15 Ways a DUI Will Cost You BIG Time
DUI’s are expensive. Law enforcement wants to stop drinking and driving, and the best way to accomplish this is to make the conviction as costly as possible.
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5 of the Weirdest Insurance Policies That Actually Exist
1. Weirdest Insurance Policies: Alien Abduction $10 Million Plus in this odd niche abduction insurance market, which often includes bizarre claims, has been written by various companies, often taken out by celebrities looking to cover all possibilities and ensure full protections. I received a “No Comment” when I enquired about any payouts to policyholders on
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What documents do you need to keep in your car?
Here’s What Our Clients Say About Us Documents to Keep in Your Car: Vehicle Registration Vehicle registration is a critical document that verifies your vehicle is officially registered with your state’s motor vehicle department, confirming you have fulfilled all necessary taxes and fees for your tags/license plates. It is mandatory for your vehicle to be
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Ultimate Guide to Common Insurance Terms [Glossary]
Ultimate Insurance Glossary We know…we use a lot of unfamiliar lingo in this industry…but we have you covered! (No pun intended…hehe…) Here is your guide to our commonly used insurance terms: A | B | C | D | E | F | G | H | I | J | K | L | M |
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Why Is Car Insurance So Expensive?
Why is Car Insurance So Expensive? Understanding Rating Factors If you are wondering why is car insurance so expensive, there could be multiple reasons at play. First off, it’s good to understand the rating factors that car insurance companies use to determine an individual’s auto rates. It could be possible that one or more of
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homeowners insurance coverage explained
Homeowners Insurance Coverage Explained | HO-3 vs HO-5, Deductibles, Endorsements Table of contents Overview FAQs — Policy Basics FAQs — Property Coverages FAQs — Liability & Medical FAQs — Deductibles & Claims FAQs — Endorsements & Special Items FAQs — Pricing, Discounts & Bundles FAQs — Lenders & Administration Get help How a homeowners policy
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Car Insurance With No Down Payment
Table of Contents Overview No-Down-Payment FAQs Comparison Guide The Reality “No down payment” auto insurance isn’t a real product… every policy requires paying something up front (first month, fees, or both). We’ll minimize the up-front cost and keep monthly payments practical. See how coverage choices affect price in our Auto Insurance Comparison. What We Can
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Earthquake and Flood insurance
Most people would be surprised to know that a typical homeowners insurance policy does NOT cover earthquakes and floods. This leaves the question…should I get earthquake and flood insurance? They are two separate things…so let’s break it all down, and hopefully from there you can feel better equipped to make your decision. Earthquake and Flood
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Get Cheap Personalized Insurance Rates
As you may know, Insurance prices are calculated using a variety of “Rating Factors“. Insurance companies have begun to look at a new way to better personalize Insurance rates, based on drivers ability to drive safe, rather than using the other rating factors. These programs reward the safe drivers, and help these drivers save additional
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5 Things you should know about Renters Insurance
Facts about Renters Insurance 5 Things You Should Know About Renters Insurance What is renters Insurance? Why do I need this type of Insurance? What exactly does it cover? How much does an average Renters policy cost? Is this Insurance different than Homeowners Insurance? These are all very important questions to ask when you are
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Questions to ask your insurance agent
Question 1: What are the State Minimum Liability Limits that I am required to carry and what do they cover? ANSWER – your agent should be able to tell you what the minimum requirements are per your State, and offer you any additional coverages in that State and higher liability limits. For example, in Colorado
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COVID-19 and how it affects Car Insurance Premiums
Table of Contents Overview COVID-19 & Car Insurance FAQs Comparison Guide Mileage & Usage Driving less affects risk and pricing. Usage-based or “snapshot” programs can reward safer, lower-mileage habits… we’ll show options. Coverage trade-offs in our comparison hub. Payments & Proof We can align billing dates, apply discounts, and deliver digital ID cards instantly for
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Insurance Agent Vs Broker
Insurance Agent Vs Broker Insurance Agent Vs Broker: The Difference in a Nutshell What is the difference between an Insurance Agent and a Broker? Both are insurance specialists who sell Property and Casualty Insurance helping the insured purchase insurance coverage from the Insurer (Insurance company). An Agent(or captive agent) works for one single insurance company,
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What is a Double Deductible?
Here’s What Our Clients Say About Us Choosing Your Deductibles So, we have heard of ‘regular’ deductibles, now what is a Double Deductible in regard to your Auto Insurance policy? First, let’s dive into the basics of full coverage and deductibles to get a better understanding. Full coverage consists of Comprehensive and Collision coverage. Comprehensive
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Term Life Insurance: Buyers Guide | A Plus Insurance
Why You Should Be Thinking About Getting Life Insurance Life insurance often gets overlooked. Sure, it is a reminder of our mortality, but it also makes sure our loved ones are provided for once we check out. Moreover, at the very least, it is a way to make sure you receive dignified care after death.
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19 Tips To Protect Yourself While Traveling
Protect Yourself 19 Tips To Protect Yourself While Traveling What you need to know Protect Yourself 19 Tips To Protect Yourself While Traveling What you need to know It’s important to take precautions when planning a trip because it saves the chaos of when you’re not around and your personal assets are damaged, stolen, or
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5 Ways To Show Appreciation For Your Designated Driver
Show Appreciation For Your Designated Driver 1. Buy Your Designated Driver a drink!! Buy his nonalcoholic drinks for the night and his dinner. That is a MUCH better price to pay than dealing with the fees and cost of a DUI. (So don’t be cheap) 2. Show Appreciation And Owe them one Make sure that
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Auto quote checklist 7 Details To Provide An Insurance Company for An Auto Insurance Quote
Table of Contents Overview Auto Quote Checklist FAQs Comparison Guide What You’ll Bring Driver licenses, addresses, dates of birth, driving history, prior insurance details, plus each vehicle’s VIN, mileage, and use. Lienholder/lease info if applicable. Coverage trade-offs explained in our Auto Insurance Comparison. Accuracy = Better Price Accurate driver/vehicle data helps us match discounts and
SR22 Car Insurance SC
SR22 Insurance in South Carolina: Understanding Requirements and Policies What is SR22 Car Insurance? SR22 car insurance in South Carolina is a certificate of financial responsibility required for high-risk drivers, often due to violations like DUIs, repeated traffic offenses, or driving without insurance. SR22 insurance in South Carolina is not a separate policy but an
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roadside assistance
Roadside Assistance Through Your Insurance Company Vs. AAA The Truth About Roadside Assistance Let an insurance expert help you decide whether to purchase roadside assistance through your auto insurance policy, or use a third party vendor such as AAA Roadside Assistance: The Cost It happens… driving down the road, the vehicle starts to act up,
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Hit by an Uninsured Motorist: Everything you Need to Know [FAQs]
What To Do When You’ve Been Hit by an Uninsured Motorist Do I need a Lawyer? You should not need to involve an attorney for simple clear-cut claim situations. Here are a few questions to ask yourself to help you determine if you do need an attorney. Statistics For Uninsured Motorist Did you know
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Driving in snow-7 Tips For Driving Safely In The Snow and Ice (Winter Driving Safety Guide)
7 Tips For Driving in snow and Ice How to prevent accidents or hazards while driving in snow. With winter approaching, we all could use some tips on how to safely drive in the snow! We have listed some great ones here… 1. Driving in snow–Drive smoothly Most important is… Do NOT jerk or make
Tickets and Violations….How They Affect You
Tickets and Violations: Types of Violations Many of us have had speeding tickets and violations at some point or another. It’s certainly no fun, but did you know that tickets and violations have a huge impact on you and on your auto insurance rates? Tickets and violations are categorized into three categories: Major Violation Minor
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