Unlock the Freedom of the Road: Mastering Motorcycle Insurance in Arizona


Best Motorcycle Insurance Companies in Arizona

Looking for motorcycle insurance in Arizona? The state requires all riders to carry at least 25/50/15 liability coverage, which includes:

  • $25,000 for bodily injury per person
  • $50,000 for bodily injury per accident
  • $15,000 for property damage

While liability-only coverage meets legal requirements, many riders opt for additional protection like comprehensive, collision, and medical payments coverage.

Top-Rated Motorcycle Insurance Companies in Arizona

COMPANYJ.D. POWER CLAIMSA.M. BEST RATING
MAPFRE Insurance842A
Progressive Auto Insurance856A+
Auto-Owners Insurance870A+
USAA900A++
Automobile Club Group857A++
Allstate Auto Insurance853A+
Amica Mutual898A+
CSAA Insurance Group847A
Erie Insurance879A+

Best Liability Rates for Motorcycle Insurance Arizona

Take a look at the chart below and see if you can find your city to get a good idea of what you might pay annually for your liability only premiums, including a rate comparison between different cities.

City in ArizonaLowest Avg. Liability Rates
Bullhead City$113.00
Maricopa$108.00
Cottonwood city$131.00
Peoria$119.00
Lake Havasu City$134.00
Glendale$113.00
Catalina Foothills$123.00
Payson$135.00
Scottsdale$116.00
Flagstaff$126.00
Sun City$104.00
Sierra Vista$135.00
Apache Junction$110.00
Picture Rocks$100.00
Marana$125.00
New Kingman-Butler$105.00
Phoenix$97.00
Show Low$119.00
Kingman$117.00
Sierra Vista Southeast$115.00
Fountain Hills$121.00
Surprise$111.00
Gold Canyon$119.00
Goodyear$122.00
Flowing Wells$134.00
Florence$116.00
Drexel Heights$123.00
San Luis$114.00
San Tan Valley$115.00
Sun Lakes$111.00
Camp Verde$117.00
Safford$112.00
Winslow$101.00
Prescott$112.00
Chino Valley$114.00
Tanque Verde$127.00
Douglas$118.00
Tuba City$114.00
Casa Grande$123.00
Anthem$117.00
Motorcycle Insurance Arizona: Average Liability only rates by city (Annual rates)

Best Motorcycle Insurance Companies in Arizona

If you ride in Arizona, having the right motorcycle insurance is essential. The state requires all riders to carry at least 25/50/15 liability coverage, which includes:

  • $25,000 for bodily injury per person
  • $50,000 for bodily injury per accident
  • $15,000 for property damage

While liability-only coverage meets Arizona’s legal requirements, many riders choose comprehensive, collision, and medical payments coverage for added protection.

Top-Rated Motorcycle Insurance Companies in Arizona

The best motorcycle insurance providers offer affordable rates, strong coverage options, and excellent customer service. Here’s a look at some top-rated motorcycle insurance companies in Arizona:

City in ArizonaAverage Full Coverage Rate
El Mirage$226
Flowing Wells$240
Chandler$227
Scottsdale$191
Glendale$207
Douglas$214
Sedona$200
Marana$217
Drexel Heights$237
Sun City West$227
Tanque Verde$221
Phoenix$212
Cottonwood city$221
Anthem$189
Tempe$195
Avondale$190
Gilbert$229
Sierra Vista Southeast$216
Surprise$222
Fountain Hills$220
Golden Valley$190
Vail$209
Tucson Estates$214
Verde Village$212
Paradise Valley$192
Green Valley$222
Florence$220
Corona de Tucson$218
Show Low$225
Flagstaff$181
Sahuarita$231
Valencia West$182
Sun City$211
Queen Creek$240
Sierra Vista$213
Coolidge$236
Yuma$235
Goodyear$238
Mesa$176
Picture Rocks$238
Arizona City$209
Camp Verde$237
San Luis$236
Winslow$194
Rio Rico$219
Catalina$222
Eloy$179
Kingman$186
Fort Mohave$179
Somerton$177
Buckeye$220
Peoria$185
Catalina Foothills$177
Lake Havasu City$198
San Tan Valley$230
Chino Valley$209
Maricopa$222
Oro Valley$195
Gold Canyon$231
Prescott Valley$177
Safford$190
Bullhead City$224
Casa Grande$207
Nogales$235
New Kingman-Butler$180
Prescott$215
Sun Lakes$182
New River$210
Casas Adobes$204
Saddlebrooke$195
Apache Junction$192
Tucson$240
Tuba City$178
Motorcycle Insurance Arizona

Motorcycle Insurance Arizona: Discount Opportunities!

MC Endorsement on License
Operator’s Education Course
vehicle usage & Mileage
Motorcycle Rider Group Discount for eligible riders
approved safety course
prior insurance
Multi Lines Discount
LoJack device
PIF Discount
Continuous Insurance Discount
prompt payment
Operators Safety Course
advanced quote
HOG Discount
Homeownership Discount
Garaged or locked storage
association membership
Anti lock brakes
Married discount
paperless
education discount
Your motorcycle insurance in Arizona can be even cheaper if you qualify for any of these discounts including premiums, coverage for medical payments, adherence to policies, rate comparison, and competitive insurance quotes. Be sure to ask your agent about them now!

Motorcycle Insurance in Arizona: Best Places to Ride

If you own a motorcycle in Arizona, you know the thrill of riding through the state’s breathtaking landscapes. From desert highways to mountain roads, there’s no shortage of scenic routes to explore.

Best Motorcycle Rides in Arizona

  • Bull Creek Pass National Back Country – A 68-mile stretch through the Henry Mountains, featuring canyons, cliffs, and alpine scenery.
  • Ajo Mountain Drive – A 21-mile route with stunning desert views and towering organ pipe cacti.
  • Bienville Trace Scenic Byway – A picturesque ride that leads to historic landmarks like the Caddo-Pine Island Museum and the Germantown Museum.

Arizona Motorcycle Insurance Requirements

It is illegal to ride a motorcycle in Arizona without insurance. The state requires a minimum of 25/50/15 liability coverage, which includes:

  • $25,000 for bodily injury per person
  • $50,000 for bodily injury per accident
  • $15,000 for property damage

Choosing the Right Motorcycle Insurance

When purchasing motorcycle insurance in Arizona, consider:

  • Competitive pricing – Look for affordable rates without sacrificing quality.
  • Coverage options – Policies should offer total loss protection, roadside assistance, and enhanced injury protection.
  • Customer service – Choose an insurer known for reliable claims support and great customer experience.

Many riders in Arizona recommend Progressive for its flexible coverage options and strong customer service. Bundling your motorcycle insurance with auto or home insurance can also help lower your rates.

Get a Motorcycle Insurance Quote by Call or Text

Looking for affordable motorcycle insurance in Arizona? Call or text us now for a free quote and get the coverage you need before hitting the road.

Motorcycle Insurance Arizona
Where do you ride?

Use An Insurance Broker!

Using an insurance broker, like A Plus Insurance, for your insurance needs offers several advantages. Here are five key reasons:

Expert Advice and Personalized Service
Access to a Wide Range of Products
Time and Cost Savings
Ongoing Support and Review
Risk Management and Education

Frequently Asked Questions about Motorcycle Insurance in Arizona


What types of Motorcycle Insurance does A Plus Insurance offer in Arizona?

A Plus Insurance offers various Motorcycle Insurance options in Arizona, including coverage for liability, collision, comprehensive, and more. We shop multiple carriers to find the best rates tailored to your specific needs.

How can A Plus Insurance help me find affordable Motorcycle Insurance rates in Arizona?

A Plus Insurance can help you find affordable Motorcycle Insurance rates in Arizona by leveraging our relationships with multiple carriers. We compare rates to provide you with the most cost-effective coverage without compromising on protection.

Can I call A Plus Insurance at 1.888.445.2793 for more information about Motorcycle Insurance in Arizona?

Certainly! For more information about Motorcycle Insurance in Arizona or to get a personalized quote, feel free to call us at 1.888.445.2793.

Who has the cheapest motorcycle insurance?

Finding the cheapest motorcycle insurance depends on various factors including your location, driving history, and the type of motorcycle you own. A Plus Insurance shops multiple carriers, such as Progressive, Dairyland, and National General, to find the most competitive rates. To ensure you get the cheapest rate with the coverage you need, we recommend getting a personalized insurance quote.

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Last Updated on by Amanda Moss

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