1. Gap Insurance, What Is It? Gap insurance, also known as Guaranteed Asset Protection insurance, is a type of insurance coverage that helps protect you financially if your car is totaled or stolen and the amount you owe on the car loan is higher than the actual cash value of the vehicle. What Exactly Does […]
Gap Insurance Explained Read More »
Does Hail Damage Car Insurance Exist? Hail damage is typically covered under comprehensive auto insurance, which protects your vehicle from non-collision events like storms, falling objects, or vandalism. While there isn’t a separate “hail damage policy,” adding comprehensive coverage ensures that repairs for dents, cracked windshields, or other storm-related damage are included in your protection.
Table of Contents Overview Car Accident Cost FAQs Comparison Guide Direct vs Indirect Costs Accidents create direct costs (repairs, medical bills, rentals, deductibles) and indirect costs (time off work, rides, higher premiums). The right mix of coverages shifts risk off of you. See coverage trade-offs in our Auto Insurance Comparison. What Drives Price Severity, vehicle
Understanding average cost of a car accident Read More »
Purchasing Landlord Insurance Insurance for Landlords Cost in Colorado’s housing market can be risky for first time home buyers, and in some metro areas, it is a wiser to rent vs. buy. Making it appealing to those who already own to take the leap and become landlords. Perhaps you own a vacation home in one of
Buyers Guide Insurance for Landlords Cost Policies in Colorado Read More »
Ultimate Insurance Glossary We know…we use a lot of unfamiliar lingo in this industry…but we have you covered! (No pun intended…hehe…) Here is your guide to our commonly used insurance terms: A | B | C | D | E | F | G | H | I | J | K | L | M |
Ultimate Guide to Common Insurance Terms [Glossary] Read More »
Why is Car Insurance So Expensive? Understanding Rating Factors If you are wondering why is car insurance so expensive, there could be multiple reasons at play. First off, it’s good to understand the rating factors that car insurance companies use to determine an individual’s auto rates. It could be possible that one or more of
Why Is Car Insurance So Expensive? Read More »
What the Hail? A Homeowners Guide Hail Damage Got Hail? Why a Homeowner Should Be Concerned Homeowners Guide Hail Damage: Why You Should Check Your Roof Homeowners Guide Hail Damage: Hail damage is never fun and almost always causes damage to your property. While most home insurance companies do cover hail damage, there is a deductible that must
What the Hail? A Homeowners Guide Hail Damage Read More »
Who’s Affected? What’s Happening? When Is the Change Happening? What State Is this Happening In? Why Are Rates Increasing? How Can You Still Keep Rates Low? There are several things you can do to keep your insurance prices low and affordable. Q1: What does Progressive motorcycle insurance in Florida cover? A1: Progressive motorcycle insurance in
progressive motorcycle insurance in Florida Read More »
Guide for Homeowners : Many people are calling Denver their home Denver Colorado has witnessed a slow and steady population increase over the last few years adding new residents every year to the already 2.9 million that call the Denver area home. Whether it is the breathtaking views, education system or the walkable downtown area,
Guide for Homeowners Denver, Colorado Read More »
Uber and Lyft Insurance Before we delve into the complicated world of auto insurance for a rideshare driver, we want to be clear that at this time; we do not provide insurance coverage if you are an Uber or Lyft driver. While insurance companies recognize the need for rideshare coverage, many are only testing the
Uber and Lyft Insurance-How to Get Rideshare Insurance as an Uber or Lyft Driver Read More »
What is a Home Inspection Checklist? Home inspection-sounds scary, doesn’t it? But they aren’t…if you know what to expect. Home inspections are simply someone coming out to evaluate your home. They are looking at certain things (more on that below) to determine the condition of your home and to make sure all systems are functioning
Ultimate Home Inspection Checklist Read More »
Homeowners Insurance Coverage Explained | HO-3 vs HO-5, Deductibles, Endorsements Table of contents Overview FAQs — Policy Basics FAQs — Property Coverages FAQs — Liability & Medical FAQs — Deductibles & Claims FAQs — Endorsements & Special Items FAQs — Pricing, Discounts & Bundles FAQs — Lenders & Administration Get help How a homeowners policy
homeowners insurance coverage explained Read More »
Arkansas Auto Rate Changes Arkansas Auto Rate Changes have been a topic of significant discussion in recent months. With the evolving landscape of the insurance industry, monitoring Arkansas Auto Rate Changes has become crucial for both insurers and policyholders. Understanding the implications of these rate changes allows individuals to make informed decisions about their auto
Arkansas Auto Rate Changes Read More »
Table of Contents Overview No-Down-Payment FAQs Comparison Guide The Reality “No down payment” auto insurance isn’t a real product… every policy requires paying something up front (first month, fees, or both). We’ll minimize the up-front cost and keep monthly payments practical. See how coverage choices affect price in our Auto Insurance Comparison. What We Can
Car Insurance With No Down Payment Read More »
As you may know, Insurance prices are calculated using a variety of “Rating Factors“. Insurance companies have begun to look at a new way to better personalize Insurance rates, based on drivers ability to drive safe, rather than using the other rating factors. These programs reward the safe drivers, and help these drivers save additional
Get Cheap Personalized Insurance Rates Read More »
Facts about Renters Insurance 5 Things You Should Know About Renters Insurance What is renters Insurance? Why do I need this type of Insurance? What exactly does it cover? How much does an average Renters policy cost? Is this Insurance different than Homeowners Insurance? These are all very important questions to ask when you are
5 Things you should know about Renters Insurance Read More »
Question 1: What are the State Minimum Liability Limits that I am required to carry and what do they cover? ANSWER – your agent should be able to tell you what the minimum requirements are per your State, and offer you any additional coverages in that State and higher liability limits. For example, in Colorado
Questions to ask your insurance agent Read More »
Table of Contents Overview COVID-19 & Car Insurance FAQs Comparison Guide Mileage & Usage Driving less affects risk and pricing. Usage-based or “snapshot” programs can reward safer, lower-mileage habits… we’ll show options. Coverage trade-offs in our comparison hub. Payments & Proof We can align billing dates, apply discounts, and deliver digital ID cards instantly for
COVID-19 and how it affects Car Insurance Premiums Read More »
Here’s What Our Clients Say About Us Choosing Your Deductibles So, we have heard of ‘regular’ deductibles, now what is a Double Deductible in regard to your Auto Insurance policy? First, let’s dive into the basics of full coverage and deductibles to get a better understanding. Full coverage consists of Comprehensive and Collision coverage. Comprehensive
What is a Double Deductible? Read More »
SR-22 quick guide answering frequently asked questions about this type of car insurance coverage.
SR22 Insurance Guide Read More »
“Content is fire; social media is gasoline.” -Jay Baer
Social Media Marketing Read More »
BEFORE YOU WRITE 1. Think About Your Niche/Brand and Stay in it It’s tempting to use your blog as a place to vent and share your personal thoughts as they come to you…and you might have genuinely good opinions to share. However, if you are all over the place, it’s difficult to build a following
Write the Perfect Blog Read More »
Why You Should Be Thinking About Getting Life Insurance Life insurance often gets overlooked. Sure, it is a reminder of our mortality, but it also makes sure our loved ones are provided for once we check out. Moreover, at the very least, it is a way to make sure you receive dignified care after death.
Term Life Insurance: Buyers Guide | A Plus Insurance Read More »
South Carolina is known for its shoreline of subtropical beaches and marsh-like sea islands. The abundance of natural beauty is a motorcyclist’s paradise. So whether you are passing through the Palmetto State on two wheels or you have just taken up residence, here are some things you should know. The South Carolina Law requires of
South Carolina Motorcycle Insurance Requirements Read More »
RCV and ACV Insurance Replacement Cost Value and Actual Cash Value – It is important to know the difference! As if understanding homeowners insurance wasn’t hard enough, you also have to know the difference between actual cash value (ACV) and replacement cost value (RCV). However, it is imperative that you know these terms and their
Easily Understanding RCV and ACV Insurance: (Replacement Cost vs Actual Cost Value) Read More »
Need Help Filing Auto Claim? Auto accidents are never anyone’s idea of a good time, but unfortunately, they happen. These days they seem to happen more with all of the distracted drivers on the road. However, there are a few things you can do to help you get through the filing auto claim process a little
Guide to Filing Auto Claim [Quick Guide] Read More »
1. Protects Your Car’s Paint & Finish 🎨🛡️ Dirt, grime, and road salt can eat away at your car’s paint, leading to oxidation and rust. A regular wash removes these harmful contaminants before they cause long-term damage. 💡 Pro Tip: Use a pH-balanced car shampoo to avoid stripping away protective wax coatings. 2. Prevents Rust
7 Reasons Why Washing Your Car Isn’t a Waste of Time [Carwash Tips] Read More »
Homeowners Insurance What Does My Homeowners Policy Cover? The Lowdown on water damage What Does My Homeowners Policy Cover? Why Be Concerned? Ways to Prevent Water Damage What does My Homeowners Policy Cover? Before we can answer that question, let’s first see how we can prevent water damage. Unfortunately, accidents will happen, but there are
Water Damage, What Does My Homeowners Policy Cover? Read More »
Homeowners Pueblo Guide for Homeowners Pueblo, Colorado Pueblo, Colorado is one of the most beautiful places to live…so protect your house and property. If you own or are buying a house in 2023, this is your guide to why you need home insurance, what it covers, and what affects your rates. Homeowners Pueblo- A Buyers
Guide for Homeowners Pueblo, Colorado Read More »
Do I Need an Attorney for a Home Insurance Claim? Situations may arise where you and your insurance carrier may find yourselves at a standstill over a home insurance claim settlement. The reasons could range from a claim denial, a low settlement value, or a conflict on policy coverage. Finding yourself in this type of precarious situation
Do I Need an Attorney Home Insurance Claim? Read More »
New Car Replacement Insurance- Why Would I Need It? You saved, and you saved, searched high and low, and finally found the perfect new car. Then boom, three weeks after bringing your new ride home, you hit a light pole in the parking lot thinking you were in reverse but no; you were in drive
Your Guide to New Car Replacement Insurance | A Plus Insurance Read More »
Child Car Seat Safety: 5 Tips That Will Save Their Life Car crashes are a scary thought, but it’s necessary to think about the possibility and make sure your kids are protected with the right car seat. Child Car Seat Safety: What We Need To Consider While summer means no school and backyard barbecues, those
Child Car Seat Safety: 5 Tips That Will Save Their Life Read More »
5 Ways to Keep Sane During a Home Renovation Process Your Guide to surviving your Home Renovation Process and the stress of home repairs, and what to expect while your house is under construction. Home Renovation Process-What’s Next? If you have filed a homeowners insurance claim and wondering what to expect during the home repair
A Guide to your Home Renovation Process Read More »
Many insurance professionals or banks may refer to homeowners insurance as “hazard insurance” or simply “home insurance.” It is property insurance designed to cover private homes and their contents. There are three big reasons to buy homeowners insurance, they include: Homeowners Insurance Buyers Guide : Why You Should Never Go Without Coverage Let’s say maybe
Homeowners Insurance Buyers Guide Read More »
Your Personal Car Accident Guide: Every year in the United States, there are around 6 million car accidents. Many accidents lead to trauma and injuries, and about 2 million drivers suffer long-term injuries every year. Whether it’s a fender bender or a serious crash, getting into a car accident is traumatic. Plus, many drivers are
Car accident guide- Don’t Panic: 6 Steps To Follow After Getting Into a Car Accident Read More »
SR22 Insurance in South Carolina: Understanding Requirements and Policies What is SR22 Car Insurance? SR22 car insurance in South Carolina is a certificate of financial responsibility required for high-risk drivers, often due to violations like DUIs, repeated traffic offenses, or driving without insurance. SR22 insurance in South Carolina is not a separate policy but an
SR22 Car Insurance SC Read More »
What To Do When You’ve Been Hit by an Uninsured Motorist Do I need a Lawyer? You should not need to involve an attorney for simple clear-cut claim situations. Here are a few questions to ask yourself to help you determine if you do need an attorney. Statistics For Uninsured Motorist Did you know
Hit by an Uninsured Motorist: Everything you Need to Know [FAQs] Read More »
College Students Guide to Insurance College Students Guide to Insurance College Students Guide to Insurance-Auto Insurance You may be deciding whether or not take your car with you or if you should have your own policy. There are definitely pros and cons to both, and hopefully, we can help you decide what is best for
A College Students Guide to Insurance Read More »
Starting A Business Liability Insurance Colorado Policy All businesses are born from an idea or a dream, and either turned into grand success stories or epic failures. The things that most successful companies have in common is that they started with a plan. If you want to give your business a head start, here are
Small Business Insurance-Should You Get Business Insurance? Most small business owners think that insurance is too expensive or that they can just go without it. However, did you know that four out of ten business will experience a property or liability loss in the next ten years? At the top of the list for most
Small business insurance – Can Your Small Business Survive without Insurance? Read More »
Before Buying a House Shopping for a new a house can be an exhilarating and stressful time, but a few helpful suggestions you can make yourself an educated buyer and possibly save some money on homeowners insurance in the process. Which saving money on insurance is a good thing because homeowners insurance is typically a
Before Buying a House, Look at These 10 Things Read More »
Auto Insurance Claims- When to talk to an attorney. Should I Hire A Lawyer for My Auto Insurance Claim? There is no question that auto accidents are a headache to deal with, add in injuries, and a totaled car and they can be downright earth-shattering. There are lots of questions about fault, lots of coverage questions and
Auto Insurance Claims- When to talk to an Attorney Read More »
When it comes to repairing our homes whether it is due to general maintenance or putting the pieces back after a catastrophe, you want to be sure you can trust your contractor. However, it can be hard to be patient and look for a trusted insured contractor when all you want to do is put your life back together.Read
How to Choose a Handyman or Contractor for Home Repairs Read More »
Auto Insurance, Now in 34 states! Windshield Repair Replacement Guide Auto Insurance, Now in 34 states! Windshield Repair Replacement Guide Is it Better to Replace or Repair a Cracked Windshield? Repair is often preferred for minor damage like small chips or cracks, typically smaller than a dollar bill, and positioned away from the edges. It
Windshield Repair Replacement Guide Read More »
Auto Insurance, Now in 34 states! Finding The Best Rate For Our Young Drivers Insurance Guide Young Drivers Car Insurance Guide You couldn’t wait for the day when Mom and Dad handed over the keys to your first car. A vehicle symbolizes freedom, of being one step closer to becoming an adult and it also
Youthful & Young Drivers Insurance Guide Read More »
Auto Repair Guide-How To Help The Insurance Claims Process Go Smoother When it comes to auto repairs during the claim process, it is good to know what to expect. While insurance carriers may vary in their process and procedures, there is a standard workflow. We created an auto repair guide and here are a few
Types of Car Insurance Purchasing Auto Insurance: Understanding Car Insurance Types Need help understanding different types of insurance and coverage car insurance types? We are your Ultimate Auto Insurance Buyers Guide! What Do I Need to Know about Car Insurance Types Before Purchasing Auto Insurance? Purchasing auto insurance and finding out which carrier and insurance
Personal Auto Insurance Buyers Guide Read More »
Distracted Driving Dangers Of Impaired Driving In some form or another, we are all told on a daily basis about the deadly dangers of impaired driving. Whether it is driving under the influence, texting while driving or simply driving too fast, these are real problems with deadly consequences. Drinking and driving under the influence or
Distracted Driving: a Deadly Colorado Epidemic Read More »
Colorado Motorcycle Insurance Requirements When you’re cruising the scenic roads of Colorado, having robust Colorado Motorcycle Insurance is not just a necessity—it’s a legal requirement. In Colorado, all motorcyclists must carry liability insurance to cover potential damages or injuries in an accident. This insurance must include at least $25,000 for bodily injury per person, $50,000
Facts about Colorado Motorcycle Insurance Read More »
Let us help you understand Umbrella Insurance No…. this page is not about insuring your favorite umbrella. However, this is a useful guide that explains what an umbrella insurance policy is and why it is important to have one. Unless you have been in the insurance industry or had an insurance agent or even a
Umbrella Insurance, A Buyers Guide Read More »
How to File a Homeowners Claim Never Filed a Home owners claim? The Process of Filing a Claim on Your Homeowners Insurance: 8 Questions to Ask Yourself The following are some helpful steps to help you file a successful claim: First of all, it is essential that you read your insurance policy to understand exactly what
How to File a Homeowners Claim Read More »
Here is a quick and easy Colorado Auto Theft Guide to keep you safe and feel protected against auto thieves. It is also a wise to carry comprehensive insurance that covers stolen vehicles. Even if your vehicle is an older model, you are still at risk to be a victim of auto theft. To see what carriers we work
Colorado Auto Theft Guide; Statistics Read More »
Quote for Motorcycle Insurance When getting a quote for motorcycle insurance, your agent will always ask what kind of coverage you are looking for. Don’t get too overwhelmed! Coverages on a motorcycle insurance policy are very similar to those on an auto policy. Those coverages include: After your basic coverages, many companies will throw add-ons or
quote for motorcycle insurance Read More »
Looking For Home Insurance? Whether you are buying insurance for the first time or shopping around to get better coverage, homeowners’ insurance should meet your needs. Getting the best price, you can for the coverage you need is also important. Being an informed shopper will more likely get you the best possible coverage at the
Colorado Home Insurance Buyers Guide Read More »
Why Commercial Auto Insurance? Commercial Auto insurance is needed if you use your vehicle in a business capacity. Feeling perplexed, you think to yourself I have a personal auto policy, isn’t that good enough? Unfortunately, the answer is no, the personal auto policy excludes coverage if the vehicle is used for business. Let’s say you
Commercial Auto Insurance Buyers Guide Read More »
The 32 Factors Determine your auto insurance rates factors: Limits of Liability: Liability is what helps protect other drivers from you. Each state determines their minimum liability requirements to be legal on the roads. Increasing your liability limit will typically increase your insurance cost, but you also have more coverage. Comprehensive coverage This is coverage
32 Questions that determine your auto insurance rates Read More »
Colorado SR22 Insurance: How It Works and What You Need to Know Understanding how SR22 insurance works in Colorado is crucial for high-risk drivers. SR22 insurance in Colorado is a certificate of financial responsibility required by the state to reinstate driving privileges after violations like DUIs or driving without insurance. This certificate verifies that you
SR22 Insurance Colorado Read More »
