SR-22 Insurance in Arizona

SR-22 Insurance
What is SR-22 Insurance?

Reasons you may be required to carry an SR-22 In Arizona

Excessive points violations
DWI (Driving while intoxicated)
DUI (Driving under the influence of Drugs or Alcohol)
License suspension for failure to pay fines
Suspension of license due to child support
Too many tickets in short period of time
Previous incarceration
Driving while Suspended/revocation
Failure to maintain mandatory insurance coverage required by state law
Multiple Traffic Offenses
At Fault accident with no insurance
These are the top reasons you may be asked to carry SR-22 Insurance in Arizona. SR-22 is also known as a Certificate of Financial Responsibility which generally costs a small fee to add onto an existing insurance policy, at which the insurance company the responsibility of informing the state that you are insured.

DUI and SR-22 In Arizona

By Arizona law, a driver who is convicted of a DUI will be required to carry a SR-22 filing for at least 3 years. The Insurance company of which the SR-22 filing is with, will be responsible for reporting that to the state, letting them know that you are insured. If at any time your insurance lapses, or cancels, the state will also be notified. The amount of time you are required to carry the SR-22 will be reset, starting completely over. It is very important to not allow your insurance to lapse or cancel in any circumstance. You may also be required to pay any SR-22 related fees, or reinstatement fees again.

Arizona’s State Insurance requirements

StateState MinPIP?
Arizona25/50/15N/A
By Arizona law, these are the minimum insurance requirements. This will pay out to the other party if you are liable in the accident (otherwise known as an At Fault Accident). The minimum amount is $25,000 per person for bodily injury, up to $50,000 per accident and $25,000 for property damage. If there are multiple people hurt in the accident, your liability will cover up to $25,000 for each person and only up to $50,000 per each accident.

SR-22 Rates by Company (liability only) In Arizona

CompanySR22 Liability (average)
21st CenturyN/A
USAAN/A
Acceptance RTR$110.00
National General$104.00
SafecoN/A
State FarmN/A
Liberty Mutual$135.00
TravelersN/A
Dairyland$84.00
NationwideN/A
Mendota Ins. Company$116.00
Bristol West$96.00
The General$81.00
Progressive Insurance$85.00
AllstateN/A
GAINSCO$105.00
AssuranceAmerica$86.00
State AutoN/A
Farmers$79.00
You cannot obtain Sr22 insurance just by itself. You must get a new policy, or add this filing on to an existing policy

Laws pertaining to SR-22 In Arizona

Drivers in the State of Arizona are required to be covered by liability insurance. The insurance must be obtained through an authorized company which has the permission to do business in the state. If an individual fails to provide proof of insurance, they will be required to carry an SR-22. SR-22 is not an insurance policy, but an attachment added onto a policy letting the state know that you are carrying the minimum required insurance by law.

SR-22 and child support in Arizona

If an individual fails to pay child support, that may result in a suspended drivers license. If your license becomes suspended, you may be required to carry an SR-22.

Cost for SR-22 Insurance (full coverage) in Arizona

CityPrice
Vail$163
San Tan Valley$152
Safford$169
Gold Canyon$169
Tuba City$173
Bullhead City$161
Picture Rocks$177
Saddlebrooke$164
Scottsdale$154
Green Valley$154
Buckeye$162
Tempe$178
Chandler$181
Flowing Wells$146
Yuma$181
Tanque Verde$182
Sahuarita$157
Oro Valley$182
Arizona City$163
Phoenix$162
Prescott Valley$164
Tucson Estates$151
New River$174
Payson$167
Sun Lakes$178
Cottonwood city$153
Eloy$159
Maricopa$170
Camp Verde$182
Florence$147
Sun City West$172
Fortuna Foothills$150
Prescott$168
Nogales$164
Queen Creek$149
Chino Valley$180
Winslow$162
Surprise$176
Verde Village$162
Sun City$164
Gilbert$176
Sierra Vista$163
Coolidge$173
Fountain Hills$161
Show Low$150
Peoria$161
Corona de Tucson$168
Tucson$168
Avondale$150
Casas Adobes$152
Drexel Heights$157
Douglas$159
Marana$174
Anthem$171
Goodyear$155
Financing a vehicle that requires you carry full coverage? You can have full coverage and an SR-22 filing on the same policy, as long as the company offers SR-22s. Check for the average cost for SR-22 and full coverage by city in Arizona.

Company fees for a Financial Responsibly Form (SR-22) in Arizona

AssuranceAmerica$25.00
Safecona
Progressive Insurance$25.00
21st Centuryna
National GeneralNA
Travelersna
American Familyna
Acceptance RTR$25.00
GAINSCO$25.00
Bristol West$25.00
Farmers$15-$28
Liberty Mutual$15-$25
DairylandFree
USAAna
Nationwidena
AllstateUnknown
Mendota Ins. Company$25.00
Many Insurance companies charge a small fee for the SR-22 filing for each Insurance term. The fee is generally $0-$25/term. Some companies, like Dairyland, do not charge a fee at all, which often makes them the cheapest option.

Which companies offer SR-22 Insurance in Arizona

CompanySR22 Offered
USAANO
Safecono
Geicoyes
Bristol Westyes
The Generalyes
State Farmunsure
Mendota Ins. Companyyes
Dairylandyes
Progressive InsuranceYes
State Autono
Travelersno
American Familyno
21st Centuryno
National Generalyes
Nationwideno
Acceptance RTRyes
Farmersyes
Allstateunsure
Unsure where to start searching for an affordable insurance quote? Save time in your search by checking one of the companies listed above first.

Who has the cheapest price on SR-22 in Arizona

CityPrice
ScottsdaleBristol West
Sierra Vista SoutheastThe General
Rio RicoProgressive
SomertonThe General
FlorenceThe General
EloyProgressive
Green ValleyProgressive
TucsonGeico
Corona de TucsonProgressive
GlendaleProgressive
VailDairyland*
FlagstaffProgressive
Drexel HeightsLiberty Mutual
KingmanFarmers
Verde VillageGeico
Sierra VistaGeico
Tucson EstatesBristol West
PeoriaGeico
WinslowBristol West
Casas AdobesThe General
BuckeyeNational General
Cottonwood cityGeico
Arizona CityThe General
Paradise ValleyProgressive
Prescott ValleyThe General
Show LowProgressive
Lake Havasu CityProgressive
Picture RocksLiberty Mutual
CatalinaGeico
MaranaLiberty Mutual
PhoenixProgressive
TempeThe General
Camp VerdeGeico
SaffordGeico
Fort MohaveThe General
Bullhead CityThe General
Flowing WellsGeico
YumaNational General
NogalesGeico
PaysonGeico
Tanque VerdeProgressive
SahuaritaLiberty Mutual
Gold CanyonThe General
GilbertGeico
New Kingman-ButlerProgressive
DouglasProgressive
Casa GrandeProgressive
SedonaThe General
GoodyearBristol West
PrescottThe General
MaricopaGeico
MesaThe General
Fortuna FoothillsDairyland*
Tuba CityBristol West
San Tan ValleyProgressive
Golden ValleyGeico
Apache JunctionDairyland*
AvondaleProgressive
ChandlerProgressive
Sun CityThe General
SurpriseGeico
San LuisDairyland*
Sun LakesNational General
Fountain HillsProgressive
El MirageGeico
Valencia WestProgressive
Sun City WestProgressive
New RiverProgressive
Queen CreekBristol West
CoolidgeProgressive
Catalina FoothillsBristol West
AnthemProgressive
Check above for the cheapest insurance company in your area. Most of these companies specialize in SR-22 filings, and are able to offer a competitive price for their customers.
How much does an SR-22 Cost in Arizona?

Typically, companies charge a fee anywhere of $0-$25 each term. Some companies charge a percentage of the premium, and some do not offer SR22 filings.

How long do I need to carry an SR-22 in Arizona?

This depends upon the conviction. Anywhere from 3-5 years in most cases.

What states don’t require SR-22s?

Delaware, Kentucky, Minnesota, New Mexico, New York, North Carolina, Oklahoma, and Pennsylvania.

What if i’m required to carry SR-22 but don’t own a vehicle?

You can purchase a Broad Form or Named Operator policy, which insures you for the minimum liability requirements. You’ll need to add the SR-22 onto that policy.

How do I get an SR-22 In Arizona?

Already insured? Simple, contact your insurance company and ask them to file a financial responsibility certificate on your behalf (SR-22). Not Insured? Call around for quotes on a policy with SR-22.

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Best SR22 Insurance in Arizona
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Last Updated on October 18, 2021 by Katie Sopko

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