SR-22 Insurance in Illinois

SR-22 Insurance
What is SR-22 Insurance?

Company fees for SR-22 filings in Illinois

Geico$25.00
Farmers$15-$38
Liberty Mutual$15-$25
Safecona
The General$25.00
American Familyna
AllstateUnknown
USAAna
State FarmUnknown
21st Centuryna
Travelersna
DairylandFree
Progressive Insurance$25.00
National GeneralNA
State Autona
GAINSCONA
Bristol West$25.00
Acceptance RTR$25.00
The Sr22 filing fee is unavoidable with most companies. Fortunately, Dairyland Insurance does charge extra for the Sr22, making them generally the cheapest option.

Laws pertaining to SR-22 in Illinois

By law, you are required to carry the State Minimum Liability requirements in Illinois. If you are required to carry an SR-22, the policy in which the filing is on will have to have at least these limits to be sufficient.

SR-22 rates by company (liability) in Illinois

CompanySR22 Liability (average)
Mendota Ins. Company$95.00
NationwideN/A
Liberty Mutual$111.00
State AutoN/A
Acceptance RTR$92.00
TravelersN/A
Dairyland$89.00
GAINSCO$97.00
USAAN/A
State FarmN/A
American FamilyN/A
AllstateN/A
Geico$100.00
AssuranceAmerica$113.00
Farmers$78.00
Progressive Insurance$77.00
SafecoN/A
Liability insurance refers to coverage that protects the other party for damage or bodily injury that you cause. The state minimum limits in Illinois are 25/50/25.
your guide to sr-22 and why important

SR-22 and child support in Illinois

If your license has been suspended from failure to pay child support, you will be required to carry an SR-22 for at least 1 year. The SR-22 will be reported to the State letting them know you are insured for the State Minimum liability requirements.

State Insurance requirements in Illinois

StateState MinPIP?
Illinois25/50/25N/A
The minimum liability requirements by law are $25,000 per person for bodily injury, up to $50,000 per accident, and $25,000 for property damage in Illinois.

SR-22 Insurance rates by company (full coverage) in Illinois

CompanySR22 Full Coverage (average)
Farmers$200.00
USAAN/A
SafecoN/A
Acceptance RTR$205.00
NationwideN/A
AllstateN/A
The General$205.00
Dairyland$211.00
State AutoN/A
Liberty Mutual$220.00
American FamilyN/A
21st CenturyN/A
Progressive Insurance$168.00
Geico$210.00
National General$174.00
Mendota Ins. Company$210.00
GAINSCO$210.00
Bristol West$185.00
A common misconception is that you cannot have full coverage on your policy with an Sr22. Companies will charge different amount for the Sr22 filing fee.

DUI and SR-22 in Illinois

A First conviction DUI will require an SR-22 for 3 years in the State of Illinois. You will need to prove that you are insured for the State Minimum Liability requirements in order to get your Drivers License Reinstated.

Cost for SR-22 Insurance (liability) in Illinois

CityPrice
Springfield$102.00
Burbank$97.00
Buffalo Grove$102.00
Highland Park$93.00
Tinley Park$108.00
Des Plaines$107.00
Calumet City$93.00
Oswego$90.00
Belleville$107.00
North Chicago$102.00
Urbana$107.00
Naperville$110.00
Galesburg$105.00
Northbrook$89.00
Elmhurst$105.00
Mount Prospect$105.00
Park Ridge$88.00
Romeoville$90.00
Joliet$96.00
Glen Ellyn$102.00
St. Charles$93.00
Wheaton$97.00
Oak Lawn$102.00
Downers Grove$110.00
Peoria$109.00
Rock Island$110.00
Waukegan$86.00
Lombard$98.00
O’Fallon$109.00
Glendale Heights$103.00
Plainfield$89.00
Decatur$98.00
Granite City$107.00
Chicago Heights$100.00
Berwyn$100.00
Schaumburg$101.00
Lansing$95.00
Bartlett$104.00
Orland Park$104.00
Carpentersville$95.00
Streamwood$107.00
Rockford$86.00
Carol Stream$87.00
Quincy$87.00
Arlington Heights$100.00
Moline$94.00
Gurnee$88.00
Bloomington$107.00
Oak Forest$87.00
Addison$106.00
Crystal Lake$90.00
Hoffman Estates$86.00
Aurora$89.00
Mundelein$92.00
Evanston$89.00
Danville$89.00
Skokie$109.00
Lake in the Hills$92.00
Hanover Park$102.00
Glenview$93.00
Chicago$106.00
DeKalb$93.00
Normal$97.00
Woodridge$109.00
Cicero$103.00
Elgin$103.00
Algonquin$98.00
Rates for liability insurance with an Sr22 filing are listed above for your comparison.

Cost for SR-22 Insurance (full coverage) in Illinois

CityPrice
Carol Stream$172
Moline$153
Highland Park$150
Danville$150
Algonquin$154
Calumet City$175
Belleville$174
Northbrook$173
Crystal Lake$153
Urbana$164
Quincy$146
Glendale Heights$171
Plainfield$171
Elk Grove Village$176
Elmhurst$160
Mundelein$163
Cicero$177
Woodridge$158
Streamwood$152
Skokie$161
St. Charles$168
Hanover Park$174
Oswego$168
Oak Park$158
Granite City$180
Niles$169
Elgin$152
O’Fallon$151
Gurnee$178
Wheaton$162
Chicago$172
Pekin$152
Lake in the Hills$167
Rockford$155
Naperville$155
North Chicago$160
Normal$155
Tinley Park$153
Berwyn$155
Romeoville$180
Burbank$150
Lombard$177
Bolingbrook$175
Peoria$179
Hoffman Estates$162
DeKalb$177
Buffalo Grove$155
Carpentersville$182
Oak Lawn$149
Des Plaines$156
Chicago Heights$148
Addison$169
Waukegan$158
Joliet$156
Bartlett$178
Arlington Heights$154
Rock Island$157
Downers Grove$175
Decatur$170
Springfield$176
Evanston$168
Lansing$161
Champaign$165
Orland Park$154
Aurora$172
Schaumburg$162
You can purchase an Sr22 with Comprehensive and Collision (full coverage) together. Your rates will depend on several factors.

Which companies offer SR-22 in Illinois

CompanySR22 Offered
State Autono
Safecono
Progressive InsuranceYes
Acceptance RTRyes
USAANO
GAINSCOyes
Travelersno
American Familyno
Dairylandyes
21st Centuryno
Mendota Ins. Companyyes
Farmersyes
Liberty Mutualyes
Bristol Westyes
National Generalyes
State Farmunsure
Geicoyes
Allstateunsure
The Generalyes
AssuranceAmericayes
Companies that do not offer Sr22 filings are listed above for your review. These companies do not accept higher risk drivers.

Who has the lowest price on SR-22 Insurance in Illinois by city

CityPrice
BurbankProgressive
MolineNational General
BloomingtonThe General
UrbanaThe General
Lake in the HillsThe General
Elk Grove VillageGeico
Oak ForestThe General
Park RidgeGeico
Orland ParkGeico
Hanover ParkNational General
Hoffman EstatesLiberty Mutual
StreamwoodNational General
DecaturBristol West
AuroraProgressive
CiceroProgressive
ElmhurstThe General
Highland ParkProgressive
WheelingProgressive
RomeovilleLiberty Mutual
PalatineThe General
CarpentersvilleLiberty Mutual
Mount ProspectThe General
RockfordThe General
QuincyDairyland*
DanvilleGeico
Granite CityGeico
JolietProgressive
SchaumburgProgressive
Rock IslandFarmers
BolingbrookThe General
BartlettProgressive
WoodridgeLiberty Mutual
Carol StreamProgressive
MundeleinProgressive
GalesburgProgressive
LansingNational General
GlenviewThe General
Des PlainesNational General
Arlington HeightsProgressive
PlainfieldGeico
ElginNational General
Glen EllynDairyland*
BerwynFarmers
AlgonquinGeico
NormalGeico
WaukeganNational General
NorthbrookProgressive
ChicagoBristol West
SpringfieldFarmers
DeKalbLiberty Mutual
OswegoThe General
Glendale HeightsGeico
NapervilleProgressive
AddisonProgressive
O’FallonGeico
BellevilleLiberty Mutual
North ChicagoProgressive
Crystal LakeGeico
Tinley ParkFarmers
EvanstonLiberty Mutual
SkokieBristol West
LombardThe General
PeoriaThe General
Oak ParkGeico
GurneeProgressive
WheatonNational General
St. CharlesGeico
ChampaignProgressive
Progressive seems to be the cheapest option for Sr22 insurance in Illinois. Rates will vary based upon your city and zip code.
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Last Updated on October 19, 2021 by Katie Sopko

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