Lone Tree Insurance

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Lone Tree Colorado Auto Insurance

Discounts Available In Lone Tree

Did you know that you may be eligible for discounts on your auto insurance? Your auto insurance company may have some discounts that you can take advantage of. Contact your agent and see if you are taking advantage of those. Below we have listed some discounts for Lone Tree, CO and how much of an impact it has on your rates.

Impact on ratesDiscounts Available
HighPaid in Full
MildHomeowners
HighNo Accidents or Violations
Very HighContinuous Insurance
MildMulti Vehicle
HighAdvanced Quote
MildMulti Policy
MildMilitary
MildMarried

Violations And How They Impact Your Auto Insurance Rates in Lone Tree

Violation NameMajor, Minor, or Non MovingHow Long it Will Affect Your Insurance Rates
DUIMajor10 Years
ParkingNon MovingNA*
Crossing over a Center DividerMinor3 Years
Failure to Stop for a Pedestrian Side walkMinor3 Years
Non-At-Fault AcccidentMinorNA*
No Proof of insuranceNon MovingNA*
At Fault AccidentMajor5 Years
Driving without a LicenseMajor3 Years
Expired TagsNon MovingNA*
Using a Cell Phone with DrivingMinor3 Years
Failure to maintain Clear Distance (tailgatingMinor3 Years
Running a Traffic Light or Stop SignMinor3 Years

Violations can have a big impact on your auto insurance rates. Depending on what kind of violation, will determine how long it can stay impacting your rates. For instance, lets take the example of a DUI, that is considered a major violation and that one can stay impacting you for about 10 years. We have listed some other violations you can see and how long they can impact you for.

Insurance Rating Factors In Lone Tree

Want to know what kind of things are affecting your auto insurance rates? There is a list of “factors” that are taken into consideration when determining your auto insurance rates. We have compiled a list below for Lone Tree, CO. Here you will see a list of some of the rating factors and how much of an impact those factors have on your insurance rates.

FactorRate Impact
ProfessionLow
lien holderNone
GenderMedium
How many drivers per vehicles listedMedium
Insurance HistoryMedium
How long have you owned the vehicleLow
vehicle performance (symbol)Medium
Anual MileageLow
EducationLow
anti theft deviceLow

SR22 Insurance in Lone Tree

CompanyAverage (SR22 Fee)
Assurance America$25
Bristol West$35
DairylandFree
Gains Co$25
Mendota$25
Progressive5% (average)
State FarmSR22 Not available
The General$25
TravelersSR22 Not available
An SR22 filing is a certificate that your auto insurance company will file with your state ones you purchase it. Each state is different with how long you need to carry it for. Also, each insurance carrier varies as far as if they file with it, and if they do how much it costs to file it

Lone Tree Weather And Driving Conditions

If you live in CO, you will experience the best of both worlds when it comes to weather. In Lone Tree for instance, in the summertime you can expect a high of 87 degrees and then it drops to a low of 17 degrees in the wintertime! Check out the averages of rain and snow below!

Summer High: the July high is around 87 degrees
Winter Low: the January low is 17
Rain: averages 18 inches of rain a year
Snow: averages 78 inches of snow a year

Discounts Per Company In Lone Tree

Mendota Advantage AutoTravelers
Auto PayPaid in Full
Continuous InsuranceNo Accidents or Violations
No Accidents or ViolationsMulti Policy
Paid in FullHomeowners
HomeownersMarried
Multi VehicleContinuous Insurance
MarriedMulti Vehicle
Auto Pay
We all love hearing we can get discounts. And the same is with our auto insurance. Each insurance carriers offers a variety of different discounts. The discounts have different impacts on your rates as well. We compared below two different carriers in Lone Tree, Co. Check out the discounts for Mendota and Travelers.

Cheapest Full Coverage Auto Insurance Rates In Lone Tree

When deciding what kind of coverage, you want for your auto insurance, you are also going to want to see a good rate as well. We narrowed down a few insurance carriers in the Lone Tree area and put the average rate of Full Coverage. You can also contact your agent for more information on this topic.

RankCompanyAverage price
1Progressive$124.00
2The General$137.00
3Mendota$145.00
4Bristol West$146.00
5Travelers$148.00
6Dairyland (Viking)$191.00
7Liberty Mutual$191.00

Other Insurance Products We Offer In Lone Tree

Type of CoverageOur Top Companies
Renters InsuranceASI, Foremost
Car InsuranceProgressive, Dairyland,
RV InsuranceProgressive, Travelers
Business InsuranceBTIS, Hiscox
Home InsuranceTravelers, ASI, Foremost Star
Boat InsuranceTravelers, Progressive
Commercial Auto InsuranceProgressive
Here at A Plus Insurance, we offer a lot more than just auto insurance. We range from Renters, Home, RV, motorcycle, and boat insurance. We even offer Commercial and Business. Just give us a call today and see how we can help you find the best rate with the numerous companies we work with.

Credit And How It Affects Your Car Insurance Rates In Lone Tree

As in many aspects in our lives, our credit score affects us. It does in fact have an influence on whether we will see a good insurance rate or perhaps a higher rate than we are wanting. We made a chart below with some Insurance rates by credit score in Lone Tree, CO.

Excellent$133.20
Good$150.10
Average$180.72
Poor$255.60

Insurance Companies We Represent In Lone Tree

USLI
Progressive
Foremost Star
Mendota
Bristol West
Dairyland
Suncoast
Victory
ASI
Travelers
Gainsco
Assurance America
Best Choice
Orion 181
The General
Safeway
One of the many reasons that we can give our customers great rates are because we represent a variety of different insurance carriers. Yes, when you call and get a quote from us, we can give you more than one option on rates because we run it through multiple companies. Down below are some of those companies!

Lone Tree Nearby Cities And Neighborhoods

Lone Tree, CO is a suburb with a population of 12,923. It is named one of the best places to live and the schools there are highly rated! If you look below, there is a list of some of the great and popular neighborhoods in Lone Tree, and the cities that are nearby there as well.

Neighborhoods in Lone Tree, ColoradoCities Near Lone TreeZip Codes in Lone Tree
Heritage HillsCentennial, CO80124
Park MeadowsCastlewood, CO80134
Lone Tree ParkwayHighlands Ranch, CO80126
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Last Updated on November 11, 2021 by Shawn Christie

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