What do you call an apple that plays the trumpet? A tooty fruity! Welcome to Fruita Colorado! Our insurance rates will leave you craving dessert!
See What People Are Saying About Us!
Cameron Moss was exceptional in explaining everything, and I can confidently rate the service as a perfect 10/10. I wholeheartedly recommend it to my friends and anyone seeking top-notch service!
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Zulema T.
8/06/2023
My agent Lauren was really nice and very helpful
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Ian S.
7/21/2020
Amy is on top of it! She knows her product and makes good choices for her client. I’m more than satisfied with both house and auto policies that she’s written for me.
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Marci P.
7/21/2020
Marlon was a great help and got me insured very quickly and easily! 10/10
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Bailee P.
8/05/2023
Jola was very helpful and helped me get my insurance switched over to progressive very quickly
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Kayla K.
7/21/2021
Crystal did an amazing job getting me set up with car insurance. She was very friendly and that helps 100% when purchasing car insurance.
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Stephanie V.
7/21/2021
I’d give them an A+ for finding me a good provider and how promptly they did it. Thank you.
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Johnny G.
3/29/2023
Cameron was an absolute delight! so unbelievably helpful, knowledgeable and efficient at his job.
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B R.
2/07/2023
Jola was helpful, friendly and knowledgeable.
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Donald D.
7/21/2021
Crystal was awesome to work with!
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Diane l.
3/29/2023
Marlon was great!
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The G.
2/22/2023
Communication was great, and followed up immediately.
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Crystal M.
11/30/2022
My agent Lauren help me out great and saved me over 100$!
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Nickolas P.
9/14/2022
Wonderful customer service by Crystal!
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Kylie B.
11/07/2023
Crystal is the real deal! Very professional and walked me through the whole process. Helped me saved money with both our cars. You go girl☺️
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Saofaialo S.
7/21/2020
Great rates. If you feel you already have great rates get a quote anyway 😊
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Mardell H.
7/21/2020
Jola was awesome. She answered all of my questions and explained insurance to me in a really easy way to understand. She helped me get all the discounts and least expensive plan for my situation. Would recommend 👌🏼
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Kelsie S.
7/21/2020
I have been dealing with your company for many years. I called spoke with your agent Crystal she was able to get me the best and lowest rate possible. She is is very helpful and courteous person, I am glad she is part of your team. I wish her the best.
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Berhe H.
3/01/2023
Super quick and easy service with really low rates.
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Sara L.
7/06/2023
My Rep Jola was very helpful and handled the whole process of getting my motorcycle insured quick and painless. She communicated very well and explained everything in great detail.I couldn’t be happier using them to get insurance.
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Nolan W.
7/21/2021
Lauren was so helpful. She made it easy and was so nice,
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Tiffany H.
3/28/2023
Extremely content. Lovely agent! Thank you Alexandra V.
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ness m.
7/17/2022
Lauren McKenzie was very helpful and professional!! Great experience she made everything easy!!
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Steven G.
7/21/2020
Over priced
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Beth B.
12/08/2022
Discounts available for Insurance in Fruita, CO by Company
If you are a good and safe driver, have multiple vehicles with the same insurance company, and pay for your insurance in full? If you answered yes to any of those questions, do you know you may be able to get some auto insurance discounts? If you look at the chart below you can see two different carriers and what kind of discounts they offer.
Assurance America
Bristol West
Continuous Insurance
Multi Policy
Paid in Full
Homeowners
Homeowners
Auto Pay
Auto Pay
Advanced Quote
Multi Vehicle
Paid in Full
Married
No Accidents or Violations
No Accidents or Violations
Married
Multi Vehicle
Continuous Insurance
Insurance Fruita
Fruita DMV address and phone number
Fruita DMV Office
325 E Aspen Ave
Fruita, CO 81521
Phone: (970) 244-1664
Fruita Registration and Title Office
200 S Spruce St
Grand Junction, CO 81501
Phone: (970) 244-1664
Above is the contact information for the local DMV in Fruita, Colorado. Due to Covid-19, appointments may require scheduling several weeks in advance. The DMV has helpful links on their website, such as frequently asked questions, and hours of operations. You are also able to renew tags online and get replacement IDs that may be quicker than scheduling an appointment.
Insurance Fruita: Other types of Insurance
We use multiple different companies that offer multiple different coverages. Are you looking to buy a house or start a business this year? Here at A Plus, we offer much more than liability insurance in Fruita. We would love to help you find the best quote for any of your insurance needs! Check out the chart below and see some of the other coverages and out top companies we work with.
Type of Coverage
Our Top Companies
Home Insurance
Travelers, ASI, Foremost Star
Business Insurance
BTIS, Hiscox
RV Insurance
Progressive, Travelers
Motorcycle Insurance
Dairyland, Progressive
Renters Insurance
ASI, Foremost
Boat Insurance
Travelers, Progressive
Commercial Auto Insurance
Progressive
Insurance Fruita – How Age and Gender Impact your Rate
Age
Male
Female
16-18
$ 231.84
$ 184.09
19-24
$ 193.20
$ 161.00
25-30
$ 139.84
$ 124.84
31-40
$ 110.40
$ 106.08
41-50
$ 109.48
$ 98.44
50-65
$ 99.36
$ 101.48
65+
$ 106.08
$ 114.08
Good things come with age; they say. The same can be said with your auto insurance rates. Yes, the older you get, you can see a decrease in your insurance rates! You have much more experience in driving the older you are if you maintain a good record, you could see some great rates. Check out the list above, that shows the price difference in rates by gender and age.
Violations and how long they impact your auto insurance rates in Fruita
Accidents happen, and sometimes they may not even be your fault. Regardless, when it comes to driving on the road’s violations happen. The question is, how much of an impact do violations have on your record and your auto insurance rates in Fruita? We listed some violations below and what kind of affect they can have on your rates and for how long.
Violation Name
Major, Minor, or Non Moving
How Long it Will Affect Your Insurance Rates
Using a Cell Phone with Driving
Minor
3 Years
Improper Lane use
Minor
3 Years
Failure to maintain Clear Distance (tailgating
Minor
3 Years
Parking
Non Moving
NA*
Driving without a License
Major
3 Years
No Proof of insurance
Non Moving
NA*
Failure to Use Turn Signal
Minor
3 Years
Failure to Yeld
Minor
3 Years
DUI
Major
10 Years
Reckless Driving
Major
5 Years
Expired Tags
Non Moving
NA*
Failure to Stop for a Pedestrian Side walk
Minor
3 Years
Violations Affect Your Insurance Fruita, CO
Insurance Fruita, Colorado: The Top 10 vehicles we insure
1
Subaru
2
Lexus
3
Honda
4
Volvo
5
Chevrolet
6
Cadillac
7
Ford
8
Acura
9
Toyota
10
Audi
11
Nissan
12
Buick
The highly rated vehicles to insure in Fruita are listed below. Subaru is the number one vehicle we insure, while Buick is the last on the list. Subaru’s are great for daily drivers, exploration, or weekend trips. They do well in most types of weather conditions. Toyota is number 9, which isn’t surprising as Toyotas are known to “last forever”.
Liability Insurance Fruita
The state minimum liability requirements vary from state to state. Liability insurance in Fruita, and the entire state of Colorado, requires you carry 25/50/15. Liability protects others from you in the event of an accident. Understanding the limits better – $25,000 per person for bodily injury, up to $50,000 per accident, and $15,000 for property damage would pay out to the other party if you were at fault.
Your credit and how it affects your insurance rates in Fruita
Insurance Fruita: Credit Impact on Insurance Rates
Excellent
$113.22
Good
$127.58
Average
$153.61
Poor
$217.26
Do you have good or excellent credit? If so, you can see yourself getting some rather good rates for your auto insurance! Now even if you may not have the best of credit, you can still obtain auto insurance, but you may see that you will have higher rates. Check out some statistics we did for Fruita, CO. We listed the average premium based on credit score.
Insurance Fruita – Rating Factors that Impact your Rate
There are quite a few factors that impact your auto insurance rates in Fruita. When getting an auto quote, the insurance carrier will ask you some of these questions and take that into consideration. Do you know all the factors? We made it easy for you, and listed just a few of them below and listed how much of an impact they have on your rates.
Factor
Rate Impact
Type of Vehicle Coverage
Medium
Anual Mileage
Low
lien holder
None
anti theft device
Low
Age
High
Claims History
Medium
Insurance History
Medium
vehicle safety features
Medium
vehicle performance (symbol)
Medium
How long have you owned the vehicle
Low
Insurance Fruita
Our client in Fruita, CO saves an average of $597.55 on Insurance
Number of Candy bars you could buy
435
Months of Netflix you could afford with your savings
43
Number of Peanuts you could buy
107568
Everybody loves to save money, and we love to help our customers save that money! For example, let’s look at how we have helped some new customers in Fruita, Colorado save money and how much we saved them! The numbers above speak for themselves, and just look at some of the great things they can now buy and enjoy with them money they saved!
Weather and driving conditions in Fruita
Weather conditions should determine how much extra time you give yourself to get somewhere, and how carefully you are driving. If it is snowing in the winter time, the roads may be slick so give yourself an extra 10 minutes and stay back a couple extra car lengths from the person in front of you to give yourself a longer reaction time. An extra 10 minutes could prevent an accident.
Liability insurance in car insurance refers to coverage that pays for injuries and damages you cause to others in an accident. It is a mandatory coverage in most states and does not cover damages to your own vehicle.
Does comprehensive mean full coverage?
Comprehensive insurance is a part of what is often referred to as full coverage, but it does not constitute full coverage by itself. It covers damages to your vehicle caused by events other than collisions, such as theft, vandalism, or natural disasters.
What is miscellaneous vehicle coverage?
Miscellaneous vehicle coverage typically refers to insurance for vehicles that don’t fall under standard auto or motorcycle categories. This can include coverage for RVs, ATVs, boats, and other specialized vehicles, providing protection against various risks associated with these types of vehicles.
Marlon was a great help!
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Jake S.
1/10/2023
Cameron was an absolute delight! so unbelievably helpful, knowledgeable and efficient at his job.
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B R.
2/07/2023
Awesome saved us tons!!!
Notes: first time customer clean driving history with uninsured motorist 31 quote competitive liability insurance Ticket Virginia Prior insurance Viking Subaru
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Thug W.
6/21/2022
Both Katie and Justine were SUPER helpful, got me exactly what I needed and fast!!! Thank you!!
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Nathan O.
8/21/2021
Quick quote and affordable!
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Felicia S.
1/19/2024
Katie Sopko was great. Fast and got what I wanted. Thank you
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Von A.
7/21/2021
Very easy and helpful
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William R.
7/21/2020
Big shout out to Amy for helping me through every insurance related obstacle life has thrown at me over the past 2+ years! I can honestly say A+ Insurance has the best customer service of any company I've interacted with. Every person I've talked to has been incredibly friendly, efficient, and helpful (including Sy who helped me today) and I wish I had kept a list of every other person who was there to answer my calls over the past couple years because they all deserve a thank you!
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Matthew M.
7/21/2020
Crystal helped me initially sign up for my car insurance with sr22. I then bought a vehicle and had to get full coverage. The operator who i talked with had me on a ridiculously high plan at around$480 a month!! Crystal was able to help me find another provider with the same coverage at less than Half the cost!! She saved me hundreds of dollars a month and I am super greatful! Im a single father with two kids and this was truly life changing for our little family. Ill definitely recommend A Plus insurance and Crystal to anyone I speak with about car insurance. Thanks again Crystal!!! Youre the best.
Owner Response: Thank you so much for your kind words. Welcome to the Family. We have posted them for our entire staff to read. -Owner
Absolutely fantastic, totally helpful, small family business, got me a fantastic rate. Jola was my agent and she’s cool as hecc. Thank u so much
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Peter S.
7/21/2020
Marlon, was a great insurance agent he helped me find a great policy, and answered any questions I had. Thank you so much.
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sherisha a.
10/14/2022
I was very stressed about getting insurance before I moved and she made it so easy and not stressful at all.
Insurance policy notes: Liability only 2014 Buick, married Homeowner 31 value Discounted car insurance by phone AZ Prior insurance: Sentry
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Christin A.
7/14/2022
Friendly and Low rates works with you to get you driving. Also A friendly staff they do everything they can to help.
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Reginald E.
7/21/2020
Marlon, was very helping, great customer service couldn't ask for a better person to help me get insurance
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Trent M.
3/02/2023
I have the best experience with a plus insurance Mona was amazing and so helpful even though she is brand new! Thank you for your help
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Paige P.
7/21/2021
My agent was great it was a smooth transition all the way into payment and electronic signatures I got my policy back in PDF form properly and I look forward to doing business with her more
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Richard A.
7/21/2020
Sy Sopko always does a great job to make sure all of our insurance needs are met in a professional manner. Sy is a great insurance agent. Give him a call for all your insurance needs!
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Joseph B.
7/21/2020
Great service
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amy t.
9/02/2022
The agent I spoke to was very nice and super helpful, made the whole process easy
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Jay T.
7/20/2023
Alexandra Vileikis is the BEST agent to work with! She helped me get car insurance in 11 minutes. Alexandra was super informative about both my car insurance needs as well as what was required by Colorado state law. I would highly recommend going through this company and working with Alexandra!
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Katelyn H.
9/23/2022
Crystal that was AMAZING!! Thank you, love being apart of the review
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Ashley C.
3/15/2023
My agent, Katie, was so patient and understanding with me while I took forever getting documents together for my quote- she really went out of her way to accommodate me. I look forward to working with her in the future, especially if this is the type of service I can expect!
Notes: single Female 21 looking to find quick motorcycle insurance online with immediate insurance ID Card Michigan Prior insurance Foremost Mitsubishi
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Ronda
6/21/2022
The agent was very professional even with technical glitches. Calm and cool thru the whole process.
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justin c.
7/21/2021
Thank you Lauren. You made my bad day Good . Kindness goes along way