Affordable Car Insurance Aurora, Colorado
Find the best rates for cheap car insurance in Aurora, CO. Compare quotes from top providers and save up to 40% on your auto insurance.
Get Your Free Quote NowWhy Choose A Plus Insurance for Your Aurora Car Insurance
Competitive Rates for Aurora Drivers
At A Plus Insurance, we specialize in finding affordable car insurance Aurora residents can count on. Our extensive network of providers ensures you get the best possible rate for your specific needs and driving profile.
Whether you’re looking for minimum liability coverage or comprehensive protection, our team will help you find the perfect balance between cost and coverage.
Compare Aurora Car Insurance QuotesLocal Expertise in Aurora, Colorado
As a Colorado-based insurance agency, we understand the unique driving conditions and insurance requirements specific to Aurora. From winter driving hazards to local traffic patterns, our knowledge helps us find the right coverage for your situation.
We’ve helped thousands of Aurora residents save money on their auto insurance while maintaining quality protection.
Aurora Car Insurance Cost Comparison
| Coverage Type | Average Monthly Cost | Minimum Required in Colorado | Recommended Coverage |
|---|---|---|---|
| Liability Only | $65 – $95 | 25/50/15 | 100/300/100 |
| Full Coverage | $110 – $160 | Not Required | Comprehensive + Collision |
| Minimum Coverage | $45 – $75 | 25/50/15 | Not Recommended |
Understanding Aurora Car Insurance Costs
Car insurance rates in Aurora can vary based on factors like your driving record, vehicle type, age, and credit history. On average, Aurora drivers pay slightly less than the national average for auto insurance.
Our agents can help you understand what factors are affecting your premium and suggest ways to lower your costs while maintaining adequate protection.
Get Your Personalized QuoteCar Insurance Coverage Options in Aurora
Liability Insurance
Colorado law requires all drivers to carry liability insurance. This covers injuries and property damage you cause to others in an accident. While the state minimum is 25/50/15, we typically recommend higher limits to better protect your assets.
Our agents can explain the differences between liability limits and help you choose the right amount for your situation.
Comprehensive and Collision
While not required by law, comprehensive and collision coverage protect your own vehicle. Collision covers damage from accidents, while comprehensive covers non-collision incidents like theft, vandalism, or weather damage.
If you have a loan or lease on your vehicle, your lender will likely require these coverages.
Additional Coverage Options
Beyond the basics, we offer various additional coverages including uninsured/underinsured motorist protection, medical payments, rental reimbursement, and roadside assistance. These can provide valuable protection in specific situations.
Our agents will help you understand which additional coverages make sense for your needs and budget.
Customize Your Aurora Car InsuranceSave on Your Aurora Car Insurance
Available Discounts for Aurora Drivers
We work with multiple insurance carriers to find all available discounts for our clients. Common discounts include:
- Multi-policy discount (when you bundle auto with homeowners insurance)
- Safe driver discount
- Good student discount
- Multi-vehicle discount
- Anti-theft device discount
- Defensive driving course discount
Our agents will thoroughly review your profile to identify every discount you qualify for, ensuring you get the cheapest car insurance Aurora has to offer.
Find Your DiscountsFrequently Asked Questions About Aurora Car Insurance
The cheapest car insurance in Aurora varies by driver, but companies like Progressive, Dairyland, and Gainsco often have competitive rates. The best way to find the most affordable option for your specific situation is to compare quotes from multiple providers. At A Plus Insurance, we do this work for you, shopping our extensive network to find the best rates. Learn more about our insurance providers.
On average, Aurora drivers pay between $65-$160 per month for car insurance, depending on coverage levels, driving history, and other factors. Minimum coverage can start as low as $45/month, while full coverage typically ranges from $110-$160. Compare to insurance costs in other states.
Colorado requires all drivers to carry liability insurance with minimum limits of 25/50/15: $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $15,000 for property damage. However, we typically recommend higher limits to better protect your assets. Learn about liability insurance requirements in other states.
Yes, in Colorado, insurance companies can use credit-based insurance scores when determining rates. Generally, a higher credit score can lead to lower premiums, while a lower score may increase your costs. However, we work with providers who offer options for various credit situations. Explore our auto insurance options.
If you need an SR-22 filing in Aurora, we can help. An SR-22 is a certificate of financial responsibility often required after serious traffic violations or driving without insurance. We work with specialty providers who offer SR-22 filings at competitive rates. Learn more about SR-22 requirements by state.
Absolutely! Bundling your Aurora car insurance with other policies like homeowners insurance or motorcycle insurance can lead to significant discounts. Many of our clients save 15-25% by bundling their insurance needs with one provider.
Have More Questions About Aurora Car Insurance?
Our knowledgeable agents are here to help you understand your options and find the right coverage at the best price. Contact us today for personalized assistance with your Aurora auto insurance needs.
Ready to Save on Your Aurora Car Insurance?
Get your free, no-obligation quote today and discover how much you could save on your auto insurance.
Last Updated on by Jayleen Ridgeway