only Bristol West 114.16 no no 0 0 2 2026-01-15 03:39:51
56 Shawn Christie 2976353 CO Denver 80223 29 male unknown no 2004 Ford Expedition state_min_liability Bristol West 103.00 no no 0 0 1 2026-01-15 03:38:41
55 Shawn Christie 2976353 CO Pueblo 81003 41 female married no 2009 Chrysler state_min_liability Progressive 137.00 no no 0 0 0 2026-01-15 03:38:20
54 Crystal Sullivan 18863693 CO 80911 41 male single unknown 2015 GMC Yukon liability_only Bristol West 59.16 no no 0 0 0 2026-01-15 03:36:05
54 Crystal Sullivan 18863693 CO 80911 41 male single unknown 2015 GMC Yukon liability_only The General 59.16 no no 0 0 0 2026-01-15 03:36:05
53 CO Denver 80223 29 male unknown no 2004 Ford Expedition state_min_liability Bristol West 103.00 no no 0 1 0 2026-01-15 03:32:44
52 CO Colorado Springs 80906 30 male single no 2017 Chevrolet Cruze liability_only progressive 59.60 no no 0 4 1 2026-01-15 03:32:25
52 CO Colorado Springs 80906 30 male single no 2017 Chevrolet Cruze custom progressive 109.76 no no 0 4 1 2026-01-15 03:32:25
51 CO Commerce City 80640 21 female married yes Dairyland 2017 Cadillac XT5 full_coverage Progressive 532.64 no no 0 0 2 2026-01-15 03:31:57
51 CO Commerce City 80640 21 female married yes Dairyland 2017 Cadillac XT5 full_coverage Progressive 453.49 no no 0 0 2 2026-01-15 03:31:57
49 CO Aurora 80011 48 male married no unknown 2018 Ford Escape custom progressive 333.32 no no 0 1 1 2026-01-15 03:31:17
48 CO Clifton 81520 42 female unknown no 2002 Ford Tourist state_min_liability Dairyland 114.45 yes no 0 0 0 2026-01-15 03:31:03
48 CO Clifton 81520 42 female unknown no 2002 Ford Tourist state_min_liability Mendota 98.66 yes no 0 0 0 2026-01-15 03:31:03
46 CO 54 male separated no 2008 Saturn Outlook state_min_liability Mendota 66.99 no no 0 0 0 2026-01-15 03:30:11
45 CO Colorado Springs 80906 34 female married yes Geico 2023 Ford Edge full_coverage Dairyland 157.62 no no 0 3 0 2026-01-15 03:29:50
45 CO Colorado Springs 80906 34 female married yes Geico 2023 Ford Edge full_coverage Progressive 461.98 no no 0 3 0 2026-01-15 03:29:50
44 CO Fort Collins 80526 67 male married no 2009 Cadillac Escalade custom Dairyland 246.46 no no 0 1 0 2026-01-15 03:29:19
43 Crystal Sullivan 18863693 CO 80911 41 male single unknown 2015 GMC Yukon state_min_liability the general 59.16 no no 0 0 0 2026-01-15 03:26:20
41 Alexis Karapiperis 20823229 CO 57298 38 female unknown unknown Dairyland state_min_liability Dairyland 48.71 no no 0 0 0 2026-01-15 03:15:03
39 Lauren McKenzie 19081764 CO 80124 33 female unknown yes unknown 194.75 no no 0 0 0 2026-01-15 03:10:55
37 Ruby Finley 21453504 CO Westminster 80030 20 female single yes Mendota 1998 Chevrolet S10 state_min_liability National General 257.40 no no 0 1 2 2026-01-15 03:04:36
36 Ruby Finley 21453504 CO La Porte 80535 24 female single no Mendota 2021 Nissan state_min_liability National General 163.16 no no 0 1 1 2026-01-15 03:01:59
36 Ruby Finley 21453504 CO La Porte 80535 24 female single no Mendota 2021 Nissan state_min_liability Progressive 164.40 no no 0 1 1 2026-01-15 03:01:59
34 Lauren McKenzie 19081764 CO Denver 80203 31 male unknown yes direct.io 2005 Toyota Sequoia state_min_liability progressive 95.00 no no 0 0 0 2026-01-15 02:56:24
34 Lauren McKenzie 19081764 CO Denver 80203 31 male unknown yes direct.io 2005 Toyota Sequoia state_min_liability progressive 69.59 no no 0 0 0 2026-01-15 02:56:24
33 Lauren McKenzie 19081764 CO Denver 29 female single yes Roots 2019 Hyundai Sonata full_coverage Progressive 207.00 no no 0 1 0 2026-01-15 02:52:02
32 Alexis Karapiperis 20823229 CO Colorado 80547 38 female single no Geico 2019 Toyota RAV4 state_min_liability Progressive 45.49 no no 0 1 0 2026-01-14 02:27:33
29 Alexis Karapiperis 20823229 CO Colorado Springs 80916 24 female single yes state_min_liability Progressive 156.00 no no 0 1 1 2026-01-14 02:26:00
28 Alexis Karapiperis 20823229 CO Colorado Springs 80906 44 female unknown no 2011 Honda Pilot state_min_liability the general 91.65 no no 0 0 0 2026-01-14 02:25:40
27 Alexis Karapiperis 20823229 CO Loveland 80537 49 male separated no 2012 Honda Pilot state_min_liability progressive 59.83 no no 0 0 0 2026-01-14 02:24:59
27 Alexis Karapiperis 20823229 CO Loveland 80537 49 male separated no 2012 Honda Pilot state_min_liability progressive 75.50 no no 0 0 0 2026-01-14 02:24:59
25 Alexis Karapiperis 20823229 CO Denver 80212 32 male married no 2007 Hummer H3 state_min_liability Progressive 109.92 no no 0 0 2 2026-01-14 02:22:55
24 Alexis Karapiperis 20823229 CO Colorado Springs 80951 22 male single yes 2009 Toyota Camry state_min_liability Progressive 56.33 no no 0 0 0 2026-01-14 02:22:18
22 Ruby Finley 21453504 CO Aurora 80013 24 male single no Dodge state_min_liability Progressive 191.75 no no 0 0 2 2026-01-14 02:20:26
22 Ruby Finley 21453504 CO Aurora 80013 24 male single no Dodge state_min_liability Mendota 227.32 no no 0 0 2 2026-01-14 02:20:26
21 Ruby Finley 21453504 CO Colorado Springs 80916 41 female unknown no 2010 Acura full_coverage Bristol West 216.75 no no 0 0 1 2026-01-14 02:19:31
19 Ruby Finley 21453504 CO 39 female divorced no 2005 Chrysler state_min_liability Dairyland 125.47 no no 0 1 0 2026-01-14 02:18:00
17 Ruby Finley 21453504 CO Broomfield 80023 43 female divorced no 2009 Toyota state_min_liability Dairyland 104.00 no no 0 1 1 2026-01-14 02:16:04
15 Ruby Finley 21453504 CO Grand Junction 81503 46 female unknown no 2002 Honda Civic full_coverage Dairyland 128.28 no no 0 0 0 2026-01-14 02:11:36
14 Ruby Finley 21453504 CO Broomfield 80021 30 female married yes Safeco 2016 Lexus 460 custom Progressive 282.49 no no 0 5 2 2026-01-14 02:09:34
13 Lauren McKenzie 19081764 CO Commerce City 80640 21 female married yes Dairyland 2017 Cadillac XT5 full_coverage Progressive 532.64 no no 0 1 1 2026-01-13 21:37:09
13 Lauren McKenzie 19081764 CO Commerce City 80640 21 female married yes Dairyland 2017 Cadillac XT5 full_coverage Progressive 453.49 no no 0 1 1 2026-01-13 21:37:09
12 CO 39 female divorced no 2005 Chrysler state_min_liability Dairyland 125.47 no no 0 1 0 2026-01-13 20:57:58
10 Ruby Finley 21453504 CO Broomfield 80020 30 female married yes Safeco 2016 Lexus 460 custom Progressive 282.49 no no 0 4 2 2026-01-12 20:01:55
9 Ashley Ledbetter 20013497 CO Colorado Springs 80906 33 female married yes Geico 2023 Ford Edge full_coverage Progressive 533.65 no no 0 3 0 2026-01-12 20:00:46
9 Ashley Ledbetter 20013497 CO Colorado Springs 80906 33 female married yes Geico 2023 Ford Edge full_coverage Progressive 461.98 no no 0 3 0 2026-01-12 20:00:46
8 Ashley Ledbetter 20013497 CO Fort Collins 80526 67 male married no 2009 Cadillac Escalade custom Dairyland 246.46 no no 0 1 0 2026-01-12 19:59:43
8 Ashley Ledbetter 20013497 CO Fort Collins 80526 67 male married no 2009 Cadillac Escalade liability_only Dairyland 246.46 no no 0 1 0 2026-01-12 19:59:43
6 Alexis Karapiperis 20823229 CO Colorado 80547 40 female single no Geico 2019 Toyota RAV4 state_min_liability Progressive 45.49 no no 0 1 0 2026-01-12 19:56:35
5 Alexis Karapiperis 20823229 CO Colorado 80547 40 female single no Geico 2019 Toyota RAV4 state_min_liability Progressive 45.49 no no 0 1 0 2026-01-12 19:48:02
4 Lauren McKenzie 19081764 CO Denver 80204 28 male unknown no 2016 Mazda state_min_liability Progressive 135.50 no no 0 1 0 2026-01-12 19:46:25
3 Lauren McKenzie 19081764 CO pueblo 81001 25 female single no 2011 Cadillac STS state_min_liability Progressive 138.00 no no 0 0 0 2026-01-12 19:45:32
2 Lauren McKenzie 19081764 CO Public 81001 24 female single no 2011 Cadillac STS state_min_liability unknown 137.44 no no 0 0 0 2026-01-12 19:44:26
1 Lauren McKenzie 19081764 CO Denver 35 female unknown no 2010 Kia Soul state_min_liability Mendota 167.82 no no 0 0 0 2026-01-12 19:34:51

Why Choose Our Non Owners Insurance North Carolina Services

Expert NC SR22 Filings

We specialize in non owners insurance North Carolina with SR22 requirements. Our electronic filing system ensures same-day submission to the NC DMV, getting you back on the road faster. Whether you’re in Charlotte, Raleigh, Greensboro, or Wilmington, we handle all paperwork.

Multi-Carrier Comparison

Access quotes from 15+ top-rated insurers including Progressive, Geico, National General, DairyLand, Bristol West, and The General. We find the best rates for your non owners insurance North Carolina needs, regardless of driving history.

Continuous Coverage Protection

Maintain insurance history even without a vehicle. Our non owners insurance North Carolina policies prevent lapses that increase future premiums when you purchase a car. This is crucial for maintaining good standing with all insurance providers.

North Carolina Non Owners Insurance Requirements

Minimum Liability Coverage in NC

Coverage Type Minimum Requirement Recommended Minimum Average Monthly Cost (2026)
Bodily Injury (per person) $30,000 $50,000 $25-$40
Bodily Injury (per accident) $60,000 $100,000 $30-$50
Property Damage $25,000 $50,000 $20-$35
Uninsured Motorist Required Included $5-$15
Non Owners SR22 Filing If Required Electronic Filing $15-$30 filing fee

2026 Rate Comparison: Non-Owners vs Other Policies

Policy Type Average Monthly Premium Vehicle Coverage SR22 Compatible Best For
Non Owners Insurance NC $35-$65 No Yes Frequent renters, license reinstatement
Broad Form Insurance $45-$85 Limited Sometimes Occasional drivers, multiple vehicles
Standard Auto Insurance $80-$150+ Yes Yes Vehicle owners, daily drivers
Liability Only $50-$90 Yes Yes Older vehicles, minimal coverage needs
Full Coverage $100-$200+ Yes Yes New vehicles, financed cars

Cheapest auto insurance companies

Filters: Geo_mode state, State CO

Source ... A Plus Insurance Quote Dataset

Liability only

Filters: Geo_mode state, State CO, Coverage liability_only

Insurance companyAvg monthly premium
General Insurance$81.64
The General$91.10
Bristol West Insurance$91.92
Advanced Auto Insurance$93.49
Bristol West$108.77
Progressive$109.28
Mendota Insurance$112.49
Mendota$124.99
Dairyland$142.00
National General$197.08

Last updated: 2026-01-23 03:46:59

Download CSV (evidence)

Full coverage

Filters: Geo_mode state, State CO, Coverage full_coverage

Insurance companyAvg monthly premium
Dairyland$142.95
The General$152.38
Bristol West Insurance$219.08
Bristol West$315.90
Mendota$389.83
Progressive$396.85
National General$419.48

Last updated: 2026-01-23 03:46:59

Download CSV (evidence)

Source: A Plus Insurance analysis of first party insurance quotes collected by licensed agents across multiple U.S. states. Data reflects real consumer quote activity and pricing for auto insurance, home insurance, and related policies, not advertised rates or national averages.

Evidence (records used)
Record ID Agent Agent NPN State City ZIP Age Sex Marital Status Currently Insured Prior Carrier Vehicle Year Vehicle Make Vehicle Model Coverage Package Carrier Quoted Monthly Premium SR22 Required DUI Flag DUI Count Accidents Count Violations Count Created At
142 Ruby Finley 21453504 CO Denver 80022 male unknown no Falcon Acura state_min_liability Progressive 98.50 no no 0 0 0 2026-01-22 02:14:52
139 Lauren McKenzie 19081764 CO 80504 male unknown unknown 1996 Fleetwood Montera state_min_liability Progressive 10.83 no no 0 0 0 2026-01-22 02:13:27
137 Alexis Karapiperis 20823229 CO Grand Junction 81501 21 male single no 2004 Suzuki Verona state_min_liability the general 88.04 no no 0 0 0 2026-01-22 02:12:32
137 Alexis Karapiperis 20823229 CO Grand Junction 81501 21 male single no 2004 Suzuki Verona state_min_liability the general 96.20 no no 0 0 0 2026-01-22 02:12:32
136 Alexis Karapiperis 20823229 CO 24 unknown unknown unknown 2013 GMC Yukon state_min_liability general insurance 81.64 no no 0 0 0 2026-01-22 02:11:47
135 Ruby Finley 21453504 CO Fairplay 80440 62 male single unknown 2016 Subaru Forester state_min_liability Progressive 74.65 yes no 0 0 0 2026-01-22 02:11:23
134 Ruby Finley 21453504 CO Arvada 80007 25 male unknown no Bristol West state_min_liability Bristol West 107.94 no no 0 0 0 2026-01-22 02:10:38
133 Crystal Sullivan 18863693 CO 70601 female unknown unknown 2009 Subaru Tribeca state_min_liability National General 92.00 no no 0 0 0 2026-01-22 02:09:58
128 Ashley Ledbetter 20013497 CO Denver 80209 male unknown yes progressive 2018 Audi A5 full_coverage progressive 749.48 no no 0 0 0 2026-01-21 18:15:41
127 Crystal Sullivan 18863693 CO Brighton 80601 19 male single no 2014 Kia Optima full_coverage Mendota 635.00 no no 0 0 0 2026-01-21 00:59:13
127 Crystal Sullivan 18863693 CO Brighton 80601 19 male single no 2014 Kia Optima state_min_liability Dairyland 185.70 no no 0 0 0 2026-01-21 00:59:13
126 Crystal Sullivan 18863693 CO Brighton 80601 19 male single no 2014 Kia Optima full_coverage Mendota 635.00 no no 0 0 0 2026-01-21 00:54:35
126 Crystal Sullivan 18863693 CO Brighton 80601 19 male single no 2014 Kia Optima state_min_liability Dairyland 185.70 no no 0 0 0 2026-01-21 00:54:35
125 Crystal Sullivan 18863693 CO Lockabooie 80603 39 male unknown yes Geico 2016 Chrysler 300 custom Progressive 252.99 no no 0 1 0 2026-01-21 00:49:28
124 Crystal Sullivan 18863693 CO Aurora 80014 37 female unknown no 2015 Ford Mustang custom Bristol West 261.41 no no 0 0 0 2026-01-21 00:41:49
122 Ashley Ledbetter 20013497 CO Aurora 81117 66 female divorced yes 2016 Kia Optima Hybrid liability_only the General 152.38 no no 0 0 0 2026-01-21 00:32:21
122 Ashley Ledbetter 20013497 CO Aurora 81117 66 female divorced yes 2016 Kia Optima Hybrid full_coverage the General 152.38 no no 0 0 0 2026-01-21 00:32:21
121 Lauren McKenzie 19081764 CO Aurora 80016 55 male married no 2009 Lexus RX state_min_liability Progressive 55.00 no no 0 1 0 2026-01-21 00:25:01
120 Ruby Finley 21453504 CO Colorado Springs 80920 29 female unknown yes Mendota 2013 Chevrolet Silverado state_min_liability Bristol West 128.44 yes no 0 1 2 2026-01-21 00:20:10
119 Ruby Finley 21453504 CO Colorado Springs 80920 29 female unknown yes Mendota 2013 Chevrolet Silverado state_min_liability Bristol West 128.44 yes no 0 1 2 2026-01-21 00:20:01
118 Ruby Finley 21453504 CO 81526 male unknown yes USAA Volkswagen custom Progressive 200.43 no no 0 0 0 2026-01-21 00:13:22
117 Alexis Karapiperis 20823229 CO Denver 80247 27 female unknown yes unknown custom Progressive 20.17 no no 0 0 0 2026-01-20 23:54:09
116 Alexis Karapiperis 20823229 CO Denver 80247 27 female unknown yes unknown custom Progressive 20.17 no no 0 0 0 2026-01-20 22:49:53
115 Alexis Karapiperis 20823229 CO Grand Junction 81501 33 female single no The General custom Dairyland Insurance 72.54 yes no 0 1 1 2026-01-20 22:42:52
114 Crystal Sullivan 18863693 CO Fountain 80817 female unknown yes Mendota 2025 Ford Mustang full_coverage Bristol West 415.04 no no 0 0 0 2026-01-20 18:05:25
114 Crystal Sullivan 18863693 CO Fountain 80817 female unknown yes Mendota 2025 Ford Mustang full_coverage National General 419.48 no no 0 0 0 2026-01-20 18:05:25
113 Shawn Christie 2976353 CO Pueblo 81003 72 male single no 2011 Cadillac SRX state_min_liability unknown 155.36 no no 0 0 0 2026-01-20 17:54:58
113 Shawn Christie 2976353 CO Pueblo 81003 72 male single no 2011 Cadillac SRX full_coverage Progressive 155.36 no no 0 0 0 2026-01-20 17:54:58
112 Shawn Christie 2976353 CO Commerce City 80022 unknown unknown unknown 2015 Dodge Ram 1500 liability_only no no 0 0 0 2026-01-20 17:44:28
110 Alexis Karapiperis 20823229 CO Peyton 80831 33 male married yes Geico 2024 Kia Telluride full_coverage Bristol West Insurance 219.08 no no 0 0 0 2026-01-20 17:28:36
109 Ashley Ledbetter 20013497 CO Fountain 80817 44 female unknown yes Farmers 2020 Acura ILX full_coverage Progressive 214.16 no no 0 0 0 2026-01-20 17:20:05
106 Ruby Finley 21453504 CO 80220 26 female single no 2010 Chevrolet state_min_liability National General 215.42 no no 0 0 0 2026-01-20 01:16:23
105 Ruby Finley 21453504 CO Aurora 81220 22 male single no 2008 Honda state_min_liability Progressive 268.49 no no 0 1 0 2026-01-20 01:04:37
104 Ruby Finley 21453504 CO Fort Collins 25 female unknown no Dairyland 2022 Kawasaki full_coverage Progressive 53.69 no no 0 0 0 2026-01-20 01:00:39
103 Alexis Karapiperis 20823229 CO Grand Junction 81504 15 female unknown yes 2013 Dodge Durango custom Dairyland Insurance 378.06 no no 0 0 0 2026-01-20 00:50:51
102 Alexis Karapiperis 20823229 CO Grand Junction 81504 15 female unknown yes 2013 Dodge Durango custom Dairyland Insurance 378.06 no no 0 0 0 2026-01-20 00:48:18
98 Lauren McKenzie 19081764 CO Colorado Springs 80915 23 male single no 2013 Hyundai Elantra state_min_liability Bristol West 126.03 no no 0 0 0 2026-01-20 00:37:43
97 Lauren McKenzie 19081764 CO Commerce City 80022 34 male single no Mandata Insurance 2009 Lexus IS250 state_min_liability Progressive 99.50 no no 0 1 0 2026-01-20 00:36:41
96 Lauren McKenzie 19081764 CO Manitou Springs 80829 32 male single no Geico 2008 Toyota Highlander Sport liability_only Progressive 103.00 no no 0 0 0 2026-01-17 23:27:12
95 Lauren McKenzie 19081764 CO Denver 80204 41 male unknown no 1998 Ford Mustang state_min_liability Bristol West Insurance 91.92 no no 0 0 0 2026-01-17 23:26:53
94 Lauren McKenzie 19081764 CO Denver 80204 41 male single no 1998 Ford Mustang state_min_liability Bristol West Insurance 91.92 no no 0 0 0 2026-01-17 23:26:39
93 Lauren McKenzie 19081764 CO Denver 35 female unknown no 2010 Kia Soul state_min_liability Mendota 167.82 no no 0 0 0 2026-01-17 23:26:22
91 Lauren McKenzie 19081764 CO Public 81001 25 female single no 2011 Cadillac STS state_min_liability progressive 138.00 no no 0 0 0 2026-01-17 23:25:24
91 Lauren McKenzie 19081764 CO Public 81001 25 female single no 2011 Cadillac STS state_min_liability progressive 137.44 no no 0 0 0 2026-01-17 23:25:24
90 Lauren McKenzie 19081764 CO Woodland Park 80863 60 male unknown no Geico 2017 Mazda 3 Touring state_min_liability unknown 100.50 no no 0 2 0 2026-01-17 23:24:08
89 Lauren McKenzie 19081764 CO Colorado Springs 80915 24 male unknown no 1997 Chevrolet S10 liability_only Mendota Insurance 112.49 no no 0 1 0 2026-01-17 23:23:29
88 Lauren McKenzie 19081764 CO Palisade 81526 39 male married no 2016 Ford Focus Electric state_min_liability Advanced Auto Insurance 93.49 no no 0 0 0 2026-01-17 23:23:11
87 Lauren McKenzie 19081764 CO Colorado Springs 80817 44 male separated yes Allstate 2018 Nissan Altima full_coverage Progressive 377.00 no no 0 0 0 2026-01-17 23:22:52
87 Lauren McKenzie 19081764 CO Colorado Springs 80817 44 male separated yes Allstate 2018 Nissan Altima custom Progressive 75.17 no no 0 0 0 2026-01-17 23:22:52
86 Lauren McKenzie 19081764 CO Denver 80204 28 male unknown no 2016 Mazda state_min_liability Progressive 135.50 no no 0 2 0 2026-01-17 23:22:29
83 Ruby Finley 21453504 CO Westminster 80023 20 female single yes Mendota 1998 Chevrolet S10 state_min_liability National General 257.40 no no 0 2 1 2026-01-17 23:08:42
82 Ruby Finley 21453504 CO La Porte 80535 24 female single no Mendota 2021 Nissan state_min_liability Progressive 164.40 no no 0 2 1 2026-01-17 23:04:36
81 Lauren McKenzie 19081764 CO Fort Collins 80527 23 female unknown no state_min_liability 119.55 no no 0 2 0 2026-01-17 23:01:12
80 Lauren McKenzie 19081764 CO Fort Collins 80525 64 male unknown no 2008 Subaru state_min_liability Mendota 73.16 no no 0 1 0 2026-01-17 22:59:00
79 Lauren McKenzie 19081764 CO Fort Collins 65 male unknown no 2008 Subaru Outback state_min_liability Mendota 73.16 no no 0 1 0 2026-01-17 22:57:56
78 Alexis Karapiperis 20823229 CO 80906 male unknown yes progressive custom A Plus Insurance 15.76 no no 0 0 0 2026-01-17 22:54:49
77 Ruby Finley 21453504 CO Denver 80239 unknown unknown yes Progressive 2016 Jeep Renegade custom Progressive 184.66 no no 0 0 0 2026-01-17 22:48:29
75 Ruby Finley 21453504 CO Littleton 80218 51 female single no National General 2002 Subaru Impreza state_min_liability Progressive 104.83 no no 0 0 0 2026-01-17 22:41:17
74 Ruby Finley 21453504 CO Littleton 80127 41 unknown unknown no custom progressive 23.46 no no 0 0 0 2026-01-17 22:37:19
73 Ruby Finley 21453504 CO Colorado Springs 80913 23 female single yes unknown 2022 Honda full_coverage Progressive 369.32 no no 0 1 0 2026-01-17 22:34:34
72 Alexis Karapiperis 20823229 CO Colorado Springs 80907 52 male divorced yes 2005 Ford F350 custom progressive no no 0 1 0 2026-01-17 03:56:25
71 Alexis Karapiperis 20823229 CO Colorado Springs 80907 52 male divorced yes 2005 Ford F350 custom progressive no no 0 1 0 2026-01-17 03:45:10
70 Alexis Karapiperis 20823229 CO 80224 33 male married yes progressive custom progressive no no 0 0 0 2026-01-17 03:38:04
69 Ashley Ledbetter 20013497 CO 81503 38 male single no 2004 Cadillac DeVille full_coverage Mendota 148.82 no no 0 0 0 2026-01-17 03:21:14
68 Lauren McKenzie 19081764 CO 80205 female unknown yes progressive 2013 Honda custom progressive 98.67 no no 0 0 0 2026-01-17 03:06:34
67 Ruby Finley 21453504 CO Colorado Springs 80917 23 female single no 2017 Kia Optima state_min_liability Progressive 121.17 no no 0 0 2 2026-01-17 02:51:26
66 Lauren McKenzie 19081764 CO Denver 37 unknown unknown unknown 2010 BMW full_coverage 314.00 no no 0 0 0 2026-01-17 02:50:26
65 Ruby Finley 21453504 CO Colorado Springs 80917 23 female single no 2017 Kia Optima state_min_liability Progressive 121.17 no no 0 0 2 2026-01-16 21:40:17
64 Lauren McKenzie 19081764 CO 81212 male unknown no Mendota 2008 Chevy Tahoe state_min_liability 91.92 no no 0 0 0 2026-01-16 21:33:48
63 Ruby Finley 21453504 CO Denver 80236 48 female married yes 2002 Honda Accord state_min_liability Progressive 47.83 no no 0 0 0 2026-01-16 21:28:16
62 Ruby Finley 21453504 CO Denver 80203 27 unknown unknown yes state_min_liability Progressive 231.68 yes no 0 1 1 2026-01-16 21:25:04
60 Ashley Ledbetter 20013497 CO Grand Junction 81501 35 male unknown no 2007 Jeep Grand Cherokee full_coverage Mendota 140.49 no no 0 0 0 2026-01-15 03:40:59
58 Ashley Ledbetter 20013497 CO 80911 unknown married no 2015 Chevrolet Traverse liability_only Bristol West 114.16 no no 0 0 2 2026-01-15 03:39:51
56 Shawn Christie 2976353 CO Denver 80223 29 male unknown no 2004 Ford Expedition state_min_liability Bristol West 103.00 no no 0 0 1 2026-01-15 03:38:41
55 Shawn Christie 2976353 CO Pueblo 81003 41 female married no 2009 Chrysler state_min_liability Progressive 137.00 no no 0 0 0 2026-01-15 03:38:20
54 Crystal Sullivan 18863693 CO 80911 41 male single unknown 2015 GMC Yukon liability_only Bristol West 59.16 no no 0 0 0 2026-01-15 03:36:05
54 Crystal Sullivan 18863693 CO 80911 41 male single unknown 2015 GMC Yukon liability_only The General 59.16 no no 0 0 0 2026-01-15 03:36:05
53 CO Denver 80223 29 male unknown no 2004 Ford Expedition state_min_liability Bristol West 103.00 no no 0 1 0 2026-01-15 03:32:44
52 CO Colorado Springs 80906 30 male single no 2017 Chevrolet Cruze liability_only progressive 59.60 no no 0 4 1 2026-01-15 03:32:25
52 CO Colorado Springs 80906 30 male single no 2017 Chevrolet Cruze custom progressive 109.76 no no 0 4 1 2026-01-15 03:32:25
51 CO Commerce City 80640 21 female married yes Dairyland 2017 Cadillac XT5 full_coverage Progressive 532.64 no no 0 0 2 2026-01-15 03:31:57
51 CO Commerce City 80640 21 female married yes Dairyland 2017 Cadillac XT5 full_coverage Progressive 453.49 no no 0 0 2 2026-01-15 03:31:57
49 CO Aurora 80011 48 male married no unknown 2018 Ford Escape custom progressive 333.32 no no 0 1 1 2026-01-15 03:31:17
48 CO Clifton 81520 42 female unknown no 2002 Ford Tourist state_min_liability Dairyland 114.45 yes no 0 0 0 2026-01-15 03:31:03
48 CO Clifton 81520 42 female unknown no 2002 Ford Tourist state_min_liability Mendota 98.66 yes no 0 0 0 2026-01-15 03:31:03
46 CO 54 male separated no 2008 Saturn Outlook state_min_liability Mendota 66.99 no no 0 0 0 2026-01-15 03:30:11
45 CO Colorado Springs 80906 34 female married yes Geico 2023 Ford Edge full_coverage Dairyland 157.62 no no 0 3 0 2026-01-15 03:29:50
45 CO Colorado Springs 80906 34 female married yes Geico 2023 Ford Edge full_coverage Progressive 461.98 no no 0 3 0 2026-01-15 03:29:50
44 CO Fort Collins 80526 67 male married no 2009 Cadillac Escalade custom Dairyland 246.46 no no 0 1 0 2026-01-15 03:29:19
43 Crystal Sullivan 18863693 CO 80911 41 male single unknown 2015 GMC Yukon state_min_liability the general 59.16 no no 0 0 0 2026-01-15 03:26:20
41 Alexis Karapiperis 20823229 CO 57298 38 female unknown unknown Dairyland state_min_liability Dairyland 48.71 no no 0 0 0 2026-01-15 03:15:03
39 Lauren McKenzie 19081764 CO 80124 33 female unknown yes unknown 194.75 no no 0 0 0 2026-01-15 03:10:55
37 Ruby Finley 21453504 CO Westminster 80030 20 female single yes Mendota 1998 Chevrolet S10 state_min_liability National General 257.40 no no 0 1 2 2026-01-15 03:04:36
36 Ruby Finley 21453504 CO La Porte 80535 24 female single no Mendota 2021 Nissan state_min_liability National General 163.16 no no 0 1 1 2026-01-15 03:01:59
36 Ruby Finley 21453504 CO La Porte 80535 24 female single no Mendota 2021 Nissan state_min_liability Progressive 164.40 no no 0 1 1 2026-01-15 03:01:59
34 Lauren McKenzie 19081764 CO Denver 80203 31 male unknown yes direct.io 2005 Toyota Sequoia state_min_liability progressive 95.00 no no 0 0 0 2026-01-15 02:56:24
34 Lauren McKenzie 19081764 CO Denver 80203 31 male unknown yes direct.io 2005 Toyota Sequoia state_min_liability progressive 69.59 no no 0 0 0 2026-01-15 02:56:24
33 Lauren McKenzie 19081764 CO Denver 29 female single yes Roots 2019 Hyundai Sonata full_coverage Progressive 207.00 no no 0 1 0 2026-01-15 02:52:02
32 Alexis Karapiperis 20823229 CO Colorado 80547 38 female single no Geico 2019 Toyota RAV4 state_min_liability Progressive 45.49 no no 0 1 0 2026-01-14 02:27:33
29 Alexis Karapiperis 20823229 CO Colorado Springs 80916 24 female single yes state_min_liability Progressive 156.00 no no 0 1 1 2026-01-14 02:26:00
28 Alexis Karapiperis 20823229 CO Colorado Springs 80906 44 female unknown no 2011 Honda Pilot state_min_liability the general 91.65 no no 0 0 0 2026-01-14 02:25:40
27 Alexis Karapiperis 20823229 CO Loveland 80537 49 male separated no 2012 Honda Pilot state_min_liability progressive 59.83 no no 0 0 0 2026-01-14 02:24:59
27 Alexis Karapiperis 20823229 CO Loveland 80537 49 male separated no 2012 Honda Pilot state_min_liability progressive 75.50 no no 0 0 0 2026-01-14 02:24:59
25 Alexis Karapiperis 20823229 CO Denver 80212 32 male married no 2007 Hummer H3 state_min_liability Progressive 109.92 no no 0 0 2 2026-01-14 02:22:55
24 Alexis Karapiperis 20823229 CO Colorado Springs 80951 22 male single yes 2009 Toyota Camry state_min_liability Progressive 56.33 no no 0 0 0 2026-01-14 02:22:18
22 Ruby Finley 21453504 CO Aurora 80013 24 male single no Dodge state_min_liability Progressive 191.75 no no 0 0 2 2026-01-14 02:20:26
22 Ruby Finley 21453504 CO Aurora 80013 24 male single no Dodge state_min_liability Mendota 227.32 no no 0 0 2 2026-01-14 02:20:26
21 Ruby Finley 21453504 CO Colorado Springs 80916 41 female unknown no 2010 Acura full_coverage Bristol West 216.75 no no 0 0 1 2026-01-14 02:19:31
19 Ruby Finley 21453504 CO 39 female divorced no 2005 Chrysler state_min_liability Dairyland 125.47 no no 0 1 0 2026-01-14 02:18:00
17 Ruby Finley 21453504 CO Broomfield 80023 43 female divorced no 2009 Toyota state_min_liability Dairyland 104.00 no no 0 1 1 2026-01-14 02:16:04
15 Ruby Finley 21453504 CO Grand Junction 81503 46 female unknown no 2002 Honda Civic full_coverage Dairyland 128.28 no no 0 0 0 2026-01-14 02:11:36
14 Ruby Finley 21453504 CO Broomfield 80021 30 female married yes Safeco 2016 Lexus 460 custom Progressive 282.49 no no 0 5 2 2026-01-14 02:09:34
13 Lauren McKenzie 19081764 CO Commerce City 80640 21 female married yes Dairyland 2017 Cadillac XT5 full_coverage Progressive 532.64 no no 0 1 1 2026-01-13 21:37:09
13 Lauren McKenzie 19081764 CO Commerce City 80640 21 female married yes Dairyland 2017 Cadillac XT5 full_coverage Progressive 453.49 no no 0 1 1 2026-01-13 21:37:09
12 CO 39 female divorced no 2005 Chrysler state_min_liability Dairyland 125.47 no no 0 1 0 2026-01-13 20:57:58
10 Ruby Finley 21453504 CO Broomfield 80020 30 female married yes Safeco 2016 Lexus 460 custom Progressive 282.49 no no 0 4 2 2026-01-12 20:01:55
9 Ashley Ledbetter 20013497 CO Colorado Springs 80906 33 female married yes Geico 2023 Ford Edge full_coverage Progressive 533.65 no no 0 3 0 2026-01-12 20:00:46
9 Ashley Ledbetter 20013497 CO Colorado Springs 80906 33 female married yes Geico 2023 Ford Edge full_coverage Progressive 461.98 no no 0 3 0 2026-01-12 20:00:46
8 Ashley Ledbetter 20013497 CO Fort Collins 80526 67 male married no 2009 Cadillac Escalade custom Dairyland 246.46 no no 0 1 0 2026-01-12 19:59:43
8 Ashley Ledbetter 20013497 CO Fort Collins 80526 67 male married no 2009 Cadillac Escalade liability_only Dairyland 246.46 no no 0 1 0 2026-01-12 19:59:43
6 Alexis Karapiperis 20823229 CO Colorado 80547 40 female single no Geico 2019 Toyota RAV4 state_min_liability Progressive 45.49 no no 0 1 0 2026-01-12 19:56:35
5 Alexis Karapiperis 20823229 CO Colorado 80547 40 female single no Geico 2019 Toyota RAV4 state_min_liability Progressive 45.49 no no 0 1 0 2026-01-12 19:48:02
4 Lauren McKenzie 19081764 CO Denver 80204 28 male unknown no 2016 Mazda state_min_liability Progressive 135.50 no no 0 1 0 2026-01-12 19:46:25
3 Lauren McKenzie 19081764 CO pueblo 81001 25 female single no 2011 Cadillac STS state_min_liability Progressive 138.00 no no 0 0 0 2026-01-12 19:45:32
2 Lauren McKenzie 19081764 CO Public 81001 24 female single no 2011 Cadillac STS state_min_liability unknown 137.44 no no 0 0 0 2026-01-12 19:44:26
1 Lauren McKenzie 19081764 CO Denver 35 female unknown no 2010 Kia Soul state_min_liability Mendota 167.82 no no 0 0 0 2026-01-12 19:34:51

2026 North Carolina Insurance Rate Analysis

Understanding Your Premium

Non owners insurance North Carolina rates are influenced by: driving record, age, credit score (where permitted), SR22 requirements, and coverage limits. Our data shows 2026 averages 15-30% lower than standard auto insurance policies.

Non Owners Insurance North Carolina FAQs

What is non owners insurance in North Carolina?+

Non owners insurance North Carolina is liability coverage for drivers who don’t own a vehicle but need insurance to legally drive borrowed or rented cars. It provides the state-required minimum liability coverage and can include SR22 filings if needed for license reinstatement.

Do I need SR22 with non owners insurance in NC?+

If your license was suspended for offenses like DUI, at-fault accidents without insurance, or excessive points, the NC DMV typically requires an SR22 filing. Our non owners insurance North Carolina policies include electronic SR22 filing. Learn more about SR22 requirements by state.

How much does non owners insurance cost in NC for 2026?+

2026 rates for non owners insurance North Carolina average $35-$65 monthly. With SR22 filing: $50-$85 monthly. Factors affecting cost include: driving record, age, coverage limits, and credit score (permitted in NC for rate calculation). Compare with Oklahoma rates or New Mexico quotes.

Can I use non owners insurance for rental cars?+

Yes, non owners insurance North Carolina provides liability coverage when driving rental cars. However, it doesn’t cover damage to the rental vehicle itself – that requires the rental company’s collision damage waiver. This differs from business insurance which might cover commercial rentals.

How does non owners differ from broad form insurance?+

Non owners insurance covers you regardless of whose car you’re driving (with permission). Broad form typically covers you only in specifically listed vehicles. Non owners insurance North Carolina is better for frequent renters/borrowers, while broad form suits occasional drivers of specific vehicles. Compare with Maryland broad form options.

Related Insurance Services in North Carolina

SR22 Insurance North Carolina

Specialized SR22 filings for license reinstatement. Electronic submission to NC DMV, same-day proof available. Works with non owners insurance North Carolina or standard policies.

Learn More →

Bundle with Homeowners Insurance

Combine your non owners insurance North Carolina with homeowners or renters insurance for multi-policy discounts up to 25%. Explore homeowners insurance options.

Motorcycle & RV Coverage

Need coverage for motorcycles or recreational vehicles? We offer specialized policies that can complement your non owners insurance North Carolina. See RV insurance details.

Commercial & Business Insurance

For those needing coverage while driving work vehicles or for business purposes. Separate from non owners insurance North Carolina but available through our network. Check business insurance.

Get Your Non Owners Insurance North Carolina Quote Today

Join thousands of NC drivers who trust us for affordable, reliable non owners insurance North Carolina coverage. Instant quotes, same-day SR22 filing, and flexible payment options available.

Start Your Quote Online Call 888-445-2793 Now

Serving all North Carolina including Charlotte, Raleigh, Greensboro, Durham, Winston-Salem, Fayetteville, Cary, Wilmington, High Point, Asheville, Concord, Greenville, Gastonia, Jacksonville, Chapel Hill, Rocky Mount, Huntersville, Apex, Burlington, and Kannapolis.

Last Updated on by Brian Muse

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