How Hard is the Insurance License Exam?

The Studying Process and Study Method

If you study strategically, it’s more manageable than you think! First, It’s very important that you choose the correct study materials and study method. We personally preferred using A.DBanker & Company.

• To become an Auto Insurance Agent, you must select the state in which you will be selling insurance.

• In our case the state is South Carolina. Please note that exams will vary from state to state.
• The next part of the process on how to become an auto insurance agent: Choose Property and Casualty, this will enable you to study to become licensed to sell not only auto insurance, but home insurance, RV, motorcycle, renters, etc. that’s Auto Insurance.

• Now that we have established the material, let’s focus on how you should study. You are given several options.
  • Online course: This is great if you want the freedom to choose when you want to study, and not feel pressured to commit to certain dates to take the course. The most basic version gives you access to simulated licensing exams, digital study manuals, and more than enough to help you pass. For an additional cost, you can add digital flash cards and a web class subscription.
  • Web class: If you need a little more structure, you can have a classroom experience with a live instructor. You will need to choose a date for your class, which could be difficult to do if you have a less flexible schedule, but if you want to have a more collegiate experience, this could be the best option for you.
  • Self Study: This is the cheapest option, so if you are going for the most budget friendly choice, this is the one for you. Also a plus, you can go completely at your own pace. This might be a more difficult option if you need a little more structure and discipline to motivate you to study.
• Once you pick your study method, be sure to carefully select your line, as you will be given the options below. SC Personal lines is an easier and shorter exam that is focused on selling personal auto, home, renters, and other personal vehicle insurance. The SC Property and Casualty option is more extensive and goes into more depth about business liability.

Insurance Agent Exam: Best Tips

The exam is not the hardest test you may ever take but it requires diligent study to prepare for it. Choose the method that best fits your study style. It’s also very important to give yourself 2 weeks to a month to study depending on your availability and study habits. The test is multiple choice so do your best to memorize the definitions of insurance terms.

Take as many practice exams as you can. The practice exams simulate perfectly the type of questions you will see in the exam. In between study sessions, use flashcards to help you memorize the information. The best tip I can give is to take the practice exams over and over. Then go over the questions you missed to find your weak points.