- Best Motorcycle Insurance Companies in Arizona
- Best Liability Rates for Motorcycle Insurance Arizona
- Best Motorcycle Insurance Companies in Arizona
- Motorcycle Insurance Arizona: Discount Opportunities!
- Motorcycle Insurance in Arizona: Best Places to Ride
- Frequently Asked Questions about Motorcycle Insurance in Arizona
- What types of Motorcycle Insurance does A Plus Insurance offer in Arizona?
- How can A Plus Insurance help me find affordable Motorcycle Insurance rates in Arizona?
- Can I call A Plus Insurance at 1.888.445.2793 for more information about Motorcycle Insurance in Arizona?
- Who has the cheapest motorcycle insurance?
- What We Do at A Plus Insurance
Best Motorcycle Insurance Companies in Arizona
Looking for motorcycle insurance in Arizona? The state requires all riders to carry at least 25/50/15 liability coverage, which includes:
- $25,000 for bodily injury per person
- $50,000 for bodily injury per accident
- $15,000 for property damage
While liability-only coverage meets legal requirements, many riders opt for additional protection like comprehensive, collision, and medical payments coverage.
Top-Rated Motorcycle Insurance Companies in Arizona
| COMPANY | J.D. POWER CLAIMS | A.M. BEST RATING |
| MAPFRE Insurance | 842 | A |
| Progressive Auto Insurance | 856 | A+ |
| Auto-Owners Insurance | 870 | A+ |
| USAA | 900 | A++ |
| Automobile Club Group | 857 | A++ |
| Allstate Auto Insurance | 853 | A+ |
| Amica Mutual | 898 | A+ |
| CSAA Insurance Group | 847 | A |
| Erie Insurance | 879 | A+ |
Best Liability Rates for Motorcycle Insurance Arizona
Take a look at the chart below and see if you can find your city to get a good idea of what you might pay annually for your liability only premiums, including a rate comparison between different cities.
| City in Arizona | Lowest Avg. Liability Rates |
|---|---|
| Bullhead City | $113.00 |
| Maricopa | $108.00 |
| Cottonwood city | $131.00 |
| Peoria | $119.00 |
| Lake Havasu City | $134.00 |
| Glendale | $113.00 |
| Catalina Foothills | $123.00 |
| Payson | $135.00 |
| Scottsdale | $116.00 |
| Flagstaff | $126.00 |
| Sun City | $104.00 |
| Sierra Vista | $135.00 |
| Apache Junction | $110.00 |
| Picture Rocks | $100.00 |
| Marana | $125.00 |
| New Kingman-Butler | $105.00 |
| Phoenix | $97.00 |
| Show Low | $119.00 |
| Kingman | $117.00 |
| Sierra Vista Southeast | $115.00 |
| Fountain Hills | $121.00 |
| Surprise | $111.00 |
| Gold Canyon | $119.00 |
| Goodyear | $122.00 |
| Flowing Wells | $134.00 |
| Florence | $116.00 |
| Drexel Heights | $123.00 |
| San Luis | $114.00 |
| San Tan Valley | $115.00 |
| Sun Lakes | $111.00 |
| Camp Verde | $117.00 |
| Safford | $112.00 |
| Winslow | $101.00 |
| Prescott | $112.00 |
| Chino Valley | $114.00 |
| Tanque Verde | $127.00 |
| Douglas | $118.00 |
| Tuba City | $114.00 |
| Casa Grande | $123.00 |
| Anthem | $117.00 |
Best Motorcycle Insurance Companies in Arizona
If you ride in Arizona, having the right motorcycle insurance is essential. The state requires all riders to carry at least 25/50/15 liability coverage, which includes:
- $25,000 for bodily injury per person
- $50,000 for bodily injury per accident
- $15,000 for property damage
While liability-only coverage meets Arizona’s legal requirements, many riders choose comprehensive, collision, and medical payments coverage for added protection.
Top-Rated Motorcycle Insurance Companies in Arizona
The best motorcycle insurance providers offer affordable rates, strong coverage options, and excellent customer service. Here’s a look at some top-rated motorcycle insurance companies in Arizona:
| City in Arizona | Average Full Coverage Rate |
|---|---|
| El Mirage | $226 |
| Flowing Wells | $240 |
| Chandler | $227 |
| Scottsdale | $191 |
| Glendale | $207 |
| Douglas | $214 |
| Sedona | $200 |
| Marana | $217 |
| Drexel Heights | $237 |
| Sun City West | $227 |
| Tanque Verde | $221 |
| Phoenix | $212 |
| Cottonwood city | $221 |
| Anthem | $189 |
| Tempe | $195 |
| Avondale | $190 |
| Gilbert | $229 |
| Sierra Vista Southeast | $216 |
| Surprise | $222 |
| Fountain Hills | $220 |
| Golden Valley | $190 |
| Vail | $209 |
| Tucson Estates | $214 |
| Verde Village | $212 |
| Paradise Valley | $192 |
| Green Valley | $222 |
| Florence | $220 |
| Corona de Tucson | $218 |
| Show Low | $225 |
| Flagstaff | $181 |
| Sahuarita | $231 |
| Valencia West | $182 |
| Sun City | $211 |
| Queen Creek | $240 |
| Sierra Vista | $213 |
| Coolidge | $236 |
| Yuma | $235 |
| Goodyear | $238 |
| Mesa | $176 |
| Picture Rocks | $238 |
| Arizona City | $209 |
| Camp Verde | $237 |
| San Luis | $236 |
| Winslow | $194 |
| Rio Rico | $219 |
| Catalina | $222 |
| Eloy | $179 |
| Kingman | $186 |
| Fort Mohave | $179 |
| Somerton | $177 |
| Buckeye | $220 |
| Peoria | $185 |
| Catalina Foothills | $177 |
| Lake Havasu City | $198 |
| San Tan Valley | $230 |
| Chino Valley | $209 |
| Maricopa | $222 |
| Oro Valley | $195 |
| Gold Canyon | $231 |
| Prescott Valley | $177 |
| Safford | $190 |
| Bullhead City | $224 |
| Casa Grande | $207 |
| Nogales | $235 |
| New Kingman-Butler | $180 |
| Prescott | $215 |
| Sun Lakes | $182 |
| New River | $210 |
| Casas Adobes | $204 |
| Saddlebrooke | $195 |
| Apache Junction | $192 |
| Tucson | $240 |
| Tuba City | $178 |
Motorcycle Insurance Arizona: Discount Opportunities!
| MC Endorsement on License |
| Operator’s Education Course |
| vehicle usage & Mileage |
| Motorcycle Rider Group Discount for eligible riders |
| approved safety course |
| prior insurance |
| Multi Lines Discount |
| LoJack device |
| PIF Discount |
| Continuous Insurance Discount |
| prompt payment |
| Operators Safety Course |
| advanced quote |
| HOG Discount |
| Homeownership Discount |
| Garaged or locked storage |
| association membership |
| Anti lock brakes |
| Married discount |
| paperless |
| education discount |
Motorcycle Insurance in Arizona: Best Places to Ride
If you own a motorcycle in Arizona, you know the thrill of riding through the state’s breathtaking landscapes. From desert highways to mountain roads, there’s no shortage of scenic routes to explore.
Best Motorcycle Rides in Arizona
- Bull Creek Pass National Back Country – A 68-mile stretch through the Henry Mountains, featuring canyons, cliffs, and alpine scenery.
- Ajo Mountain Drive – A 21-mile route with stunning desert views and towering organ pipe cacti.
- Bienville Trace Scenic Byway – A picturesque ride that leads to historic landmarks like the Caddo-Pine Island Museum and the Germantown Museum.
Arizona Motorcycle Insurance Requirements
It is illegal to ride a motorcycle in Arizona without insurance. The state requires a minimum of 25/50/15 liability coverage, which includes:
- $25,000 for bodily injury per person
- $50,000 for bodily injury per accident
- $15,000 for property damage
Choosing the Right Motorcycle Insurance
When purchasing motorcycle insurance in Arizona, consider:
- Competitive pricing – Look for affordable rates without sacrificing quality.
- Coverage options – Policies should offer total loss protection, roadside assistance, and enhanced injury protection.
- Customer service – Choose an insurer known for reliable claims support and great customer experience.
Many riders in Arizona recommend Progressive for its flexible coverage options and strong customer service. Bundling your motorcycle insurance with auto or home insurance can also help lower your rates.
Get a Motorcycle Insurance Quote by Call or Text
Looking for affordable motorcycle insurance in Arizona? Call or text us now for a free quote and get the coverage you need before hitting the road.
Frequently Asked Questions about Motorcycle Insurance in Arizona
What types of Motorcycle Insurance does A Plus Insurance offer in Arizona?
A Plus Insurance offers various Motorcycle Insurance options in Arizona, including coverage for liability, collision, comprehensive, and more. We shop multiple carriers to find the best rates tailored to your specific needs.
How can A Plus Insurance help me find affordable Motorcycle Insurance rates in Arizona?
A Plus Insurance can help you find affordable Motorcycle Insurance rates in Arizona by leveraging our relationships with multiple carriers. We compare rates to provide you with the most cost-effective coverage without compromising on protection.
Can I call A Plus Insurance at 1.888.445.2793 for more information about Motorcycle Insurance in Arizona?
Certainly! For more information about Motorcycle Insurance in Arizona or to get a personalized quote, feel free to call us at 1.888.445.2793.
Who has the cheapest motorcycle insurance?
Finding the cheapest motorcycle insurance depends on various factors including your location, driving history, and the type of motorcycle you own. A Plus Insurance shops multiple carriers, such as Progressive, Dairyland, and National General, to find the most competitive rates. To ensure you get the cheapest rate with the coverage you need, we recommend getting a personalized insurance quote.
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Last Updated on by Amanda Moss