Pueblo Auto Insurance

Auto Insurance, Now in 34 states!

Pueblo Insurance

Finding the cheapest rate in Pueblo CO for your auto & home insurance

Auto Insurance, Now in 34 states!

Pueblo Insurance

Finding the cheapest rate in Pueblo CO for your auto & home insurance

Another great thing about Pueblo auto insurance is you can get discounts! Lots of different discounts! Get ahold of your insurance carrier today to see what you may be eligible for as far as discounts.

Some of the great ones that have a high impact on your rates are auto pay, having no accidents or violations, and an advance quote. Some other great ones, if you are a young or older motorist, having a multi-policy and multi-vehicle, an education discount, military, and marriage status.

Let us look at the chart below and see some of the popular ones that may be available for you in Pueblo, CO.

Impact on RatesDiscounts Available
MildPaperless Discount
HighAuto Pay
MildMulti Policy
HighNo Accidents or Violations
MildEducation Discount
HighAdvanced Quote
MildMulti Vehicle
Pueblo Insurance
Untitled Design 1 3
Pueblo Insurance

Auto Liability Pueblo Insurance Rates

Pueblo is a great small town in Colorado! As nice and small as it is, its still good to have good auto insurance coverage. Research shows that in CO, the cost of liability is around $520.04 a year and that averages out about $43.00 a month. For Full coverage it is about $939.52 a year and that averages out to about $78.29 a month. Pueblo auto insurance could seem a bit more expensive here because of its population, which means more accidents and claims.

Liability Insurance Rates in PuebloLiability State Average
Pueblo Insurance
Full Coverage Insurance in PuebloFull Coverage CO Average
Pueblo Insurance

Your Credit And How It Affects Your Auto Insurance Premiums In Pueblo

Like with many other things in life, your credit is a big deal when it comes to your auto insurance rates. Your Pueblo auto insurance carrier is still wanting to see how good of a record you have with your credit status, so they will know if they are at a higher risk for insuring you or not. For instance, if they see your credit score is not that great, they may consider you not as reliable and more likely to file claims.

The chart below shows what your auto rates could look like depending on your credit score in Pueblo, CO.

Credit Impact on Insurance Rates in Pueblo,
Average Premium by Score
Price (Average)
Pueblo Insurance

SR22 Insurance Rates in Pueblo

SR22 is commonly mistaken as an insurance policy. It is a certificate proving that you are carrying the required amount of coverage by the state. This document is filed in the state by your insurance carrier when you purchase it. Typically, you will need to carry the SR22 for about 6 months. The table below shows which carriers offer it and how much.

Below is the amount company adds to the Pueblo insurance premium to file the SR22 with the state.

CompanyAverage (SR22 Fee)
Assurance America$25
Bristol West$35
Gains Co$25
Progressive5% (average)
State FarmSR22 Not available
The General$25
TravelersSR22 Not available
Pueblo Insurance

What to Know When Shopping For Cheap Auto Insurance in Pueblo

Purchasing Pueblo insurance is the only way drivers can protect their financial interests, both when they are on the road and when they are parked. There are many factors regarding who to purchase coverage from, what to add or remove from a policy and what can be done to make insurance more affordable. Each state regulates what type of coverage they require, and every insurance agency will make certain those minimums are met when a quote is provided.

Colorado State Insurance Requirements

When purchasing auto insurance, Pueblo residents need to be aware of what the law requires. Liability coverage is required in case the vehicle damages property or harms someone.

The legal minimum of $25,000 per person and $50,000 per vehicle for each accident is considered by many legal experts to be less than adequate.

In addition, a fee to cover the expenses in case an accident occurs with an uninsured or under-insured motorist is also required. Not required is the medical payments coverage. However, it needs to be noted because the state of Colorado requires insurance agencies to offer it to all clients. Customers will need to request for it to be removed from their policies if they do not want this coverage.

In Pueblo, most banks will require that any vehicle that is being used as collateral or does not have a clear title, have additional coverage along with the coverage the state requires. This includes collision and comprehensive coverage, so the vehicle is insured no matter what causes damage to it.

The coverage should always be enough to pay off the outstanding balance of the loan as well as cover any other expenses that may be incurred in the accident. Gap insurance is an important optional choice that should be considered if the vehicle has been recently purchased because it can cover the difference that often exists between what the value of the vehicle is, and what is actually owed on it.

Since January 1, 2016, to October 17, 2017, there have been 479 fatalities due to auto accidents in Colorado.  191 of those deaths are in Region 1.  So why do you need auto insurance, it’s simple. First it is the law, second, you never know what might happen when you are out on the roads.

One overlooked protection is against theft. Even though Colorado has been initiating awareness campaigns about car theft, it is still a common problem. In addition to whether or not theft protection is included, it is important to know if leaving the vehicle unlocked or leaving keys in the vehicle may affect the claim in any way. Not all insurance companies will cover damage to a stolen car if the owner left the keys inside the vehicle.

Not all free quotes are the same, so always take the time to read through each before making a decision. Online rates may seem cheap until it is discovered they are short on coverage and require enormous deductibles before they will cover any damage. Some companies do not require a lot of information before they provide a quote.

While this may seem to be a time-saving feature, it is not necessarily going to provide the most accurate quote. Taking the time to provide genuine information about the vehicle, how it is used and any blemishes on the driving record of those who will be using the vehicle will give a more accurate picture of what to expect for a final policy cost.

By understanding the basics about auto insurance, Pueblo drivers can be certain they have enough to cover any expenses should an accident happen. This protection is important because it can make it possible to repair damage, replace vehicles and cover medical bills as needed. Pueblo auto Insurance agents are happy to answer any questions their clients may have about the items on their policies, as well as to make suggestions about ways to save money.

Pueblo Home Insurance

Offering Car, Home, and motorcycle coverage to the residents of Pueblo. Fast, Friendly Rates in Minutes.

Pueblo is located 35 minutes south of Colorado Springs, Colorado and about 1 hour and 45 minutes south of Denver, CO.   Originally Fort Pueblo, the city was incorporated around 1870.  Many of the people who live there enjoy the smaller city size.  

Pueblo is the Eighth Largest City in Colorado.  

Filled with drivers of all kinds, both young and old, Pueblo has multiple different needs.  At A Plus, we understand the various needs people to have for insurance in CO.  Whether it is a standard auto & car policy, or an auto policy bundled with a home, or simply a pleasure policy for motorcycles, we have a variety of options to fit different needs.

Our agency offers mono-line auto coverage as well as monoline homeowners insurance.  We can cover toys such as motorcycle insurance, a.t.v, coverage.  Even boat and personal watercraft coverage for those enthusiasts who like to play in Pueblo Reservoir.  We offer tons of discounts to help in this tough economic time.  These discounts include, but are not limited to, homeowners, multiple policies, good student, safe driver, accident-free, violation free, paid in full, and paperless.  And for those drivers who need additional filings such as an SR-22, we can accommodate those as well.  So, give us a call or visit us online.

What types of insurance coverage does A Plus Insurance offer in Pueblo?

A Plus Insurance in Pueblo offers a variety of insurance coverage, including auto insurance, home insurance, and more. Our experienced team shops multiple carriers to find the best rates tailored to your needs.

How can I get a quote for insurance coverage in Pueblo?

Getting a quote is easy. You can call our dedicated team at 1.888.445.2793 or visit our website to fill out a quote request form. We’ll help you find the best rates from multiple carriers.

Why choose A Plus Insurance for your insurance needs in Pueblo?

A Plus Insurance is your trusted partner for insurance in Pueblo. We prioritize customer satisfaction, offer personalized service, and work to find the most competitive rates. Call us at 1.888.445.2793 to experience the A Plus difference.

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Welcome Center Free Auto Insurance Quote
2024 Pueblo Insurance

Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

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Homeowners, renters, and mobile home owners: make sure you have the protection you need.

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Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Company Info: The following address is mailing only.

A Plus Insurance | Pueblo Insurance
140 W 29th St
Pueblo, CO 81008
Phone: (719) 404-1853

Additional Colorado Links
Auto Liability Insurance | Colorado
SR22 Insurance | Colorado
Motorcycle Insurance | Colorado
Homeowner’s Insurance | Colorado
Durango, CO Auto Insurance
Auto Insurance Rock Hill
Buena Vista, CO Car Insurance
Pueblo Insurance

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  • Explore auto insurance options with Pueblo Insurance.
  • Learn about coverage and policies available.
  • For inquiries or quotes, call us at 1.888.445.2793.

Last Updated on by Camron Moss

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