Insurance quotes in Missouri

Compare rates from top carriers in minutes… quick options for full coverage or liability only

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What we cover

We help Missouri drivers compare options for liability only or full coverage… add-ons like roadside, rental, and more. See our comparison guide and explore state rules in the requirements map.

Popular carriers include Progressive, Travelers, Bristol West, and others… see our carriers list.

Local factors

Rates vary by garaging ZIP, tickets, prior insurance, and vehicle. Learn why prices change in our article 10 reasons your car insurance changes, and review how credit and claims impact premiums in this guide.

Start today

Have licenses, VINs, and mileage ready… that speeds things up. To compare multiple companies side by side, begin here.

Missouri quotes made simple

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Find affordable Missouri auto insurance quotes today

Whether you are a married driver with a clean record or a young driver building history, our team helps you find competitive Missouri rates. Compare liability only or full coverage, bundle options for homeowners, and discounts for safe driving. We shop multiple companies so you can get a quick quote online or by phone… then decide if Progressive, Travelers, or other carriers fit your budget and coverage needs. Use our quote request to start, explore how much auto insurance costs in this overview, and review side-by-side details in the comparison guide. Need proof of insurance fast for a lender or employer… begin with our instant quote page and we will help you with ID cards and next steps.

Getting started

How do I get Missouri auto insurance quotes fast?

Start our online form or call… we compare multiple carriers and send options.

What information should I have ready?

Driver licenses, VINs, mileage, current coverage… see the basics in our auto insurance overview.

Can you email or text proof of insurance?

Yes… after binding we provide ID cards. Learn about coverage documents in Questions about insurance.

Do you compare Progressive with other companies?

We shop Progressive alongside others… see our Progressive vs Geico comparison and our providers page.

Where can I read about Missouri-specific options?

Visit the state hub for coverages and city pages at Missouri insurance.

Coverage choices

What is liability only in Missouri?

It meets state minimums for injuries and property damage. Compare options in Missouri liability insurance.

When should I choose full coverage?

When you want comprehensive and collision for your vehicle’s value… see differences in this guide.

Do lenders require full coverage?

Most do for financed vehicles… check our GAP overview and rental car coverage guide.

Can I add roadside assistance?

Yes… many carriers offer it as a low-cost add-on. Compare plans on our roadside page.

How much coverage do most Missouri drivers carry?

It varies by budget and vehicle… read how much insurance do I need and what it might cost.

Pricing and discounts

How do I find affordable Missouri rates?

Shop several companies at once… our team compares options and applies discounts. Start at instant quotes.

What affects my price the most?

Driving history, prior insurance, credit, and garaging ZIP… see 10 reasons rates change.

Are multi-policy discounts available?

Often yes when bundling home and auto… explore homeowners options at homeowners insurance.

Can I get quotes online and by phone?

Yes… use the online form or call for quicker guidance.

Do you show side-by-side comparisons?

Yes, we summarize coverages and deductibles… see our comparison guide.

Tickets, accidents, and SR22

Can you help after a speeding ticket?

Yes… we search carriers that are friendlier to recent violations. Learn how rates shift in why rates go up.

What if I have an at-fault accident?

We still compare options… reviewing deductibles and discounts to balance price and protection. Start here: auto insurance overview.

Do you file SR22s in Missouri?

Yes… see SR22 insurance Missouri for details.

How fast can I get SR22 proof?

Often same day after binding… review state pages in SR22 states.

Will comprehensive cover theft or hail?

Comprehensive addresses theft, hail, glass, and more… compare with collision in this article.

Vehicles and special situations

Can I insure a new teen driver in Missouri?

Yes… we help compare teen-friendly options and good student discounts. See new drivers guide.

Do you quote motorcycles too?

Yes… explore motorcycle insurance in Missouri.

What about non-owners insurance?

Available when you need proof without a vehicle… see non-owners Missouri.

Can I start with liability then upgrade later?

Yes… we can adjust coverages any time. Review options at liability insurance Missouri.

Do you help after a lapse?

Yes… begin with the lapse guide then we will quote several carriers to restore coverage.

Process and documents

How long do quotes take?

Many are same day… faster when you provide full driver and vehicle details. Start at get an insurance quote.

Can I switch mid-term?

Often yes without gaps… we will coordinate start dates and cancellations. Learn more at how to cancel insurance.

Will you help with lender requests?

Yes… we can send ID cards and declarations. See our auto insurance overview.

Do you offer Progressive in Missouri?

Yes… compare details at Progressive in Missouri and broader options at shop our companies.

Where is your Missouri quotes page?

Right here… and you can also review the state list at Insurance quotes in Missouri or the MO quick quotes page at car insurance quotes MO.

Missouri comparison snapshot

Every driver profile is unique… this table shows common options customers review when comparing quotes.

ItemLiability onlyFull coverage
Core coveragesBodily injury, property damage, UM/UIMLiability + comprehensive + collision
Common deductiblesNone for liability$250–$1,000 comp/collision
Lender acceptableUsually noUsually yes
Typical add-onsRoadside, rentalRoadside, rental, GAP
Learn moreMO liability guideComp vs collision

Compare several companies at once with our auto insurance comparison resource.

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Service Area — Missouri
Kansas CitySt. LouisSpringfieldColumbiaIndependenceLee's SummitO'FallonSt. JosephSt. CharlesBlue SpringsJoplinJefferson CityCape GirardeauWentzvilleFlorissantChesterfieldWildwoodBallwinRaytownLiberty

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Last Updated on by Shawn Christie

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